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All Journal Afkaruna: Indonesian Interdisciplinary Journal of Islamic Studies al-Uqud : Journal of Islamic Economics JES (Jurnal Ekonomi Syariah El-Qist : Journal of Islamic Economics and Business (JIEB) Jurnal Ekonomika dan Bisnis Islam Istithmar: Jurnal Studi Ekonomi Syariah Kenduri: Jurnal Pengabdian Dan Pemberdayaan Masyarakat Al-Muhasib: Journal of Islamic Accounting and Finance Nuansa: Jurnal Penelitian Ilmu Sosial dan Keagamaan Islam Welfare: Jurnal Pengabdian Masyarakat Journal of Community Engagement in Economics Share
Faiza, Nurlaili Adkhi Rizfa
Universitas Islam Negeri Syekh Wasil Kediri
Religion Humanities Economics, Econometrics & Finance Education Environmental Science Library & Information Science Social Sciences Other

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Reconstructing Social Fiqh in Contemporary Islamic Finance: A Maqashid Analysis of DSN-MUI Fatwa on Sukuk-Waqf Nurlaili Adkhi Rizfa Faiza; Hafidhotul Amaliyah; Ita Marianingsih Purnasari; Muhammad Lathoif Ghozali
Share: Jurnal Ekonomi dan Keuangan Islam Vol. 15 No. 1 (2026)
Publisher : Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/share.0006

Abstract

The development of contemporary Islamic finance requires the innovation of instruments that are not only compliant with sharia but also inclusive, sustainable, and aligned with the principles of maqāṣid al-sharīʿa to address modern socio-economic challenges. This study aims to examine DSN-MUI Fatwa No. 131/2019 on sukuk waqf as a manifestation of progressive social fiqh within the architecture of modern Islamic finance, particularly in articulating and operationalizing maqāṣid objectives. A qualitative-descriptive method with a normative approach is employed, utilizing document analysis of the fatwa and interpreting it through the maqāṣid frameworks of Abu Zahrah and Abdul Majid al-Najjar. The findings indicate that sukuk waqf represents a hybrid financial instrument that integrates the philanthropic nature of waqf with the structured mechanisms of Islamic capital markets, while reflecting key maqāṣid dimensions such as individual development, justice, social cohesion, and environmental sustainability. Furthermore, the fatwa demonstrates the role of DSN-MUI as an institutional ijtihād authority capable of synthesizing classical jurisprudence with contemporary financial needs. These findings imply that maqāṣid al-sharīʿa serves as a critical normative framework for designing and evaluating Islamic financial instruments that are value-oriented and socially responsive, while also highlighting the potential for broader application of sukuk waqf across various socio-economic sectors. ABSTRAK - Rekonstruksi Fiqh Sosial dalam Keuangan Islam Kontemporer: Analisis Maqashid atas Fatwa DSN-MUI tentang Sukuk Wakaf. Perkembangan keuangan Islam kontemporer menuntut inovasi instrumen yang tidak hanya sesuai dengan prinsip syariah, tetapi juga inklusif, berkelanjutan, dan berorientasi pada maqashid al-sharia guna menjawab tantangan sosial-ekonomi modern. Penelitian ini bertujuan untuk menganalisis Fatwa DSN-MUI No. 131/2019 tentang sukuk wakaf sebagai manifestasi fiqh sosial progresif dalam arsitektur keuangan Islam modern, khususnya dalam merepresentasikan dan mengoperasionalkan tujuan-tujuan maqashid. Penelitian ini menggunakan metode kualitatif-deskriptif dengan pendekatan normatif melalui analisis dokumen fatwa serta interpretasi menggunakan kerangka maqashid Abu Zahrah dan Abdul Majid al-Najjar. Hasil penelitian menunjukkan bahwa sukuk wakaf merupakan instrumen keuangan hibrida yang mengintegrasikan karakter filantropi wakaf dengan mekanisme terstruktur pasar modal syariah, sekaligus mencerminkan dimensi utama maqashid seperti pembinaan individu, keadilan, kohesi sosial, dan keberlanjutan lingkungan. Selain itu, fatwa ini menegaskan peran DSN-MUI sebagai lembaga ijtihad kelembagaan yang mampu mensinergikan warisan fiqh klasik dengan kebutuhan keuangan kontemporer. Temuan ini mengimplikasikan bahwa maqashid al-sharia berfungsi sebagai kerangka normatif penting dalam perancangan dan evaluasi instrumen keuangan Islam yang berorientasi pada nilai dan kemaslahatan, serta membuka peluang pengembangan sukuk wakaf di berbagai sektor sosial-ekonomi.
Omah Halal Activation as an Effort to Strengthen the Halal Ecosystem In Ngronggo Village, Kediri City Ropingi el Ishaq; Aziza Anggi Maiyanti; Nurlaili Adkhi Rizfa Faiza; Muhammad Fikri Alan; Uswatu Khittotin
KENDURI : Jurnal Pengabdian dan Pemberdayaan Masyarakat Vol. 6 No. 2 (2026): May-August
Publisher : Yayasan Darussalam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62159/kenduri.v6i2.2156

Abstract

This community service aims to activate Omah Halal as an effort to strengthen the community-based halal ecosystem in Ngronggo Village, Kediri City. The service activities are carried out with an Asset-Based Community Development (ABCD) approach that emphasizes the mapping and optimization of local assets, including MSME actors, village institutions, human resources, and academic support. The stages of service include discovery, dream, design, and destiny which are implemented through halal socialization activities, training of Omah Halal managers and Halal Product Process Companions (PPH), as well as halal certification assistance for MSMEs both through self-declare (SEHATI) and regular schemes. The results of the service show that the activation of Omah Halal is able to function as a halal certification service center, halal incubation house, and community halal literacy center. In addition to increasing literacy and access to halal certification for MSMEs, Omah Halal also acts as a cross-sector collaboration node that encourages active community participation and the formation of a sustainable halal living culture at the village level.
Blockchain Technology as A Means of Wealth Protection (Ḥifẓ al-Māl) in Digital Cryptocurrency Assets: A Maqāṣid-Oriented Analytical Framework Agus Wahyu Irawan; Muhammad Lathoif Ghozali; Sadiq Ibrahim Mijinyawa; Nurlaili Adkhi Rizfa Faiza
Afkaruna: Indonesian Interdisciplinary Journal of Islamic Studies Vol. 21 No. 2: December 2025
Publisher : Fakultas Studi Islam dan Peradaban, Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/afkaruna.v21i2.26972

Abstract

The rapid expansion of blockchain technology and digital cryptocurrency assets has generated significant debate within Islamic finance, particularly regarding their compliance with the objectives of Maqāṣid al-Sharīʿah. This study critically examines the role of blockchain technology in the protection of wealth (ḥifẓ al-māl) within digital cryptocurrency assets using a maqāṣid-oriented analytical framework. Employing a qualitative normative–conceptual approach grounded in Jasser Auda’s systems theory of maqāṣid al-Sharīʿah, the study analyzes how core blockchain characteristics transparency, cryptographic security, immutability, and distributed ledger architecture contribute to wealth protection while also identifying inherent risks and limitations. The findings indicate that blockchain can support ḥifẓ al-māl by enhancing transaction accountability, safeguarding ownership, and mitigating fraud. However, such contributions are neither inherent nor unconditional, as they depend on governance structures, regulatory alignment, and ethical usage frameworks. The study further distinguishes between blockchain as a neutral technological infrastructure and cryptocurrency as a financial instrument that may generate Shariah concerns due to volatility, gharar, and speculative excess. By articulating this distinction, the research advances a more proportionate and critically grounded maqāṣid-based assessment of blockchain, contributing to contemporary discourse on Islamic digital finance and offering a conceptual foundation for future regulatory and technological development.
Co-Authors Abarahan, Amnisuhailah Afif, Zayan Aswa Nur Agus Wahyu Irawan Aulia, Winestya Nur Aziza Anggi Maiyanti Azizah, Siti Irmi Nur Barira, Imelda Nurrahmatul Choirunisa, Anggita` Dewi, Nabilah Chintya Fadhilla, Umi Fawa’id, Muhamad Wildan Fitri, Nabilah Hafidhotul Amaliyah Hosnaini, Luluk Husna, Tsalsabila Nikmatul Ismaya, Miladia Izza Ita Marianingsih Purnasari Khasanah, Ushwatun Lutfiana, Silvi M. Lathoif Ghozali Marianingsih, Ita Mufidah, Munfaridatul Muhammad Fikri Alan Muhammad Lathoif Ghozali Nurafini, Fira Nuraini, Risna Ahmad Pinasty, Rekananta Nasa Rohmah, Ulil Mawaddatur Roisatunnisa’, Faiza Ropingi el Ishaq S.T, Zealandisia Visabillah Sadiq Ibrahim Mijinyawa Sella, Wan Maina Shafiyatun Shafiyatun Shafiyatun, Shafiyatun Sholikhah, Jenny Almas Syarifudin Syarifudin Uswatu Khittotin Vina Septiana Permatasari Wati, Qoyum Kurnia Widamayanti, Shinta Eka Wulan Sari, Wulan Zahra, Tiara Melinda Zahra