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All Journal EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Jurnal Pengabdian Kepada Masyarakat MEMBANGUN NEGERI Jurnal Pengabdian Masyarakat Bumi Raflesia Community Development Journal: Jurnal Pengabdian Masyarakat Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Jurnal Ekonomi Rabbani JURNAL MANAJEMEN MODAL INSANI DAN BISNIS (JMMIB) Jurnal Akuntansi, Manajemen Dan Ekonomi Islam (JAM-EKIS) Jurnal Akuntansi, Keuangan dan Teknologi Informasi Akuntansi JIMAKUKERTA Journal of Social Work and Science Education
Mukadar, Amir
Universitas Muhamamdiyah Bengkulu
Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Public Health Social Sciences Other

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PERSEPSI MASYARAKAT TERHADAP BANK SYARIAH (STUDI KASUS DI DESA TANJUNG AGUNG KECAMATAN TANJUNG AGUNG PALIK KABUPATEN BENGKULU UTARA) Dharma Setiawan; Novi Permata Novi Permata; Amir Mukadar; Subandrio Subandrio
Jurnal Akuntansi, Keuangan dan Teknologi Informasi Akuntansi Vol. 5 No. 1 (2024): Edisi Juni 2024
Publisher : Universitas Muhammadiyah Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36085/jakta.v5i1.6553

Abstract

This research is qualitative research. The data analysis technique used uses interactive analysis techniques, in which there are three components, namely data reduction, data presentation and conclusion drawing. The results of this research identify that it is very important to disseminate information to the community about the Vision and Mission of Sharia Banking, especially for the people of Tanjung Agung village, Tanjung Agung Palik District, North Bengkulu Regency, with a population of 1,511 people. It turns out that there are still many who do not understand or comprehend Islamic banking and the systems used. within the Islamic bank itself. Due to the lack of socialization from sharia banks towards the community, especially the people of Tanjung Agung village, Tanjung Agung Palik District, North Bengkulu Regency, this has made people less interested in sharia banks and prefer conventional banks for the reason that they first knew about the existence of conventional banks. Keywords: Public Perception, Sharia Bank
Analysis of the Role of Pantai Panjang Bengkulu Tourism Objects in Increasing Community Income from an Islamic Economic Perspective Setiawan , Dharma; Subandrio, Subandrio; Mukadar, Amir; Rahmanto , Bambang
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 5 No. 1 (2024): Januari
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v5i1.1550

Abstract

The tourism sector is one of the people's economic potentials that needs to be developed in order to improve community welfare and regional development. Panjang Beach is one of the most famous tourist attractions in Bengkulu. One of the factors is that the Panjang Beach tourist attraction is able to open up employment opportunities for the local community by becoming auxiliary workers and opening micro, small and medium businesses run by the community around the area. So there is management and many regional development programs on the grounds that the Panjang Beach tourist attraction is able to produce economic benefits for the community. This research aims to analyze the role of the Bengkulu Panjang Beach tourist attraction in increasing people's income according to an Islamic economic perspective. The types of research used in this thesis are field research and library research . The methods used to collect data in this research are observation, documentation, interviews and questionnaires. The results of the research can be concluded that the role of the Bengkulu Panjang Beach tourist attraction is able to make a very big contribution as a place that is able to absorb labor as well as providing employment opportunities for the surrounding community in particular and based on data obtained both practically through observation and theory, it can be concluded it is said that the business activities that occur in the Panjang Beach tourist area of Bengkulu and those carried out by the community around the Panjang Beach tourist attraction are in accordance with the Ijarah principles. Keywords: Tourist Attractions, Long Beach, Income, Islamic Economy
Analysis Of Financing Procedures At The Kencana Ketahun Berkah Sejahtera Sharia Savings And Loan Cooperative (KKBS) Ketahun District North Bengkulu Khair, Ummul; Suhendra, Chairul; Setiawan, Dharma; Mukadar, Amir
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 5 No. 1 (2024): Januari
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v5i1.1551

Abstract

Achievements in terms of providing financing to Cooperative members are notregardlessfrom the role of Cooperative administrators and managers in terms of carrying out/implementing proceduresproviding financing (loans) to members . ProcedureProviding financing is a rule or provisionmade by the management and approved by the Supervisor which is used as a guideline for the management/managers in carrying out their duties so that they can reduce one of the financing risks, namely avoiding or reducing bad financing (problems). With the existence of procedures for providing financing, it is hoped that the financing (loan) can be returned according to the agreement or it could also mean thatprocedureProviding financing requires members who receive financing facilities topay off the financing accordinglyagreementwithgiverloanalong with profits for the cooperative in the form of Ujrah, Margin or profit sharing according to the financing agreementset.ForThat adminis trator cooperative mustoperate procedur eproviding financing (loans) so thatits membersresponsibleresponsible for the financing (loan) received and making payments in accordance with the provisions or contracts that have been mutually agreed upon. The aim of this researcher is to: (a) know the procedureproviding financing to the Kecana Ketahun Berkah Sejahtra Savings and Loans and Sharia Financing cooperative (KKBS), (b) requirementswhat must be fulfilled by Kopeasi members to apply for financingon Cooperative . Save Kencana Sharia loans and financing for a Prosperous Blessing Year (KKBS) .MethodstudyWhichused in this research is qualitative. With this type of approachused is the phenomenology of procedures for providing financing toCooperativeSave Kencana Kertahun Berkah Sejahtera (KKBS) sharia borrowing and financing (KKBS) Ketahun District, North Bengkulu Regency .Andin formant Whichuse dismember Cooperative Andand management of the Savings CooperativeBorrowing and sharia financing for Kencana Ke Tahun Berkah Sejahtera (KKBS) . The results of this research show that the procedures for providing financing inCooperativeSave KKBS Sharia loans and financing are still availablethere islackfromstandardcredit granting procedures that always pay attention to the element of prudence. Meanwhilepro blemsmain Which thereisin procedure giving creditin Cooperative Save Kencana Ketahun Berkah Sejahtera sharia loans, Ketahun District, North Bengkulu Regency are: a) A photocopy of the KTP of the spouse of the member applying for financing (husband or wife) is not required. b) A letter of approval from the partner (husband or wife) is not required. there is proof of payment of PBB (Land and Building Tax) if the member provides collateral in the form of a Certificate of Ownership (SHM) d) There is no requirement for a power of attorney to guarantee if the collateral used is still in the name of another person e) There is no weighting or scoring in the method of determining a member's eligibility. using the 5 C method .
ANALISIS PEMBIAYAAN MURABAHAH PADA KOPERASI JASA BERKAH BERSAMA SYARIAH KOTA BENGKULU Mukadar, Amir; Dharma Setiawan; Nazar; Muhammad Said Romadhon
Jurnal Ilmiah Akuntansi, Manajemen dan Ekonomi Islam (JAM-EKIS) Vol. 6 No. 2 (2023): Jurnal Ilmiah Akuntansi, Manajemen, dan Ekonomi Islam (JAM-EKIS)
Publisher : Universitas Muhammadiyah Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36085/jamekis.v6i2.5593

Abstract

Cooperative is an institution in the form of economic organization owned and operated by its members. The main goal of cooperatives is to improve the welfare of members through cooperation and active participation in economic endeavors. The sharia cooperative is a form of cooperative that operates based on sharia principles. These principles cover the aspects of finance, transactions and Islamic values that are recognized globally. In implementing sharia cooperative financing, it must comply with syar'i aspects and economic aspects, which means that in every realization of financing to members of sharia cooperatives it must still be guided by Islamic law, including not containing elements of gharar, maysir, and usury and the business sector is halal, while still considering the acquisition of profits for sharia cooperatives and the members themselves. This research is a field research that uses a qualitative descriptive method. Where the data sources are primary and secondary obtained by interviews, observation and documentation. Data processing begins with correcting the data, followed by rearranging the data and analyzing existing data in order to find results as answers to the problem formulation. Based on the research results, the Bengkulu City Sharia Berkah Bersama cooperative provides murabahah contract financing to its members in accordance with the DSN-MUI Fatwa which regulates the conditions for murabahah financing, such as making a contract that is free of usury, purchasing goods on behalf of the cooperative, and conveying information regarding purchases to members.
PENDIDIKAN DAN PELATIHAN PERUBAHAN KOPERASI KONVENSIONAL MENUJU KOPERASI SYARIAH Marini, Marini; Setiorini, Hesti; Mukadar, Amir; Suharmi, Suharmi
Jurnal Pengabdian Masyarakat Bumi Rafflesia Vol. 6 No. 3 (2023): Desember : Jurnal Pengabdian Kepada Masyarakat Bumi Raflesia
Publisher : Universitas Muhammadiyah Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36085/jpmbr.v6i3.6159

Abstract

Koperasi Sakinah Pimpinan Wilayah Aisyiyah Bengkulu yang beralamat di Komplek Kampus Universitas Muhammadiyah Bengkulu Jl. Bali. Koperasi Sakinah Pimpinan Wilayah Aisyiyah Bengkulu ini seluruh anggotanya adalah perempuan. Koperasi Sakinah Pimpinan Wilayah Aisyiyah Bengkulu berdiri sejak Tahun 2002 yang lalu dan telah berbadan hukum dengan Akte Pendirian Nomor 09/BH/DK-PKPM/KEP/II/2002. Selama ini Koperasi Sakinah Pimpinan Wilayah Aisyiyah Bengkulu merupakan koperasi konvensional dan ingin beralih menjadi koperasi syariah. Tujuan dari kegiatan pengabdian ini adalah untuk memberikan pengetahuan dan pemahaman mengenai koperasi syariah. Bentuk kegiatan yang dilaksanakan adalah berupa sosialisasi, dan pelatihan. Dimana pengurus dan anggota koperasi diberikan sosialisasi mengenai koperasi syariah dan kemudian pengurus koperasinya diberikan pelatihan cara membuat/menentukan akad-akad dalam koperasi syariah. Dari kegiatan pengabdian ini target dan hasil yang telah dicapai adalah meningkatkan pengetahuan dan pemahaman tentang koperasi syariah.   Kata Kunci: koperasi, konvensional, syariah
Implementation of Management Functions at PT Pegadaian (Persero) Finthariasari, Meilaty; Pitra, Ahmad; Mukadar, Amir; Humairah, Mifta; Fauziah, Fenty
Journal of Social Work and Science Education Vol. 5 No. 3 (2024): Journal of Social Work and Science Education
Publisher : Yayasan Sembilan Pemuda Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52690/jswse.v5i3.881

Abstract

This research aims to investigate and analyze the implementation of management functions at PT. Pegadaian (Persero) Lebong Regency. Considering the many functions of management, this research will only discuss four management functions, namely, planning, organizing, supervising, and directing. This research uses descriptive and qualitative research methods. In the data collection process in this research, researchers used observation, interview, and documentation techniques. In analyzing the data, researchers used data analysis techniques with data reduction steps, data presentation, and drawing conclusions. The research results show that employees already have their respective duties and obligations in dividing tasks as well as arranging activities by planning in advance. Apart from planning the division of tasks according to the abilities of each employee, PT. Pegadaian (Persero) Lebong Regency also provides good guidance to employees. By carrying out training activities that all employees must participate in. Then, in terms of supervision of PT Pegadaian (Persero), Lebong Regency also did well. Supervision is very important in a company so that the evaluation process runs smoothly.
ANALISIS KINERJA APARATUR DESA DALAM PENGELOLAAN ALOKASI DANA DESA (ADD) PERSPEKTIF EKONOMI ISLAM Kartina, Remi; Mukadar, Amir; Zulyanto, Aan; Marini, Marini
JURNAL MANAJEMEN MODAL INSANI DAN BISNIS (JMMIB) Vol. 6 No. 1 (2025): Juli
Publisher : Yayasan Insani Mandiri Santani

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research aims to analyze the performance of village officials in managing Village Fund Allocations (ADD) from an Islamic economic perspective. The performance of village officials is an important factor in achieving ADD management goals, namely improving community welfare and sustainable village development. This research uses a qualitative approach with descriptive methods, where data is obtained through interviews, observation and documentation. The research results show that the management of ADD by village officials has generally been carried out in accordance with the principles of accountability and transparency. However, there are several weaknesses, such as a lack of community participation and low understanding of village officials about the principles of Islamic economics, such as justice, efficiency and collective benefit. From an Islamic economic perspective, ADD management must be carried out by prioritizing the values ​​of trust, justice and responsibility to realize community welfare. This research concludes that optimizing the performance of village officials in managing ADD requires increasing human resource capacity, active involvement of the community, and comprehensive application of Islamic economic principles. Recommendations are given to the village government and related parties to strengthen supervision and training regarding ADD management according to Islamic values. Keywords: Village Apparatus Performance, Fund Allocation, Islamic Economics, Financial Management.
MENINGKATKAN DAYA LITERASI DENGAN KEARIFAN LOKAL BAHASA REJANG Kartina, Remi; Mukadar, Amir; Lisdayanti, Septina
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 5 No. 1 (2024): Volume 5 No 1 Tahun 2024
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cdj.v5i1.25431

Abstract

Minat literasi yang menurun menyebabkan butuh penangan khusus guan menambah angka kenaokan minta literasi siswa. Tujuan penelitian ini adalah untuk pelestarian budaya kearifan lokal guna meningkatkan daya literasi siswa. Upaya ini dilakukan agar aksara rejang tidak luntur oleh zaman dan tetap dikenal masyarakat luas. Hal ini dilatar belakangi karena pembelajaran aksara Rejang “Ka Ga Nga” masih dianggap sulit, dan dalam proses pembelajaran di sekolah masih konvensional yaitu focus dengan buku. Guru mulai merubah cara pembelajaran dengan menggunakan media pembelajaran sehingga “Ka Ga Nga” menjadi pembelajaran yang tidak membosankan. Metode yang digunakan di dalam penelitian ini yaitu Penelitian tindakan. Memiliki tahapan yaitu: (1) identifikasi masalah, (2) analisis masalah beserta faktor penyebabnya, (3) formulasi pemecahan, (4) pencarian data pendukung, (5) formulasi aksi, dan (6) evaluasi. Diharapkan melalui penelitian ini dapat meningkatkan kualitas pembelajaran aksara Rejang “Ka Ga Nga”. Minat literasi siswa menjadi lebih meningkat dengan adanya pembelajaran menggunakan bahasa daerah yaitu Bahasa Rejang.
Co-Authors Aan Zulyanto, Aan Chairul Suhendra Damaya Sinta Dharma Setiawan Dharma Setiawan Dharma Setiawan Dinal Eka Pertiwi Fauziah, Fenty Finthariasari, Meilaty Humairah, Mifta Kartina, Remi Katra Pramadeka Khairul Bahrun Khairul Bahrun Lisdayanti, Septina Marini Marini . Marini Marini Muhammad Said Romadhon Nazar Nensi Yuniati ZS Novi Permata Novi Permata Pitra, Ahmad Rahmanto , Bambang Rina Yuniarti, Rina Septina Lisdayanti Setiawan , Dharma Setiorini, Hesti Subandrio Subandrio Subandrio, Subandrio suharmi, Suharmi Sumarlan, Ahmad Ummul Khair Wahidatul Aini Yudi Partama Putra Yusmaniarti Zerli Yuliardi