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Implementation of Management Functions at PT Pegadaian (Persero) Finthariasari, Meilaty; Pitra, Ahmad; Mukadar, Amir; Humairah, Mifta; Fauziah, Fenty
Journal of Social Work and Science Education Vol. 5 No. 3 (2024): Journal of Social Work and Science Education
Publisher : Yayasan Sembilan Pemuda Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52690/jswse.v5i3.881

Abstract

This research aims to investigate and analyze the implementation of management functions at PT. Pegadaian (Persero) Lebong Regency. Considering the many functions of management, this research will only discuss four management functions, namely, planning, organizing, supervising, and directing. This research uses descriptive and qualitative research methods. In the data collection process in this research, researchers used observation, interview, and documentation techniques. In analyzing the data, researchers used data analysis techniques with data reduction steps, data presentation, and drawing conclusions. The research results show that employees already have their respective duties and obligations in dividing tasks as well as arranging activities by planning in advance. Apart from planning the division of tasks according to the abilities of each employee, PT. Pegadaian (Persero) Lebong Regency also provides good guidance to employees. By carrying out training activities that all employees must participate in. Then, in terms of supervision of PT Pegadaian (Persero), Lebong Regency also did well. Supervision is very important in a company so that the evaluation process runs smoothly.
MENINGKATKAN DAYA LITERASI DENGAN KEARIFAN LOKAL BAHASA REJANG Kartina, Remi; Mukadar, Amir; Lisdayanti, Septina
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 5 No. 1 (2024): Volume 5 No 1 Tahun 2024
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cdj.v5i1.25431

Abstract

Minat literasi yang menurun menyebabkan butuh penangan khusus guan menambah angka kenaokan minta literasi siswa. Tujuan penelitian ini adalah untuk pelestarian budaya kearifan lokal guna meningkatkan daya literasi siswa. Upaya ini dilakukan agar aksara rejang tidak luntur oleh zaman dan tetap dikenal masyarakat luas. Hal ini dilatar belakangi karena pembelajaran aksara Rejang “Ka Ga Nga” masih dianggap sulit, dan dalam proses pembelajaran di sekolah masih konvensional yaitu focus dengan buku. Guru mulai merubah cara pembelajaran dengan menggunakan media pembelajaran sehingga “Ka Ga Nga” menjadi pembelajaran yang tidak membosankan. Metode yang digunakan di dalam penelitian ini yaitu Penelitian tindakan. Memiliki tahapan yaitu: (1) identifikasi masalah, (2) analisis masalah beserta faktor penyebabnya, (3) formulasi pemecahan, (4) pencarian data pendukung, (5) formulasi aksi, dan (6) evaluasi. Diharapkan melalui penelitian ini dapat meningkatkan kualitas pembelajaran aksara Rejang “Ka Ga Nga”. Minat literasi siswa menjadi lebih meningkat dengan adanya pembelajaran menggunakan bahasa daerah yaitu Bahasa Rejang.
Sosialisasi dan Pendampingan Pembentukan Koperasi Syariah pada Kelompok Penjahit Sakinah Kota Bengkulu Khairul Bahrun; Amir Mukadar; Hesti Setiorini; Marini Marini
Nusantara: Jurnal Pengabdian kepada Masyarakat Vol. 4 No. 4 (2024): November: NUSANTARA Jurnal Pengabdian Kepada Masyarakat
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/nusantara.v5i4.7237

Abstract

This community service activity was carried out among the members of the Sakinah Tailors' social gathering in the Kampung Bali sub-district of Sungai Serut, Bengkulu City. The members of the Sakinah Tailors' social gathering have the potential to grow because the members or partners already have sewing skills or their own sewing businesses. This is a supporting factor in developing a cooperative. However, they are constrained by limited knowledge about the procedures for forming a cooperative, capital, and how to prepare cooperative financial reports. So far, the members of the Penjahit Sakinah sewing circle have been carrying out savings and loan activities, but the administrators still carry out savings and loan activities in a conventional manner, so they want to form a sharia savings and loan cooperative. Therefore, the Community Service Team from the Faculty of Economics and Business wants to conduct socialization and assistance activities for the formation of a sharia-based savings and loan cooperative. The method used is through direct socialization and assistance activities using the Excel application, followed by posting, adjusting journals, and reporting activities.
Pemberdayaan Dan Pelatihan SDM UMKM Melalui Pelatihan Pengelolaan Keuangan Bagi Usaha Mikro Kecil Dan Menengah di Kabupaten Bengkulu Utara Zulyanto, Aan; Mukadar, Amir; Suhendra, Chairul; Pertiwi, Dinal Eka; Nazar, Nazar
JURNAL ABDIMAS SERAWAI Vol. 3 No. 3 (2023): Jurnal Abdimas Serawai (JAMS)
Publisher : Program Studi Administrasi Fakultas Ilmu Sosial dan Ilmu Politik Universitas Muhammadiyah Bengkulu 

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36085/jams.v3i3.9341

Abstract

In 2020, the Ge-ARU (North Bengkulu I Love Products Movement) MSME Association was formed, one of the goals of which is to make North Bengkulu Regency an environmentally friendly, technology-based business city. With a current membership of 712 MSMEs engaged in the following fields: culinary, palm oil waste utilization, sales of agricultural products and processing, and others. One form of human resource development effort can be done through training because training can improve skills and knowledge. Currently, the need for training in the community and MSMEs is very important to increase the productivity and quality of good MSMEs. Several MSME groups have the potential to develop skills through training; one of the training activities that will be carried out is the financial management strategy for MSMEs. In this service, the activities carried out are as a solution to existing problems, namely providing education, socialization, and assistance on Financial Management Strategies for MSMEs. Some of the materials provided include financial conditions, asset status, debt, capital, business planning, and several other financial strategies, including the preparation of good financial reports for MSMEs.
ANALYSIS OF BANK HEALTH LEVEL USING CAMEL AT BPRS MUAMALAT HARKAT BENGKULU TAHUN 2020-2023 Dharma setiawan; Amir Mukadar; Marini; Dewi Sriwijayanti
Jurnal Ilmiah Akuntansi, Manajemen dan Ekonomi Islam (JAM-EKIS) Vol. 8 No. 3 (2025): Jurnal Ilmiah Akuntansi, Manajemen, dan Ekonomi Islam (JAM-EKIS)
Publisher : Universitas Muhammadiyah Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36085/jamekis.v8i3.9123

Abstract

This study aims to evaluate the financial health of BPRS Muamalat Harkat Bengkulu from 2020 to 2023 using the CAMEL method, which encompasses five main components: Capital, Assets, Management, Earnings, and Liquidity. This study is crucial for determining the extent to which the bank's financial and operational performance meets the healthy criteria, while also providing objective information for management and stakeholders. The study population comprised all financial reports of BPRS Muamalat Harkat Bengkulu, with annual reports for the period studied as a sample. The data collection technique used was the documentation method, compiling secondary data in the form of balance sheets, income statements, and relevant financial ratios. Data analysis was conducted using descriptive quantitative analysis, calculating financial ratios based on CAMEL components, assigning scores according to the OJK assessment guidelines, and multiplying the results by the weights of each indicator to obtain a final score for the bank's health level. The research findings indicate that, overall, BPRS Muamalat Harkat Bengkulu was in the "healthy" category during the 2020–2023 period. However, in 2023, the bank's health score declined due to an increase in the Non-Performing Financing (NPF) ratio and a decline in operational efficiency, reflected in the BOPO ratio. Meanwhile, capital and liquidity continued to demonstrate strong and stable performance. Based on the CAMEL analysis, the bank remains categorized as overall healthy, although greater attention to operational efficiency and financing quality is needed to maintain
Analysis of the Role of Pantai Panjang Bengkulu Tourism Objects in Increasing Community Income from an Islamic Economic Perspective Dharma Setiawan; Subandrio Subandrio; Amir Mukadar; Bambang Rahmanto
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 5 No. 1 (2024): Januari
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v5i1.1550

Abstract

The tourism sector is one of the people's economic potentials that needs to be developed in order to improve community welfare and regional development. Panjang Beach is one of the most famous tourist attractions in Bengkulu. One of the factors is that the Panjang Beach tourist attraction is able to open up employment opportunities for the local community by becoming auxiliary workers and opening micro, small and medium businesses run by the community around the area. So there is management and many regional development programs on the grounds that the Panjang Beach tourist attraction is able to produce economic benefits for the community. This research aims to analyze the role of the Bengkulu Panjang Beach tourist attraction in increasing people's income according to an Islamic economic perspective. The types of research used in this thesis are field research and library research . The methods used to collect data in this research are observation, documentation, interviews and questionnaires. The results of the research can be concluded that the role of the Bengkulu Panjang Beach tourist attraction is able to make a very big contribution as a place that is able to absorb labor as well as providing employment opportunities for the surrounding community in particular and based on data obtained both practically through observation and theory, it can be concluded it is said that the business activities that occur in the Panjang Beach tourist area of Bengkulu and those carried out by the community around the Panjang Beach tourist attraction are in accordance with the Ijarah principles. Keywords: Tourist Attractions, Long Beach, Income, Islamic Economy
Analysis Of Financing Procedures At The Kencana Ketahun Berkah Sejahtera Sharia Savings And Loan Cooperative (KKBS) Ketahun District North Bengkulu Ummul Khair; Chairul Suhendra; Dharma Setiawan; Amir Mukadar
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 5 No. 1 (2024): Januari
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v5i1.1551

Abstract

Achievements in terms of providing financing to Cooperative members are notregardlessfrom the role of Cooperative administrators and managers in terms of carrying out/implementing proceduresproviding financing (loans) to members . ProcedureProviding financing is a rule or provisionmade by the management and approved by the Supervisor which is used as a guideline for the management/managers in carrying out their duties so that they can reduce one of the financing risks, namely avoiding or reducing bad financing (problems). With the existence of procedures for providing financing, it is hoped that the financing (loan) can be returned according to the agreement or it could also mean thatprocedureProviding financing requires members who receive financing facilities topay off the financing accordinglyagreementwithgiverloanalong with profits for the cooperative in the form of Ujrah, Margin or profit sharing according to the financing agreementset.ForThat adminis trator cooperative mustoperate procedur eproviding financing (loans) so thatits membersresponsibleresponsible for the financing (loan) received and making payments in accordance with the provisions or contracts that have been mutually agreed upon. The aim of this researcher is to: (a) know the procedureproviding financing to the Kecana Ketahun Berkah Sejahtra Savings and Loans and Sharia Financing cooperative (KKBS), (b) requirementswhat must be fulfilled by Kopeasi members to apply for financingon Cooperative . Save Kencana Sharia loans and financing for a Prosperous Blessing Year (KKBS) .MethodstudyWhichused in this research is qualitative. With this type of approachused is the phenomenology of procedures for providing financing toCooperativeSave Kencana Kertahun Berkah Sejahtera (KKBS) sharia borrowing and financing (KKBS) Ketahun District, North Bengkulu Regency .Andin formant Whichuse dismember Cooperative Andand management of the Savings CooperativeBorrowing and sharia financing for Kencana Ke Tahun Berkah Sejahtera (KKBS) . The results of this research show that the procedures for providing financing inCooperativeSave KKBS Sharia loans and financing are still availablethere islackfromstandardcredit granting procedures that always pay attention to the element of prudence. Meanwhilepro blemsmain Which thereisin procedure giving creditin Cooperative Save Kencana Ketahun Berkah Sejahtera sharia loans, Ketahun District, North Bengkulu Regency are: a) A photocopy of the KTP of the spouse of the member applying for financing (husband or wife) is not required. b) A letter of approval from the partner (husband or wife) is not required. there is proof of payment of PBB (Land and Building Tax) if the member provides collateral in the form of a Certificate of Ownership (SHM) d) There is no requirement for a power of attorney to guarantee if the collateral used is still in the name of another person e) There is no weighting or scoring in the method of determining a member's eligibility. using the 5 C method .
Islamic Social Entrepreneurship as a Catalyst for Poverty Alleviation: A Qualitative Study on Community-Based Empowerment Amir Mukadar; Dharma Setiawan
Journal of Social and Humanities Vol. 2 No. 2 (2024): July-December
Publisher : Tinta Emas Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59535/jsh.v2i2.649

Abstract

Islamic social entrepreneurship has gained increasing attention as a value-based approach to poverty alleviation in Muslim-majority societies. However, limited empirical research has examined how Islamic social enterprises translate religious values into governance practices, empowerment mechanisms, and sustainable community development. This study investigates Islamic social entrepreneurship as a mechanism of community-based empowerment in Bengkulu Province, Indonesia. Using an interpretivist qualitative approach and a multi-site case study design, data were collected from six Islamic social enterprises through semi-structured interviews, field observations, and documentary analysis. A total of 34 participants were involved, comprising enterprise practitioners, community beneficiaries, religious leaders, and local government representatives. Thematic analysis identified four major findings. First, Islamic ethical values such as falah, maslahah, amanah, and ‘adl shaped enterprise governance when they were institutionalised in decision-making, accountability, and resource allocation. Second, empowerment emerged as a multidimensional process involving economic capability, social recognition, moral legitimacy, and community participation. Third, Islamic social enterprises faced persistent tensions between social mission, financial viability, and Shari’a-compliant operational models. Fourth, regulatory ambiguity, limited access to Islamic capital, and managerial capacity gaps constrained institutional sustainability and scalability. The study contributes to Islamic social entrepreneurship literature by demonstrating that religious values become transformative only when embedded in participatory governance, sustained mentoring, and supportive institutional ecosystems.
ANALYSIS OF PRODUCTIVE ZAKAT MANAGEMENT AND FUND DISTRIBUTION ZAKAT FOR ECONOMIC EMPOWERMENT OF MUSTAHIK AT BAZNAS BENGKULU PROVINCE Rezka Anastasha; Adi Mansah; Amir Mukadar
Jurnal Ilmiah Akuntansi, Manajemen dan Ekonomi Islam (JAM-EKIS) Vol. 9 No. 2 (2026): Jurnal Ilmiah Akuntansi, Manajemen, dan Ekonomi Islam (JAM-EKIS)
Publisher : Universitas Muhammadiyah Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36085/jam-ekis.v9i2.9122

Abstract

This article aims to analyze the implementation of the Zakat Maal Distribution System  at the National Zakat Agency of Bengkulu City (BAZNAS). The analysis seeks to determine whether the zakat maal distribution system  complies with Islamic Sharia principles and government regulations. This study employed field research, also known as empirical research. Data were collected through direct interviews with BAZNAS employees in Bengkulu City and several zakat recipients. The results indicate that the distribution process has been running quite well and aligns with Islamic principles as well as applicable laws and regulations in Indonesia. The National Zakat Agency (BAZNAS) of Bengkulu City has distributed zakat funds to various groups categorized as mustahik (zakat recipients), including the poor, the needy, converts to Islam, and others. The utilization of zakat funds covers various areas, such as educational assistance, business support, social aid, and healthcare. Although zakat distribution has been successful,  low public awareness remains a challenge, leading to uneven distribution. Therefore, monitoring and evaluation are essential to ensure zakat programs reach their intended beneficiaries.
ANALISIS KINERJA APARATUR DESA DALAM PENGELOLAAN ALOKASI DANA DESA (ADD) PERSPEKTIF EKONOMI ISLAM Remi Kartina; Amir Mukadar; Aan Zulyanto; Marini Marini
JURNAL MANAJEMEN MODAL INSANI DAN BISNIS (JMMIB) Vol. 6 No. 1 (2025): Juli
Publisher : Yayasan Insani Mandiri Santani

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research aims to analyze the performance of village officials in managing Village Fund Allocations (ADD) from an Islamic economic perspective. The performance of village officials is an important factor in achieving ADD management goals, namely improving community welfare and sustainable village development. This research uses a qualitative approach with descriptive methods, where data is obtained through interviews, observation and documentation. The research results show that the management of ADD by village officials has generally been carried out in accordance with the principles of accountability and transparency. However, there are several weaknesses, such as a lack of community participation and low understanding of village officials about the principles of Islamic economics, such as justice, efficiency and collective benefit. From an Islamic economic perspective, ADD management must be carried out by prioritizing the values ​​of trust, justice and responsibility to realize community welfare. This research concludes that optimizing the performance of village officials in managing ADD requires increasing human resource capacity, active involvement of the community, and comprehensive application of Islamic economic principles. Recommendations are given to the village government and related parties to strengthen supervision and training regarding ADD management according to Islamic values. Keywords: Village Apparatus Performance, Fund Allocation, Islamic Economics, Financial Management.