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Poverty, Unemployment, and HDI Impact on ASEAN Economic Growth: An Islamic Approach Pratomo, Dimas; Oktanira, Celsi; Kurniawan, Muhammad; Ar-Royyan Ramly
Jeksyah: Islamic Economics Journal Vol. 4 No. 02 (2024): September 2024 Edition
Publisher : Fakultas Ekonomi dan Bisnis Islam _ IAIN Sultan Amai Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54045/jeksyah.v4i02.1774

Abstract

This study aims to investigate the relationship between the Human Development Index (HDI), the Poverty Rate, and the Unemployment Rate in five ASEAN countries between 2018 and 2022 from an Islamic economic perspective. This research is quantitative in nature and uses panel data, which is a combination of cross-sectional and time series data. The cross-sectional data in this study covers five ASEAN countries, while the time series data spans the last five years, from 2018 to 2022. Panel regression analysis was conducted using the Random Effect Model, which is the best model, with the assistance of the E-views 12 program. The study's population includes all ASEAN countries. Purposive sampling technique was used in this study, with the selection criteria being the five countries with the highest per capita income in 2022. The study's results indicate that the variables of unemployment, poverty, and HDI simultaneously affect economic growth. Poverty has a negative and significant impact on economic growth. Unemployment has a negative but not significant impact on economic growth. Additionally, HDI has a positive and significant impact on economic growth. From an Islamic perspective, economic growth is seen as a tool for enhancing both material and spiritual welfare, aligning with Sharia principles and emphasizing justice and holistic development.
Determinan Pertumbuhan Ekonomi ASEAN dalam Perspektif Ekonomi Islam Huda, Nur; Pratomo, Dimas; Rahman, Taufiqur
Al-Muamalat Jurnal Hukum dan Ekonomi Syariah Vol 10 No 1 (2025): Al-Muamalat: Jurnal Hukum Dan Ekonomi Syari'ah
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/muamalat.v10i1.11100

Abstract

This study aims to analyze the influence of investment, education, health, and per capita income on economic growth in ASEAN countries during the 2014–2023 period from the perspective of Islamic economics. The contribution of this research lies in integrating Islamic economic principles—such as justice, social welfare, and sustainable development—into the analysis of the determinants of regional economic growth. The methodology employed is panel data regression using the Random Effect Model (REM) approach with the Eviews-10 software. The results show that all independent variables have a positive and significant impact on ASEAN’s economic growth, both partially and simultaneously. These findings reinforce the relevance of Islamic economic values in supporting inclusive and equitable economic policies across the ASEAN region.
Analisis Pengaruh dan Dampak Inflasi, Suku Bunga dan Nilai Tukar Terhadap Realisasi Ekspor Batik di Indonesia dalam Perspektif Ekonomi Islam Tahun 2010-2023 Yulianti, Ade Yeny; Pratomo, Dimas; Supriyaningsih, Okta
REVITALISASI : Jurnal Ilmu Manajemen Vol 14 No 1 (2025): REVITALISASI : Jurnal Ilmu Manajemen
Publisher : Universitas Islam Kadiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32503/revitalisasi.v14i1.6865

Abstract

This study aims to analyze the effect of inflation, interest rates, and exchange rates on the realization of Indonesian batik exports during the period 2010-2023 by considering an Islamic economic perspective. The research method used is a quantitative approach with the Vector Autoregressive (VAR) model. Data analysis includes stationarity test using the Augmented Dickey-Fuller (ADF) method, cointegration test to see the long-term relationship between variables, and estimation of the Vector Error Correction Model (VECM) model if a cointegration relationship is found. In addition, Impulse Response Function (IRF) and Variance Decomposition (FEVD) analysis are used to understand the response and contribution of each variable to batik exports. The results show that in the long run, inflation and exchange rates have a negative and significant effect on batik exports, while interest rates have a positive effect. IRF analysis reveals that batik exports take about seven months to return to equilibrium after experiencing an external shock. FEVD shows that inflation has the largest contribution in affecting batik exports compared to other variables. In conclusion, macroeconomic factors such as inflation, interest rates, and exchange rates have an important role in determining the performance of Indonesian batik exports. By considering the perspective of Islamic economics, stable and welfare-based policies can be proposed to improve the competitiveness of batik exports in the global market.
The Role of Financial Technology (Fintech) in ZIS Management to Overcome Poverty Zuliansyah, A.; Pratomo, Dimas; Supriyaningsih, Okta
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 5 No 1 (2022): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v5i1.1794

Abstract

Indonesia's zakāh‎ potential is large enough to overcome poverty, but the Indonesian population living below the poverty line is still quite high, reaching 25.95 million people. These data indicate that the large potential of zakāh‎ has not contributed enough to poverty alleviation in Indonesia. To increase zakāh‎ collection, the Zakāh‎ Management Organization (OPZ) innovates by using fintech in its management. The study aims to see how the role of fintech in managing ZIS is to contribute to poverty alleviation in Indonesia. The method used is a qualitative method by analyzing data and facts obtained from the object under study namely; BAZNAS Central Jakarta and BAZNAS Prov. DIY 2020 descriptively and in detail. The results of the study indicate that fintech has played a significant role in increasing zakāh‎ collection over the last five years. It can be seen from the growth of zakāh‎ distribution from 2015 to 2019 experienced a significant increase, reaching an average of 40.93%.
PENGEMBANGAN MODEL MANAJEMEN WAKAF SEBAGAI INSTRUMEN PENDAPATAN ALTERNATIF PADA PENDIDIKAN TINGGI Isnaeni, Ahmad; Pratomo, Dimas
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 3 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i3.14176

Abstract

Pendidikan tinggi di Indonesia terutama pendidikan tinggi negeri yang memiliki aset wakaf pada umumnya belum dapat berinovasi dalam mendapatkan sumber pendanaan alternatif selain dari APBN dan bantuan pemerintah, dimana baik perguruan tinggi negeri maupun swasta masih mengandalkan SPP mahasiswa dan alokasi bantuan pemerintah sebagai sumber utama pendanaan universitas. Jika aset wakaf dapat dimanfaatkan dengan baik,pendapatan dari aset wakaf tersebut dapat menjadi sumber pendanaan alternative bagi pendidikan tinggi untuk mendukung pengembangan institusi dan pendidikan Islam serta berkontribusi secara langsung terhadap pemberdayaan masyarakat. Penelitian ini bertujuan untuk menentukan konsep dan strategi dalam pengembangan manajemen wakaf sebagai instrumen pendapatan alternative pada pendidikan tinggi. Penelitian ini menggunakan dua role model sebagai objek penelitian, yaitu Badan Wakaf Pondok Modern Darussalam Gontor dan Social Trust Fund UIN Jakarta. Jenis penelitian ini adalah penelitian kualitatif dan analisis data yang digunakan adalah metode analisis SWOT. Hasil penelitian menunjukan bahwa strategi pengembangan terhadap manajemen wakaf yang perlu dilakukan yaitu 1) pengembangan literasi masyarakat terkait urgensi wakaf, 2) Visi misi yang terukur, 3) kolaborasi dan kerjasama dengan berbagai pihak eksternal, 4) perekrutan SDM yang berkualitas, 5) terobosan inovasi bisnis, dan 6) melibatkan masyarakat dalam pengembangan aset wakaf produktif.
Kontribusi Sosialisasi Lazis NU Kota Yogyakarta terhadap Perilaku Muzakki dalam Menunaikan Zakat Sya'adi, Nur; Pratomo, Dimas
Tapis: Jurnal Penelitian Ilmiah Vol 3 No 1 (2019): Tapis : Jurnal Penelitin Ilmiah
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat of Universitas Islam Negeri Jurai Siwo Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/tapis.v3i1.1485

Abstract

The socialization of a procedure for collecting zakah is very important given to the Zakah Agency to carry out its management effectively and efficiently. This study examines the performance of Zakah, Infaq, Shodaqoh Agency of Nahdlatul Ulama (LAZIS NU) of Yogyakarta, where the zakah availability reaches 4.3 billion Rupiah per year, however, in reality, the LAZIS NU of Yogyakarta is only able to compile zakah as much 135 million Rupiah per year. This study tries to analyze how does the management and socialization of LAZIZ NU of Yogyakarta in running out its duty. The type of this research is a descriptive qualitative study by using an interactive analysis model by means of the inductive method. Based on the research results the implementation of the LAZIS NU's socialization Yogyakarta did not quite maximal, this was caused by the lack of socialization, the lack of human resources in conducting the socialization. That condition brought the funds raised were still far from the expectation. By this reason, the concrete action needs to be implemented related to fix those problems. The managerial must continuously improve programmed evaluations so that all activities can be controlled and easily evaluated.
Hubungan Pelatihan Kewirausahaan, Akses Modal, dan Peran Pemerintah terhadap Kemandirian Ekonomi Perempuan Pelaku UMKM Intan, Intan; Fuadi, Fatih; Pratomo, Dimas
JURNAL ILMIAH FEASIBLE: Bisnis, Kewirausahaan dan Koperasi Vol 7 No 2 (2025): Jurnal Ilmiaf Feasible (JIF): Bisnis, Kewirausahaan, dan Koperasi
Publisher : Universitas Pamulang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32493/fb.v7i2.2025.49-62.54937

Abstract

Kemandirian ekonomi perempuan merupakan aspek penting dalam meningkatkan kesejahteraan keluarga dan mendorong pembangunan inklusif. Namun, upaya penguatan kemandirian ini masih terhambat oleh keterbatasan keterampilan usaha, akses modal, dan kurang optimalnya dukungan pemerintah. Penelitian ini bertujuan menganalisis pengaruh Pelatihan Kewirausahaan, Akses Modal, dan Peran Pemerintah terhadap Kemandirian Ekonomi Perempuan secara parsial maupun simultan. Menggunakan metode kuantitatif dengan survei terhadap 106 responden dari populasi 218 perempuan pelaku usaha, data dianalisis melalui PLS dengan instrumen yang telah diuji validitas dan reliabilitasnya. Hasil penelitian menunjukkan bahwa Pelatihan Kewirausahaan dan Akses Permodalan berpengaruh positif dan signifikan terhadap Kemandirian Ekonomi Perempuan, sedangkan Peran Pemerintah tidak berpengaruh signifikan meskipun bernilai positif. Secara simultan, ketiga variabel terbukti berpengaruh signifikan. Temuan ini menegaskan pentingnya peningkatan kompetensi usaha dan akses pendanaan sebagai faktor utama kemandirian ekonomi perempuan, serta perlunya penguatan peran pemerintah agar lebih efektif dan tepat sasaran.
PENGARUH PROGRAM PEMUTIHAN PAJAK, TINGKAT PENDAPATAN DAN PENERAPAN SISTEM E-SAMSAT TERHADAP KEPATUHAN WAJIB PAJAK KENDARAAN BERMOTOR (STUDI PADA WAJIB PAJAK KENDARAAN BERMOTOR SAMSAT KOTA BANDAR LAMPUNG) Rudianto, Riski; Pratomo, Dimas; Suhendar
Assets: Jurnal Ekonomi, Manajemen, dan Akuntansi Vol 15 No 2 (2025): Assets : Jurnal Ekonomi, Manajemen dan Akuntansi
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/assets.v15i2.62427

Abstract

The purpose of this study is to identify the influence of the tax amnesty program, revenue, and e-samsat on motor vehicle taxpayer compliance in Bandar Lampung City. Between 2018 and 2023, motor vehicle tax revenue exceeded the target, although tax revenue experienced a significant decline in 2024. This study applied a quantitative method through the use of questionnaires distributed to 100 people. The sample determination applied probability sampling and simple random sampling methods through the Slovin formula and was analyzed using SPSS version 25. The research findings show that the tax amnesty program (Sig. 0.000) and e-smsat (Sig. 0.009) have a positive and significant impact on motor vehicle taxpayer compliance. Conversely, income (Sig. 0.962) does not have a significant effect. The results indicate that the tax amnesty program and e-samsat variables are effective in optimizing motor vehicle taxpayer compliance in Bandar Lampung City, while the income variable does not make a significant contribution. The research findings revealed that tax evasion (Sig. 0.000) and the E-Samsat system (Sig. 0.009) have a significant positive influence on motor vehicle taxpayer compliance, while income level (Sig. 0.962) does not have a significant influence on motor vehicle taxpayer compliance.
The Effect of Profitability and Dividend Policy on Firm Value : (A Case Study on Manufacturing Companies Listed in the Jakarta Islamic Index for the Period 2019–2024) Erwin, Erwin; Zuliansyah , A.; Pratomo, Dimas
Jurnal Maneksi (Management Ekonomi Dan Akuntansi) Vol. 14 No. 4 (2025): Jurnal Maneksi (Management Ekonomi Dan Akuntansi)
Publisher : Politeknik Negeri Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31959/jm.v14i4.3581

Abstract

Introduction: This study aims to analyze the effect of profitability and dividend policy on firm value among manufacturing companies listed on the Jakarta Islamic Index (JII) during the 2019–2024 period. Firm value in this research is measured using the Price-to-Book Value (PBV) ratio as an indicator of investor perceptions of the company’s prospects. Methods: A quantitative approach is employed, utilizing multiple linear regression analysis with secondary data derived from the annual financial reports of six manufacturing companies selected through purposive sampling. Results: The results of this study are expected to provide empirical evidence on the role of profitability and dividend policy in influencing firm value, supporting signaling theory and stakeholder theory in the context of investment decision-making. This research also offers practical implications for company management in formulating appropriate financial strategies to enhance firm value and investor appeal. Keywords: Profitability, Dividend Policy, Firm Value, Jakarta Islamic Index, Manufacturing Companies
Pengaruh Tingkat Suku Bunga, Kurs Mata Uang Dan Inflasi Terhadap Penanaman Modal Asing (Pma) Dalam Perspektif Ekonomi Islam: Studi Pada Negara ASEAN Yang Termasuk Kategori Lower Middle Income Pada Tahun 2015 – 2024 Atmawijaya, Aldi; Pratomo, Dimas; Ermawati, Liya
EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan) Vol 9 No 2 (2025): EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan)
Publisher : STIES INDONESIA PURWAKARTA Dan MES PURWAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37726/j3h69z14

Abstract

Di negara-negara yang pendapatannya masih menengah kebawah umumnya memiliki keterbatasan pembiayaan untuk melakukan pembangunan, industri, pengadaan teknologi maupun sektor lainnya. Oleh karena itu, penanaman modal asing mejadi salah satu alternatif utama untuk menutupi pembiayaan tersebut. Penelitian ini bertujuan untuk mengetahui pengaruh tingkat suku bunga, kurs mata uang dan inflasi terhadap penanaman modal asing dalam perspektif ekonomi islam. Penelitian ini menggunaka metode pendekatan secara kuantitatif yang di analisisnya menggunakan metode data panel, populasi studi mencakup negara yang ada dikawasan Asean yang termasuk kategori pendapatan menengah kebawah pada sebagian besar periode tahun 2015 -2024. Metode sampel yang digunakan adalah sampling jenuh, sedangkan teknik analisis data yang dipergunakan adalah data panel dengan menggunakan perangkat lunak EViews 10. Dengan hasil temuan bahwa tingkat suku bunga dan kurs mata uang secara parsial tidak berpengaruh terhadap penanaman modal asing di Asean, sedangkan inflasi berpengaruh positif signifikan terhadap penanaman modal asing di Asean. Namun variabel Tingkat suku bunga, kurs mata uang dan inflasi secara simultan berpengaruh terhadap penanaman modal asing di Asean. Dalam perspektif Ekonomi Islam, pengelolaan variabel tingkat suku bunga, nilai tukar mata uang, dan inflasi hendaknya dilakukan berdasarkan prinsip-prinsip keadilan, transparansi, dan kemaslahatan. Tingkat suku bunga dalam sistem konvensional dipandang tidak sesuai dengan nilai-nilai syariah karena mengandung unsur riba, yang secara tegas dilarang dalam Al-Qur’an. Oleh karena itu, sistem ekonomi Islam mendorong penerapan skema investasi berbasis bagi hasil sebagai alternatif yang lebih adil dan beretika. Nilai tukar mata uang perlu distabilkan melalui kebijakan moneter yang bebas dari praktik spekulatif dan manipulatif, guna menciptakan kepastian dan kepercayaan dalam aktivitas ekonomi. Sementara itu, inflasi harus dikendalikan agar tidak merugikan masyarakat, khususnya golongan berpendapatan rendah, serta agar daya beli tetap terjaga. Dengan pengelolaan ketiga variabel tersebut yang sesuai dengan prinsip-prinsip syariah, diharapkan iklim investasi yang sehat dan berkelanjutan dapat tercipta di negara-negara yang menerapkan ekonomi Islam.