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All Journal International Journal of Evaluation and Research in Education (IJERE) Martabe : Jurnal Pengabdian Kepada Masyarakat Jurnal Basicedu Academia Open Journal Ta'lim of Journal STKIP Aisyiyah Riau SENTRI: Jurnal Riset Ilmiah Jurnal Basicedu Studies in English Language and Education IIJSE Indonesian Journal of Education and Social Studies JER Manaruko: Jurnal Pengabdian Masyarakat
Afdal, Zul
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Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Arts Humanities Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Medicine & Pharmacology Physics Social Sciences Other

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Design and assessment of effective multimedia-based courseware for student quantitative data analysis Yassin, Abdulnassir; Bashir, Ashadi; Surjono, Herman Dwi; Afdal, Zul; Novianto, Victor
International Journal of Evaluation and Research in Education (IJERE) Vol 14, No 4: August 2025
Publisher : Institute of Advanced Engineering and Science

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11591/ijere.v14i4.32055

Abstract

The rapidly evolving technological trends are transforming higher education. This study focused on designing and evaluating the effectiveness of multimedia-based courseware in improving students’ data analysis at Islamic University in Uganda. The objectives were: i) to create interactive multimedia courseware (IMC) to enhance students’ quantitative data analysis skills; ii) to evaluate the suitability of IMC’s content, interactivity, user interface, and design; and iii) to profile students’ perceived benefits of using the IMC to learn quantitative data analysis. A descriptive survey involving 160 education undergraduate finalists, selected through random and consensus sampling, was conducted. Data was collected through a self-report survey instrument with high validity (content validity index=0.886) and reliability (Cronbach alpha=0.878). The IMC development followed the analysis, design, development, implementation, and evaluation (ADDIE) model and Gagne’s learning events. Results indicated that the IMC content (mean=3.90, SD=0.94), interactivity (mean=4.10, SD=0.79), user interface (mean=4.04, SD=0.82), and screen design (mean=4.05, SD=0.87) were highly appropriate. Students perceived IMC as effective in enhancing their data analysis skills (mean=3.86, SD=0.92). The findings suggest that IMC can significantly improve students’ quantitative analysis abilities. However, recommending further studies on the impact of IMC on students’ quantitative data analysis skills comprehensively in a multidisciplinary manner, to potentially revolutionize learning.
Pengaruh Kemudahan, Manfaat, dan Risiko Terhadap Minat Pembiayaan Peer to Peer Lending Pada Pelaku UMKM di Kecamatan Lima Kaum Agustiani, Sela Putri; Afdal, Zul
Jurnal Economic Resource Vol. 8 No. 2 (2025): September - February
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v8i2.1663

Abstract

Studi ini menganalisis pengaruh kenyamanan, manfaat, dan risiko terhadap minat UMKM di Kabupaten Lima Kaum, Sumatera Barat, dalam menggunakan pembiayaan fintech P2P lending. Metode kuantitatif dengan analisis regresi linier berganda diterapkan pada 122 responden UMKM. Hasil menunjukkan bahwa ketiga variabel tersebut secara signifikan mempengaruhi minat (89,4%), dengan manfaat sebagai faktor dominan (koefisien 0,692). Menariknya, risiko memiliki korelasi positif (koefisien 0,177), menunjukkan bahwa UMKM tetap tertarik meskipun menyadari risiko potensial. Temuan ini menyoroti pentingnya kemudahan akses dan manfaat finansial dalam mendorong adopsi fintech, serta kebutuhan untuk meningkatkan literasi digital dan keamanan platform guna mengoptimalkan potensinya. Implikasi studi ini bagi platform fintech, penting untuk menyediakan layanan yang mudah digunakan dengan manfaat konkret untuk menarik UMKM. UMKM sendiri harus secara aktif mempelajari mekanisme dan risiko potensial sebelum menggunakan layanan fintech. Temuan tentang hubungan positif antara risiko dan minat juga membuka jalan untuk penelitian lebih lanjut tentang perilaku pengguna, yang akan bermanfaat bagi pertumbuhan usaha kecil.
Pricing Strategies for Offline and Online Consumers in Modern Business Fandora, Karmila; Safira, Adhe Okta; Auliya, Vivi Rizky; Abror, Abror; Afdal, Zul
Academia Open Vol. 10 No. 2 (2025): December
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/acopen.10.2025.11708

Abstract

General Background: The rapid expansion of digital platforms has reshaped consumer behavior and pricing strategies, creating distinct dynamics between online and offline markets. Specific Background: While e-commerce fosters impulsive and socially driven purchases influenced by dynamic and value-based pricing, offline markets remain tied to stable pricing and tangible shopping experiences. Knowledge Gap: Existing studies often analyze pricing strategies in isolation, lacking a comprehensive synthesis that bridges offline and online contexts within the modern omnichannel landscape. Aims: This study employs a Systematic Literature Review (SLR) of research published between 2021–2025 to identify effective pricing approaches for both consumer segments. Results: The review of 20 peer-reviewed articles highlights that dynamic pricing, value-based pricing, and Pay-What-You-Want (PWYW) are central strategies, with effectiveness moderated by consumer psychology, product attributes, and channel structures. Online consumers respond strongly to personalized, transparent, and flexible pricing, while offline consumers prioritize experiential value and price stability. Novelty: The study integrates theoretical and empirical insights into a unified framework that reveals the critical role of psychological factors, ethics, and digital transformation in shaping pricing effectiveness. Implications: Findings underscore the importance for businesses to design adaptive, technology-driven pricing strategies that harmonize offline and online channels while sustaining consumer trust and long-term competitiveness. Highlights: Online consumers are strongly influenced by dynamic pricing, social commerce, and impulsive buying Offline consumers rely on stable pricing and hands-on product experiences Omnichannel strategies demand price consistency across digital and physical channels Keywords :Dynamic Pricing, Consumer Behavior, Online Shopping, Offline Retail, Value-Based Pricing
The invasion of globalization to higher education: The critical discourse study of emancipated learning policy Irawan, Andi Muhammad; Iskandar, Iskandar; Afdal, Zul; Haris, Andi Muhammad Arif; Warsidi, Warsidi
Studies in English Language and Education Vol 12, No 3 (2025)
Publisher : Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/siele.v12i3.35029

Abstract

This study employs Critical Discourse Analysis (CDA) to explore the argumentation strategies or Topoi analyses used to justify the importance of the Emancipated Learning Policy (Merdeka Belajar Kampus Merdeka/MBKM) in response to the globalization of education. The discourse of globalization of education around the world, including in Indonesia, has been a topic of growing concern that attracts researchers and academics. In the context of Indonesia, this country deserves a close look since globalization has shaped and reshaped the education policy and practices, as well as enforced the shift of higher education curriculum. Besides unfolding the argumentation strategies utilized by the government to legitimize the policy, the study sheds new light on an alternative analysis to comprehend the marketization of higher education in Indonesia. The topoi analysis was used to identify how globalization shapes the policy and how the national authority discursively justifies the claim of its importance. By analyzing topos of urgency utilized in policy texts and the ministers speech, the findings reveal that the presence of globalization invasion in the policy is evident, as identified in the following arguments, namely link and match, quick change, competitiveness, and collaboration. These findings convincingly show that the education policy and its implementation should be advanced to match the global values of globalization, which is expected to bring a positive impact to national education, especially in the higher education context.
The Impact of Self-Regulated Learning and Interpersonal Communication on Academic Procrastination Among Higher Education Students Zulhadi, Zulhadi; Afdal, Zul
Indonesian Journal of Education and Social Studies Vol 4, No 2 (2025)
Publisher : Nurul Jadid University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/ijess.v4i2.12978

Abstract

This study aims to examine the influence of self-regulated learning and interpersonal communication on academic procrastination. Academic procrastination is a behavioral tendency of students to delay academic tasks, which can negatively affect learning outcomes and graduation rates. This research used a quantitative approach with a correlational design. The population consisted of 205 active students, selected through proportional random sampling. Data were collected using a Likert-scale questionnaire and analyzed through multiple linear regression using SPSS. The results revealed that self-regulated learning has a negative and significant effect on academic procrastination with a regression coefficient of –0.180 and a significance value of 0.005 (<0.05). Meanwhile, interpersonal communication shows a negative but not significant effect on academic procrastination with a regression coefficient of –0.140 and a significance value of 0.130 (>0.05). Simultaneously, both variables contributed to the reduction of academic procrastination with a significant F-test result. These findings indicate that students with higher self-regulated learning tend to demonstrate lower procrastination behavior, while interpersonal communication, although negatively related, does not play a dominant role. The study concludes that strengthening students’ self-regulated learning abilities is essential to minimize academic procrastination within higher education environments.
PENGENALAN SUMBER-SUMBER BELAJAR DIGITAL BAGI SISWA SMA NEGERI 1 SIAK HULU Febliza, Asyti; Marina Angraini, Lilis; Afdal, Zul
Martabe : Jurnal Pengabdian Kepada Masyarakat Vol 5, No 7 (2022): Martabe : Jurnal Pengabdian Kepada Masyarakat
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/jpm.v5i7.2607-2611

Abstract

Pengetahuan siswa mengenai sumber-sumber belajar digital sangat diperlukan untuk menunjang pengetahuan siswa baik sebelum atau pasca masa pandemi Covid-19. Kegiatan pengabdian ini bertujuan untuk memberikan pengetahuan mengenai sumber-sumber belajar digital yang dapat dimanfaatkan siswa sebagai sumber alternatif selain yang diberikan oleh guru. Kegiatan pengabdian ini menggunakan metode seminar dengan cara penyampaian materi oleh narasumber kepada peserta kegiatan. Hasil kegiatan menunjukkan terjadi peningkatan pengetahuan siswa mengenai sumber belajar digital sebesar 84% dan siswa dapat mengaksesnya dari smartphone yang mereka miliki. Kepuasan mitra terhadap kegiatan yang dilaksanakan mencapai rata-rata sebesar 83% yang menunjukkan bahwa kegiatan yang dilaksanakan berjalan sesuai dengan harapan peserta kegiatan
PENDAMPINGAN PEMBUATAN VIDEO PEMBELAJARAN MENGGUNAKAN CAMTASIA BAGI GURU SMA NEGERI 7 PEKANBARU Febliza, Asyti; Afdal, Zul; Oktariani, Oktariani
Martabe : Jurnal Pengabdian Kepada Masyarakat Vol 5, No 3 (2022): Martabe : Jurnal Pengabdian Kepada Masyarakat
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/jpm.v5i3.900-904

Abstract

Kegiatan pengabdian ini bertujuan untuk memberikan pendampingan kepada guru-guru SMA Negeri 7 Pekanbaru dalam membuat video pembelajaran menggunakan software Camtasia. Kegiatan pengabdian ini dilaksanakan dalam bentuk pelatihan/workshop yang dilakukan secara luring dengan mematuhi protokol kesehatan. Kegitan pengabdian meliputi: kegiatan penyampaian materi oleh narasumber, pendampingan pembuatan video pembelajaran dan evaluasi kegiatan. Hasil evaluasi kegiatan memperlihatkan bahwa peserta pelatihan meningkat keterampilannya yang terlihat dari hasil evaluasi pada indikator peningkatan keterampilan peserta sebesar 93,8%. Selain itu, secara keseluruhan peserta kegiatan menyatakan kepuasannya terhadap kegiatan yang dilaksanakan dengan perolehan rata-rata kepuasan peserta mencapai 90,3%. Dengan meningkatkan keterampilan guru-guru dalam mebuat video pembelajaran diharapkan kedepannya materi pembelajaran dapat disajikan dalam bentuk yang lebih menarik.
The Effect of Financial Literacy on Investment Interest with Financial Awareness as a Mediating Variable Among Students at Padang State University Afrizal, Arif Dwi; Afdal, Zul
SENTRI: Jurnal Riset Ilmiah Vol. 4 No. 11 (2025): SENTRI : Jurnal Riset Ilmiah, November 2025
Publisher : LPPM Institut Pendidikan Nusantara Global

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/sentri.v4i11.4851

Abstract

This study examines the role of financial awareness as a mediating variable in the relationship between financial literacy and investment interest among students of the Faculty of Economics, Padang State University. A quantitative approach was used with path analysis techniques to test the direct and indirect effects between variables. A sample of 344 students was selected using proportional random sampling from a total population of 31,425 students. Data collection was conducted using a Likert scale questionnaire and analyzed using SPSS version 25. The results showed that financial literacy had a positive and significant direct effect on investment interest. Financial awareness also significantly influenced students' investment interest. In addition, financial awareness was proven to play a role as a mediating variable in the relationship between financial literacy and investment interest, as indicated by the Sobel test with a significance value below 0.05. The total contribution of financial literacy and financial awareness in explaining variations in investment interest reached 90.71%. However, this figure needs to be understood carefully so as not to give an exaggerated impression of the model's strength. More than just statistical results, these findings reveal that students with high levels of financial literacy tend to have stronger financial awareness, which simultaneously shapes positive mindsets and attitudes toward investment. This shows that financial understanding not only plays a role as technical knowledge, but also as a psychological and behavioral foundation for wise financial decision-making. The practical implications of these findings emphasize the importance of strengthening financial literacy education programs and increasing financial awareness from an early age, both through academic curricula and external training. These efforts are expected to encourage students to become smart, rational young investors who are prepared to face risks in an informed manner.
Peningkatan Produktifitas Akademik Guru Melalui Pelatihan Pembuatan Media Berbasis Chatgpt Dan Join Research Rino, Rino; Muskhir , Mukhlidi; Asriel, Armida S; Septrizola, Whyosi; Afdal, Zul
Manaruko: Jurnal Pengabdian Masyarakat Vol. 4 No. 2 (2025): Manaruko: Jurnal Pengabdian Masyarakat
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/manaruko.v4i2.65

Abstract

Teachers as educational personnel are currently considered as a supporting component of education that is still weak in an effort to improve the quality of education. Four competencies that must be possessed by teachers are pedagogical competence, personality competence, social competence and professional competence, it turns out that pedagogical and professional competence are two competencies that are still low. This community service activity was carried out to help teachers strengthen the academic and professional competencies of teachers so as to increase academic productivity involving 23 participants. The problem-solving model offered is to conduct training in developing video learning media using the Camtasia application and training in preparing action research proposals using a collaboration of expository learning strategies (SPE) and problem-based learning strategies (SPBM). The implementation of this activity was carried out using the methods of lectures, questions and answers, guided exercises in person and online. After the guidance and training, there was an increase in teachers' pedagogic and professional competencies, especially in developing learning media and writing PTK proposals. Guru sebagai tenaga kependidikan saat ini dinilai sebagai komponen pendukung pendidikan yang masih lemah dalam upaya meningkatkan mutu Pendidikan. Empat kompetensi yang wajib dimiliki oleh guru yaitu kompetensi pedagogik, kompetensi kepribadian, kompetensi sosial dan kompetensi profesional, ternyata kompetensi kompetensi pedagogik dan profesional adalah dua kompetensi yang masih rendah. Kegiatan pengabdian masyarakat ini dilakukan untuk membantu guru-guru memperkuat kompetensi akademik dan professional guru sehingga meningkatkan produktifitas akademik yang melibatkan 23 orang peserta guru di SMAN1 Sungai tarab. Model pemecahan masalah yang ditawarkan adalah dengan melakukan pelatihan pengembangan media pembelajaran video dengan menggunakan aplikasi Camtasia dan pelatihan menyusun proposal action research dengan menggunakan kolaborasi strategi pembelajaran ekspositri (SPE) dan strategi pembelajaran berbasis masalah (SPBM). Pelaksana kegiatan ini dilakukan dengan metode ceramah, tanya jawab, latihan terbimbing secara langsung dan secara daring. Setelah dilakukan bimbingan dan pelatihan terlihat adanya peningkatan kompetensi pedagogic dan professional guru terutama dalam pengembangan media pembelajaran dan penulisan proposal PTK
Co-Authors Abror Abror Afrizal, Arif Dwi Agustiani, Sela Putri Andi Muhammad Irawan, Andi Muhammad Armida Armida Asriel, armida Asriel, Armida S Audhiha, Miftah Auliya, Vivi Rizky Bashir, Ashadi Fandora, Karmila febliza, asyti Haris, Andi Muhammad Arif Herman Dwi Surjono Iskandar Iskandar Latifannisa, Nuri Marina Angraini, Lilis Mega Iswari Miftahudin Muskhir , Mukhlidi Oktariani, Oktariani Prima Putra, Muhamad Ilham Rahmi, Yuri Rini Sarianti Rino Rino Risnawati Risnawati Safira, Adhe Okta Septrizola, Whyosi Siregar, Eva Anzani Tullaili, Mufida Victor Novianto Warsidi Yassin, Abdulnassir Zubaidah Amir MZ Zulhadi, Zulhadi