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All Journal Jurnal Maneksi (Management Ekonomi Dan Akuntansi) Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Abdimas Dewantara GERVASI: Jurnal Pengabdian kepada Masyarakat Profit : Jurnal Kajian Ekonomi dan Perbankan Syariah Ecobisma (Jurnal Ekonomi, Bisnis dan Manajemen) Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences El-Qist : Journal of Islamic Economics and Business (JIEB) Nusantara Science and Technology Proceedings Jurnal Pengabdian UNDIKMA Jurnal Abdimas Ilmiah Citra Bakti (JAICB) Jurnal Ilmiah Wahana Pendidikan Jurnal Abdimas Bina Bangsa Jurnal Abdimas Kartika Wijayakusuma Unram Journal of Community Service (UJCS) Diponegoro Journal of Islamic Economics and Business WELFARE Jurnal Ilmu Ekonomi Jurnal Ekonomi dan Binsis Dharma Pengabdian Perguruan Tinggi (DEPATI) Journal of Economics Nanggroe: Journal Of Scholarly Service Jurnal Ekonomi Syariah Jurnal Ekonomi Kreatif Indonesia Jurnal Inovasi Bisnis Indonesia (JIBI) Nanggroe: Journal of Scholarly Service Jurnal Ilmiah Ekonomi dan Manajemen RISK : Jurnal Riset Bisnis dan Ekonomi El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam JURNAL RUMPUN MANAJEMEN DAN EKONOMI JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Journal of Development Economics and Digitalization, Tourism Economics (JDEDTE) Jurnal Ekonomi Manajemen Dan Bisnis (JEMB) Journal of Ekonomics, Finance, and Management Studies As-Syirkah: Islamic Economic & Financial Journal Jurnal Abdimas Ilmiah Citra Bakti
Nisa, Fauzatul Laily
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PENGEMBANGAN UMKM MENUJU NAIK KELAS MELALUI PENDAMPINGAN LEGALITAS DI KELURAHAN MENUR PUMPUNGAN Zebua, Michael; Oktafia, Renny; Nisa, Fauzatul Laily
Jurnal Abdimas Ilmiah Citra Bakti Vol. 6 No. 2 (2025)
Publisher : STKIP Citra Bakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38048/jailcb.v6i2.5065

Abstract

Kegiatan pengabdian ini dilaksanakan dengan merujuk pada permasalahan utama yang dihadapi mitra yaitu rendahnya pemahaman dan kepemilikan dokumen legalitas usaha, seperti Nomor Induk Berusaha (NIB) dan Sertifikat Produksi Pangan Industri Rumah Tangga (PIRT). Kondisi ini menghambat akses mitra terhadap pasar formal, fasilitas pembiayaan, serta program pendampingan dari pemerintah. Tujuan kegiatan ini adalah untuk meningkatkan kapasitas pelaku UMKM dalam memahami dan mengurus legalitas usaha secara mandiri. Mitra kegiatan terdiri dari 10 pelaku UMKM lokal di Kelurahan Menur Pumpungan, Kecamatan Sukolilo, Kota Surabaya,yang dipilih berdasarkan status legalitas usahanya dan kesediaan untuk terlibat aktif dalam seluruh tahapan program. Metode pelaksanaan menggunakan pendekatan Asset-Based Community Development (ABCD) yang menekankan pada pemanfaatan potensi lokal. Kegiatan mencakup identifikasi aset, sosialisasi pentingnya legalitas usaha, pelatihan pembuatan NIB dan PIRT, serta pendampingan teknis secara langsung. Hasil kegiatan menunjukkan bahwa seluruh mitra berhasil memperoleh NIB, dan dua di antaranya telah memperoleh izin PIRT. Selain itu, terjadi peningkatan signifikan dalam pemahaman mitra terkait pentingnya legalitas usaha. Pendampingan legalitas usaha dengan pendekatan ABCD secara terstruktur dan kontekstual terbukti efektif dalam mendorong UMKM untuk naik kelas dan memperluas akses ke ekosistem usaha formal.
PEMBERDAYAAN UMKM MELALUI PELATIHAN MANJEMEN USAHA UNTUK MENINGKATKAN KESEJAHTERAAN EKONOMI MASYARAKAT KOTA MEDAN Sinaga, Debora Theresia Wulan; Oktafia, Renny; Nisa, Fauzatul Laily
Jurnal Abdimas Ilmiah Citra Bakti Vol. 6 No. 2 (2025)
Publisher : STKIP Citra Bakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38048/jailcb.v6i2.5118

Abstract

Pelaku Usaha Mikro, Kecil, dan Menengah (UMKM) di Kota Medan, khususnya di Kecamatan Medan Sunggal, menghadapi berbagai kendala seperti keterbatasan modal, sulitnya akses pembiayaan, serta rendahnya literasi keuangan. Permasalahan ini menghambat pengembangan usaha dan kesejahteraan pelaku ekonomi lokal. Kegiatan pengabdian ini bertujuan untuk meningkatkan kapasitas dan kesejahteraan pelaku UMKM melalui pelatihan literasi keuangan, pendampingan usaha, dan fasilitasi akses pembiayaan. Mitra kegiatan terdiri dari 39 pelaku UMKM yang aktif mengikuti seluruh rangkaian program. Metode yang digunakan adalah pendekatan Asset-Based Community Development (ABCD), yang dilaksanakan melalui observasi lapangan, wawancara, dan dokumentasi. Hasil kegiatan menunjukkan adanya peningkatan pengetahuan literasi keuangan, kemudahan dalam mengakses layanan pembiayaan, serta peningkatan omzet dan kapasitas usaha mitra. Kegiatan ini juga mendorong kolaborasi yang efektif antara lembaga pendidikan dan lembaga keuangan sebagai bentuk sinergi dalam pemberdayaan ekonomi masyarakat. Kesimpulannya, program pelatihan dan pendampingan ini memberikan dampak positif terhadap penguatan ekonomi lokal dan peningkatan daya saing UMKM di wilayah Medan.
Halal Tourism: A Sharia Economic Perspective and its Impact on Local Economic Development Adiba, Anggita Farah; Nisa, Fauzatul Laily
Li Falah: Journal of Islamic Economics and Business Vol. 9 No. 2 (2024): December 2024
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v9i2.9232

Abstract

This study examines halal tourism from the perspective of Shariah economics, focusing on its potential to stimulate local economic growth, create new business opportunities, and improve community income and quality of life. Despite the growing interest in halal tourism, there is limited research on how it integrates with Shariah economic principles and its impact on local economies, especially in Muslim-majority countries like Indonesia. Using a qualitative literature review, this research synthesizes key studies on halal tourism and Shariah economics, emphasizing the principles of ownership, consumption, and distribution in the tourism sector. The study finds that halal tourism, when aligned with Shariah principles, can significantly contribute to economic development by creating jobs, boosting local businesses (such as hospitality, transportation, and retail), and increasing regional revenue, including local taxes and small business profits. Additionally, the research highlights that halal tourism encourages infrastructure improvements and enhances the overall quality of life for residents. The study's implications suggest that policymakers and tourism industry stakeholders should prioritize the development of Shariah-compliant tourism services, focusing on infrastructure, human resource training, and marketing to attract Muslim tourists and benefit local economies. By adopting these strategies, halal tourism can become a key driver of sustainable local economic growth, providing long-term social and economic benefits for communities.
UMKM Subsektor Kuliner berbasis Ekonomi Kreatif. Analisis Penentu Peningkatan Pendapatan Wulandari, Khotimah Tri; Nisa, Fauzatul Laily
WELFARE Jurnal Ilmu Ekonomi Vol 5, No 2 (2024): November
Publisher : Jurusan Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Siliwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The increase in income for Micro, Small, and Medium Enterprises (MSMEs) in the culinary subsector is a crucial aspect of supporting the growth of the creative economy. This study aims to analyse the factors contributing to the income growth of MSMEs in the culinary subsector based on the creative economy. The research method employed is factor analysis, identifying elements such as product innovation, product creativity, marketing strategies, government support, collaboration, and trends that influence MSME income growth. The sampling technique used is purposive sampling, involving 60 MSME actors. The factors influencing the income growth of MSMEs have been processed and grouped into two new factors: product dynamics and marketing regulation and collaboration. The analysis results indicate that the most significant factor affecting MSME income growth is product dynamics. This dominant factor highlights that MSMEs' ability to adapt to market trends and present innovative and creative products is vital for increasing income. By understanding the factors affecting MSME income, this research provides a solid foundation for developing sustainable strategies to support the growth of MSMEs in the culinary subsector.Peningkatan pendapatan Usaha Mikro, Kecil, dan Menengah (UMKM) dalam subsektor kuliner merupakan aspek penting dalam mendukung pertumbuhan ekonomi kreatif. Studi ini bertujuan untuk menganalisis faktor-faktor yang berkontribusi terhadap peningkatan pendapatan Usaha Mikro, Kecil, dan Menengah (UMKM) dalam subsektor kuliner berbasis ekonomi kreatif. Metode penelitian yang digunakan adalah analisis faktor dengan mengidentifikasi faktor-faktor seperti inovasi produk, kreativitas produk, strategi pemasaran, dukungan pemerintah, kerja sama, dan tren yang memengaruhi peningkatan pendapatan UMKM. Teknik sampel menggunakan purposive sampling dan sebanyak 60 pelaku UMKM. Faktor yang memengaruhi peningkatan pendapatan Usaha Mikro, Kecil, dan Menengah (UMKM) yang telah diolah dan dikelompokkan menjadi 2 faktor baru yaitu dinamika produk; serta regulasi dan kolaborasi pemasaran. Hasil analisis menunjukkan faktor yang paling mempengaruhi peningkatan pendapatan UMKM adalah dinamika produk. Faktor ini paling dominan yang menunjukkan bahwa kemampuan UMKM untuk beradaptasi dengan tren pasar dan menghadirkan produk yang inovatif dan kreatif sangat penting untuk meningkatkan pendapatan. Dengan memahami faktor-faktor yang memengaruhi pendapatan UMKM, penelitian ini memberikan dasar yang tepat untuk pengembangan strategi yang berkelanjutan dalam mendukung pertumbuhan UMKM subsektor kuliner.
Optimalisasi pelayanan administrasi kependudukan melalui Program KALIMASADA Rachmaniyah, Bunga Ayufi; Utami, Anisa Fitria; Nisa, Fauzatul Laily
ABDIMAS DEWANTARA Vol 7 No 2 (2024)
Publisher : Universitas Sarjanawiyata Tamansiswa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30738/ad.v7i2.16405

Abstract

Tujuan adanya kegiatan Sosialisasi ini adalah untuk memberi pengetahuan kepada masyarakat bahwa dalam melengkapi administrasi kependudukan saat ini sudah lebih mudah karena bisa dilakukan secara mandiri melalui aplikasi Klampid New Generation. Selain itu, juga untuk memberi pengetahuan kepada masyarakat bahwa tertib administrasi kependudukan sangat diperlukan, karena administrasi kependudukan sebagai dasar yang dipakai dalam keperluan apapun. Metode yang digunakan dalam pengabdian ini adalah metode direct (langsung) yaitu melakukan Sosialisasi pentingnya administrasi kependudukan yang lengkap, pelatihan, dan pendampingan kepada masyarakat terkait kemudahan dalam melengkapi administrasi kependudukan yang dapat diajukan melalui aplikasi Klampid New Generation secara mandiri. Dalam hal ini, hasil yang didapat dalam pengoptimalan keasadaran masyarakat untuk melengkapi administrasi kependudukan sudah hampir optimal karena kegiatan ini dapat memberikan wawasan ataupun pengetahuan kepada masyarakat yang sebelumnya tidak mengetahui pentingnya tertib administrasi kependudukan menjadi paham bahwa administrasi kependudukan yang lengkap sangat diperlukan karena pengurusannya sudah lebih mudah, cepat, dan efisien.   Optimization of civil registration services through the KALIMASADA Program   Abstract: The purpose of this Socialization activity is to provide knowledge to the community that completing the population administration is now easier because it can be done independently through the Klampid New Generation application. In addition, it is also to provide knowledge to the community that orderly population administration is very necessary because population administration is the basis used for any purpose. The method used in this service is the direct method, namely socializing the importance of complete population administration, training, and assistance to the community regarding the ease of completing population administration which can be submitted through the Klampid New Generation application independently. In this case, the results obtained in optimizing public awareness to complete population administration are almost optimal because this activity can provide insight or knowledge to people who previously did not know the importance of orderly population administration to understand that complete population administration is needed because the management is easier, faster, and more efficient.
Analysis of the Influence of the Number of Workers, Population and Regional Levies on Regional Original Income Majid, Alfi Aulia; Asmara, Kiki; Nisa, Fauzatul Laily
Jurnal Ekonomi & Bisnis Vol 4 No 2 (2025): Jurnal Ekonomi dan Bisnis
Publisher : Politeknik Baubau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57151/jeko.v4i2.1045

Abstract

This study examines the influence of the number of workers, population size, and regional retribution on Regional Original Revenue in Probolinggo City during the period 2009 to 2023. Although showing an upward trend, PAD in Probolinggo City remains relatively low compared to other regions in East Java. Using a quantitative time series approach, secondary data were analyzed through multiple linear regression using SPSS version 25. The regression model meets classical assumptions and is considered valid, with an R² value of 0.886. Partially, only the population variable has a significant effect. This indicates that population growth has the potential to expand the region's economic and fiscal base, while the contributions of labor and retribution remain limited due to the dominance of the informal sector and inefficiencies in the collection system. These findings highlight the need for policies aimed at strengthening the local economic structure, improving labor quality, and reforming the retribution collection system to support more sustainable PAD growth.
Pengaruh Pembiayaan Mudharabah, Musyarakah, dan Ijarah Terhadap Return on Assets (ROA) Pada Bank Muamalat Indonesia Tahun 2019 – 2023 Machfudloh, Nur Anis; Nisa, Fauzatul Laily
Jurnal Maneksi (Management Ekonomi Dan Akuntansi) Vol. 13 No. 3 (2024): Jurnal Maneksi (Management Ekonomi Dan Akuntansi)
Publisher : Politeknik Negeri Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31959/jm.v13i3.2269

Abstract

ABSTRACT The indicator that becomes a reference in assessing the health of a Return on Assets (ROA) is the bank's profitability. A bank's ability to effectively manage bank assets explains why it has a high ROA percentage. The study aims to determine whether Bank Muamalat Indonesia's Return on Assets (ROA) is affected simultaneously or in part by mudharabah, musharakah, and rent (Ijarah). The approach in the study is a quantitative approach and testing 20 secondary data. The method of data collection with documentation techniques refers to Bank Muamalat Indonesia's Quarterly Financial Statements. Data processing method with multiple linear regression and classical assumptions. From testing the data, it was concluded that Bank Muamalat Indonesia's Return on Assets (ROA) during the 2019 – 2023 period was influenced by bank financing – the bank's financing was simultaneously shown in the value of ≥ (7,953 ≥ 3,24) with a significance of 0.002 < 0.05. Partially, Mudharabah financing has no relation to ROA because of the probability of 0.310 > 0.05. Meanwhile, the probability of Musyarakah is 0.006 < 5% and Ijarah is 0.001 < 5%, which means that partially both have a relationship with every change in Return on Assets (ROA) at Bank Muamalat Indonesia. ABSTRAK Indikator yang menjadi acuan dalam menilai kesehatan Return on Assets (ROA) adalah profitabilitas bank. Kemampuan bank dalam mengelola aset bank secara efektif menjelaskan mengapa bank tersebut memiliki persentase ROA yang tinggi. Penelitian ini bertujuan untuk mengetahui apakah Return on Assets (ROA) Bank Muamalat Indonesia dipengaruhi secara simultan atau sebagian oleh mudharabah, musyarakah, dan sewa (Ijarah). Pendekatan dalam penelitian ini adalah pendekatan kuantitatif dan menguji 20 data sekunder. Metode pengumpulan data dengan teknik dokumentasi mengacu pada Laporan Keuangan Triwulan Bank Muamalat Indonesia. Metode pengolahan data dengan regresi linier berganda dan asumsi klasik. Dari pengujian data diperoleh kesimpulan bahwa Return on Assets (ROA) Bank Muamalat Indonesia periode 2019 – 2023 dipengaruhi oleh pembiayaan perbankan – pembiayaan bank secara simultan ditunjukkan pada nilai ≥ (7,953 ≥ 3,24) dengan signifikansi 0,002 < 0,05. Secara parsial pembiayaan Mudharabah tidak mempunyai hubungan terhadap ROA karena probabilitas 0.310 > 0.05. Sedangkan probabilitas Musyarakah sebesar 0,006 < 5% dan Ijarah sebesar 0,001 < 5% yang berarti secara parsial keduanya mempunyai hubungan terhadap setiap perubahan Return on Assets (ROA) pada Bank Muamalat Indonesia. Kata kunci: Mudharabah; Musyarakah; Ijarah; Return on Assets.
Pemberdayaan UMKM Melalui Program Bestee Dalam Upaya Meningkatkan Daya Saing Bisnis di BTPN Syariah MMS Rambipuji Kabupaten Jember Rachman, Jalaluddin Abdul; Nisa, Fauzatul Laily; Utami, Anisa Fitria
Jurnal Pengabdian UNDIKMA Vol. 5 No. 3 (2024): August
Publisher : LPPM Universitas Pendidikan Mandalika (UNDIKMA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33394/jpu.v5i3.12074

Abstract

Community service through the Bestee program assistance aims to increase the competitiveness of customers who are Micro, Small, and Medium Enterprises (MSMEs) MMS Rambipuji. Through various forms of structured and sustainable mentoring, this program focuses on providing the necessary knowledge, skills, and human resource training for MSME actors in optimizing and developing their business activities. So that it can improve the standard of living and economy of MSME customers. The method of implementing this service uses socialization of Bestee programs, training, and mentoring. The evaluation instrument of this activity uses a questionnaire and is analyzed descriptively. The results of this service show that the mentoring of this Bestee program has a significant impact on changing the thinking and strategies of MSME actors. This mentoring includes improving marketing strategies, business identity, and good management, including financial management, human resources, and business operations. Focusing on improving understanding of proper management and strategies as well as modern marketing can help MSME actors reach a wider range of consumers and increase sales.
Pembangunan Desa Laweyan Melalui UMKM Kreatif Unggulan Nisa, Fauzatul Laily; Fadil, Cholid
Nanggroe: Jurnal Pengabdian Cendikia Vol 3, No 2 (2024): May
Publisher : Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.11175972

Abstract

Village development is an important aspect in encouraging economic growth and community welfare in Indonesia. This research aims to analyze Laweyan village development efforts through superior creative MSMEs and their impact on economic growth and welfare of local communities with a research focus on mushroom farmers and bamboo woven craftsmen. The location is in Laweyan Village, Sumberasih District, Probolinggo Regency. The method used is PAR (Participatory Action Research) and other approaches such as training and mentoring. Through the profile of superior creative MSMEs which include mushroom farmers and woven craftsmen, Laweyan Village can take advantage of its cultural riches and economic potential. Top creative MSMEs are very important for the growth of Laweyan Village. The results of this research show that the people in Laweyan Village optimize the resources and potential of the village so as to produce superior creative MSMEs which can ultimately strengthen cultural identity, improve the quality of life of the community, and attract tourists to visit this village. However, limited access to funds, marketing and distribution, lack of skills and creativity, strengthening networks and collaboration, and preserving intellectual property rights. Apart from that, the existence of superior creative MSMEs plays an important role in village development, namely in local economic growth, increasing community income, social development, cultural preservation, as well as tourism and village promotion.
Penerapan Akad Murabahah dalam Pembiayaan bagi Nasabah Inklusif di BTPN Syariah Setiawan, Mohammad Irvan; Oktafia, Renny; Nisa, Fauzatul Laily
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 2 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i2.609

Abstract

The existence of Islamic banking in the midst of Indonesian community activities is one of the options in carrying out economic activities, Islamic banks that operate according to Islamic principles. One of the Islamic banks in Indonesia is Bank BTPN Syariah, in the financial sector carried out by BTPN Syariah there is one financing product that uses a murabahah contract. The agreement in question is the same as the sale and purchase contract. The financing carried out by BTPN Syariah is intended for inclusive customers who are underprivileged mothers who have not been touched by banks, so BTPN Syariah's role here is to provide financing and training in developing its customers' businesses. The method used in this study is a qualitative research method by conducting interviews and observations. Based on the results of the research that has been conducted, it is known that the application of murabahah contracts in financing at BTPN Syariah is also carried out with Wakalah contracts so that the purchase of goods is not carried out directly by the bank, but the purchase of goods is represented to the customer by the bank. So that the financing carried out by BTPN Syariah does not fully use a murabahah contract, but becomes a wakalah wal murabahah contract on "Tepat Pembiayaan Syariah" financing product. Keywords: BTPN Syariah, Financing, Murabahah Contract
Co-Authors Abdus Salam, Abdus Adiba, Anggita Farah Ahmad Saifulloh Yusuf Amalia, Holisatul Anggraeni, Eka Sulistya Anisa Fitria Utami Anwar, Mochamad Rizal Arafat, La Ode Ahmad Ardelia, Davina Nasywa Asmara, Kiki Asmara, Kiky Aurora, Rif’ Aida Mirza Aziz, Rizqi Nurul Afifa Cendrawati, Vinda Cholid Fadil Darmawan, Muhammad Aditya Fadel, Adrian Faiqotul Himmah Febrian, Riska Febrianti, Fina Fajar Fironika, Firda Cahaya Fisardi, Delfi Miliani Saputri Fitri, Anisa Hafizhah, Aqilah Nur Isnaini Hartanti, Wulan Siska Dwi Ilmiawan, Muhammad Iqbal Imtihani, Evi Khairunisa, Siti Kurniawan, Muhammad Rizky Dwi Machfudloh, Nur Anis Majid, Alfi Aulia Mandasari, Virginia Mantika, Tri Yuni Marseto, Marseto Marshelynda, Alfia Rahmadhanti Mayla Farida Mentari Clara Dewanti, Mentari Clara Mufajar, Aniswatin Putri Nandina Fida Salsabilla Novianto, Satrio Pangesti, Anggita Mulia Permana, Yoga Permatasari, Siviana Pramita, Vena Tri Pratama, Mohammad Adi Pratiwi, Ayuntin Nonik Puteri, Natasha Arvanessa Putri, Evi Fortuna Sukiran Rachman, Jalaluddin Abdul Rachmaniyah, Bunga Ayufi Rahman, Moh Syaiful Ramadhika Handrawan, Muhammad Nizham Renny Oktafia, Renny Risdiandari, Nasya Ivana Ristiyono, Adinda Dwi Riyanti, Dini Rusdaryanti, Novieka Wahyu Putri Safi’i, M.Arief Salsabila, Syaila Setiawan, Mohammad Irvan Shelawati, Amanda Sinaga, Debora Theresia Wulan Sishadiyati Siti Nur Jannah Syarif, Muhammad Zulfan Taher, Lisanur Kholifah Tamami, Dita Soffiya Umtami, Anisa Fitria Wasesa, Aji Wati, Ika Murni Wulandari, Khotimah Tri Yulianti, Nura Zaky Al Hakim, Muhammad Rayhan Zebua, Michael