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All Journal The Indonesian Accounting Review Veritas : Jurnal Teologi dan Pelayanan Al-Kharaj: Journal of Islamic Economic and Business Business, Economics and Entrepreneurship Enrichment : Journal of Management Ilomata International Journal of Management Jurnal Alwatzikhoebillah : Kajian Islam, Pendidikan, Ekonomi, Humaniora Jurnal Ekonomi dan Bisnis AJARCDE (Asian Journal of Applied Research for Community Development and Empowerment) ProBisnis : Jurnal Manajemen Pusaka : Journal of Tourism, Hospitality, Travel and Business Event Paulus Civil Engineering Journal Mutiara : Jurnal Ilmiah Multidisiplin Indonesia El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Journal of Ekonomics, Finance, and Management Studies International Journal of Economics, Business Management and Accounting
Wendy
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Religion Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Energy Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Social Sciences Transportation Other

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Optimisme yang Tidak Menjanjikan: Kajian terhadap Transhumanisme dari Perspektif Antropologi Kristen: An Unpromising Optimism: Examining Transhumanism from a Christian Anthropological Perspective Wendy; Alinurdin, David
Veritas : Jurnal Teologi dan Pelayanan Vol 20 No 1 (2021)
Publisher : Sekolah Tinggi Teologi SAAT

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36421/veritas.v20i1.408

Abstract

Transhumanism is a cultural and philosophical movement that sees humans as having the right and morphological freedom to evolve towards a posthuman state by radically modifying and enhancing human nature and capacity using the latest technologies such as genetic engineering, robotics, artificial intelligence, and nanotechnology. The posthuman that transhumanism craves is the human condition impervious to degeneration, disease, and even death. The end goal is to live longer or even immortal to enjoy unlimited happiness. By observing the development of the transhumanist agenda, there are concerns from scholars in the interdisciplinary fields of science, technology, and theology that humanity will be transformed by technology or even become marginalized and extinct. This article aims to examine transhumanism from Christian anthropology, which includes three aspects: the origin and nature of man, the reality of human life, and solutions to human problems. The results of the study show that the promise of transhumanism regarding human evolution with morphological freedom and self-determination to strive for progress towards a posthuman state is unpromising to achieve because human nature, which has fallen into sin, tends to destroy or exchange good for evil. The agenda and optimism of transhumanism to completely remove degeneration, disease, and death from human life by using the latest technology is impossible to realize because all these realities are the impact of the fall of man into sin, which can only be overcome by divine means through redemptive work of Christ which carries out the transformation of soul and body holistically
Pemanfaatan Agregat Sungai Latuppa Kecamatan Mungkajang Kota Palopo Dalam Campuran AC-WC Alpius; Dinulfy R. K. S, Lasty; Wendy
Paulus Civil Engineering Journal Vol. 5 No. 3 (2023): PCEJ Vol.5, No.3, September 2023
Publisher : Universitas Kristen Indonesia Paulus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52722/pcej.v5i3.701

Abstract

Jalan sebagai prasarana transportasi darat memberikan manfaat bagi masyarakat sehingga dapat dipergunakan dan mendukung dalam kegiatan sehari-hari seperti dalam bidang pendidikan, bisnis, kerja dan lainnya. Penelitian dengan penggunaan Batu Sungai Latuppa, Kecamatan Mungkajang, Kota Palopo pada campuran AC-WC dengan metode karakteristik terhadap filler, agregat halus dan kasar, lalu dilakukan penyusunan komposisi pada campuran AC-WC menggunakan uji Marshall. Berdasarkan pengujian diketahui bahwa karakteristik Agregat Sungai Latuppa dapat dikatakan memenuhi spesifikasi yang telah ditetapkan untuk bahan lapisan dari perkerasan jalan. Berdasarkan percobaan Marshall yang telah dilakukan, didapatkan spesifikasi campuran AC-WC dengan kadar aspal 5,5% sampai 7,5%. Untuk hasil KAO pada kadar 6,5% melalui Marshall Immersion test pada AC-WC didapatkan Stabilitas Marshall Sisa sebesar 95,85%.
The Effect of Risk Profile, Profitability, and Capital on Profit Growth of Indonesian Digital Banks Yulianingsih, Tanti; Listiana, Erna; Malini, Helma; Wendy; Giriati
Ilomata International Journal of Management Vol. 5 No. 1 (2024): January 2024
Publisher : Yayasan Ilomata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52728/ijjm.v5i1.981

Abstract

Digital Bank is a bank innovation that is very popular today because it provides convenience in transactions. The large number of digital bank enthusiasts makes researchers interested in researching the health of digital banks. This study will investigate how much influence the bank's health level has on the profit growth of digital banks, as measured by the risk profile using NPL and LDR indicators, GCG with institutional ownership, Profitability with ROA indicators, and Capital with CAR indicators. This study utilized panel data regression analysis techniques. The Population in this study are all digital banks registered on IDX, and sampling was performed using purposive sampling techniques, so there are nine banks as a sample from 20 banks. Secondary data research using documentation study methods and literature studies for data collection. This study relies on financial statements obtained from the official web pages of every digital bank and www.idx.co.id as its data source. The research results obtained are ROA was discovered to have a statistically significant positive impact on profit growth, while NPL, LDR, CAR, and GCG had no impact. LDR and ROA were discovered to have a statistically significant positive impact on GCG, whereas NPL and CAR had no impact. According to indirect testing, GCG could not mediate the relationship between NPL, LDR, ROA, and CAR on profit growth.
The Role of Brand Image in Mediating the Influence of Social Media Marketing and Product Quality on Purchase Decision Uniqlo in Indonesia Akbari, Rizki Zulfi; Wendy; Listiana, Erna; Hasanudin; Fauzan, Rizky
Ilomata International Journal of Management Vol. 5 No. 1 (2024): January 2024
Publisher : Yayasan Ilomata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52728/ijjm.v5i1.983

Abstract

Based on the implication that brand image serves as a mediator between social media marketing and purchase decisions, Uniqlo can maximize their social media approach. This could be improved online communication, marketing that tell stories, or the application of unique social media platform characteristics that improve brand perception. This study aims to investigate the relative influence of social media marketing, product quality, and brand image on purchasing decisions. The research design chosen was causal research with purposive sampling technique. A questionnaire given to participants who met the requirements was used in this study. In this survey, a 5-point Likert scale was used (1 meaning strongly disagree and 5 meaning strongly agree). The large sample collected and surveyed in this research consisted of 200 respondents. The samples involved were Uniqlo consumers based in Indonesia. Structural Equation Modeling (SEM) with the AMOS 24 statistical tool will be used to construct and assess the measurement model and structural model of the research design. This research has shown how social media marketing, product quality, and brand image all have a big relationship on consumers' purchase decisions to buy, both on direct influence or indirect influence mediated by brand image.
Determinants of Corporate Value in Indonesia: Testing the Interaction Effect of Firm Age Stevani; Wendy
Ilomata International Journal of Management Vol. 5 No. 3 (2024): July 2024
Publisher : Yayasan Sinergi Kawula Muda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61194/ijjm.v5i3.1174

Abstract

This study aims to examine the effect of capital structure, profitability, institutional ownership, and company size on corporate value in Indonesia, by considering firm age as a moderation variable. This research focuses on primary consumer sector companies on the Indonesia Stock Exchange (IDX) and obtained 295 panel data observations. Moderated regression analysis is used to estimate the interaction model of firm age on the relationship between independent variables and corporate value. The results showed that capital structure and company size had a positive influence on company value, while profitability and institutional ownership did not have a significant influence. Furthermore, firm age moderates the capital structure, as well as changes the direction of influence of institutional ownership and firm size on firm value. However, firm age does not moderate the influence of profitability on firm value. The implication of this study is the importance of considering other firm value proxies, as well as the need for grouping and testing in different economic conditions to increase the external validity.
Testing Interaction Effect of Firm Size on Net Trade Credit: Another Perspective from Indonesian Capital Market Andre; Wendy
Ilomata International Journal of Management Vol. 5 No. 3 (2024): July 2024
Publisher : Yayasan Sinergi Kawula Muda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61194/ijjm.v5i3.1186

Abstract

This research takes a different perspective by only using trade credit from third-party transactions. This research uses primary consumer sector corporates listed on the Indonesia Stock Exchange with a purposive sampling method, obtaining a total of 235 data points. The results of this study indicate that capital structure and efficiency positively affect net trade credit. Conversely, firm age has a negative affect net trade credit When interacted with firm size, the firm age significantly has a positive effect on net trade credit. Meanwhile, efficiency consistently has a positive effect on net trade credit. The interaction effect of firm size on these factors tends to weaken. This study provides implications for the importance of using trade credit from third parties as creditworthiness, as well as further evidence regarding formal financing in the redistribution theory in Indonesian corporations.
Determinants of Personal Financial Distress: Testing the Interaction Effect of Financial Self-efficacy Angelica, Cinthia; Heriyadi; Wendy; Giriati; Mustaruddin
Ilomata International Journal of Management Vol. 6 No. 2 (2025): April 2025
Publisher : Yayasan Sinergi Kawula Muda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61194/ijjm.v6i2.1514

Abstract

Several students face financial distress that impacts their performance, mental health, academic progress, and difficulty achieving their financial obligations. Some factors, such as differential needs, cause females to have higher levels of personal financial distress than males. Financial Literacy affects the level of personal financial distress among undergraduate students. Lack of financial Literacy, uncertain income, and excessive anxiety can cause some mistakes in making financial decisions and end up with personal financial distress. This study aims to ascertain correlation between gender, income, anxiety, financial literacy and personal financial distress, and examines the moderating effect of financial self-efficacy. This study using quantitative research methodology, the data was tested using SPSS software. The findings of this study indicate that low income, anxiety, and financial literacy significantly affect personal financial distress. financial self-efficacy only moderates the relationship between financial literacy and personal financial distress. Undergraduate students with high financial literacy supported with high financial self-efficacy can reduce their risk of experiencing personal financial distress. Educational institutions can use these findings to design financial education programs to improve student welfare. This study is limited by the sample may not represent the wider population. For future researchers are recommended to using a larger scope of respondents and more predictors.
Boosting Profitability Through Green Finance, CSR, and Capital Structure: The Moderating of The Board of Directors Amiarti, Dela; Fahruna, Yulyanti; Wendy; Giriati; Mustaruddin
Ilomata International Journal of Management Vol. 6 No. 2 (2025): April 2025
Publisher : Yayasan Sinergi Kawula Muda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61194/ijjm.v6i2.1537

Abstract

This study aims to examine the effects of implementing green finance, corporate social responsibility (CSR), and capital structure on profitability, with the board of directors as a moderating variable. The research focuses on energy sector companies listed on the Indonesia Stock Exchange (IDX) from 2019 to 2023. The combination of green finance with corporate social responsibility (CSR) in this study is uncommon in previous studies. In this case, green finance is more concerned with the environment, whereas corporate social responsibility (CSR) is more focused on social issues. Conducted as a quantitative study, the sample selection employed purposive sampling. Secondary data was collected from annual reports and sustainability reports, accessed via www.idx.co.id and the respective companies' official websites The study’s findings reveal that green finance does not significantly impact profitability, while CSR has a positive and significant effect on profitability. Capital structure, on the other hand, has a significant negative impact on profitability. As a moderating variable, the board of directors does not moderate the relationship between green finance and profitability. However, it weakens the positive impact of CSR on profitability and strengthens the negative impact of capital structure on profitability. The implications of this study provide empirical insights into the influence of green finance, CSR, and capital structure on profitability levels. Additionally, the interaction effect analysis suggests that the board of directors plays a strategic role in decision-making related to resource allocation with a sustainability orientation.
PERAN LITERASI KEUANGAN DALAM MEMODERASI EFEK INTERNAL LOCUS OF CONTROL TERHADAP KEPUTUSAN KEUANGAN PRIBADI Vinsensius; Wendy
Business, Economics dan Entrepreneurship Vol 6 No 2 (2024): Business, Economics and Entrepreneurship
Publisher : Institut Shanti Bhuana, Program Studi Kewirausahaan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46229/bee.v6i2.964

Abstract

Penelitian ini menganalisis pengaruh faktor internal locus of control terhadap keputusan keuangan pribadi di Kalimantan Barat, dengan literasi keuangan sebagai variabel moderasi. Berdasarkan survei kuantitatif terhadap 295 responden, hasil penelitian menunjukkan bahwa internal locus of control berpengaruh positif dan signifikan terhadap keputusan keuangan pribadi. Literasi keuangan memiliki pengaruh signifikan secara langsung terhadap keputusan keuangan pribadi, sehingga ditemukan moderasi prediktor, namun tidak memoderasi pengaruh internal locus of control terhadap keputusan keuangan pribadi. Temuan ini memberikan kontribusi penting bagi pengembangan program edukasi literasi keuangan yang dapat membantu masyarakat mengambil keputusan keuangan lebih bijak dan meningkatkan kesejahteraan mereka.
Financial Technology Adoption Behavior in West Kalimantan: Examining the Role of Financial Literacy Ayub, Jhon Stone Esau; Wendy
Ilomata International Journal of Management Vol. 6 No. 3 (2025): July 2025
Publisher : Yayasan Sinergi Kawula Muda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61194/ijjm.v6i3.1727

Abstract

This study examines how financial literacy influences financial technology adoption among Generation Z and Millennials in West Kalimantan. Despite the fintech industry's rapid growth revolutionizing financial services, challenges persist in young generations' understanding of financial products. The research addresses the primary issue of low financial literacy levels in West Kalimantan compared to national averages, which hinders effective financial decision-making. Using a quantitative survey approach, the study collected data from 233 Generation Z and Millennial respondents in West Kalimantan. Questionnaires gathered demographic information and indicators related to financial literacy and behavioral intention to adopt fintech. Data analysis employed Structural Equation Modeling with a Partial Least Squares approach using SmartPLS 3 software. Results reveal that financial literacy as a moderating variable shows a positive trend but does not significantly affect behavioral intention to adopt fintech. The findings suggest that Generation Z and Millennials in West Kalimantan adopt fintech primarily due to perceived benefits, ease of use, work-related utility, and self-control rather than financial knowledge. The study emphasizes the importance of enhancing financial literacy for optimal fintech service utilization among young generations. Higher financial literacy levels correlate with increased behavioral intention to adopt fintech services. This research highlights the need for more effective financial education programs targeting young generations to promote wiser fintech usage. The key conclusion underscores that improving financial literacy is essential for broader and more sustainable fintech adoption in the region
Co-Authors AHMADI Akbari, Rizki Zulfi Alpius Amiarti, Dela Ana Fitriana Ananda, Tasya Yusna Andre Angelica, Cinthia Anggraini Syahputri Anwar Azazi Arifianto, Chandra F. Ayub, Jhon Stone Esau Chandra Daud, Ilzar David Alinurdin Eka, Yuliana Yuspita Endang Kristiawati, Endang Erna Listiana Erna Listiana Fahruna, Yulyanti Fauzan, Rizky Giriati Hasanudin Helma Malini Helma Malini Helma Malini, Helma Heriyadi IB Hariyanto, Oda Khristina Yunita Lasty Dinulfy R.KS M. Irfani Hendri Muhammad Nurwahyudi Mustaruddin Mustaruddin Saleh Mustarudin Mustika, Uray Ndaru Nazar, Shinta N. Nurhidayah, Indania Patricia, Vanessa Ratih Anggraini, Ratih Riakbar, Bima Rojulmubin, Fadli Sihombing , Dame Afrina Stevani Sukhesy Eka Putri Syahbandi Syahputri, Anggraini Uray Ndaru Mustika Vinsensius Yuli Yulianingsih, Tanti