Article Per Year (5 Year)
p-Index From 2021 - 2026
2.728
P-Index
This Author published in this journals
All Journal JSEH (Jurnal Sosial Ekonomi dan Humaniora) Syntax Literate: Jurnal Ilmiah Indonesia Quantitative Economics Research Elastisitas Jurnal Ekonomi Pembangunan Jurnal Abdimas Sangkabira eCo-Fin Jurnal Locus Penelitian dan Pengabdian Jurnal Sosial dan Sains Jurnal Pendidikan Indonesia (Japendi) Jurnal Oportunitas : Ekonomi Pembangunan Journal of Finance, Economics, and Business Accounting Studies and Tax Journal Jurnal Abdimas Independen
Chaidir, Taufiq
Unknown Affiliation
Aerospace Engineering Humanities Astronomy Automotive Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Physics Social Sciences Other

Published : 21 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 21 Documents
Search

 1   2   3 
ELECTRONIC WALLET ADOPTION AND CONSUMER FINANCIAL BEHAVIOR IN DIGITAL PAYMENT SYSTEMS: A LITERATURE STUDY Husna, Ziadatul; Saputra, Irman; Chaidir, Taufiq
Journal of Finance, Economics and Business Vol. 4 No. 2 (2025): Journal of Finance, Economics, and Business (JFEB), 2025
Publisher : Laboratorium Riset Ekonomi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59827/jfeb.v4i2.351

Abstract

The rapid advancement of information technology has accelerated the shift from cash-based transactions toward digital payment systems, placing electronic wallets (e-wallets) at the core of contemporary financial ecosystems. This study aims to synthesise existing literature on digital payment systems, with particular attention to e-wallet adoption and its implications for consumer financial behavior. Using a qualitative literature review approach, this research integrates theoretical perspectives and empirical findings from prior studies in the areas of technology acceptance, digital finance, and consumer behavior. The review indicates that e-wallet adoption is primarily driven by perceived usefulness, perceived ease of use, and trust-related factors, which are especially salient in financial technology contexts. Beyond adoption, the findings reveal that e-wallet usage produces varied behavioral outcomes. While increased payment convenience and reduced transaction friction may encourage impulsive spending, informational features embedded in e-wallet applications can enhance financial awareness and support more disciplined consumption decisions. These contrasting effects suggest that the influence of e-wallet usage on consumer behavior is context-dependent and shaped by application design, user engagement, and situational factors. Overall, this study concludes that e-wallet adoption and post-adoption behavior are interconnected processes that jointly influence individual financial behavior and the broader evolution of digital payment systems. By integrating insights from technology acceptance theories and consumer behavior research, this literature-based study contributes to a more comprehensive understanding of digital payment dynamics and provides a foundation for future empirical research and policy development in the digital finance domain.
Co-Authors Aditya, I Made Oka Agustiani, Eka Akhmad Jufri Akung Daeng Apriani, Mita Ardizatul Nasri, Keisya Arini, Gst Ayu Arini, Gusti Ayu Baihaki, Muhammad Baiq Ismiwati Febriani, Ridzka Fuady, Helmy Haerani, Sarah Halimatus Sakdiyah Hartati, Titin Hijriadi, Muharoman Himawan Sutanto, Himawan Husna, Ziadatul IHSAN ROIS, IHSAN Iwan Harsono Jalaluddin Jalaludin, Jalaludin MUAIDY YASIN, MUAIDY Prayitno Basuki, Prayitno Prima Astuti Handayani Putri Suprapti, Ida Ayu Qoriatun, Istiana Reni Antika Ro'is, Ihsan Saputra, Irman Sari, Baiq Nirmala Satarudin SITI MARYAM Suprapti, Ida Ayu Putri Syabina, Tassa Auli Wahid, M. Rizky Juniardi Wahyunadi, Wahyunadi Wijimulawiani, Saripta Yudha , I Dewa Ketut YUDHA, I DEWA KETUT