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Journal : Golden Ratio of Data in Summary

Analysis of MSME Loans on Economic Growth in Central Sulawesi in 2015-2022 Elfine Louise Abu Elfine Louise Abu; Rita Yunus; Edhi Taqwa; Yunus Sading; M. Musdayati
Golden Ratio of Data in Summary Vol. 4 No. 2 (2024): May - October
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grdis.v4i2.502

Abstract

The role of small and medium enterprises in Central Sulawesi during 2015-2022 in creating added value continues to increase, thus MSMEs are considered to have a strategic role in helping reduce unemployment and poverty. The first role of MSMEs in the economy of Central Sulawesi is as a means of leveling the economic level of society, especially the lower middle class. The aim of th is research is to analyze the influence of MSME credit on economic growth in Central Sulawesi. This research uses a simple regression method. Based on research results, the increase in Gross Regional Domestic Product (GRDP) and economic growth in Central Sulawesi in 2015-2022 has a significant positive effect on the amount of MSME credit. According to statistical tests the amount of MSME credit contribute significantly by 0,000 or less than the 5% significance level. This shows that the distribution of MSME credit will help MSME players to develop their businesses, increase the number of workers, which will also increase output per business unit and per worker so that it will have an impact on economic growth.
The Effectiveness of the Program Keluarga Harapan (PKH) to Improve Community Welfare in Makmur Village, Palolo District, Sigi Regency Nasnianti Pasangka; Rita Yunus; Edhi Taqwa; Failur Rahman; Mukhtar Tallesang
Golden Ratio of Data in Summary Vol. 4 No. 1 (2024): November - April
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grdis.v4i1.517

Abstract

The purpose of this study was to determine how Program Keluarga Harapan (PKH) is implemented, how effective PKH is, and how well the PKH recipient community is. This study involved PKH Companions and PKH Recipients from Makmur Village, Palolo District. Research data were obtained through observation, interviews, and documentation. Then, the data was reduced, presented, and conclusions were drawn. The results of this study indicate that 1) Program Keluarga Harapan in Makmur Village has been implemented in accordance with the steps set for its implementation. 2) Program Keluarga Harapan has four indicators to measure its effectiveness, namely: program objectives, target setting, program socialization, and monitoring. Because the community receiving PKH assistance has met these four indicators, this program can be considered effective. 3) With PKH assistance, education, health, and daily needs have been met. Because it can help the community in meeting the needs of school children such as buying school clothes, toddler health, and daily needs, but there are still some PKH recipients who say that they do not feel better because they have just received PKH.
Analysis of The Effectiveness of The Management of The Village Income and Expenditure Budget (APBDes) in Lembantongoa Village M. Marsanda; Andi Herman Jaya; Edhi Taqwa; Yunus Sading; M. Musdayati
Golden Ratio of Data in Summary Vol. 4 No. 1 (2024): November - April
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grdis.v4i1.518

Abstract

This study aims to assess the effectiveness of the management of the Village Revenue and Expenditure Budget (APBDes) for Stages 1 and 2, which covers the period from January to August 2023 in Lembantongoa Village, Palolo Sub-district, Sigi Regency. The research method applied is a qualitative approach with a descriptive methodology. The study uses two types of data: primary and secondary data, collected through interviews and observations. The subject of this research is Lembantongoa Village, Palolo Sub-district, Sigi Regency. The results of the study include the calculation of the effectiveness ratio for APBDes management in Lembantongoa Village for the year 2023. Among the five activity fields listed in the APBDes of Lembantongoa Village, Palolo Sub-district, Sigi Regency, none are categorized as effective, and only one field is categorized as moderately effective, with an effectiveness rate of 86% in the Empowerment field, while the other fields are classified as less effective, with effectiveness rates ranging from 66-75%. To improve the management of village funds, the Lembantongoa Village Government conducts village deliberations aimed at developing a Village Government Work Plan (RKPDes) that addresses the needs of the community. Through these deliberations, it is hoped that the planned development activities can be effectively implemented. Additionally, it is expected that the Lembantongoa Village Government will conduct training to enhance the capacity of village apparatus so that they can perform their duties and functions more effectively.