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All Journal Veritas : Jurnal Teologi dan Pelayanan Al-Kharaj: Journal of Islamic Economic and Business Business, Economics and Entrepreneurship Enrichment : Journal of Management Jurnal Alwatzikhoebillah : Kajian Islam, Pendidikan, Ekonomi, Humaniora Jurnal Ekonomi dan Bisnis AJARCDE (Asian Journal of Applied Research for Community Development and Empowerment) Pusaka : Journal of Tourism, Hospitality, Travel and Business Event Paulus Civil Engineering Journal Mutiara : Jurnal Ilmiah Multidisiplin Indonesia El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam International Journal of Economics, Business Management and Accounting MABIS
Wendy
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Religion Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Energy Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Social Sciences Transportation Other

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Optimisme yang Tidak Menjanjikan: Kajian terhadap Transhumanisme dari Perspektif Antropologi Kristen: An Unpromising Optimism: Examining Transhumanism from a Christian Anthropological Perspective Wendy; Alinurdin, David
Veritas : Jurnal Teologi dan Pelayanan Vol 20 No 1 (2021)
Publisher : Sekolah Tinggi Teologi SAAT

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36421/veritas.v20i1.408

Abstract

Transhumanism is a cultural and philosophical movement that sees humans as having the right and morphological freedom to evolve towards a posthuman state by radically modifying and enhancing human nature and capacity using the latest technologies such as genetic engineering, robotics, artificial intelligence, and nanotechnology. The posthuman that transhumanism craves is the human condition impervious to degeneration, disease, and even death. The end goal is to live longer or even immortal to enjoy unlimited happiness. By observing the development of the transhumanist agenda, there are concerns from scholars in the interdisciplinary fields of science, technology, and theology that humanity will be transformed by technology or even become marginalized and extinct. This article aims to examine transhumanism from Christian anthropology, which includes three aspects: the origin and nature of man, the reality of human life, and solutions to human problems. The results of the study show that the promise of transhumanism regarding human evolution with morphological freedom and self-determination to strive for progress towards a posthuman state is unpromising to achieve because human nature, which has fallen into sin, tends to destroy or exchange good for evil. The agenda and optimism of transhumanism to completely remove degeneration, disease, and death from human life by using the latest technology is impossible to realize because all these realities are the impact of the fall of man into sin, which can only be overcome by divine means through redemptive work of Christ which carries out the transformation of soul and body holistically
Pemanfaatan Agregat Sungai Latuppa Kecamatan Mungkajang Kota Palopo Dalam Campuran AC-WC Alpius; Dinulfy R. K. S, Lasty; Wendy
Paulus Civil Engineering Journal Vol. 5 No. 3 (2023): PCEJ Vol.5, No.3, September 2023
Publisher : Universitas Kristen Indonesia Paulus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52722/pcej.v5i3.701

Abstract

Jalan sebagai prasarana transportasi darat memberikan manfaat bagi masyarakat sehingga dapat dipergunakan dan mendukung dalam kegiatan sehari-hari seperti dalam bidang pendidikan, bisnis, kerja dan lainnya. Penelitian dengan penggunaan Batu Sungai Latuppa, Kecamatan Mungkajang, Kota Palopo pada campuran AC-WC dengan metode karakteristik terhadap filler, agregat halus dan kasar, lalu dilakukan penyusunan komposisi pada campuran AC-WC menggunakan uji Marshall. Berdasarkan pengujian diketahui bahwa karakteristik Agregat Sungai Latuppa dapat dikatakan memenuhi spesifikasi yang telah ditetapkan untuk bahan lapisan dari perkerasan jalan. Berdasarkan percobaan Marshall yang telah dilakukan, didapatkan spesifikasi campuran AC-WC dengan kadar aspal 5,5% sampai 7,5%. Untuk hasil KAO pada kadar 6,5% melalui Marshall Immersion test pada AC-WC didapatkan Stabilitas Marshall Sisa sebesar 95,85%.
PERAN LITERASI KEUANGAN DALAM MEMODERASI EFEK INTERNAL LOCUS OF CONTROL TERHADAP KEPUTUSAN KEUANGAN PRIBADI Vinsensius; Wendy
Business, Economics dan Entrepreneurship Vol 6 No 2 (2024): Business, Economics and Entrepreneurship
Publisher : Institut Shanti Bhuana, Program Studi Kewirausahaan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46229/bee.v6i2.964

Abstract

Penelitian ini menganalisis pengaruh faktor internal locus of control terhadap keputusan keuangan pribadi di Kalimantan Barat, dengan literasi keuangan sebagai variabel moderasi. Berdasarkan survei kuantitatif terhadap 295 responden, hasil penelitian menunjukkan bahwa internal locus of control berpengaruh positif dan signifikan terhadap keputusan keuangan pribadi. Literasi keuangan memiliki pengaruh signifikan secara langsung terhadap keputusan keuangan pribadi, sehingga ditemukan moderasi prediktor, namun tidak memoderasi pengaruh internal locus of control terhadap keputusan keuangan pribadi. Temuan ini memberikan kontribusi penting bagi pengembangan program edukasi literasi keuangan yang dapat membantu masyarakat mengambil keputusan keuangan lebih bijak dan meningkatkan kesejahteraan mereka.
Determinant of Firm Value and the Role of Firm Size as a Moderating Variable: Empirical Evidence from Top 100 Listed Companies in Indonesia Eka, Yuliana Yuspita; Azazi, Anwar; Syahbandi; Wendy; Mustika, Uray Ndaru
International Journal of Economics, Business Management and Accounting (IJEBMA) Vol. 7 No. 2 (2025): July 2025
Publisher : MultiTech Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59890/ijebma.v7i2.3091

Abstract

Firm value reflects investors’ confidence in a company’s management capabilities, ultimately affecting their financial returns. Assessing a firm's value is crucial for investment decisions as it shapes investor perceptions. This research aims to examine the influence of profitability, tax planning, and leverage on firm value in Indonesian companies listed on the Kompas 100 index, with firm size as a moderating variable. The samples were selected using purposive sampling, yielding 222 observations from 37 companies. The panel data were analyzed using moderated regression analysis with EViews 13. The findings reveal that whereas leverage has no appreciable beneficial effect on firm value, profitability and tax planning do. Furthermore, firm size significantly moderates these relationships, enhancing the positive effects of profitability and tax planning, and mitigating the negative impact of leverage on firm value. This research implies that in corporate management should prioritize profitability through operational efficiency and sustainable growth strategies, and utilize legal and efficient tax planning to enhance firm value
ANALISIS RASIO PROFITABILITAS DAN RASIO LIKUIDITAS DALAM MENGUKUR KINERJA KEUANGAN PT ADHI KARYA 2017-2021 Rojulmubin, Fadli; Nurhidayah, Indania; Wendy; Arifianto, Chandra F.; Nazar, Shinta N.
Jurnal Ekonomi dan Bisnis Vol 15 No 2 (2023): JEB Vol 15 No 2 Juli 2023
Publisher : Sekolah Tinggi Ilmu Ekonomi Port Numbay Jayapura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55049/jeb.v15i2.218

Abstract

Kinerja keuangan merupakan suatu penggambaran tentang bagaimana kondisi keuangan di perusahaan tersebut apakah dalam kondisi yang baik atau tidak, serta didalamnya menyangkut aspek bagaimana dana di perusahaan tersebut disalurkan, yang biasanya diukur melalui indikator kecukupan modal, likuiditas serta profitabilitas. Tujuan analisis ini untuk mengetahui perbandingan kinerja keuangan pada PT Adhi Karya pada tahun 2017-2021 yang ditinjau dari Rasio Likuiditas yang dilihat dari Current Ratio, Quick Ratio, Cash Ratio, serta Cash Turnover Ratio. Serta Rasio Profitabilitas yang dilihat dari Gross Profit Margin, Net Profit Margin, Return On Asset, dan Return On Equity. Data dan informasi untuk analisis ini didapat dari Bursa Efek Indonesia serta website perusahaan PT Adhi Karya.
Pengaruh Social Media Marketing dan Lifestyle terhadap Purchase Decisions melalui Brand Awareness Chandra; Wendy; Ahmadi; Erna Listiana; Ana Fitriana
Mutiara: Jurnal Ilmiah Multidisiplin Indonesia Vol. 3 No. 3 (2025): JIMI - JULI
Publisher : PT. PENERBIT TIGA MUTIARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61404/mutiara.v3i3.401

Abstract

This study aims to comprehensively investigate the influence of Social Media Marketing and Lifestyle on consumer Purchase Decisions, with Brand Awareness serving as a mediating variable that plays a pivotal role in the consumer decision-making process. The research adopts a causal-quantitative design, intended to identify and test the causal relationships among the predetermined variables. Primary data were collected through the distribution of questionnaires to 130 respondents, consisting of customers of CW Coffee in Pontianak City, West Kalimantan. Data analysis was conducted using the Structural Equation Modeling (SEM) technique based on Partial Least Squares (PLS), operated through SmartPLS 4 software, which facilitates simultaneous evaluation of both the measurement model (outer model) and the structural model (inner model). The model estimation results indicate that both Social Media Marketing and Lifestyle exert a positive and statistically significant effect on Brand Awareness, and contribute both directly and indirectly to Purchase Decisions. Furthermore, Brand Awareness is empirically validated as a partial mediator that reinforces the relationship between the independent variables and the dependent variable. The theoretical implications of these findings underscore that enhancing brand exposure through strategic social media engagement and contextually understanding contemporary consumer Lifestyles are critical determinants in shaping strong brand perceptions and driving purchase intention and realization. Consequently, this study offers practical contributions for business practitioners in formulating digital marketing strategies based on the integration of consumer values and the optimization of digital communication channels, thereby enhancing market penetration effectiveness and fostering long-term customer loyalty.
Investasi Asing Langsung dan Pertumbuhan Ekonomi di Negara OKI: Peran Moderasi Stabilitas Politik Muhammad Nurwahyudi; Wendy; Anggraini Syahputri; Anwar Azazi; Uray Ndaru Mustika
Mutiara: Jurnal Ilmiah Multidisiplin Indonesia Vol. 3 No. 3 (2025): JIMI - JULI
Publisher : PT. PENERBIT TIGA MUTIARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61404/mutiara.v3i3.402

Abstract

Economic growth is a key indicator in assessing a country's ability to sustainably increase the output of goods and services. This study aims to analyze the effect of trade openness (TO) and the interaction between foreign direct investment (FDI) and political stability (PS) on economic growth in member countries of the Organization of Islamic Cooperation (OIC). The study utilizes panel data from 30 OIC member countries over the period 2005–2023, sourced from the World Bank’s World Development Indicators (WDI). The analytical method employed is panel data regression using the Fixed Effect Model (FEM) to control for individual heterogeneity across countries, as well as Moderated Regression Analysis (MRA) to test the moderating role of PS in the relationship between FDI and economic growth. The estimation results show that both TO and FDI have a positive and significant impact on economic growth. However, the interaction between FDI and PS exhibits a negative and significant effect, which contradicts conventional theoretical expectations that political stability should enhance the positive impact of FDI. These findings suggest that in several OIC countries, despite relatively low political stability, FDI continues to flow in response to economic opportunities, strategic interests, or domestic market appeal. In other words, political instability does not always serve as a major barrier to foreign investment, especially when the economic potential remains high. Moreover, FDI under such conditions may serve as an important instrument to strengthen international economic cooperation, expand production capacity, and drive long-term economic growth. These findings provide strategic implications for the formulation of investment and institutional stability policies in OIC countries.
The influence of financial technology and capital adequacy ratio (CAR) on the financial performance of bank Patricia, Vanessa; Daud, Ilzar; Malini, Helma; Wendy; Syahputri, Anggraini
Enrichment : Journal of Management Vol. 13 No. 5 (2023): December
Publisher : Institute of Computer Science (IOCS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35335/enrichment.v13i5.1695

Abstract

The primary objective of the inquiry is to examine the impact of capital adequacy ratios and financial technology on banks' financial performance. This study utilised Capital Adequacy Ratio and Financial Technology as measured by Mobile Banking as independent variables. In this study, Financial Performance as determined by Return On Assets is the dependent variable, and the mediator variable is bank operational efficiency. The methodology used is a quantitative approach employing multiple regression analysis techniques. This analysis uses data from PT Mandiri Bank from 2018 to 2022. This investigation utilises secondary data as its source of information. Secondary data was extracted from Mandiri Bank's annual financial statements. The impact of mobile banking and capital adequacy ratio on return on assets is negligible and positive, respectively. Meanwhile, the ratio of Operational Costs to Operational Income has no impact on Mobile Banking's effect on ROA. There is no discernible effect of adjusting variable operational costs against operational income on the correlation between the capital adequacy ratio and return on assets
The Role of Financial Literacy and Entrepreneurial Orientation on MSME Sustainability: The Mediating Effect of E-Commerce Kristiawati, Endang; Giriati; Wendy; Malini, Helma
AJARCDE (Asian Journal of Applied Research for Community Development and Empowerment) Vol. 8 No. 2 (2024)
Publisher : Asia Pacific Network for Sustainable Agriculture, Food and Energy (SAFE-Network)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29165/ajarcde.v8i2.383

Abstract

MSMEs play an important role, but there are still many problems to improve their performance. The effect of financial literacy and entrepreneurial orientation on general performance is the purpose of this study. This research was conducted at MSMEs in Pontianak City and Singkawang City. The research method used is descriptive quantitative. Quantitative research is an attempt by a researcher to gain knowledge by providing data in the form of numbers which will then be used to analyze information. The data used in this research is primary data. The soil test results show that the significance value of the two-tailed test is 0.00 <0.05, so e-commerce can mediate the effect of financial literacy on MSME performance. The Sobel test results also show that the significance value of the two-tailed test is 0.00 <0.05, so e-commerce can mediate the effect of Entrepreneurial Orientation on MSME performance. Understanding financial literacy and the use of e-commerce will help MSMEs manage their finances and leverage business opportunities more effectively, as well as make it easier to access financial resources needed for business sustainability.
Cognitive Bias Terhadap Keputusan Investasi Saham: Literasi Keuangan Sebagai Moderasi Sukhesy Eka Putri; Wendy; Helma Malini
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 3 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i3.6679

Abstract

This research analyzes the influence of the relationship between Cognitive Bias on Investment Decisions which is moderated by Financial Literacy. Data was collected through a questionnaire and analyzed using Smart PLS version 3.2.9 which consists of testing the outer model and inner model. Sampling used purposive sampling, where respondents had investment experience of 1 year, ages ranging from 20 years to 43 years. This research produced 200 respondents who met the criteria. Representative, availability and anchoring have a significant positive influence on investment decisions. Likewise, financial literacy as moderation has a positive influence on investment decisions. However, financial literacy as moderation does not, namely weakening the relationship between representative, availability and anchoring.
Co-Authors Agustinus Tantiono AHMADI Akbari, Rizki Zulfi Alpius Amiarti, Dela Ana Fitriana Andre Angelica, Cinthia Anggraini Syahputri Anwar Azazi Arifianto, Chandra F. Ayub, Jhon Stone Esau Chandra Daud, Ilzar David Alinurdin Eka, Yuliana Yuspita Endang Kristiawati, Endang Erna Listiana Erna Listiana Fahruna, Yulyanti Fauzan, Rizky Giriati Hasanudin Helma Malini Helma Malini, Helma Heriyadi IB Hariyanto, Oda Lasty Dinulfy R.KS M. Irfani Hendri Muhammad Nurwahyudi Mustaruddin Mustarudin Mustika, Uray Ndaru Nazar, Shinta N. Nurhidayah, Indania Patricia, Vanessa Ratih Anggraini, Ratih Riakbar, Bima Rojulmubin, Fadli Sihombing , Dame Afrina Stevani Sukhesy Eka Putri Syahbandi Syahputri, Anggraini Uray Ndaru Mustika Vinsensius Yuli Yulianingsih, Tanti