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Journal : Gorontalo Development Review

The Role of Inflation and The Performance of Rural Banks on Indonesia’s Economic Growth Saat, Tito Arfandi; Harahap, Erni Febrina
Gorontalo Development Review Volume 7 Nomor 1 April 2024
Publisher : Universitas Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32662/golder.v0i0.3315

Abstract

The purpose of this study is to evaluate the impact of inflation and Rural Banks' (BPR) performance—that is, their assets, credit, and third-party funding—on Indonesia's economy. For the years 2014–2020, panel data regression using a fixed effect model approach is the technique employed. Secondary data from the Financial Services Authority (OJK), Central Statistics Agency (BPS), and other relevant organizations were used in this investigation. The findings indicated, in part, that the credit variable had a significant coefficient value of 0.119, the inflation variable had a significant coefficient value of -0.033, the asset variable had a significant coefficient value of -0.006, and the third party fund variable had an insignificant coefficient value of 0.064. At the same time demonstrating how the variables of assets, third-party funding credit, and inflation all influence Indonesia's economic variables at the same time. A coefficient of determination of 0.99 is attained. Then, these findings demonstrate that the variables of inflation, assets, credit, and third-party funds account for 99 percent of the variation in economic variables' growth and fall, with other factors outside the model influencing the remaining 1%.
Panel Data: Study Of Income Inequality In West Sumatra Harahap, Erni Febrina; Yenti, Cintia Darma; Natasya, Natasya; Yusuf, Akmal
Gorontalo Development Review Volume 8 Nomor 1 April 2025
Publisher : Universitas Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32662/golder.v8i1.3803

Abstract

This research aims to analyze the factors that influence income inequality in West Sumatra Province. Some of the variables that are taken into consideration are: unemployment, education and poverty. The research uses secondary data from the Central Statistics Agency (BPS), using panel data regression analysis in 19 Regencies/Cities in West Sumatra Province, during 2017-2023. The selected research model uses the Fixed Effect Model (FEM). The research results show that: (1) the unemployment variable has a positive and insignificant effect on income inequality, (2) the education variable has a negative and significant effect on income inequality, (3) the poverty variable has a positive and significant effect on income inequality.