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PENGARUH RISIKO KREDIT DAN RISIKO LIKUIDITAS TERHADAP PROFITABILITAS (STUDI PADA BANK KONVENSIONAL DI BEI TAHUN 2016-2020) Syarif Alamsyah; Disman; Ikaputera Waspada
BUANA ILMU Vol 6 No 2 (2022): Buana Ilmu
Publisher : Universitas Buana Perjuangan Karawang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36805/bi.v6i2.2336

Abstract

Tujuan penelitian ini bertujuan untuk mengetahui pengaruh risiko kredit dan risiko likuiditas terhadap profitabilitas pada bank konvensional di Bursa Efek Indonesia periode 2016-2020. Metode penelitian yang digunakan adalah deskriptif dan verifikatif dengan desain explanatory. Populasi penelitian adalah 42 bank konvensional yang terdaftar di Bursa Efek Indonesia. Analisis data dilakukan dengan analisis regresi berganda. Hasilnya menunjukan bahwa profitabilitas secara bersama-sama dipengaruhi oleh risiko kredit dan risiko likuiditas sedangkan secara parsial variabel risiko kredit berpengaruh negatif signifikan dan variabel risiko likuiditas tidak berpengaruh positif signifikan terhadap profitabilitas. Kata kunci : Risiko kredit, Risiko Likuiditas, Profitabilitas.
PERSEPSI KINERJA INVESTASI DALAM PERSPEKTIF KEPRIBADIAN INVESTOR Muhammad Yusuf; Nugraha; Disman; Maya Sari
JRMSI - Jurnal Riset Manajemen Sains Indonesia Vol 13 No 02 (2022): Jurnal Riset Manajemen Sains Indonesia
Publisher : Fakultas Ekonomi, Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/JRMSI.013.2.01

Abstract

Setiap investor memiliki strategi untuk mencapai tujuan investasi. Sejumlah elemen kepribadian dapat mempengaruhi (persepsi) kinerja investasi. Tujuan dari penelitian ini adalah untuk menguji bagaimana ciri kepribadian (Big Five Personality) mempengaruhi persepsi kinerja investasi. Data diperoleh dari 500 responden yang merupakan investor dari berbagai generasi di Indonesia. Pengambilan data menggunakan convenience sampling. Hipotesis diuji menggunakan PLS-SEM. Hasil penelitian menyimpulkan bahwa ciri kepribadian berdampak signifikan terhadap (persepsi) kinerja investasi. Secara parsial, kepribadian keramahan (agreeableness) dan neurotisisme (neuroticism) berpengaruh negatif signifikan terhadap (persepsi) kinerja investasi. Di sisi lain, kehati-hatian (conscientiousness), ekstraversi (extraversion), dan keterbukaan (openness), semuanya berpengaruh positif signifikan terhadap (persepsi) kinerja investasi. Penelitian ini menunjukkan pentingnya memahami dan mengelola kepribadian ketika mengalokasikan aset untuk mencapai tujuan investasi serta berkontribusi dalam mengembangkan teori keuangan keperilakuan.
Perbedaan Efektivitas Model Pembelajaran Social Action Berbasis Creative Pedagogy dan Project Based Learning untuk Meningkatkan Kompetensi Kewirausahaan Anik Widiastuti; Nana Supriatna; Disman; Siti Nurbayani
Edukasi IPS Vol 6 No 2 (2022): EDUKASI IPS
Publisher : Program Studi Pendidikan IPS Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/EIPS.006.02.03

Abstract

Abstract Entrepreneurial competence is one of the important competencies to master as one of the keys to preparing a generation that is ready to face the challenges of the 21st century. The importance of entrepreneurial competence has not been fully realized to be integrated into learning and has not been matched by the use of learning models that lead to strengthening entrepreneurial competence in students. This study aims to determine the differences in the effectiveness of Social Action models based on Creative Pedagogy and Project Based Learning to increase entrepreneurial competence. This research is an experimental research pre test-post test control group design. The research respondents were SMP 1 Pakem Sleman DIY students with a total of 32 students in class A as the experimental class and 32 students in class D as the control class who were selected by purposive sampling technique. Data collection techniques using tests, questionnaires, and observation sheets. The results of the study show that the Social Action model based on Creative Pedagogy is more effective in increasing social-creativepreneurship competencies. Keywords: learning model, social action, creative pedagogy, project based learning, entrepreneurial competence, social studies Abstrak Kompetensi kewirausahaan merupakan salah satu kompetensi penting untuk dikuasai sebagai salah satu kunci menyiapkan generasi yang siap menghadapi tantangan abad 21. Pentingnya kompetensi kewirausahaan belum sepenuhnya disadari untuk diintegrasikan dalam pembelajaran dan belum diimbangi dengan penggunaan model pembelajaran yang mengarahkan pada penguatan kompetensi kewirausahaan pada diri peserta didik. Penelitian ini bertujuan mengetahui perbedaan keefektifan model Social Action berbasis Creative Pedagogy dan Project Based Learning untuk meningkatkan kompetensi kewirausahaan. Penelitian ini merupakan penelitian eksperimen pre test-post test control group design. Responden penelitian adalah peserta didik SMP 1 Pakem Sleman DIY dengan jumlah 32 peserta didik kelas A sebagai kelas eksperimen dan 32 peserta didik kelas D sebagai kelas kontrol yang dipilih dengan teknik purposive sampling. Teknik pengumpulan data menggunakan tes, angket, dan lembar observasi. Hasil penelitian menunjukkan bahwa model Social Action berbasis Creative Pedagogy lebih efektif meningkatkan kompetensi social-creativepreneurship. Kata kunci: model pembelajaran, social action, creative pedagogy, project based learning, kompetensi kewirausahaan, IPS
Kemampuan Kolaborasi Wirausaha Mahasiswa Melalui Model Project Based Learning (PJBL) Menggunakan Platform babari.id Pada Sub CPMK Merencanakan Usaha Dengan Sistem Maklun Afief Maula Novendra Maula; Eeng Ahman; Disman
OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi Vol 8 No 1 (2023): OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi
Publisher : Fakultas Keguruan Dan Ilmu Pendidikan Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/oikos.v8i1.12228

Abstract

This research aims to determine the increase in students' collaboration skills through a project based learning model using the babari.id platform in Sub CPMK planning businesses using the maklun system. The research method used is experimentation with a pre-experimental design in the form of a one-shot case study. The population in this study were 5th semester students who were taking entrepreneurship courses at the Economic Education Study Program, FKIP, Pasundan University. The instruments used were initial and final observation sheets. Data analysis used descriptive statistics and inferential statistics, data processing used IBM SPSS Statistics 26. The research results showed that students' entrepreneurial collaboration ability through PJBL using the babari.id platform before treatment was 2.8, including quite good criteria, and after treatment it was 4. 2 is included in the very good criteria, with an average increase of 1.4. The T sig (2-tailed) test results were 0.00 < 0.05. So the hypothesis h0 is rejected while ha is accepted. In this way, there is an increase in students' entrepreneurial collaboration skills through a project based learning model using the babari.id platform in the CPMK sub-planning business using the Maklun system.
Problems Of Inclusive Education In Indonesia Amalia Nabila Salim; Disman
International Conference on Elementary Education Vol. 5 No. 1 (2023): Proceeding The 5th International Conference in Elementary Education
Publisher : Elementary Education Study Program School of Postgraduate Studies Universitas Pendidikan Indonesia in collaboration with UPI PRESS

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The application of inclusive education aims to provide convenience related to educational needs for children with special needs who have served in Indonesia for more than ten years. Inclusive education certainly cannot be implemented without obstacles and problems. Many problems arose during the implementation of this inclusive education. The purpose of this article is to explain the implementation of inclusive education in Indonesia. The research method used is qualitative research and library research. Sources of data come from the policy literature and several previous studies on inclusive schools. The results of the study show that there are various problems in implementing inclusive education in Indonesia, such as teacher qualifications, school inclusive education support systems.
Learning to Read and Compose ‘Si Kancil’ Fairy Tale Texts Based on Local Wisdom for Fourth Grade Students of SDN 2 Karangsari Garu Hema Halimatusyadiah; Disman
International Conference on Elementary Education Vol. 5 No. 1 (2023): Proceeding The 5th International Conference in Elementary Education
Publisher : Elementary Education Study Program School of Postgraduate Studies Universitas Pendidikan Indonesia in collaboration with UPI PRESS

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Abstract

This study aims to describe learning to read and write the text of the fairy tale 'si kancil' based on local wisdom for fourth grade students at SDN 2 Karangsari Garut, the implementation of learning to write the text of the fairy tale 'si kancil' based on local wisdom of fourth students at SDN 2 Karangsari Garut, evaluation of learning to write the text of the fairy tale 'si kancil' based on local wisdom for fourth grade students at SDN 2 Karangsari Garut. The subjects of this study were fourth grade students and fourth grade teachers at SDN 2 Karangsari Garut. The object of this research is learning to write fairy tale texts based on local wisdom. literacy (fairy tales) is a solution that can be chosen in learning , especially learning Early Reading and Writing (MMP). Literary works have many advantages, including developing character, refining character, language learning tools, and others.Methods are steps taken to facilitate research. Every research is advised to start by determining what will be used in research, this needs to be done because the method is one way that determines the success or failure of a study. This research is a descriptive study that aims at a clear, objective and systematic description of facts existed during the study. The result of this research is that the teacher carries out three stages, starting with planning, implementing, and evaluating learning.
English English Listiana, Amalia; Disman
International Conference on Elementary Education Vol. 6 No. 1 (2024): Proceeding The 6th International Conference on Elementary Education
Publisher : Elementary Education Study Program School of Postgraduate Studies Universitas Pendidikan Indonesia in collaboration with UPI PRESS

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Abstract

Economic literacy and interest in entrepreneurship are two important aspects that can help elementary school students face economic challenges in the future. Someone who is skilled in economics is able to make wise decisions regarding their finances, while entrepreneurship can help create many jobs and grow the economy. The aim of this research is to examine the influence of economic literacy on elementary school students' interest in entrepreneurship in the city of Bandung by applying the Project Based Learning method. Simple regression approach used in this study while data collected by questionnaire. The population in this research is elementary school students in Bandung City. The sampling technique used a purposive sampling approach, so the total sample was 96, namely elementary school students in Bandung City. The analytical tool used is simple linear regression analysis. The research results show that economic literacy has a significant effect on increasing the entrepreneurial interest of elementary school students in Bandung City using the Project Based Learning (PJBL) learning model. With model capability of 43.2%, while the remaining 56.8%, the entrepreneurial interest of elementary school students in Bandung City using the Project Based Learning (PJBL) learning model is influenced by other factors not examined in this research.
The Use of RADEC Learning Model on Student's Creative Thinking Skills through Social Studies Learning in Elementary School Latif, Brilian Sejatining; Disman; Sopandi, Wahyu; Sujana, Atep
International Conference on Elementary Education Vol. 6 No. 1 (2024): Proceeding The 6th International Conference on Elementary Education
Publisher : Elementary Education Study Program School of Postgraduate Studies Universitas Pendidikan Indonesia in collaboration with UPI PRESS

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Abstract

This research was motivated by the low creative thinking skills in students in social studies learning in grade VI at one of the elementary schools in Garut Regency. This is due to the lack of creative stimulus provided in the school environment, the lack of interactive teaching models, and the lack of time and opportunities for students to easily explore. This study aims to analyze the creative thinking skills of grade VI learners after using the RADEC learning model. This study involved 18 students in one of the elementary schools in Garut Regency. The research method used is qualitative descriptive. The data collection used is observation, tests, and documentation studies. Data processing techniques use the Miles and Huberman techniques. This study obtained findings that at the read, answer, and create stages of creative thinking skills of students can be said to have appeared, at the discuss and explain stages of creative thinking skills of students can be said to have not appeared.
Role-Playing Cards Learning Models Based on Madura Ethnic Entrepreneurship Values to Increasing Students' Interest in Entrepreneurship Utomo, Fajar; Disman; Wahab, Abdul Azis; Saripudin, Didin
Journal for Lesson and Learning Studies Vol. 6 No. 2 (2023): July
Publisher : Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/jlls.v6i2.59600

Abstract

The research concerns the monotony of social studies learning and the low interest in entrepreneurship among students. This study aims to develop an RPC learning model based on the entrepreneurial values of the Madurese and then measure the results of testing the model and its effectiveness in increasing students' interest in entrepreneurship. This type of research is developed using the ADDIE model. The five stages include analysis, design, development, implementation, and evaluation. The research subjects in three trials were conducted in 10 schools. Data collection techniques were collected through observation, interviews, questionnaires, validation sheets, and documentation studies. At the same time, the practicality test carried out the data analysis technique, the N-Gain test. The results showed that the RPC learning model based on the entrepreneurial values of the Madurese was operationalized through five learning steps assisted by media cards (question cards and solution cards) and scenario texts. The results of limited trials concluded that 65% of the learning models were practical enough to be used in social studies learning. Furthermore, the results of extensive trials showed no significant obstacles, only suggestions for adding time during student discussion activities. The effectiveness of the learning model by calculating the pretest and posttest scores resulted in the conclusion that the level of effectiveness was categorized as quite effective in increasing students' interest in entrepreneurship.
The Digital Literacy Instruments for University Students Ismaul Fitroh; Disman; Kokom Komalasari; Mamat Ruhimat
Journal of Education Technology Vol. 7 No. 4 (2023): November
Publisher : Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/jet.v7i4.67099

Abstract

Nowadays in the digital era, obtaining information is a very easy task, however, critical thinking from many university students in reality are still lacking and they have a high plagiarism level. This problem can be solved if the students have a digital literacy ability. The purpose of this research is creating a digital literacy instrument for students. The method applied in this research was R&D (Research and Development) research method with RDR (Research, Development, and Research) model. Subject of this study were two (2) expert lecturers in their field and collaborated with 30 students as test subjects. The method of data collection was questionnaires and interview, whereas the data analysis technique applied in this research was qualitative analysis with product moment correlation technique. The result of this research showed the content validity from the digital literacy coefficient of the students was 1, 00 which interpreted as a very high validity value. While the result of reliability test calculation showed r11 value was 0.88 which means the instrument is reliable since reliability coefficient value obtained a number greater than 0.60. Therefore, it can be concluded the digital literacy instrument from this research can be used to evaluate the students’ digital literacy ability. The implication of digital literacy instrument usage hopefully can help students to improve the quality of their learning process.