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PENGARUH HARGA DAN BIAYA TERHADAP PENDAPATAN PETANI KELAPA SAWIT PADA KUD CINTA DAMAI DI KECAMATAN TAPUNG HILIR Wahab, Wirdayani; Pamungkas, Putra
Eko dan Bisnis: Riau Economic and Business Review Vol. 10 No. 1 (2019)
Publisher : Sekolah Tinggi Ilmu Ekonomi Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36975/jeb.v10i1.193

Abstract

The purpose of the study was to determine the effect and cost of the income of oil palm farmers at the KUD  Cinta Damai  in Tapung Hilir District. The method in this study uses quantitative descriptive method. The sample in this study were 86 people from 636 farmers using random samples. In this study using hypothesis testing consisting of F test, and t test. Based on the results of the F test, it is evident that prices and costs are significant to farmers' income, folding with Fcount values greater than Ftable (50,569> 3,11). Based on the F test results it is proven that prices and costs have a significant effect on farmer income, indicated by the value of Fcount greater than Ftable (50,569> 3,11). Based on the t test it is proven that the price has a significant effect on farmer income indicated by a tcount greater than t table (9,010> 1,989) and the cost has a significant effect on the income of oil palm farmers in KUD Cinta Damai indicated by a tcount greater than ttable (2,068> 1,989)
The merger of Islamic banks and their impact on the stability of the country's economy Pamungkas, Putra; Pratiwi, Desti Indah; Bakkar, Yassine
Sebelas Maret Business Review Vol 7, No 2 (2022): December 2022
Publisher : Universitas Sebelas Maret

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/smbr.v7i2.55845

Abstract

Mergers are familiar in economic terms, one of which is in the banking sector. Indonesia's banking sector adopting a dual banking system, namely the operation of conventional and Islamic banks, has caused the Indonesian people to have the choice to entrust their finances to one of the two types of banks. Not long ago, the Indonesian government announced that the three Islamic banks, which are part of the three conventional banks, would merge and change their name to Bank Syariah Indonesia (BSI). Of course, this decision is not easy, but it is a decision taken after careful consideration from the banking and economic perspective. Based on data from OJK, the total assets in the second quarter of Islamic banking in 2021 after the merger was recorded to have increased by 16.4 percent compared to the previous year’s period. This increase is in line with Bank Syariah Indonesia (BSI) financial report data in the first and second quarters, namely with second quarter total assets of 481 trillion rupiah and second quarter total liabilities of 435 trillion rupiahs. Based on these facts and data, this article aims to determine the impact of the merger of the three Islamic banks on the strengthening and stability of the Indonesian economy by comparing data from before and after the merger of Islamic banks in Indonesia.