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All Journal An-Nisbah: Jurnal Ekonomi Syariah Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam EKONOMIS : Journal of Economics and Business Jurnal Tabarru': Islamic Banking and Finance JURNAL EKONOMI SAKTI (JES) Jurnal Ilmiah Edunomika (JIE) Jurnal Manajemen dan Bisnis Jayakarta Jurnal Baabu Al-ilmi : Ekonomi dan Perbankan Syariah Bima Journal : Business, Management and Accounting Journal Al-Mu'awanah Jurnal Perbankan Syariah Darussalam (JPSDa) Mestaka: Jurnal Pengabdian Kepada Masyarakat Madani: Multidisciplinary Scientific Journal An-Nisbah: Jurnal Ekonomi Syariah Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Jurnal Pengabdian Masyarakat (Z-COVIS)
YUSTATI, HERLINA
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KONTRIBUSI E-WOM TERHADAP PERILAKU KONSUMTIF Yustati, Herlina
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 3, No 2 (2018): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v3i2.1537

Abstract

This article starts from Laila Hifziati's research stating that in addition to being the most up-to-date promotional tool, eWOM culinary on Instagram has formed a consumptive culture. Starting from this study, this study aims to determine how much eWOM contributes through the shopee platform (Shopee platform dominates mobile applications and ranks first as the most popular shopping application on the Android and IOS platforms) on the consumptive behavior of Bengkulu IAIN students. Before knowing the size of the contribution, the results of the study show that e-Wom has a positive effect on consumptive behavior, that is, the more frequent e-Wom is used in Shopee applications, the more consumptive behavior will be. While the amount of e-Wom's contribution to consumptive behavior is 42.7%, while 57.3% is influenced by other factors
The Effectiveness of “Wassam” in Improving Students’ Waqf Stock Literacy Harpepen, Andi; Yustati, Herlina
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 11, No 1 (2025)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v11i1.7203

Abstract

Purpose: This study aims to assess the effectiveness of the Wassam application in improving stock waqf literacy among students of the Faculty of Economics and Islamic Business (FEBI) at UIN Fatmawati Sukarno Bengkulu.Design/methodology: The research employs an experimental design with a one-group pretest-posttest model to measure changes in stock waqf literacy before and after using the Wasam application. A total of 30 students from the 6th semester were selected as the experimental group. Data were analyzed using the Simple Weighted Index method and JASP software.Findings: The results show a significant increase in literacy scores from 71.08 to 95.88, with a paired sample t-test yielding a p-value of <0.001, indicating a statistically significant improvement. This suggests that the Wasam application effectively enhances students’ understanding of stock waqf, supporting previous research and contributing to the development of digital-based waqf education.Practical implications: The findings highlight the potential of digital platforms in improving waqf literacy. The Wasam application can be used as an effective educational tool to increase awareness and understanding of stock waqf among students. Institutions can integrate such applications into their curriculum to further enhance financial literacy and digital waqf adoption.Originality/Value: This study contributes to the limited literature on digital waqf literacy by empirically evaluating the impact of the Wasam application. It provides a novel insight into how digital tools can enhance understanding and engagement with stock waqf, especially among university students.
Analisis Minat Investasi Gen-Z Terhadap Investasi di Pasar Modal Syariah (Studi Pada Mahasiswa UIN Fatmawati Sukarno Bengkulu) Yustati, Herlina; Harpepen, Andi
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 9, No 1 (2023)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v9i1.2707

Abstract

The research aims to determine the effect of the independent variables on the dependent variable. The independent variables are Islamic Investment Gallery (GIS), Financial Literacy, Minimum Capital, Technology, Social Media, while the dependent is Interest. Total 50 samples from students of the Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu, who were in the Z generation category. This type of quantitative research was used with a purposive sampling method. Multiple Linear Regression Analysis Techniques using the Statistical Product and Service Solution (SPSS) program. The results showed that the regression coefficient value of the Islamic Investment Gallery (X1) (0.023) <0.05, so that it has a positive and significant effect on investment interest. While the regression coefficient value of the Financial Literacy variable (X2) (0.199) > 0.05, so it has no positive and significant effect on investment interest. Likewise with the value of the regression coefficient for the Minimum Capital variable (X3); Technology (X4); and Social Media (X5) which has a sig value (0.075) > 0.05; (0.107) > 0.05; and (0.386) > 0.05. Meanwhile, simultaneously all the variables studied had a significant effect on Gen Z Investment Interest in the Faculty of Islamic Economics and Business, and had an effect of 81.5%. While the remaining 18.5% is influenced by variables not examined in this study.
IMPLIKASI STRATEGI PEMASARAN MELALUI KOMODIFIKASI AGAMA DI INDONESIA Yustati, Herlina
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 4, No 1 (2018)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v11i1.946

Abstract

Religion in Indonesia is divided into Muslim, Christian, Catholic, Hindu, Buddhist, Khong Hu Chu and Other Religions. Religion Islam is the majority religion embraced by the Indonesian population, so that business people use this opportunity to re-commodification of religion. Commodification describes how capitalism launched an aim to accumulate capital, or realize the transformation of use-value into exchange value. The commodification of Islam in Indonesia occurred in various aspects. Mislanya commodification "sharia" through aspects of banking, insurance, hotel, tourism, etc. The commodification of Islamic symbols such as headscarves and halal labeling. Besides being able to be used as a marketing strategy for businesses, komodiikasi Islam also bring positive things if businesses make this situation as a means of education. The impact of the commodification of Islam such as the increasing development of Islamic financial institutions in Indonesia, increased public awareness to abandon usury, increased public awareness using the "sharia", the increasing number of Muslim women who wear the hijab and the increasing awareness of Muslims to use halal products not only in food but also in cosmetics.
Korelasi Antara Gaya Hidup Hedonis dan Perilaku Konsumtif di Kalangan Mahasiswa dalam Perspektif Ekonomi Syariah Hadi, Kartika Candra Kirana; Setiawan, Romi Adetio; Yustati, Herlina
Ekonomis: Journal of Economics and Business Vol 8, No 2 (2024): September
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/ekonomis.v8i2.1676

Abstract

The aim of this study is to evaluate the influence of hedonistic lifestyles on consumer behavior among university students while analyzing the Islamic perspective regarding this behavior. Hedonism, as a lifestyle choice, captivates the interest of young individuals by offering a luxurious, comfortable, and abundant way of life without requiring substantial effort. Employing a quantitative method and applying Probability Sampling among 200 students, the research extracted a sample size of 115 individuals. The research findings illustrate a positive correlation between hedonistic lifestyles and consumer behavior, evidenced by the positive coefficients within the analysis. The more prevalent the hedonistic lifestyle, the more pronounced the consumer behavior becomes. A significant portion of the student community tends to be influenced by hedonistic tendencies, emphasizing pleasure over essential needs, consequently leading to consumer behavior. The activities, interests, and perspectives of the majority of students do not entirely align with the principles of Islamic economics, which emphasize the necessity for rational needs aligned with the Islamic sharia, as stated in the Quran (Al-A'raf verse 31). This signifies that the orientation of needs driven by hedonistic lifestyles contradicts the principles of Islamic economics that emphasize needs in line with positive values within Islamic teachings.
PENGARUH RESESI GLOBAL TERHADAP PERGERAKAN HARGA SAHAM DI INDONESIA TAHUN 2023 Pratiwi, Sophia; B, Idwal; Yustati, Herlina
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 4 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i4.15521

Abstract

The aim of this research is to find out how the global recession will affect stock price movements in Indonesia in 2023. The research method used is quantitative with secondary data collection techniques in the form of inflation, exchange rate and interest rate data. The data analysis technique used is multiple linear regression using the SPSS version 25 program. The results of the research show that the variables inflation, interest rates and exchange rates influence stock price movements by 17.9%. First, there is no significant influence of inflation (X1) on JII share price movements, second, there is a negative influence of interest rates (X2) on JII share price movements, third, there is no influence of the exchange rate on JII share price movements. while the rest is influenced by other variables not studied.
PENDAMPINGAN PERIZINAN UNIT PENGUMPULAN ZAKAT DI MASJID AL-MUHAJIRIN KOTA BENGKULU DENGAN MENGGUNAKAN METODE ABCD (ASSET BASED COMMUNITIES DEVELOPMENT) Radinansya, Regil; Seftiani, Neni; Yustati, Herlina; Hak, Nurul
Jurnal Pengabdian Masyarakat (Z-COVIS) Vol. 1 No. 1 (2025): Jurnal Pengabdian Masyarakat (Z-COVIS)
Publisher : Penerbit Az-Zahra Media Society

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Zakat adalah kewajiban bagi umat Muslim yang berkaitan dengan harta dan sangat penting untuk kesejahteraan umat. BAZNAS adalah lembaga resmi pemerintah yang mengelola zakat, infak, dan sedekah, sementara LAZ dibentuk oleh masyarakat. Contoh LAZ nasional adalah NU CARE LAZISNU dan LAZISMU. BAZNAS memiliki 11 anggota dan dapat membentuk Unit Pengumpul Zakat (UPZ) untuk membantu pengumpulan dan distribusi dana. Pendampingan untuk mendirikan UPZ penting agar mendapatkan izin resmi dan memastikan operasional yang legal dan transparan. Jurnal ini menjelaskan masalah dalam pendampingan perizinan unit Pengumpulan Zakat di masjid Al-Muhajirin menggunakan metode ABCD. Setelah menerapkan metode ABCD, banyak masyarakat di sekitar masjid Al-Muhajirin yang membentuk badan unit Pengumpulan Zakat. Pendampingan ini fokus pada tujuan komunitas dan meningkatkan kemandirian dengan memanfaatkan aset yang ada. Pelaksanaan program Pendampingan Unit Pengumpul Zakat di masjid Al-Muhajirin disesuaikan dengan Peraturan BAZNAS Nomor 2 Tahun 2016. Program ini bertujuan untuk meningkatkan pemahaman masyarakat tentang zakat, termasuk syarat nisab dan besaran zakat. Hasilnya, terjadi peningkatan pemahaman dan antusiasme masyarakat untuk mendukung pembentukan Unit Pengumpul Zakat. Sosialisasi berhasil membangun kebersamaan, rasa ketaqwaan, dan hubungan sosial yang kuat, meskipun ada tantangan awal karena keraguan masyarakat. Pada akhirnya, jamaah setuju untuk melegalkan UPZ di masjid.
PENGARUH PROMOSI DI MEDIA SOSIAL, FEAR OF MISSING OUT (FOMO), DAN SELF-CONTROL TERHADAP PERILAKU IMPULSIVE BUYING PADA GENERASI Z DALAM PERSPEKTIF EKONOMI SYARIAH Putri, Natasya; Yustati, Herlina; Hartini, Kustin
Jurnal Ekonomi Sakti Vol 15 No 1 (2026)
Publisher : LPPM - STIE SAKTI ALAM KERINCI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36272/jes.v15i1.505

Abstract

The purpose of this study is to determine how much influence the influence of promotions on social media, fear of missing out (FOMO), and self-control on impulsive buying behavior in generation Z in the perspective of Islamic economics. This study uses a quantitative method with primary data collection techniques in the form of questionnaires distributed to 140 respondents. The sample in this study was gen z aged 17-29 years, domiciled in Tengah Padang village and shopee users. The data analysis technique used is Partial Least Square analysis with the help of the Smartpls application. The results of the study show that partially promotions on social media, fear of missing out (FOMO) have a positive and significant effect on impulsive buying, and self-control has a negative and significant effect on impulsive buying. Simultaneously, promotions on social media, FoMO, and self-control have a significant effect on impulsive buying with an R-Square value of 0.585.
Co-Authors Alisah, Juliah Andang Sunarto Anggraini, Tika Septi Anisa Anggraini Ariska, Nenda Asnaini Asnaini, Asnaini B, Idwal Desriani, Wiwit Dinanti, Septi Tri Disfa Lidian Handayani E, Eyicha Elwardah, Khairiah Fitiyani, Yudia Gusti Hadi, Kartika Candra Kirana Harpepen, Andi Hartini, Kustin Hidayah, Nischa Purnama Julianti, Alda Khumairoh, Diah Novita Sari, Kiki Nurhidayati, Dini Nurul Hak Opitasari, Juitaselta Seltaopita Pratiwi, Sophia putri, natasya Radinansya, Regil Sari, Widya Wulan Seftiani, Neni Setiawan, Romi Adetio Sumarni, Yenti Susilawati, Sumita Wahyuni, Eka Sri Wasisman, Zeti Agesti Yulia, Sandre Yuliza, Meli Zaki, Khozin Zaldi, Farhan