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All Journal EL-MUHASABA An-Nisbah: Jurnal Ekonomi Syariah Al-Masharif: Jurnal Ilmu Ekonomi dan Keislaman Jurnal Iqtisaduna Share: Jurnal Ekonomi dan Keuangan Islam IBDA': Jurnal Kajian Islam dan Budaya el-Jizya: Jurnal Ekonomi Islam Edukasia: Jurnal Pendidikan dan Pembelajaran Journal of Accounting Inquiry An-Nisbah: Jurnal Ekonomi Syariah Journal of Islamic Education Management Research Al-masharif: Jurnal Ilmu Ekonomi dan Keislaman PESHUM
Satibi, Ibi
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Religion Arts Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences Other

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PROSPECTS AND PROBLEMS OF WAQF IN INDONESIA Caniago, Muhammad Ali Imran; Satibi, Ibi
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 12, No 1 (2024)
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/masharif.v12i1.10884

Abstract

The aim of this research is to describe the prospects and problems of waqf in Indonesia. This research uses descriptive qualitative methods. The research results show that Waqf in Indonesia has quite large potential, in 2022 there will be 440,512 points of waqf land in Indonesia with a total area of 57,263.69 hectares. If these assets are used productively, the potential is very large, around 19.4% of Indonesia's gross domestic product. Apart from that, the potential for cash waqf is estimated to reach 180 trillion rupiah per year. Apart from the great potential, there are problems with waqf in Indonesia, namely: Nadir's low understanding of waqf principles, law, management and Nadir's profession not yet being the main profession are the causes of the low quality of Nadir's waqf in Indonesia. Apart from that, Wakif's limited understanding of the concept, law and objectives of waqf is also part of the problems of waqf in Indonesia. Likewise, low public knowledge about waqf causes waqf assets in the community to not be managed well and productively. Waqf management in Indonesia tends to be traditional, the waqf certification process is complicated, coordination between institutions is weak, the use of waqf assets is not yet productive, government policies and supervision regarding the use of existing assets are not optimal, thus causing conflicts over waqf land.
Kebijakan Sertifikasi Wakaf di Indonesia dalam Pembangunan Berkelanjutan: Peluang dan Tantangan Aminuddin; wibowo, Wahyu; Choiri, Ahmad; Ariga, Adi; Satibi, Ibi
PESHUM : Jurnal Pendidikan, Sosial dan Humaniora Vol. 4 No. 2: Februari 2025
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/peshum.v4i2.7914

Abstract

Abstract: Waqf is a unique Islamic economic instrument that functions to distribute social benefits sustainably. However, the management of waqf in Indonesia faces challenges, particularly related to certification that provides legal certainty over waqf assets. This certification is crucial for optimizing the utilization of assets and enhancing transparency and accountability in their management. Without certification, waqf assets are vulnerable to ownership disputes and ineffective management. The waqf certification policy in Indonesia has evolved since the issuance of Government Regulation No. 28 of 1977, with various regulations released by the government to expedite the registration and certification process of waqf land. This study aims to identify the challenges and opportunities within the waqf certification policy and provide recommendations for more efficient policy development towards sustainable development. The findings indicate that despite existing barriers in the certification process, there are also opportunities to improve waqf management through collaboration among institutions and increased public awareness regarding the importance of certification
Harnessing Fintech for ZIS Payment in Indonesia: A Millennial Perspective Sari, Dia Purnama; Satibi, Ibi; Haris, Abdul; Qoyum, Abdul
Share: Jurnal Ekonomi dan Keuangan Islam Vol. 12 No. 2 (2023)
Publisher : Faculty of Islamic Economics and Business, Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/share.v12i2.15792

Abstract

Indonesia, a nation with a population of over 70 million millennials, presents immense potential for the fintech sector to transform payments related to Zakat, Infaq, and Sadaqah (ZIS). This study investigates the factors influencing millennial adoption of digital platforms for ZIS payments in Java, Indonesia. Building upon the Unified Theory of Acceptance and Use of Technology (UTAUT-2), a novel model incorporating religiosity as a predictor of fintech-based ZIS payment intent is proposed. Utilizing a quantitative approach, primary data was collected from 165 Javanese millennials via a geographically diverse survey. Subsequent analysis, employing the Partial Least Square-Structural Equation Model (PLS-SEM) with WarpPLS Version 8.0 software, revealed significant positive influences on ZIS payment intent through fintech, stemming from performance expectancy, social influence, facilitating conditions, and established habits. Notably, religiosity emerged as a potent determinant. Conversely, effort expectancy, hedonic motivation, and price value exhibited no statistically significant impact. This research contributes significantly to the development of consumer behavior models by validating the determinants of fintech-based ZIS payment intentions. Furthermore, it underscores the crucial role of digital marketing in ZIS endeavors, advocating for the strategic utilization of social media platforms to foster millennial engagement. The findings pave the way for a flourishing digital ecosystem of ZIS giving, empowering a new generation of Indonesian Muslims to fulfill their religious obligations through convenient and impactful means.==============================================================================================================ABSTRAK – Pemanfaatan Fintech Untuk Pembayaran ZIS di Indonesia: Perspektif Milenial. Indonesia, dengan jumlah milenial lebih dari 70 juta orang, mempunyai potensi yang sangat besar bagi pengadopsian financial technology (fintech) ke dalam sistem pembayaran Zakat, Infak, dan Sedekah (ZIS). Penelitian ini bertujuan untuk menginvestigasi faktor-faktor yang mempengaruhi milenial, khususnya di Pulau Jawa, dalam memanfaatkan fintech untuk membayar zakat, infak, dan sedekah (ZIS). Penelitian ini memodifikasi Unified Theory of Acceptance and Use of Technology (UTAUT-2) dengan menambahkan variabel religiositas pada model sebagai penentu niat berperilaku dalam membayar ZIS melalui platform berbasis fintech. Penelitian ini menggunakan pendekatan kuantitatif dimana data primer diperoleh dari 165 kuesioner yang didistribusikan kepada milenial yang berdomisili di seluruh provinsi dalam Pulau Jawa. Data dianalisis dengan Partial Least Square-Structural Equation Model (PLS-SEM) dengan perangkat lunas WarpPLS Versi 8.0. Hasil penelitian ini menunjukkan bahwa variabel ekspektasi kinerja, pengaruh sosial, kondisi yang memfasilitasi, dan kebiasaan berpengaruh positif dan signifikan terhadap niat membayar ZIS melalui fintech. Secara khusus, religiositas muncul sebagai penentu yang kuat. Sebaliknya, ekspektasi usaha, motivasi hedonik, dan nilai harga tidak menunjukkan dampak yang signifikan secara statistik. Studi ini berimplikasi pada pengembangan model perilaku konsumen dan memperluas validitas determinan niat perilaku membayar ZIS melalui fintech. Selain itu, penelitian ini menunjukkan pentingnya paradigma pemasaran digital untuk ZIS dengan mengoptimalkan berbagai platform media sosial guna mendorong keterlibatan kaum milenial. Hasil ini membuka jalan bagi perkembangan ekosistem digital untuk pembayaran ZIS dan memfasilitasi generasi Muslim milenial Indonesia untuk memenuhi kewajiban agama mereka melalui cara yang lebih nyaman dan bermakna.
Co-Authors Abdul Haris Abdul Qoyum Ahmad Choiri Aminuddin Ariga, Adi Bermawy Munthe Caniago, Muhammad Ali Imran Farhati, Farhati fitriyanto, nur Hisyam Zaini Holilulloh, Andi Ilahi, Viliana Nanda Mahmudah Maulana, Nora Misnen Ardiansyah, Misnen Muhammad Ghafur Wibowo, Muhammad Ghafur Muslimah, Khoirotul Sabarudin Sabarudin Sari, Dia Purnama Shabur, Usman Wahyu Wibowo Yusuf, Muhammad Zulfikar