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All Journal An-Nisbah: Jurnal Ekonomi Syariah Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam EKONOMIS : Journal of Economics and Business Jurnal Tabarru': Islamic Banking and Finance Jurnal Ilmiah Edunomika (JIE) Jurnal Manajemen dan Bisnis Jayakarta Jurnal Baabu Al-ilmi : Ekonomi dan Perbankan Syariah Bima Journal : Business, Management and Accounting Journal Al-Mu'awanah Jurnal Perbankan Syariah Darussalam (JPSDa) Mestaka: Jurnal Pengabdian Kepada Masyarakat Madani: Multidisciplinary Scientific Journal Sharia Economic and Management Business Journal (SEMBJ) An-Nisbah: Jurnal Ekonomi Syariah Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Jurnal Pengabdian Masyarakat (Z-COVIS)
YUSTATI, HERLINA
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The Role of Financial Literacy for Students Personal Finances Efendi, MS; Ary yanti, Pandary; Hennarti Daulay, Tri; Yustati, Herlina
Sharia Economic and Management Business Journal (SEMBJ) Vol. 5 No. 3 (2024): October
Publisher : Yayasan Darussalam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62159/sembj.v5i1.1194

Abstract

SNLIK results show that in 2022 the financial literacy index of the country's population will be 49.68 percent, an increase compared to 2019 which was at 38.03 percent. Meanwhile, the financial participation index this year reached 85.10 percent, an increase compared to the financial participation index in the same period in 2019 which reached 76.19 percent. This implies that the literacy and inclusion gap is getting smaller from 38.16 percent in 2019 and 35.42 percent in 2022. This can happen if each student has a different way of thinking and opinions regarding finance, one of which is in responding to existing financial reports. Apart from that, there is no difference in financial management actions if seen from the average responses of respondents who have good and bad attitudes. Therefore, based on differences in previous research results, this study uses financial attitudes as an independent variable.
PENGARUH RESESI GLOBAL TERHADAP PERGERAKAN HARGA SAHAM DI INDONESIA TAHUN 2023 Pratiwi, Sophia; B, Idwal; Yustati, Herlina
JURNAL ILMIAH EDUNOMIKA Vol 8, No 4 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i4.15521

Abstract

The aim of this research is to find out how the global recession will affect stock price movements in Indonesia in 2023. The research method used is quantitative with secondary data collection techniques in the form of inflation, exchange rate and interest rate data. The data analysis technique used is multiple linear regression using the SPSS version 25 program. The results of the research show that the variables inflation, interest rates and exchange rates influence stock price movements by 17.9%. First, there is no significant influence of inflation (X1) on JII share price movements, second, there is a negative influence of interest rates (X2) on JII share price movements, third, there is no influence of the exchange rate on JII share price movements. while the rest is influenced by other variables not studied.
PENGARUH LIVE STREAMING DAN EVENT TANGGAL KEMBAR TERHADAP IMPULSIVE BUYING DITINJAU EKONOMI ISLAM Anggraini, Anisa; Sunarto, Andang; Yustati, Herlina
Jurnal Manajemen & Bisnis Jayakarta Vol 6 No 02 (2025): Vol. 06 No. 02 Januari 2025
Publisher : Sekolah Tinggi Ilmu Ekonomi Jayakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53825/jmbjayakarta.v6i02.343

Abstract

Kemajuan teknologi telah mengubah perilaku konsumen dalam berbelanja, dari yang semula berfokus pada pemenuhan kebutuhan dasar menjadi pembelian yang didorong oleh keinginan yang memicu pada perilaku impulsive buying. Oleh karenanya penelitian ini bertujuan untuk mengetauhi apakah live streaming dan event tanggal kembar berpengaruh terhadap impulsive buying serta ditinjau dari perspektif ekonomi islam. Objek dari penelitian ini adalah pengguna Shopee pada generasi Z di Kota Bengkulu. Jenis penelitian adalah asosiatif menggunakan pendekatan kuantitatif. Melibatkan 100 responden yang dipilih dengan menggunakan teknik porposive sampling. Teknik analisis data yang digunakan adalah Analisis Regresi Linier Berganda menggunakan software Minitab versi 19. Berdasarkan penelitian yang telah dilakukan menunjukkan hasil bahwa terdapat pengaruh live streaming terhadap impulsive buying, kemudian event tanggal kembar juga memiliki pengaruh terhadap impulsive buying, serta secara bersama-sama live streaming dan event tanggal kembar berpengaruh terhadap impulsive buying. Dalam ekonomi islam perilaku konsumsen yang tidak terkontrol dapat bertentangan dengan prinsip–prinsip syariah seperti zuhud (kesederhanaan) dan penghindaran israf (berlebihan). Dimana islam dianjurkan untuk mempertimbangkan apakah hal tersebut menjadi kebutuhan atau hanya sekedar keinginan.
PENDAMPINGAN PROSES PRODUK HALAL BAGI PRODUK RUMAHAN PADA MAHASISWA FEBI DALAM MENINGKATKAN KESADARAN HALALISASI PRODUK Wasisman, Zeti Agesti; Asnaini, Asnaini; Yustati, Herlina
JURNAL ILMIAH EDUNOMIKA Vol. 9 No. 1 (2025): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v9i1.16163

Abstract

Law number 33 of 2014 concerning halal product guarantees will begin to be implemented on october 17 2024, which requires Halal certification for three product categories, on of which is food and beverages. To support this initiative, the Halal Product Guarantee Organizing Agency (BPJPH) from the ministry of Religion has launched a free Halal Certification Program (SEHATI) 2023, by Providing a quota of Million for micro and small enterprises (UMK).Fatmawati Sukarno state Islamic University Bengkulu has several students who have a home-madeprocessed product business, be it food or drinks in several faculties, namely the faculty of islamic Economics and Business, the Faculty of Tadris and Tarbiyah, The Faculty of Ushuluddin Adab and Da’wah and the Faculty of Sharia and of Course Various Types of Processed food and drinks that are spread both online and offline sales and use saveral types of muamalah transactions, one of which is using the isthisna contract which means an order contract which means that an item that has been ordered must be produced/processed first. In this case it is a very important thing to guarantee the food or drinks products ordered, because as muslims, of course the most important thing that must be considered in purchasing food and drinks is guaranteed cleanliness, basic ingredients. Keywords: Assistance, Halal, Product 
PENGARUH PROFITABILITAS TERHADAP COPORATE SOCIAL RESPONSIBILITY (CSR) BANK MUAMALAT INDONESIA Khumairoh, Diah; Wahyuni, Eka Sri; Yustati, Herlina
Jurnal Tabarru': Islamic Banking and Finance Vol. 7 No. 2 (2024): Jurnal Tabarru' : Islamic Banking and Finance
Publisher : Department of Islamic Banking, Faculty of Islamic Studies, Islamic University of Riau (UIR)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/jtb.2024.vol7(2).21599

Abstract

Tujuan penelitian ini adalah untuk mengetahui pengaruh dan seberapa besar pengaruhnya profitabilitas terhadap Corporate Social Responsibility (CSR). Dimana profitabilitas diproksikan ke dalam Return on Asset (ROA) dan Return on Equity (ROE) dalam laporan tahunan publikasi Bank Muamalat Indonesia pada tahun 2020-2022. Peneliti menggunakan pendekatan kuantitatif dengan teknik analisa data regresi linear berganda menggunakan program SPSS versi 25. Hasil penelitian menunjukkan bahwa Return on Asset (ROA) berpengaruh signifikan terhadap Corporate Social Responsibility (CSR) dengan nilai sig. (0,037) < 0,05 dan nilai koefisien determinasi sebesar 12,9%. Return on Equity (ROE) tidak berpengaruh signifikan terhadap Corporate Social Responsibility (CSR) dengan nilai sig. (0,546) > 0,05 dan nilai koefisien determinasi sebesar 12,9%.
The Role of Financial Literacy in Students in Increasing Interest in Using Mobile Banking Ihwani Harahap, Ade; Tri Oktavianti, Laila; Fikri, Muhammad; Yustati, Herlina
Sharia Economic and Management Business Journal (SEMBJ) Vol. 4 No. 1 (2023): February
Publisher : Yayasan Darussalam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62159/sembj.v4i3.1163

Abstract

This study aims to analyze the extent to which the level of financial literacy in college students affects students' interest in using mobile banking. With a better understanding of the factors that influence students' interest in using mobile banking, it can help develop more effective educational and promotional strategies to increase financial literacy and the use of mobile banking among college students. The data in this study were generated from interviews with several students at the Faculty of Economics and Islamic Business, Fatmawati Sukarno State Islamic University Bengkulu. The number of respondents in this study were 20, namely 10 sharia economics study program students, and 10 sharia banking study program students. From the interviews that researchers have conducted, 90% of respondents have used mobile banking in conducting daily transactions. This mobile banking service is also very easy to access using only a cellphone. In addition, the features available in mobile banking also provide comfort and convenience, such as quick access to balances, transferring funds without having to go to the bank, transaction notifications so that users can see funds in or out of the account, and additional security from two-step verification. The ease of use of the features contained in mobile banking is also one of the reasons that many students are interested in using the mobile banking service, because the mobile banking service can be accessed anytime and anywhere.
Edukasi Kemasan Produk sebagai Upaya Meningkatkan Branding dan Daya Tarik Konsumen pada Wirausaha Muda E, Eyicha; Nurhidayati, Dini; Alisah, Juliah; Yustati, Herlina; Sumarni, Yenti
Madani: Jurnal Ilmiah Multidisiplin Vol 3, No 5 (2025): Volume 3, Nomor 5, June 2025
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.15558944

Abstract

In the competitive digital economy era, product packaging has a strategic role as a visual communication tool that not only protects the product, but also strengthens brand identity and attracts consumer interest. This study aims to examine the effect of packaging education on improving branding strategies and product appeal for young entrepreneurs. Through a qualitative-descriptive approach and literature study, this study explores the packaging education process carried out on MSME actors in Dusun Besar Village, Bengkulu City. The results show that participatory packaging training has succeeded in increasing visual literacy and branding abilities of participants, as indicated by the transformation of packaging design and increased consumer interest in their products. As many as 75% of respondents prefer products with educational packaging compared to the previous version. In addition, the introduction of digital marketing strategies supports significant market expansion. This study confirms that packaging education is an effective strategy in building MSME competitiveness in the digital era. These findings recommend the integration of design education and visual marketing in young entrepreneur empowerment programs in a sustainable manner.
Pengembangan Kemasan Produk Berbasis Teknologi untuk Meningkatkan Nilai Jual di Pasar Global Hidayah, Nischa Purnama; Susilawati, Sumita; Yustati, Herlina
Madani: Jurnal Ilmiah Multidisiplin Vol 3, No 4 (2025): May
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.15517894

Abstract

Technology-based product packaging development involves using the latest innovations and technologies in designing, producing and managing packaging. By integrating technology in packaging development, companies can strengthen the position of their products in the global market and simultaneously increase consumer satisfaction. Innovation in efficient packaging can be a crucial factor for success in an increasingly competitive international market. This research aims to increase sales and packaging efficiency and provide more value to the products offered. The method used in this research is a qualitative approach with descriptive analysis. The results show that innovative packaging not only attracts the attention of consumers, but also adds significant value to the product and provides a positive impact of packaging designed with modern technology.
Beyond Documentation: Understanding Implementation Barriers of Halal Certification Among Micro and Small Enterprises Ariska, Nenda; Elwardah, Khairiah; Zaki, Khozin; Yustati, Herlina; Novita Sari, Kiki
Li Falah: Journal of Islamic Economics and Business Vol. 9 No. 1 (2024): June 2024
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v1i1.10771

Abstract

This study examines the multifaceted challenges faced by Micro and Small Enterprises (MSEs) in implementing halal certification in Selebar District, Bengkulu City, Indonesia. Despite the mandatory halal certification requirement established by Law Number 33 of 2014, many MSEs have yet to comply with this regulation. Through qualitative field research involving in-depth interviews with 11 MSE owners, this study identifies three critical barriers to halal certification implementation. First, there is a significant knowledge gap among MSE actors regarding halal certification requirements and available support programs, particularly the government's free certification initiative (SEHATI). Second, MSEs face substantial documentation challenges, with none of the studied businesses possessing the required Business Identification Number (NIB), compounded by limited technological literacy that hinders the application process. Third, there is low awareness among MSE actors about the strategic importance of halal certification for business sustainability. The findings suggest that successful implementation of halal certification requires a comprehensive approach that addresses knowledge barriers, simplifies documentation requirements, and builds awareness through targeted education programs. This research contributes to understanding the practical challenges of implementing halal regulations at the micro-enterprise level and offers policy recommendations for improving certification adoption rates.
Pelatihan Digital Marketing Syariah sebagai Pendukung Pertumbuhan UMKM di Geprek Cila Desriani, Wiwit; Yulia, Sandre; Zaldi, Farhan; Yustati, Herlina; Harpepen, Andi
Mestaka: Jurnal Pengabdian Kepada Masyarakat Vol. 4 No. 3 (2025): Juni 2025
Publisher : Pakis Journal Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58184/mestaka.v4i3.656

Abstract

This study aims to empower Micro, Small, and Medium Enterprises (MSMEs) in Geprek Cila through the use of digital marketing. The reason for choosing this topic is based on the great potential of MSMEs in driving the local economy and the challenges faced in adapting to the digital era. This research activity uses intensive training and mentoring methods regarding digital marketing strategies, utilization of social media, promotional content creation, and simple analysis of the effectiveness of online marketing. The results of this study indicate an increase in understanding and skills of MSME actors in implementing digital marketing to expand market reach, increase interaction with consumers, and ultimately it is expected to increase their business income. In addition, this activity also builds awareness of the importance of technology adaptation in the sustainability of MSME businesses in the digital era.
Co-Authors Ainurrahmi, Winda Alisah, Juliah Andang Sunarto Anggraini, Tika Septi Anisa Anggraini Ariska, Nenda Ary yanti, Pandary Asnaini Asnaini, Asnaini B, Idwal Citra Wardani, Anggun Desriani, Wiwit Dinanti, Septi Tri Disfa Lidian Handayani E, Eyicha Efendi, MS Elwardah, Khairiah Fitiyani, Yudia Gusti Hadi, Kartika Candra Kirana Harpepen, Andi Hartini, Kustin Hennarti Daulay, Tri Hidayah, Nischa Purnama Ihwani Harahap, Ade Jaka Prima, Arief Julianti, Alda Khadafi, M. Prayudha Khumairoh, Diah Lukman Hakim Muhammad Fikri Novia Sari, Yuyun Novita Sari, Kiki Nurhidayati, Dini Nurul Hak Opitasari, Juitaselta Seltaopita Pratiwi, Sophia Puspa Wulandari, Jenny Putri Pebrianti, Dini Radinansya, Regil Sari, Widya Wulan Seftiani, Neni Setiawan, Romi Adetio Sumarni, Yenti Susilawati, Sumita Threy Wahyu, Agung Tri Oktavianti, Laila Wahyuni, Eka Sri Wahyunita Sari, Sherly Wasisman, Zeti Agesti Yulia, Sandre Yuliza, Meli Zaki, Khozin Zaldi, Farhan