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MERANCANG LEMBAGA KEUANGAN MIKRO SYARIAH YANG TEPAT PADA DESA CIBITUNG KULON, KECAMATAN PAMIJAHAN, KABUPATEN BOGOR. Trihantana, Rully; Mursyidah, Azizah; Dianita, Mia
SAHID DEVELOPMENT JOURNAL : Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah Vol 3 No 2 (2024): Mei 2024
Publisher : Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahiddevelopmentjournal.v3i2.125

Abstract

Economic progress and financial inclusion have an important role in realizing sustainable development and community empowerment. In this context, Islamic microfinance institutions emerge as a promising alternative to encourage local economic growth by integrating Islamic economic principles and financial inclusion. This community service aims to analyze the implementation of sharia microfinance institutions in the Cibitung Kulon village community with a focus on the financial inclusion approach and the resulting economic impact. The subject of this community service is the people of Cibitung Kulon Village/Subdistrict, Pamijahan District, Bogor Regency, West Java Province. In this community service activity is carried out based on a qualitative approach method, data is collected through in-depth interviews with community members and relevant stakeholders, as well as direct field observations. Data analysis was carried out by the method content analysis to understand community perceptions and experiences regarding Islamic microfinance institutions. The result of this community service is a significant increase in financial inclusion in Cibitung Kulon Village through the active participation of the community in Islamic microfinance institutions. Community involvement in local economic activities has been proven to produce positive economic impacts, including increased production and income. A symbiotic relationship between financial inclusion and economic impact has been identified, in which access to sharia microfinance has driven the growth of small and medium scale businesses and community economic empowerment. With this community service, it can be concluded that the implementation of Islamic microfinance institutions in villages is able to encourage broader financial inclusion and produce a positive impact on the local economy. This research provides important insights for policy making in the field of financial inclusion and provides recommendations for the development of more effective and sustainable Islamic microfinance institutions at the village level.
MERANCANG LEMBAGA KEUANGAN MIKRO SYARIAH YANG TEPAT PADA DESA PASAREAN, KECAMATAN PAMIJAHAN, KABUPATEN BOGOR Trihantana, Rully; Mursyidah, Azizah; Santika, Ika
SAHID DEVELOPMENT JOURNAL : Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah Vol 3 No 2 (2024): Mei 2024
Publisher : Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahiddevelopmentjournal.v3i2.129

Abstract

MFIs are Financial Institutions that are oriented towards improving the welfare of members and the community. The birth of Sharia Microfinance Institutions in Indonesia is one of the answers to see the development of Sharia Banking which is still centralized to the upper middle class. while in Pasarean Village, most of the people have income from agriculture, plantations and MSMEs. This counseling and socialization service activity regarding Sharia Microfinance Institutions was carried out at the Pasarean Village Office, Pamijahan District, Regency, Bogor Jawa Barat. The target of this PKM activity is adults, especially investors. This activity is carried out face-to-face (On the spot training) which begins with observation and coordination and licensing with the local Village Head regarding the plan of activities to be carried out in the environment regarding the availability of places, times, and participants. Service activities are carried out using several stages, namely preparation, socializationon Sharia Microfinance Institutions and reporting. The method used in the implementation of PKM activities is socialization with counseling techniques in the form of lectures or presenting material in the form of theory and short film videos related to the theme we take, questions and answers and discussions. The results of the activity show an increase in public understanding and awareness of Sharia Microfinance Institutions.
MEMPROGRAMKAN PENGENALAN BANK SYARIAH PADA DESA CIASMARA, KECAMATAN PAMIJAHAN, KABUPATEN BOGOR Mursyidah, Azizah; Anwar, Miftakhul; Wahyuni, Asri
SAHID DEVELOPMENT JOURNAL : Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah Vol 4 No 1 (2024): Oktober 2024
Publisher : Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahiddevelopmentjournal.v4i1.132

Abstract

This Community Service activity discusses the program to introduce Islamic Banks to the people Ciasmara Village, District Pamijahan, Bogor Regency. The aim of this community service is to provide an introduction to Islamic Banks to the people of Ciasmara Village, Distric Pamijahan, Bogor Regency. The community service method used is socialization. The result of this activity is provide knowledge to the people of Ciasmara Village, Pamijahan District, Bogor Regency about Islamic Banks in detail.
PERENCANAAN KEUANGAN SYARIAH BAGI KELUARGA PADA DESA GUNUNG MALANG, KECAMATAN TENJOLAYA, KABUPATEN BOGOR Trihantana, Rully; Mursyidah, Azizah; Kulsum, Umi
SAHID DEVELOPMENT JOURNAL : Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah Vol 4 No 1 (2024): Oktober 2024
Publisher : Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahiddevelopmentjournal.v4i1.139

Abstract

This community service activity discusses sharia financial planning for families in Gunung Malang Village, Tenjolaya District, Bogor Regency. This service aims to provide understanding and sharia financial planning to families in Gunung Malang Village, Tenjolaya District, Bogor Regency. This village was chosen because it has diverse economic conditions and a lack of understanding of sharia financial principles among the community. The method used is a transparent participation method for families regarding financial planning based on sharia principles. The result of this service is an increase in public understanding of the concepts and principles of sharia finance as well as the implementation of financial planning in accordance with sharia values ​​in everyday life. It is hoped that this service can provide positive benefits in improving the economic welfare and financial sustainability of families in Gunung Malang Village.
MERANCANG LEMBAGA KEUANGAN MIKRO SYARIAH YANG TEPAT PADA DESA KAREHKEL, KECAMATAN LEUWILIANG, KABUPATEN BOGOR Anwar, Miftakhul; Mursyidah, Azizah; Anjas, Muhamad
SAHID DEVELOPMENT JOURNAL : Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah Vol 4 No 1 (2024): Oktober 2024
Publisher : Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahiddevelopmentjournal.v4i1.142

Abstract

This research aims to increase prosperity with Islamic values in the community and MSMEs in Karehkel Village through empowerment in the region by designing a sharia microfinance institution in Karehkel village. The subject of this study is the residents of Karehkel Village, especially MSMEs, and underprivileged residents. The results of this study show that sharia microfinance institutions in Karehkel Village are increasing and have a positive effect on Karehkel Village. And this research shows that the community needs a sharia microfinance institution in Karehkel Village.
MEMPROGRAMKAN PENGENALAN BANK SYARIAH PADA DESA DUKUH, KECAMATAN CIBUNGBULANG, KABUPATEN BOGOR Trihantana, Rully; Mursyidah, Azizah; Aprilia
SAHID DEVELOPMENT JOURNAL : Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah Vol 4 No 02 (2025): MEI 2025
Publisher : Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahiddevelopmentjournal.v5i02.149

Abstract

This community service aims to introduce the basic concepts of sharia banking to people who still don't know about sharia banking due to limitations or other things in Dukuh Village, Cibungbulang District, using the Participatory Action Research (PAR) method which involves the community in identifying needs and evaluating them Held on 13 July–14 September 2024, activities include observations, discussions and educational outreach regarding basic sharia banking concepts. The results show an increase in public understanding of sharia banking as well as identification of local potential for sharia economic development. This activity is the first step in building an inclusive and sustainable sharia financial system in Dukuh Village
MEMPROGRAMKAN PENGENALAN BANK SYARIAH PADA DESA CIARUTEUN ILIR, KECAMATAN CIBUNGBULANG, KABUPATEN BOGOR Mursyidah, Azizah; Anwar, Miftakhul; Wildan, Zaenal
SAHID DEVELOPMENT JOURNAL : Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah Vol 4 No 02 (2025): MEI 2025
Publisher : Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahiddevelopmentjournal.v5i02.151

Abstract

The introduction of Islamic commercial banks in rural areas plays an important role in increasing financial inclusion and supporting community welfare with sharia-compliant financial services. This community service article aims to programme an effective approach to introduce Islamic banking to rural communities who often do not have adequate access to formal banking. The method used involves a social approach through community leaders, youth, education tailored to the language and needs of the local community as well as groups or organisations such as recitation. The community service activity aims to increase a thorough and effective understanding to the community of Ciaruteun Ilir Village, Cibungbulang District, Bogor Regency, regarding Islamic banking, especially Islamic commercial banks. The introduction of Islamic banking activities to the community is given with the aim of educating and opening up insights about Islamic banks. The result of this service activity is that the people of Ciaruteun Ilir Village have knowledge about Islamic commercial banks and have the desire to save or invest in Islamic banks. This service is expected to be a reference for the development of Islamic banking strategies in rural areas, especially in Indonesia.
THE INFLUENCE OF SPIRITUAL LEADERSHIP STYLE AND OCB ON EMPLOYEE PERFORMANCE THROUGH WITH COMMITMENT AS MODERATING VARIABLE Khasbulloh, Muhammad Wahab; Fauzi, Maulidza Nur; Mursyidah, Azizah; Jemmy, Jemmy; Aji, Lexy Jalu
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 1 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i1.10974

Abstract

Abstract Kinerja Karyawan merupakan faktor paling penting bagi kemajuan suatu perusahaan. Terdapat sejumlah faktor yang dapat mempengaruhi Kinerja Karyawan. Faktor-faktor tersebut meliputi faktor Kepmimpinan, Budaya Organisasi dalam perusahaan, dan faktor Komitmen yang wajib ada dalam diri karyawan. Dalam penelitian ini, bertujuan untuk menganlisis pengaruh Gaya Kepemimpinan Spirtual dan OCB terhadap Kinerja Karyawan. Penelitian ini merupakan penelitian kuantitatif dengan pendekatan eksplanatori. Berbeda dengan penelitian-penelitian sebelumnya, penelitian ini menambahkan variabel Komitmen sebagai variabel moderasi yang penelitia yaknini dapat meperkuat pengaruh variabel Gaya Kepemimpinan Spirtual dan OCB terhadap Kinerja Karyawan. Penelitian ini menggunakan data ssekunder yang didapatkan melalui kuisioner terhadap 250 karyawan Bank BSI yang tersebar di seluruh penjuru pulau Jawa. Hasil penelitian menunjukkan, masing-masing variabel Gaya Kepemimpinan Spirtual dan OCB memiliki arah hubungan positif dan pengaruh yang signifikan terhadp variabel Kinerja Karyawan, serta variabel Komitmen dapat memoderasi pengaruh Gaya Kepemimpinan Spirtual dan Organizational Citizenship Behavior terhadap Kinerja Karyawan. Keywords : Spirtual Leadership Style, Commitment, Employee Peformance
Productive Waqf Model in Darunnajah Islamic Boarding School and its Development for Educational Institutions Mursyidah, Azizah; Anwar, Miftahul
Journal of Noesantara Islamic Studies Vol. 1 No. 1 (2024)
Publisher : Yayasan Adra Karima Hubbi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70177/jnis.v1i1.806

Abstract

This research focuses on the productive waqf model in Islamic Boarding School Darunnajah and its impact on the development of educational institutions. Islamic Boarding School Darunnajah, as one of the leading Islamic educational institutions in Indonesia, has adopted various productive waqf models to improve its financial sustainability and infrastructure development. This research aims to analyze the various productive waqf models implemented in Islamic Boarding School Darunnajah, evaluate their effectiveness in supporting the sustainability and improvement of education quality, and formulate recommendations for further development. Using a qualitative approach, data was collected through interviews with Islamic Boarding School managers, field observations, and analysis of relevant documents. The results show that Islamic Boarding School Darunnajah has successfully implemented various productive waqf models, including agricultural land management, commercial property, and financial investment. These models have contributed significantly to increasing the Islamic Boarding School’s income and supporting the development of various educational programs. Based on the findings, this study recommends measures to improve the implementation of productive waqf in Islamic Boarding School Darunnajah, including increased cooperation with the government and the private sector, the development of training programs for Islamic Boarding School managers, and the establishment of strategic partnerships with financial and investment institutions. As such, this study contributes to the understanding of productive waqf practices in Islamic Boarding Schools and offers valuable insights for other Islamic educational institutions interested in developing similar models. The practical implications of this research may help in improving the financial sustainability and quality of education in Islamic Boarding School as well as other Islamic educational institutions in Indonesia.
PENYULUHAN MANAJEMEN PEMBIAYAAN LEMBAGA KEUANGAN SYARIAH DI DESA CIAMPEA BOGOR Mursyidah, Azizah
SAHID MENGABDI: Jurnal Pengabdian Masyarakat Institut Agama Islam Sahid Bogor Vol 4 No 02 (2025): DESEMBER 2025
Publisher : Lembaga Penelitan dan Pengabdian Masyarakat Institut Agama Islam Sahid

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/jurnalsahidmengabdijurnalpengabdianmasyarakat.v4i02.629

Abstract

This community service project aimed to introduce and socialize the management of Sharia financial institution financing in Ciampea Village, Bogor, emphasizing adherence to Islamic principles, particularly the prohibition of riba (interest). The project utilized a methodology of counseling, socialization, and basic training on various Sharia financing models. Key stages involved preparation, implementation of training (covering principles, history, and contracts like mudharabah, musyarakah, and murabahah), and evaluating participant comprehension. Ciampea Village demonstrates significant economic potential, driven primarily by the agricultural and MSME (Micro, Small, and Medium Enterprises) sectors. The core principles of Sharia financing—justice, cooperation, and mutual support—ensure equitable benefits. The 5C framework was used for borrower evaluation. The conclusion highlights a promising growth potential for Sharia financing in Ciampea, offering a comprehensive solution for economic needs. Implementing these fair financial practices is expected to sustainably enhance community welfare.