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All Journal Jurnal Maneksi (Management Ekonomi Dan Akuntansi) Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Abdimas Dewantara GERVASI: Jurnal Pengabdian kepada Masyarakat Profit : Jurnal Kajian Ekonomi dan Perbankan Syariah Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences El-Qist : Journal of Islamic Economics and Business (JIEB) Nusantara Science and Technology Proceedings Jurnal Pengabdian UNDIKMA Jurnal Abdimas Ilmiah Citra Bakti (JAICB) Jurnal Ilmiah Wahana Pendidikan Econetica Jurnal Abdimas Bina Bangsa Jurnal Abdimas Kartika Wijayakusuma Unram Journal of Community Service (UJCS) Diponegoro Journal of Islamic Economics and Business WELFARE Jurnal Ilmu Ekonomi Jurnal Ekonomi dan Binsis Dharma Pengabdian Perguruan Tinggi (DEPATI) Journal of Economics Nanggroe: Journal Of Scholarly Service Jurnal Ekonomi Syariah JURNAL EKONOMI BISNIS DAN MANAJEMEN Jurnal Ekonomi Kreatif Indonesia Jurnal Inovasi Bisnis Indonesia (JIBI) Nanggroe: Journal of Scholarly Service Jurnal Ekonomi Bisnis dan Manajemen Jurnal Ilmiah Ekonomi dan Manajemen RISK : Jurnal Riset Bisnis dan Ekonomi El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam JURNAL RUMPUN MANAJEMEN DAN EKONOMI JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Journal of Development Economics and Digitalization, Tourism Economics (JDEDTE) Jurnal Ekonomi Manajemen Dan Bisnis (JEMB) Journal of Ekonomics, Finance, and Management Studies As-Syirkah: Islamic Economic & Financial Journal Jurnal Abdimas Ilmiah Citra Bakti
Nisa, Fauzatul Laily
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Assistance for NIB Registration in an Effort to Increase Legality and Competitiveness of MSMEs in Simoangin-angin Village Syarif, Muhammad Zulfan; Nisa, Fauzatul Laily; Oktafia, Renny
Unram Journal of Community Service Vol. 6 No. 1 (2025): March
Publisher : Pascasarjana Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/ujcs.v6i1.832

Abstract

Micro, Small, and Medium Enterprises (MSMEs) play a vital role in regional economic development, yet many MSME owners lack a Business Identification Number (NIB). This community service aimed to enhance business legality and competitiveness through NIB registration assistance in Simoangin-angin Village, Wonoayu, as part of the BPS Statistics Office's Desa Cantik (Statistics-Loving Village) program. The methods used were socialization and assistance, both in-person and online. The program involved 80 micro-business owners, resulting in 12 NIBs created during direct assistance and 28 NIBs through online assistance. Main obstacles included technological limitations and lack of response in online processes. The program successfully increased MSME owners' understanding of NIB importance and statistical literacy, while providing broader access to business development opportunities
Efforts to Develop the Capacity of MSMEs Through Business Assistance for BTPN Syariah Customers at the Pogalan Trenggalek Sharia Mobile Market Febrianti, Fina Fajar; Nisa, Fauzatul Laily; Oktafia, Renny
Unram Journal of Community Service Vol. 6 No. 1 (2025): March
Publisher : Pascasarjana Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/ujcs.v6i1.836

Abstract

This service program focuses on empowering Micro, Small and Medium Enterprises (MSMEs) in the MMS Pogalan area by BTPN Syariah. The aim of the activity is to identify the implementation of mentoring programs, analyze supporting and inhibiting factors, and provide an impact on customer business development. The method implemented is carried out through direct training and socialization using interview techniques, using SWOT analysis to share the potential and challenges of MSMEs. Mentoring is carried out over four sessions, with each session lasting one month and four meetings. The results of the service show a significant impact on various aspects of the business. Economically, there is an increase in turnover with the expansion of the marketing reach. The managerial aspect has undergone a transformation with the ability of MSME players to carry out simple bookkeeping, separate personal and business finances, and make sustainable financial plans. Branding and marketing are developing with the creation of brand identities and the use of social media for promotions. The most basic psychological and social impact is increasing the self-confidence, motivation and adaptability of business actors. Even though it can overcome limited resources and traditional cultural barriers, the BTPN Syariah mentoring program proves that empowering MSMEs requires a comprehensive approach that goes beyond just financial assistance, covering managerial, psychological and socio-economic aspects.
BTPN Syariah Customer Assistance Strategy in the Syariah Mobile Marketing Area of Pengasih District Permatasari, Siviana; Oktafia, Renny; Nisa, Fauzatul Laily
Unram Journal of Community Service Vol. 6 No. 1 (2025): March
Publisher : Pascasarjana Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/ujcs.v6i1.837

Abstract

The mentoring program for BTPN Syariah customers through the Mobile Marketing Syariah approach in Pengasih District aims to enhance the economic capacity of productive underprivileged communities. This program adopts the Asset-Based Community Development (ABCD) method, focusing on identifying and leveraging community assets to promote Sharia-based economic empowerment. The results demonstrate improvements in financial management skills, including the ability to separate business and personal finances. Additionally, there is an increase in customers’ confidence, accompanied by the adoption of simple technologies such as digital financial recording applications and e-commerce platforms. In the marketing aspect, customers successfully expanded their market reach to broader levels. The program also fostered the creation of sustainable community support systems, such as profit-sharing schemes within business groups. However, challenges such as limited infrastructure and technology access remain and require collaborative solutions. Continued mentoring and capacity building for facilitators are expected to strengthen the positive impact of this program, supporting holistic and sustainable empowerment of underprivileged communities
Business Assistance Strategy Through the BESTE Program to Increase the Resilience of BTPN Syariah Customers' Micro Businesses in the Sapuran Area, Wonosobo Hartanti, Wulan Siska Dwi; Oktafia, Renny; Nisa, Fauzatul Laily
Unram Journal of Community Service Vol. 6 No. 1 (2025): March
Publisher : Pascasarjana Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/ujcs.v6i1.845

Abstract

The MSME mentoring program in the Sapuran area, Wonosobo, aims to empower underprivileged communities with a focus on micro businesses. This assistance uses an Assets-Based Community Development (ABCD) approach which maps and develops existing assets in the community, supporting business sustainability. Mentoring involves student facilitators who work with 30 customers from grocery, agricultural, goods production and reseller businesses. The methodology applied consists of four stages: SWOT analysis, providing material on business management, marketing and brand development, material review, and direct practice. The ABCD approach encourages customers to utilize internal resources, such as existing skills, products and networks, to design innovative solutions for their businesses. The results of the assistance show that customers better understand how to manage their business in a structured and efficient manner, as well as increasing product competitiveness through the use of simple technology, such as marketing via social media and developing a business identity. This program also strengthens community economic resilience through strengthening micro businesses and becomes a model that can be applied in other regions to support the sustainability of MSMEs
The Role of Facilitators in Improving Business Profitability of MSMEs Customers of BTPN Syariah Sapuran Wonosobo Fironika, Firda Cahaya; Nisa, Fauzatul Laily; Oktafia, Renny
Unram Journal of Community Service Vol. 6 No. 1 (2025): March
Publisher : Pascasarjana Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/ujcs.v6i1.847

Abstract

The MSMEs mentoring program that took place in the Sapuran area, Wonosobo, aims to provide support to BTPN Syariah customers, especially women from productive communities. This activity focuses on empowering and increasing the capacity and skills of customers so that their businesses can develop sustainably. In addition, this program also aims to expand market access, both offline and online. The implementation of this service is carried out using training methods, written interviews, SWOT Analysis (Strength, Weakness, Opportunity, Threat), and Filling out mini surveys. Training for mentoring includes Introduction activities, Material Delivery, Material Review, and (Practice and Closing). This is done to see the condition of BTPN Syariah customers in running their businesses. The results show that this routine mentoring process has proven to be successful in helping many BTPN Syariah customers. This is evidenced by the results of a mini survey that has been conducted by the facilitator. Although previously there were customers who had difficulty in managing their businesses optimally, the presence of facilitators in this mentoring has brought significant changes. Now, their businesses are showing positive developments. By understanding and implementing the material that has been delivered during the mentoring process, the client can gain new advantages in running their business in the future. This program contributes to a significant increase in sales revenue and the development of the client's entrepreneurial skills. Thus, this mentoring program can increase capacity and empower the client's business to achieve great success in the future.
PENDAMPINGAN WAJIB PAJAK DALAM INFORMASI PEMBAYARAN PBB UNTUK MENINGKATKAN KEPATUHAN PADA UPTB 1 SURABAYA Khairunisa, Siti; Oktafia, Renny; Nisa, Fauzatul Laily
GERVASI: Jurnal Pengabdian kepada Masyarakat Vol. 9 No. 1 (2025): GERVASI: Jurnal Pengabdian Kepada Masyarakat
Publisher : LPPM IKIP PGRI Pontianak

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31571/gervasi.v9i1.8608

Abstract

Kegiatan pendampingan ini bertujuan meningkatkan kepatuhan wajib pajak dalam pembayaran Pajak Bumi dan Bangunan (PBB) melalui penerapan Metode Asset-Based Community Development (ABCD) di UPTB 1 Surabaya. Selama empat bulan, program ini melibatkan 12 wajib pajak setiap bulannya. Proses pendampingan terdiri dari dua tahap, yaitu identifikasi aset dan pemberdayaan. Identifikasi aset dilakukan untuk membantu wajib pajak mengenali potensi dan sumber daya yang dimiliki dalam pengelolaan PBB. Tahap pemberdayaan memfokuskan pada peningkatan pengetahuan dan keterampilan wajib pajak terkait kewajiban perpajakan dan akses pembayaran. Hasil pendampingan menunjukkan peningkatan signifikan dalam kepatuhan pembayaran PBB, serta perbaikan pengelolaan administrasi perpajakan di tingkat individu. Pendekatan ABCD terbukti efektif dalam membangun kesadaran dan partisipasi masyarakat dalam memenuhi kewajiban pajak, sekaligus memperkuat pelayanan publik yang berkelanjutan.
PEMBERDAYAAN MASYARAKAT DALAM MENINGKATKAN KESEJAHTERAAN EKONOMI DI SEKTOR MIKRO DAN UMKMDI MEDAN Sinaga, Debora Theresia Wulan; Oktafia, Renny; Nisa, Fauzatul Laily
Dharma Pengabdian Perguruan Tinggi (DEPATI) Vol 5 No 1 (2025): Mei 2025
Publisher : Fakultas Sains dan Teknik, Universitas Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33019/depati.v5i1.6066

Abstract

Kegiatan pengabdian ini bertujuan untuk memberdayakan masyarakat melalui peran PT Pegadaian dalam meningkatkan kesejahteraan ekonomi di sektor mikro dan UMKM di Medan. Menggunakan pendekatan Asset-Based Community Development (ABCD), pengabdian ini mendampingi pihak UMKM dalam mempermudah akses pendanaan melalui produk Kredit Usaha Rakyat (KUR) Syariah. Metode observasi, wawancara, dan dokumentasi menunjukkan bahwa inisiatif ini tidak hanya meningkatkan akses keuangan, tetapi juga memperkuat jaringan sosial dan keterampilan masyarakat, menciptakan dampak positif yang berkelanjutan bagi ekonomi lokal.
Pengaruh Pendampingan UMKM Terhadap Peningkatan Pendapatan Nasabah Dalam Program Tepat Pembiayaan Syariah di MMS Punung Pacitan Hafizhah, Aqilah Nur Isnaini; Oktafia, Renny; Nisa, Fauzatul Laily
Jurnal Abdimas Kartika Wijayakusuma Vol 6 No 1 (2025): Jurnal Abdimas Kartika Wijayakusuma
Publisher : LPPM Universitas Jenderal Achmad Yani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26874/jakw.v6i1.729

Abstract

Rendahnya kualitas SDM (sumber daya manusia) pelaku usaha menjadi masalah utama sehingga belum ada kemajuan dalam aspek produktivitas, daya saing usaha, dan diversifikasi produk. Oleh karena itu, dibutuhkan peran lembaga pembiayaan seperti BTPN Syariah dengan Program Tepat Pembiayaan Syariah. Tujuan dari pengabdian ini adalah untuk memaksimalkan potensi usaha nasabah pembiayaan melalui pendampingan yang terstruktur. Metode yang digunakan adalah metode ABCD melalui 4 tahapan yaitu tahap persiapan, asesmen dan perencanaan, implementasi, serta evaluasi yang berfokus pada kemampuan nasabah sebagai modal untuk dapat mengembangkan potensi dalam dirinya. Dengan metode tersebut, fasilitator melakukan pendampingan terhadap UMKM terkait identitas usaha, softselling melalui aplikasi WhatssApp, dan wawasan kewirausahaan lainnya. Hasil kegiatan menunjukkan bahwa peranan fasilitator terhadap perubahan usaha nasabah pembiayaan BTPN Syariah mampu memberikan dampak positif berupa peningkatan pendapatan yang cukup signifikan dari sebelum dan sesudah pendampingan, penggunaan teknologi digital dalam pemasaran produk, peningkatan proses produksi secara efektif, dan evaluasi terhadap kondisi usaha yang dijalankan agar dapat mengetahui kelemahan serta potensinya.
Optimalisasi Potensi Pengembangan Usaha UMKM melalui Program Bestee di Mobile Marketing Syariah (MMS) Bangil Pasuruan Mantika, Tri Yuni; Oktafia, Renny; Nisa, Fauzatul Laily
Jurnal Abdimas Kartika Wijayakusuma Vol 6 No 1 (2025): Jurnal Abdimas Kartika Wijayakusuma
Publisher : LPPM Universitas Jenderal Achmad Yani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26874/jakw.v6i1.730

Abstract

Kegiatan pengabdian kepada masyarakat ini bertujuan mengembangkan potensi UMKM yang belum maksimal melalui Program Bestee. Permasalahan yang menjadi acuan dalam pengabdian ini adalah kendala-kendala nasabah untuk mencapai hal tersebut yang meliputi kurangnya pengetahuan akan materi pengembangan usaha, tidak adanya identitas, kurangnya pendanaan, tidak dilakukannya pencatatan keuangan, serta solusi penyelesaian dari permasalahan di atas. Metode yang digunakan adalah metode ABCD (Asset Based Community Development) yang dijabarkan dengan paragraf terstruktur. Tujuan disusunnya penulisan ini selain untuk mengetahui permasalahan dan solusi di atas adalah juga untuk menambah wawasan para pembaca tentang topik yang dibahas. Dalam penulisannya, penulis memaparkan kendala, hal apa saja yang menjadi landasan permasalahan, solusi, dan juga kegiatan pengabdian yang dilakukan untuk mencapai solusi tersebut. Fasilitator melakukan pendampingan terkait pengembangan usaha sehingga pada akhir pendampingan dapat disimpulkan bahwa pengoptimalisasian potensi UMKM berjalan dengan baik karena dapat meningkatkan hasil penjualan dan menguntungkan para pemilik UMKM serta bersifat positif terhadap kenaikan pertumbuhan ekonomi sektor riil.
Pendampingan Pembuatan Identitas Usaha bagi Nasabah BTPN Syariah MMS Wonorejo untuk Meningkatkan Kinerja Usaha Puteri, Natasha Arvanessa; Nisa, Fauzatul Laily; Oktafia, Renny
Jurnal Abdimas Kartika Wijayakusuma Vol 6 No 1 (2025): Jurnal Abdimas Kartika Wijayakusuma
Publisher : LPPM Universitas Jenderal Achmad Yani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26874/jakw.v6i1.740

Abstract

Program pendampingan pembuatan identitas usaha bagi nasabah BTPN Syariah MMS Wonorejo bertujuan untuk meningkatkan daya saing usaha mikro, kecil, dan menengah (UMKM) di wilayah tersebut. Melalui kolaborasi dengan mahasiswa sebagai fasilitator, program ini memberikan edukasi tentang pentingnya identitas usaha yang jelas dan terstruktur, termasuk pembuatan logo, nama usaha, dan materi pemasaran. Metode yang diterapkan meliputi sosialisasi dan pelatihan praktis, yang dirancang untuk meningkatkan pemahaman nasabah mengenai elemen-elemen identitas usaha dan dampaknya terhadap pertumbuhan bisnis. Hasil dari kegiatan ini menunjukkan bahwa banyak nasabah yang sebelumnya kurang menyadari pentingnya identitas usaha kini dapat merasakan peningkatan dalam kinerja usaha mereka. Dengan demikian, program ini diharapkan dapat membantu nasabah dalam mengembangkan usaha mereka dan bersaing lebih efektif di pasar yang kompetitif.
Co-Authors Abdus Salam, Abdus Adiba, Anggita Farah Amalia, Holisatul Anggraeni, Eka Sulistya Anisa Fitria Utami Anwar, Mochamad Rizal Arafat, La Ode Ahmad Ardelia, Davina Nasywa Asmara, Kiki Asmara, Kiky Aurora, Rif’ Aida Mirza Aziz, Rizqi Nurul Afifa Cendrawati, Vinda Cholid Fadil Fadel, Adrian Faiqotul Himmah Febrian, Riska Febrianti, Fina Fajar Fironika, Firda Cahaya Fisardi, Delfi Miliani Saputri Fitri, Anisa Hafizhah, Aqilah Nur Isnaini Hartanti, Wulan Siska Dwi Ilmiawan, Muhammad Iqbal Imtihani, Evi Khairunisa, Siti Kurniawan, Muhammad Rizky Dwi Machfudloh, Nur Anis Majid, Alfi Aulia Mandasari, Virginia Mantika, Tri Yuni Marseto, Marseto Marshelynda, Alfia Rahmadhanti Mayla Farida Mentari Clara Dewanti, Mentari Clara Mufajar, Aniswatin Putri Nandina Fida Salsabilla Novianto, Satrio Pangesti, Anggita Mulia Permana, Yoga Permatasari, Siviana Pramita, Vena Tri Pratama, Mohammad Adi Pratiwi, Ayuntin Nonik Puteri, Natasha Arvanessa Putri, Evi Fortuna Sukiran Rachman, Jalaluddin Abdul Rachmaniyah, Bunga Ayufi Rahman, Moh Syaiful Ramadhika Handrawan, Muhammad Nizham Renny Oktafia, Renny Risdiandari, Nasya Ivana Ristiyono, Adinda Dwi Riyanti, Dini Rusdaryanti, Novieka Wahyu Putri Safi’i, M.Arief Salsabila, Syaila Setiawan, Mohammad Irvan Shelawati, Amanda Sinaga, Debora Theresia Wulan Sishadiyati Siti Nur Jannah Syafitri, Aulia Daisy Arsy Syarif, Muhammad Zulfan Taher, Lisanur Kholifah Tamami, Dita Soffiya Umtami, Anisa Fitria Wasesa, Aji Wati, Ika Murni Wulandari, Khotimah Tri Yusuf, Ahmad Saifulloh Zaky Al Hakim, Muhammad Rayhan Zebua, Michael