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Zakat Digitalization: Effectiveness of Zakat Management in the Covid-19 Pandemic Era Ninglasari, Sri Yayu; Muhammad, Mumuh
Journal of Islamic Economic Laws Vol 4, No 1 (2021): Journal of Islamic Economic Laws
Publisher : Muhammadiyah University Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jisel.v4i1.12442

This study aims to analyze the role of digitalization in zakat management during the Covid-19 pandemic. Furthermore, it also aims to analyze the strengths, weaknesses, opportunities, and threats of zakat digitization in Indonesia. The method used in this research is a qualitative method with a literature study and a SWOT analysis approach. Literature shows that using digital platforms to collect, manage, and distribute zakat is very useful, especially during the Covid-19 pandemic, because it provides much convenience for its users. However, digital platforms have weaknesses and threats both for zakat institutions and for muzaki and mustahik. To overcome these threats and weaknesses, zakat institutions can make various strategies by utilizing existing strengths and opportunities. This strategy is made so that the collection and distribution of zakat funds can be appropriately optimized and have a tremendous impact on the community's welfare, especially for the poor who are affected by Covid-19.

Determinants of Online Zakat Intention amongst Muslim Millennials: An Integration of Technology Acceptance Model and Theory of Planned Behavior Ninglasari, Sri Yayu
Shirkah: Journal of Economics and Business Vol 6, No 2 (2021)
Publisher : IAIN Surakarta

Todayâ€™s modern civilization has resulted in the crucial role of technology in human life, including financial matter. Integrating Technology Acceptance Model (TAM) and Theory of Planned Behavior (TPB), this study sheds some light on the determinants of Muslim millennialsâ€™ intention in performing zakat payment using Financial Technology (Fintech). An online questionnaire survey was conducted to gather the required data from a group of Indonesian Muslim millennials. Employing purposive sampling technique, the sample consisted of 200 respondents. The data were analyzed with the assistance of Structural Equation Model - Partial Least Square (SEM-PLS). The results demonstrated that perceived ease of use and perceived usefulness positively and significantly affected the respondentsâ€™ attitudes. Moreover, attitudes, subjective norms, and perceived behavioral control significantly affected the intention of using Fintech to perform zakat payment. The results further revealed that there was no direct influence between perceived ease of use and perceived usefulness on the respondentsâ€™ intention to use Fintech. However, it had an indirect effect by the mediation of attitude variable. As a theoretical implication, this study contributes to the literature enhancement in the discourse of TAM and TPB models in zakat context. Practically, it assists zakat management institutions recognize the Muslim millennial community and develop digital zakat payment platforms.

Zakat Digitalization: Effectiveness of Zakat Management in the Covid-19 Pandemic Era Sri Yayu Ninglasari; Mumuh Muhammad
Journal of Islamic Economic Laws Vol 4, No 1: January 2021
Publisher : Muhammadiyah University Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jisel.v4i1.12442

This study aims to analyze the role of digitalization in zakat management during the Covid-19 pandemic. Furthermore, it also aims to analyze the strengths, weaknesses, opportunities, and threats of zakat digitization in Indonesia. The method used in this research is a qualitative method with a literature study and a SWOT analysis approach. Literature shows that using digital platforms to collect, manage, and distribute zakat is very useful, especially during the Covid-19 pandemic, because it provides much convenience for its users. However, digital platforms have weaknesses and threats both for zakat institutions and for muzaki and mustahik. To overcome these threats and weaknesses, zakat institutions can make various strategies by utilizing existing strengths and opportunities. This strategy is made so that the collection and distribution of zakat funds can be appropriately optimized and have a tremendous impact on the community's welfare, especially for the poor who are affected by Covid-19.

Analisis Bibliometrik Perkembangan Penelitian Manajemen Risiko Pengelolaan Wakaf Produktif Siti Zubaidah; Sri Yayu Ninglasari
Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Vol 13 No 2 (2020): Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam
Publisher : Badan Wakaf Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47411/al-awqaf.v13i2.133

Penelitian ini bertujuan untuk mengetahui sejauh mana potret perkembangan riset tentang manajemen risiko pada pengelolaan wakaf produktif dengan mengkaji literatur melalui metode bibliometrik. Hasil dari penelitian ini menunjukkan tren jumlah artikel terkait pengelolaan wakaf, terutama yang terdapat unsur pembahasan manajemen risiko di dalamnya yang diterbitkan di basis data Google Scholar dalam periode waktu tahun 2011-2020 berjumlah 46 dengan total 108 sitasi. Selain itu, jurnal yang paling banyak menerbitkan artikel terkait dengan pengelolaan wakaf, terutama yang membahas terkait manajemenn risiko wakaf produktif adalah Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam sebanyak 8 artikel. Selanjutnya, pendekatan kuantitatif (2%) lebih sedikit digunakan dibandingkan dengan kualitatif (96%) sisanya menggunakan pendekatan campuran (2%). Artinya, jumlah riset yang bersifat konseptual jauh lebih banyak dibandingkan dengan riset yang bersifat empiris.

Situational Leadership in Islam: An Analysis of the Leadership Model of the Prophet Muhammad Husnul Mirzal; Sri Yayu Ninglasari
Dialogia: Islamic Studies and Social Journal Vol 19, No 1 (2021): DIALOGIA JURNAL STUDI ISLAM DAN SOSIAL
Publisher : IAIN Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/dialogia.v19i1.2581

In the development of leadership studies, various leadership styles have been born. Among the various models, situational leadership is the ideal leadership style because it can adapt the leadership approach with the reality of the followers' social context and circumstances. This study examines the empirical reality practices of situational leadership in Islam by analyzing the Prophet Muhammad's leadership model. This study uses a library research method with a content analysis approach. This study's results indicate that the Prophet Muhammad used a situational leadership style in leading the ummah. This is evidenced by the Prophet's leadership characteristics between Mecca and Medina's periods, which were adapted to the social realities and conditions of his followers. The differences in leadership characteristics can be assessed through the different characteristics of the verses and hadiths used by the Prophet as a medium in leading. Besides, evidence can also be obtained through the principle of graduality in implementing Islamic teachings. The Prophet's leadership in spreading Islamic teachings is implemented gradually following the reality of the social context and the abilities of his followers.

Determinants of Online Zakat Intention amongst Muslim Millennials: An Integration of Technology Acceptance Model and Theory of Planned Behavior Sri Yayu Ninglasari
Shirkah: Journal of Economics and Business Vol 6, No 2 (2021)
Publisher : IAIN Surakarta

Today’s modern civilization has resulted in the crucial role of technology in human life, including financial matter. Integrating Technology Acceptance Model (TAM) and Theory of Planned Behavior (TPB), this study sheds some light on the determinants of Muslim millennials’ intention in performing zakat payment using Financial Technology (Fintech). An online questionnaire survey was conducted to gather the required data from a group of Indonesian Muslim millennials. Employing purposive sampling technique, the sample consisted of 200 respondents. The data were analyzed with the assistance of Structural Equation Model - Partial Least Square (SEM-PLS). The results demonstrated that perceived ease of use and perceived usefulness positively and significantly affected the respondents’ attitudes. Moreover, attitudes, subjective norms, and perceived behavioral control significantly affected the intention of using Fintech to perform zakat payment. The results further revealed that there was no direct influence between perceived ease of use and perceived usefulness on the respondents’ intention to use Fintech. However, it had an indirect effect by the mediation of attitude variable. As a theoretical implication, this study contributes to the literature enhancement in the discourse of TAM and TPB models in zakat context. Practically, it assists zakat management institutions recognize the Muslim millennial community and develop digital zakat payment platforms.

Analyzing the Behavioral Intention Factors in Using Zakat-Based Crowdfunding Platform in Indonesia Sulaeman Sulaeman; Sri Yayu Ninglasari
International Journal of Zakat Vol 5 No 3 (2020): International Journal of Zakat
Publisher : Center of Strategic Studies (PUSKAS) BAZNAS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37706/ijaz.v5i3.267

This study aims to examine the behavioral intention of the Muslim crowd funders to use the Zakat-based crowdfunding platform model by adopting the Unified Theory of Acceptance and Use of Technology (UTAUT) Model. The online platform, as an intermediary between Muslim crowd funders and MSMEs, provides financing services for MSMEs to fight any situation/pandemic like COVID-19 nowadays. This study used the primary data collected by using the online survey questionnaires, and then the analysis is conducted using partial least squares (PLS) regression. The empirical study shows that all the variables except for facilitating conditions have a significant positive effect on Muslim crowd funders' intention to use the Zakat-based crowdfunding platform model. The present study will help the government and policymakers to plan appropriate intervention strategies to minimize the adverse impact of the COVID-19 pandemic on MSMEs in Indonesia. Furthermore, the study will contribute to the existing literature, especially on the factors influencing the adoption of the Zakat-based crowdfunding platform model.

MARKET STRUCTURE IN ISLAMIC PERSPECTIVE: A CRITICAL EXAMINATION OF THE TERMS PERFECT AND IMPERFECT COMPETITION Sri Yayu Ninglasari; M. Fikri Himmawan; Luthfi Nur Rosyidi; Aas Nur Asyiah
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 7 No 1 (2023): Juni 2023
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v7i1.18132

The purpose of this study is to examine the terms "perfect" and "imperfect" competition in the market structure from an Islamic economic perspective. This study employed a qualitative approach to library research as its methodology. The results of the literature review indicate that the structure of perfect competition has a close relationship with the Islamic market concept. This proximity is reflected in the price, which is determined according to the hadith of the Prophet Muhammad by supply and demand. In addition, it is believed that perfect market competition is a market structure that can benefit both consumers and producers. Moreover, elements of imperfect competition that can oppress consumers, such as monopolies, oligopolies, and monopolistic practices, must be avoided. In Islamic economics, however, there is no concept of competition because it is synonymous with war, fighting, and dumping, so the term "competition" in the concept of market structure is inappropriate. For this reason, a new concept is required, namely the ta'awun market, in which the market in Islamic economics should be a place and a means of mutual assistance.Keywords:Â Market structure, Islamic perspective, perfect competition, imperfect competitionÂ

Nexus between financial inclusion and Islamic financing distribution: Evidence from Indonesian MSMEs Sri Yayu Ninglasari; Sulaeman Sulaeman; Indri Supriani; M. Fikri Himmawan
Jurnal Ekonomi & Keuangan Islam Volume 9 No. 2, July 2023
Publisher : Faculty of Economics, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/JEKI.vol9.iss2.art2

Purpose – The purpose of this study is to investigate the relationship between financial inclusion and the distribution of Islamic banking financing to Indonesia's MSME industry.Methodology – This study utilizes the Vector Error Correction Model (VECM) approach covering the period between 2015 to 2020.Findings – The study's findings suggest that the use of all-inclusive financial variables, as represented by the number of ATMs, branch offices, and Third-Party Fund (TPF), has a significant effect on the distribution of financing in the short-term but not in the long term. Furthermore, macroeconomic as well as internal control variables, such as inflation and Non-Performing Financing, have been shown to have a significant influence. The impulse-response function analysis shows that the financing distribution responds positively to financial inclusion variables such as ATMs and branch offices. TPF, inflation, ROA, and exchange rate variables were found to have negative responses in the case of a shock.Implications – The findings of this study are expected to be used as a basis to develop government policies, particularly in supporting the post-COVID-19 national economic recovery through a comprehensive financial program that can broaden access to financing from Islamic banks for the general public, particularly MSME actors who have been severely impacted by the COVID-19 pandemic.Originality – This investigation utilizes three distinct indicators to assess the relationship between Islamic financing distribution in Islamic banking and financial inclusion for MSMEs. These include measures of financial inclusion, financial performance metrics of Islamic banking institutions, and macroeconomic variables.

Komunikasi Pemasaran Bidang Keahlian Inovasi Layanan dan Kebijakan Publik (Program Studi Magister Inovasi Sistem dan Teknologi-ITS Surabaya) Lissa Noer; Gogor Arif Handiwibowo; Prahardika Prihananto; Ni Gusti Made Rai; Sri Yayu Ninglasari
JURPIKAT (Jurnal Pengabdian Kepada Masyarakat) Vol 5 No 1 (2024)
Publisher : Politeknik Piksi Ganesha Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37339/jurpikat.v5i1.1509

Program Pascasarjana semakin diminati. Hal ini tersebut dikarenakan lulusan pascasarjana dianggap memiliki kapabilitas yang cukup baik untuk menghadapi tantangan yang kompleks di masa mendatang. Banyak institusi pengguna lulusan pascasarjana mendorong sumberdaya yang dimilikinya, untuk dapat melanjutkan pendidikan pada level pascasarjana. Sehingga organisasi pengguna lulusan dapat lebih kompetitif. Dengan semakin banyaknya peminat program pascasarjana, maka institusi pendidikan tinggi berkompetitif dalam membuka program pascasarjana yang sesuai kebutuhan di dunia kerja. Hal ini berdampak pada semakin kompetitifnya persaingan penyelenggaraan program pascasarjana. Sekolah Interdisiplin Manajemen dan Teknologi-Institut Teknologi Sepuluh Nopember (SMIT-ITS), telah membuka program pascasarjana semenjak tahun 1996 (untuk program Magister Manajemen Teknologi). Tahun 2022, SIMT-ITS meluncurkan program Magister Inovasi Sistem dan Teknologi dengan bidang keahlian Kebijakan Publik. Program ini dibutuhkan pasar karena berbasis proses pengambilan keputusan pada tingkatan pengambil kebijakan. Untuk mendukung program studi baru ini dibutuhkan pendekatan marketing ke pasar agar publik segera mendapatkan awareness terkait bidang keahlian ini.

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