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Digital Knowledge and Financial Resilience as Determinants of Financial Behavior: Evidence from Indonesia Amin Hou; Muhammad Restu Razaq; Ibrahim Mallam Fali; Leony Hoki; Prianda Pebri
Journal of Business Integration Competitive Vol. 2 No. 1 (2025): Journal of Business Integration Competitive
Publisher : Yayasan Bina Bisnis Nusantara Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64276/jobic.v2i1.29

Abstract

Financial resilience (FR) and digital knowledge (DK) are two significant things that affect how people behave with money in the digital financial ecosystem, especially in developing nations like Indonesia. This study seeks to examine the mediating function of FR in the correlation between DK and FB among digital financial users in Medan City. This research employs a quantitative methodology, gathering data via an online survey of 230 participants who are active users of digital financial platforms, including e-wallets, mobile banking, and fintech lending. The Partial Least Squares–Structural Equation Modeling (PLS-SEM) method was used to investigate the association between the postulated variables. The findings indicate that DK exerts a favorable and significant influence on both FR and FB, while FR similarly impacts FB positively. Furthermore, FR has been shown to partially moderate the link between DK and FB. This suggests that people who know more about digital technology tend to be better at handling money, which indicates that they are more responsible and healthy with their money. These results corroborate that digital competence enhances access to financial services and fortifies individuals' capacity to manage financial stress and make judicious financial decisions. This work theoretically enhances the behavioral finance literature by emphasizing the significance of incorporating digital literacy and financial resilience as essential factors influencing prudent financial behavior in the digital era. In practice, the findings of this study suggest that governments and financial institutions should develop complete digital financial education programs that emphasize both technical competencies and psychological preparedness to confront contemporary financial difficulties
Circular Economy Implementation in Indonesian Manufacturing: A Systematic Literature Review of Drivers, Barriers, and uture Research Directions Supriadi Siagian; Durahman Marpaung; Prianda Pebri; Taufiq Hidayah; Purwanto, Purwanto; Fandra Dikhi Januardani; Sabrina, Sabrina
International Journal Business, Management and Innovation Review Vol. 2 No. 4 (2025): International Journal Business, Management and Innovation Review
Publisher : Universitas Veteran Bangun Nusantara Sukoharjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62951/ijbmir.v2i4.171

Abstract

The circular economy (CE) has emerged as a crucial paradigm for achieving resource efficiency and sustainability within Indonesia’s manufacturing sector. However, its implementation faces structural, technological, and regulatory challenges that hinder sustainable transformation. This study systematically reviews literature on CE implementation in Indonesian manufacturing to identify its drivers, barriers, and future research directions. Using the Systematic Literature Review (SLR) method guided by the PRISMA 2020 framework, data were collected from Scopus, Web of Science, and Google Scholar covering 2018–2024. Out of 462 records, 32 studies met the inclusion criteria after screening and quality assessment. Findings indicate that government policy support, digital technology readiness, and supply chain collaboration are key drivers, while limited funding, low organizational awareness, and fragmented regulation remain major barriers. This review contributes by proposing an integrative conceptual framework and outlining future research on circular business models and cross-sectoral policies to accelerate in Indonesia’s green economy transition.
The Influence of Brand Trust and Religiosity on The Mudharabah Deposit Product Selection Decision Prianda Pebri
Journal of Social Science Vol. 2 No. 6 (2021): Journal of Social Science
Publisher : Syntax Corporation Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46799/jss.v2i6.274

Abstract

The purpose of this study is to analyze the influence of brand trust and religiosity on the decision to choose mudharabah deposit products in Islamic Commercial Banks. Population and sample are 100 customers selected by accidental sampling in order to obtain research data through filling out a questionnaire. The results showed that partially or simultaneously the two independent variables consisting of brand trust and religiosity have a positive and significant effect on the decision to choose mudharabah deposit products in Islamic Commercial Banks.
Kepercayaan Organisasi dan Kesiapan terhadap Perubahan: Dampaknya terhadap Kinerja Karyawan melalui Job Crafting (Studi Empiris di PT Saudara Buana Samudera Medan) Susanto Susanto; Hengky Kosasih; Wily Julitawaty; Syaifullah Syaifullah; Prianda Pebri
Society Vol 13 No 1 (2025): Society
Publisher : Laboratorium Rekayasa Sosial, Jurusan Sosiologi, FISIP Universitas Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33019/society.v13i1.792

Abstract

This study analyzes the influence of organizational trust and readiness for change on employee performance directly and through job crafting mediation. This study was conducted at PT Saudara Buana Samudera Medan using a quantitative survey-based approach. The data were collected through questionnaires filled out by 78 permanent employees using the proportionate stratified random sampling technique. Path analysis was conducted using the SEM-PLS method. The results showed that organizational trust and readiness for change significantly affected employee performance. In addition, job crafting was a mediator that strengthened the relationship between these variables. This study provides theoretical contributions by integrating organizational trust, readiness for change, and job crafting to explain the mechanism of improving employee performance. Practically, these findings provide recommendations to the management of PT Saudara Buana Samudera Medan to build organizational trust and support job crafting to improve employee performance amidst organizational change. The study’s focus on a single organization necessitates caution when generalizing the results. Future studies can expand the sector’s scope or add moderating variables to enrich the findings. This study fills the literature gap regarding the role of job crafting in the relationship between organizational trust, readiness to change, and employee performance in the context of Indonesian companies.