Claim Missing Document
Check
Articles

Found 2 Documents
Search
Journal : Madani: Multidisciplinary Scientific Journal

Pengaruh Likuiditas, Profitabilitas, dan Leverage Terhadap Stabilitas Keuangan: Menguji Interaksi Ukuran Perusahaan Alif, Gattuso Putra; Shalahuddin, Ahmad; Mustika, Uray Ndaru; Syahputri, Anggraini
Madani: Jurnal Ilmiah Multidisiplin Vol 3, No 6 (2025): July 2025
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.15809577

Abstract

Financial stability refers to the condition of a company's financial health in which it is able to allocate its financial resources effectively to prevent disruptions to the financial system. This study examines the effect of leverage, profitability, and liquidity on the financial stability of companies in the property and real estate industry, with corporate governance serving as a moderating variable. The data used in this research are derived from the annual reports of property and real estate companies listed on the Indonesia Stock Exchange for the period 2019–2023. The study involves a population of 150 companies, from which a sample of 30 companies was selected over a five-year analysis period. Data analysis was conducted using panel data regression with the assistance of EViews 12 software. Overall, this research makes a significant contribution to the financial management literature, particularly in understanding the role of company characteristics in strengthening the relationship between financial performance indicators and corporate stability. The findings are also expected to serve as a strategic reference for company management and investors in making more prudent and data-driven financial decisions.
Pengaruh Literasi Keuangan dan Faktor Demografi terhadap Perilaku Menabung Gen Z, dengan Moderasi Lifestyle Fahruna, Yulyanti; Dephary, Riatma Dita Perdana Sembiring; Mustika, Uray Ndaru; Syahputri, Anggraini
Madani: Jurnal Ilmiah Multidisiplin Vol 3, No 6 (2025): July 2025
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.15854260

Abstract

Saving behavior among Generation Z in Indonesia tends to be relatively low. One of the contributing factors is their close relationship with technology and social media, which influences their financial habits. In addition, the generally low level of financial literacy also plays a role in shaping their saving behavior.This study aims to examine whether financial literacy significantly influences the saving behavior of Generation Z in Indonesia and whether lifestyle serves as a moderating variable in this relationship. The research employs a quantitative approach, with data collection and analysis carried out using the SmartPLS 4.0.9.9 software. The testing includes assessments of validity, reliability, the coefficient of determination, and significance tests.The results indicate that financial literacy and demographic factors have a significant impact on saving behavior. However, lifestyle does not moderate the relationship between financial literacy and saving behavior, as its influence is limited. This research is expected to serve as a reference for policymakers to enhance financial literacy and promote saving behavior among the public.