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Kusuma, Airlangga Surya
Faculty Of Economics And Business, Universitas Pembangunan Nasional Veteran Jakarta
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Pemberdayaan KPM PKH melalui Pendidikan dan Pengaturan Ekonomi Keluarga Warsidi Warsidi; Airlangga Surya Kusuma; Faizi Faizi; Jubei Levianto; Abdul Aji Kresna Tri Anggara
Jurnal Pustaka Dianmas Vol 6, No 1 (2026)
Publisher : Universitas Prof. Dr. Moestopo (Beragama)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32509/dianmas.v6i1.7600

Abstract

Beneficiaries of the Family Hope Program (PKH) require practical empowerment not only in receiving social assistance, but also in transforming the assistance into better family welfare through education-oriented priorities and household economic management. This community engagement program aimed to strengthen the understanding of PKH beneficiary families in Tanjungbaru Village, Cikarang Timur, Bekasi, regarding education planning, income and expense recording, monthly budgeting, debt control, and emergency fund preparation. The activity was conducted offline on 17 April 2026 and involved 23 PKH beneficiaries. The method consisted of preparation and coordination, a pre-test, interactive socialization, discussion of household financial cases, and a post-test. The results showed an increase in participants’ average score from 1.93 in the pre-test to 3.96 in the post-test, or an average improvement of 2.03 points. The most visible improvements occurred in participants’ understanding of education fund planning, debt management, emergency funds, and business capital planning. These findings indicate that structured and contextual financial education can improve the capacity of PKH beneficiary families to regulate household expenditure, prioritize children’s education, and reduce the risk of unproductive debt. Sustainable mentoring involving PKH facilitators and local community actors is recommended to ensure behavioral changes and long-term welfare improvement.
Co-Authors Adams, Ravi Aji Kresna Tri Anggara, Abdul Ana Kuswanti Anannty, Sindy Febriana Arinda. P, Nabilla Arkaan Sunyoto, Muhammad Faturrohman Astuti, Miguna Athallah, Narayana Alif Atmadja, Hafizh Fadhilah Avianti, Dina Azzahra, Ratna Diva Caroline, Fadiah Syifa Dyas, Azhalia Erfandi Erfandi Fadhli Suko Wiryanto Fairuz, Cantika Deanda Faizi Faizi Faizi Faizi Faizi, Faizi Hafizh Fadhilah Atmadja Handoko, Irfan Hardo Firmana Given Grace Manik Iskandar, Fachdieral Nuradza Jenji Gunaedi Argo Jerry Marmen Jubei Levianto Jubei Levianto Levianto, Jubei Mali, Lazarus Valdino Ndopo Manik, Hardo Firmana Given Grace Marlina Marlina Masbait, David Salomo Matondang, Nurhafifah Muhammad Faturrohman Arkaan Sunyoto Muhardi, Naufal Pratama Mukti, Dea Vanesya Pisi Bethania Titalessy Priambodo, Ary Purwanto Widodo Purwanto Widodo Purwanto Widodo Putri, Adelia Syafira Rachmat, Fachri Aulia Rangga Almahendra Rayi. E, Syafa’ Retno Dyah Kusumastuti, Retno Dyah Revalina, Aisyah Rionanda, Rayssa Az Zahra Safitri, Dheariani Salma Asla Salsabila Praza Salma Asla Salsabila Praza SITI MARYAM Siti Maryam Siti Maryam Soeratin, Harry Zacharias Syahbani, Rafli Syawalita, Naia Warsidi Warsidi