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FINTECH 4.0 TRAINING TO INCREASE CAPITAL AND BUSINESS INCOME FOR SME IN ULAK BANDING VILLAGE, INDRALAYA Hidayat, Ariodillah; Liliana, Liliana; Bashir, Abdul; Yunisvita, Yunisvita; Andaiyani, Sri; Adnan, Nazeli
Abdi Dosen : Jurnal Pengabdian Pada Masyarakat Vol. 7 No. 1 (2023): MARET
Publisher : LPPM Univ. Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/abdidos.v7i1.1548

Abstract

During the COVID-19 pandemic, SME in Indonesia became one type of business that was able to adapt and survive and even become a solution for improving the national economy. Fintech has supported SME to develop their business through collaboration with e-commerce partners. This is very helpful for SME during the Covid-19 pandemic. In increasing the capacity of SME actors towards fintech, it is necessary to provide permanent assistance such as digital training. It is intended that actors have digital skills which are expected to have an impact on their financial capabilities. Ulak Banding Village is one of the villages in South Sumatra, Ogan Ilir Regency where SME in the village still lack information about fintech. The problem of SME in Ulak Banding Village in terms of financing can be overcome with capital assistance from peer to peer (P2P) lending and crowdfunding. As well as to increase revenue using digital payment transfers through digital wallet applications, marketplaces, and social media. The training participants are expected to play an active role in increasing capital and expanding their business and transmitting the knowledge they have acquired to other SME.
THE ROLE OF GREEN FINANCING IN SUPPORTING SUSTAINABLE BUSINESS FOR MSMES IN TUNAS AUR VILLAGE, INDRALAYA DISTRICT, OGAN ILIR REGENCY Hidayat, Ariodillah; Liliana, Liliana; Pertiwi, Rasyida; Yunisvita, Yunisvita; Andaiyani, Sri; Nida, Rahma; Butra Aini, Halia; Nopri Yarsyah, Waldi; Shodrokova, Xenaneira
Martabe : Jurnal Pengabdian Kepada Masyarakat Vol 7, No 2 (2024): MARTABE : JURNAL PENGABDIAN KEPADA MASYARAKAT
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/jpm.v7i2.642-653

Abstract

Micro, Small and Medium Enterprises (MSMEs) play a crucial role in the economy, contributing significantly to economic growth and job creation. However, MSMEs often face challenges, particularly in terms of limited access to financial resources needed for innovation and growth. Meanwhile, sustainability and environmental protection are increasingly becoming a global concern, encouraging the role of green financing as a solution to encourage environmentally friendly businesses. This research focused on Tunas Aur Village, Ogan Ilir Regency, involving 20 MSME participants. Through literacy and training activities, participants are given an in-depth understanding of the importance of green financing, with an approach involving lectures, discussions, and experiential learning using peer to peer lending applications, crowdfunding, and digital wallets. A total of 20 MSME participants in Tunas Aur Village illustrated that green financing literacy and training can create positive understanding and motivation for MSME actors in adopting sustainable business practices. In conclusion, this activity succeeded in increasing the understanding and interest of MSME participants in green financing, opening up potential for similar developments in the future, and providing valuable insights for improving MSME business sustainability through the application of green financing.
Peningkatan Manajemen Usaha Industri Kue Kering Melalui Hampers Pack Di Desa Kota Daro Andaiyani, Sri; Yunisvita, Yunisvita; Hidayat, Ariodillah
Jurnal ABDINUS : Jurnal Pengabdian Nusantara Vol 6 No 1 (2022): Volume 6 Nomor 1 Tahun 2022
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/ja.v6i1.16106

Abstract

The village of Daro II City, Rantau Panjang District, Ogan Ilir Regency, South Sumatra has the opportunity to produce pastries that can be used as housewives as an effort to increase income. This is motivated by most of the people who really like pastries because they are delicious, savory, and delicious. Therefore, this community service provides training on planning and business results for the pastry industry. This community service was carried out in Kota Daro Village on Thursday, November 15 2018. Participants who took part in this activity were 40 housewives, 3 students, and 2 lecturers.Methods of carrying out activities by providing literacy or education, demonstrations, discussions and evaluations. The community already knows how to process and package good pastries to increase the economic value that is profitable if managed properly.
Pelatihan Penguatan Strategi Penetapan Harga dan Keuangan Mikro pada Usaha KGS Craft dalam Merespon Volatilitas Ekonomi Moneter Andaiyani, Sri; Marwa, Taufiq; Yunisvita, Yunisvita; Sani, Kamalia; Nida, Rahma
Social Engagement: Jurnal Pengabdian Kepada Masyarakat Vol. 4 No. 1 (2025): Desember 2025
Publisher : Lembaga Penelitian dan Pengabdian Kepada Masyarakat Universitas Internasional Batam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37253/se.v4i1.11533

Abstract

Usaha mikro berbasis kerajinan ramah lingkungan memiliki peran strategis dalam mendorong kemandirian ekonomi dan pelestarian lingkungan. Salah satu pelaku usaha tersebut adalah KGS Craft, yang mengolah eceng gondok menjadi produk sandal daur ulang dengan sentuhan kain tradisional. Meskipun memiliki potensi besar, usaha ini menghadapi kendala pada aspek penetapan harga dan pengelolaan keuangan yang belum efisien. Melalui kegiatan Program Pengabdian kepada Masyarakat (PKM), tim dari Fakultas Ekonomi Universitas Sriwijaya melaksanakan pendampingan yang difokuskan pada penguatan strategi penetapan harga dan pengelolaan keuangan mikro agar mitra mampu beradaptasi terhadap volatilitas ekonomi dan moneter. Kegiatan dilakukan melalui sosialisasi, pelatihan, dan pendampingan intensif yang melibatkan dosen dan mahasiswa. Hasil kegiatan menunjukkan peningkatan kemampuan mitra dalam menghitung biaya produksi secara tepat, menentukan harga berbasis nilai produk, serta melakukan pencatatan keuangan yang lebih tertib dan transparan. Selain menghasilkan peningkatan efisiensi dan daya saing usaha, program ini juga mendorong terbentuknya kesadaran kewirausahaan yang berkelanjutan dan berbasis lingkungan. Kegiatan ini sejalan dengan tujuan pembangunan berkelanjutan (SDGs), khususnya dalam aspek pemberdayaan ekonomi, pekerjaan layak, dan konsumsi bertanggung jawab.