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Spatial Analysis of the Distribution of COVID-19 Vulnerable Groups to COVID-19 Cases in Brebes Regency Fatimatuzzahro, Fatimatuzzahro; Gayatri, Rara Warih; Tama, Tika Dwi
Preventia : The Indonesian Journal of Public Health Vol 8, No 2 (2023)
Publisher : Universitas Negeri Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17977/um044v8i22023p1-13

The number of COVID-19 cases in Brebes Regency within a year is still quite high. The elderly, Hypertension and Diabetes Mellitus are the most important COVID-19 vulnerable groups and have the highest risk of death. The purpose of this study is to determine the distribution of COVID-19 vulnerable groups and their spatial relationship to COVID-19 cases in Brebes Regency. This study used a correlation or ecology study design. The data used is secondary data obtained from the Brebes Regency Health Office, namely the number of COVID-19 cases, the number of elderly, people with hypertension and diabetes mellitus in 2021. The data then analyzed using univariate, bivariate analysis and spatial analysis with the help of QuantumGIS software (QGIS). The results showed that the proportion of the elderly age group correlated with the number of COVID-19 cases (p value is 0.005), while the prevalence of hypertension and diabetes mellitus had no correlation with the number of COVID-19 cases (p value more than 0.05). The high-risk areas are Brebes, Wanasari, Banjarharjo and Bumiayu Districts. The existence of this study, the local government is expected to be able to optimize the Testing, Tracing and Treatment program (3T), posyandu for the elderly and achieve vaccination targets, especially in high elderly population areas, in order to detect and predict the spread of COVID-19 and the selection of appropriate treatment.

Is the Merger Effective for Indonesian Islamic Banks? Budiantoro, Risanda Alirastra; Rachman, Mohammad Aulia; Tsani, Luthfi Ibnu; Millatina, Afifah Nur; Fatimatuzzahro, Fatimatuzzahro
Share: Jurnal Ekonomi dan Keuangan Islam Vol 13, No 2 (2024)
Publisher : Faculty of Islamic Economics and Business, Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/share.v13i2.22036

The low competitiveness of the Islamic banking sector has raised significant concerns within the government regarding the future viability of this financial industry in Indonesia. In response, a merger has been proposed as a strategic policy to strengthen and enhance the Islamic banking framework. This study seeks to assess the effectiveness of the merger strategy involving three state-owned Islamic banks—Bank Syariah Mandiri, BNI Syariah, and BRI Syariah—which have consolidated to form Bank Syariah Indonesia (BSI). The study employs a qualitative exploratory approach, utilizing analytical tools such as the Five Forces Model and SWOT analysis. The findings indicate that the merger strategy has been effective, as the management of the newly established entity has successfully implemented a range of initiatives to enhance the competitiveness of Islamic banking within the financial sector. These initiatives include product differentiation, innovation, a strong emphasis on service quality, institutional strengthening, and a focus on digital business development. The study concludes that the merger represents a positive step for the Indonesian Islamic banking sector. The strategies implemented by BSI may serve as a potential roadmap for other institutions aiming to enhance their competitive standing in the industry.========================================================================================================ABSTRAK – Efektifkah Merger pada Perbankan Syariah di Indonesia? Rendahnya daya saing sektor perbankan syariah menimbulkan kekhawatiran akan keberlangsungan industri keuangan ini di masa depan di Indonesia. Sebagai kebijakan strategis untuk memperkuat dan meningkatkan kerangka kerja perbankan syariah, pemerintah mengusulkan dilakukannya merger terhadap tiga bank syariah milik negara. Penelitian ini bertujuan untuk mengevaluasi efektivitas strategi merger Bank Syariah Mandiri, BNI Syariah, dan BRI Syariah menjadi Bank Syariah Indonesia (BSI). Penelitian ini menggunakan pendekatan kualitatif eksploratif dengan memanfaatkan Five Forces Model dan analisis SWOT sebagai alat analisis. Hasil penelitian menunjukkan efektivitas strategi merger dalam meningkatkan daya saing perbankan syariah. Manajemen BSI dinilai berhasil menerapkan serangkaian strategi pencapaian tujuan organisasi seperti melakukan diferensiasi produk, inovasi, orientasi pada kualitas layanan, penguatan kelembagaan, dan menseriusi pengembangan bisnis digital. Penelitian ini menyimpulkan bahwa strategi merger merupakan langkah positif bagi sektor perbankan syariah di Indonesia dalam meningkatkan daya saingnya di industri perbankan. Hasil ini dapat menjadi panduan potensial bagi lembaga keuangan syariah lain yang ingin menerapkan strategi serupa.

Memprediksi Persepsi Umat Muslim Indonesia Terhadap Kebijakan Pemerintah Terkait Kenaikan Biaya Penyelenggaraan Haji Islami Rahayu, Nurul Widyawati; Fatimatuzzahro, Fatimatuzzahro; Rakhman Wijaya, Abdur; Mutmainnah, Mutmainnah; Putra Nusantara, Ari Fahimatussyam; Ahmad Kurniawan, Zulfa
Majalah Ilmiah DIAN ILMU Vol 24 No 1 (2024): MAJALAH ILMIAH "DIAN ILMU" OKTOBER 2024
Publisher : Sekolah Tinggi Ilmu Administrasi (STIA) Pembangunan Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37849/midi.v24i1.403

Penelitian ini bertujuan untuk mengkaji dan menganalisis persepsi umat Islam Indonesia terhadap kebijakan pemerintah mengenai kenaikan biaya penyelenggaraan ibadah haji. Sampel penelitian berjumlah 138 responden yang merupakan anggota jemaah haji. Data dianalisis menggunakan metode Partial Least Square (PLS) dengan alat SmartPLS. Hasil uji validitas konvergen menunjukkan bahwa nilai outer loading setiap indikator pada variabel sikap individu, norma subjektif, kontrol perilaku, kebijakan tarif haji, dan kebijakan pemerintah dalam menaikkan tarif haji terhadap niat menunaikan ibadah haji mempunyai nilai. sebesar > 0,50, sehingga valid untuk digunakan pada analisis selanjutnya. Nilai Average Variance Extracted (AVE) dan AVE root untuk validitas diskriminan masing-masing variabel rata-rata 0,850 yang menunjukkan bahwa seluruh indikator mempunyai nilai cross loading yang cukup terhadap variabel yang dibentuk. Berdasarkan hasil analisis dan uji hipotesis dapat disimpulkan bahwa sikap individu, norma subjektif, dan kontrol perilaku mempunyai pengaruh yang signifikan (p < 0,05) terhadap niat menunaikan ibadah haji. Namun variabel intervening sikap individu dalam menunaikan ibadah haji tidak mempunyai pengaruh yang signifikan.

Menciptakan Pendidikan Anak Usia Dini Berkarakter di KB Raudhatur Rahmah Desa Tanjung Leban Sarimah, Sarimah; Fatimatuzzahro, Fatimatuzzahro; Mufaro’ah, Mufaro’ah
Jurnal Akuntansi Hukum dan Edukasi Vol 1, No 2 (2024): November 2024
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/jahe.v1i2.3924

Pendidikan Anak Usia Dini (PAUD) memainkan peran kunci dalam membentuk karakter anak di masa emas perkembangan mereka, khususnya pada usia 0-6 tahun. Pada masa ini, anak mulai menyerap nilai-nilai dan norma-norma yang akan membentuk kepribadian mereka di masa depan. Di KB Raudhatur Rahmah, Desa Tanjung Leban, pendidikan karakter menjadi pondasi utama yang diterapkan melalui aktivitas harian anak-anak. Guru tidak hanya berperan sebagai pengajar tetapi juga sebagai teladan yang memperlihatkan sikap disiplin, jujur, dan empati, sehingga anak-anak dapat mencontoh perilaku baik tersebut dalam keseharian. Pendekatan pendidikan karakter di KB Raudhatur Rahmah bersifat holistik, mencakup pengembangan moral, sosial, emosional, dan fisik anak. Berbagai kegiatan seperti permainan edukatif, kegiatan sosial, dan rutinitas harian dirancang untuk menanamkan nilai-nilai seperti kerjasama, tanggung jawab, serta kepedulian terhadap lingkungan dan sesama. Melalui pendekatan ini, karakter positif dibentuk sejak usia dini secara menyenangkan dan alami, dengan dukungan penuh dari orang tua, guru, dan masyarakat.

The Development of Smart Wheel Media For Reading Recognition to 1st Grade Students of MI Mamba'ul Huda Fatimatuzzahro, Fatimatuzzahro; Sa'diyah, Zumrotus; Rofi'ah, Firda Zakiyatur
Al-Adzka: Jurnal Ilmiah Pendidikan Guru Madrasah Ibtidaiyah Vol. 12 No. 1 (2022): Al-Adzka: Jurnal Ilmiah Pendidikan Guru Madrasah Ibtidaiyah
Publisher : Departemen Pendidikan Guru Madrasah Ibtidaiyah Fakultas Tarbiyah dan Keguruan Universitas Islam Negeri Antasari Banjarmasin

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/aladzkapgmi.v12i1.5172

The development of smart wheel media for early reading recognition is a relatively new thing. This is because the media will continue to grow and continue to be developed according to needs. Developing smart wheel learning media into a more feasible and effective media, 2. 1st-grade students' responses using smart wheel learning media for reading recognition to 1st-grade students of MI Mamba'ul Huda. This study uses the R&D (Research and Development) method, using the model developed by Borg and Gall. by designing media development. Data collection was carried out by means of observation, interviews, and documentation studies followed by a questionnaire. Data analysis techniques include validity testing by experts. The results showed that the media that the researchers had created was suitable for use in accordance with the validity test of material experts and learning media experts, based on media validation by smart wheel media expert got a percentage of 84% getting very good criteria, then based on material validation by reading learning materials experts the beginning of getting a percentage of 78% got good criteria, and the analysis of student responses to learning got a percentage of 96%.

Is the Merger Effective for Indonesian Islamic Banks? Budiantoro, Risanda Alirastra; Rachman, Mohammad Aulia; Tsani, Luthfi Ibnu; Millatina, Afifah Nur; Fatimatuzzahro, Fatimatuzzahro
Share: Jurnal Ekonomi dan Keuangan Islam Vol. 13 No. 2 (2024)
Publisher : Faculty of Islamic Economics and Business, Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/share.v13i2.22036

The low competitiveness of the Islamic banking sector has raised significant concerns within the government regarding the future viability of this financial industry in Indonesia. In response, a merger has been proposed as a strategic policy to strengthen and enhance the Islamic banking framework. This study seeks to assess the effectiveness of the merger strategy involving three state-owned Islamic banks—Bank Syariah Mandiri, BNI Syariah, and BRI Syariah—which have consolidated to form Bank Syariah Indonesia (BSI). The study employs a qualitative exploratory approach, utilizing analytical tools such as the Five Forces Model and SWOT analysis. The findings indicate that the merger strategy has been effective, as the management of the newly established entity has successfully implemented a range of initiatives to enhance the competitiveness of Islamic banking within the financial sector. These initiatives include product differentiation, innovation, a strong emphasis on service quality, institutional strengthening, and a focus on digital business development. The study concludes that the merger represents a positive step for the Indonesian Islamic banking sector. The strategies implemented by BSI may serve as a potential roadmap for other institutions aiming to enhance their competitive standing in the industry.========================================================================================================ABSTRAK – Efektifkah Merger pada Perbankan Syariah di Indonesia? Rendahnya daya saing sektor perbankan syariah menimbulkan kekhawatiran akan keberlangsungan industri keuangan ini di masa depan di Indonesia. Sebagai kebijakan strategis untuk memperkuat dan meningkatkan kerangka kerja perbankan syariah, pemerintah mengusulkan dilakukannya merger terhadap tiga bank syariah milik negara. Penelitian ini bertujuan untuk mengevaluasi efektivitas strategi merger Bank Syariah Mandiri, BNI Syariah, dan BRI Syariah menjadi Bank Syariah Indonesia (BSI). Penelitian ini menggunakan pendekatan kualitatif eksploratif dengan memanfaatkan Five Forces Model dan analisis SWOT sebagai alat analisis. Hasil penelitian menunjukkan efektivitas strategi merger dalam meningkatkan daya saing perbankan syariah. Manajemen BSI dinilai berhasil menerapkan serangkaian strategi pencapaian tujuan organisasi seperti melakukan diferensiasi produk, inovasi, orientasi pada kualitas layanan, penguatan kelembagaan, dan menseriusi pengembangan bisnis digital. Penelitian ini menyimpulkan bahwa strategi merger merupakan langkah positif bagi sektor perbankan syariah di Indonesia dalam meningkatkan daya saingnya di industri perbankan. Hasil ini dapat menjadi panduan potensial bagi lembaga keuangan syariah lain yang ingin menerapkan strategi serupa.

Analisis Pendayagunaan Zakat Produktif Untuk Modal Usaha Bagi Mustahik Di Kota Palembang Kurniawan Lubis, Ahmad Rizky; Adisty, Vanessa; Fatimatuzzahro, Fatimatuzzahro
Jurnal Ekonomi Teknologi dan Bisnis (JETBIS) Vol. 1 No. 3 (2022): Jurnal Ekonomi, Teknologi dan Bisnis
Publisher : Al-Makki Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57185/jetbis.v1i3.19

Pendistribusian zakat secara produktif bertujuan untuk membantu serta meningkatkan perekonomian para mustahik. Dimana zakat menjadi salah satu instrumen dalam menangani kemiskinan, pengangguran dan kesenjangan sosial. Zakat produktif berupa modal usaha dapat membantu mustahik memperbaiki perekonomiannya dengan cara mengelola dan mengembangkan dana modal pinjaman yang didapat mustahik dari BAZNAS, dengan harapan agar kelak mustahik dapat merubah menjadi muzzaki dan dapat mengembangkan atau memulai usaha bisnis yang dapat meningkatkan pendapatan masyarakat. Penelitian ini bertujuan untuk mengetahui pendistribusian zakat produktif di Kota Palembang yang dilakukan oleh BAZNAS Sumatera Selatan, serta peranannya dalam upaya pemberdayaan perekonomian mustahik. Penelitian ini menggunakan metode deskriptif dengan pendekatan kualitatif. Penulis melakukan teknik pengumpulan data melalui dokumentasi dan observasi. Pengolahan data dengan cara deskriptif analisis yaitu suatu teknis penulisan dengan memaparkan semua data yang diperoleh melalui dokumentasi bahan pustaka dan menganalisisnya dengan berpedoman kepada sumber tertulis. Dari hasil penelitian ini menunjukkan bahwa zakat produktif mempunyai pengaruh yang positif dan sangat signifikan terhadap tingkat penghasilan mustahik.

ANALISIS PERAN AGEN DALAM MENINGKATKAN JUMLAH NASABAH DAN PANGSA PASAR PADA PT. PEGADAIAN (Persero) UPC TONGAS KABUPATEN PROBOLINGGO Maylani, Dian; Selfiya, Selfiya; Ningtiyas, Septi Diah Ayu; Fatimatuzzahro, Fatimatuzzahro
EJOIN : Jurnal Pengabdian Masyarakat Vol. 2 No. 2 (2024): EJOIN : Jurnal Pengabdian Masyarakat, Februari 2024
Publisher : LPPM Institut Pendidikan Nusantara Global

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/ejoin.v2i2.2378

PT. Pegadaian (Persero) is a non-bank financial institution that has the legal authority to finance loans on a pawn basis. The aim of this research is to analyze the role of agents in increasing the number of customers and expanding market share at PT. Pegadian (Persero) UPC Tongas, Probolinggo Regency. The research method used is qualitative with a descriptive approach of case studies at pawnshops. Data collection techniques used include interviews, observation, secondary data and documentation. Findings show that pawnshops are business partners of the company, this is one of Pegadian's marketing strategies. Pegadian agents play an important role in increasing the customer base by expanding market reach and increasing sales volume through distribution channels. Research also shows that pawnshop agents' performance improves when their own income increases. Therefore, Pegadian must provide ongoing training to keep agents motivated and maintain the quality of their sales channels. Therefore, the role of agents in the financial industry has a significant impact on whether companies can achieve higher profits through effective distribution channels. Keywords: Agent Role, Number of Customers, Market Share, Pawnshop

Utilization of the Potential of Krandegan Village, Paninggaran, through the KKN of UIN Gus Dur Pekalongan Students: Pendayagunaan Potensi Desa Krandegan, Paninggaran, melalui KKN Mahasiswa UIN Gus Dur Pekalongan Maulida Salsabila, Zita; Khoerul Mutakin, Muhamad; Fatimatuzzahro, Fatimatuzzahro; Hilman Zabidi, Arif; Safiani, Indri; Dimyathi Amin, Ahmad; Amalia Rahmah, Novita; Darmawan, Haris; Syekhira, Nabila; M. Munip, M. Munip; Nur Anisah, Dyah; Eka Sulistiya, Aryani
Dharmahita: Journal of Community Service and Development Dharmahita Vol 1, No 1, 2024
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/dharmahita.v1i1.7361

Field Study and Community Service (KKN) are extracurricular activities that integrate the core aspects of higher education: teaching, research, and community service. The KKN 58 Group 16 from UIN K.H. Abdurrahman Wahid Pekalongan conducted a 45-day community service program in Krandegan Village with the aim of leveraging local potential to achieve sustainable development. The group employed a combination of explanations, discussions, and direct practice methods to engage with the community. The program proceeded smoothly, largely due to the collaborative efforts of group members and the supportive village environment. The active enthusiasm of the local community further facilitated the implementation of various activities and work programs. The successful execution of these programs not only provided tangible benefits to Krandegan Village but also offered valuable learning experiences for the students, including the importance of effective communication, teamwork, and community engagement. These insights are expected to enhance future KKN activities and contribute to community development efforts.

Influence of Experimental Learning Models on Cognitive Learning Outcomes in Energy Transformation Material in the Independent Curriculum Fatimatuzzahro, Fatimatuzzahro; Ahmadi, Farid
Jurnal Penelitian Pendidikan IPA Vol 11 No 3 (2025): March
Publisher : Postgraduate, University of Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/jppipa.v11i3.10510

This study aims to test the effect of experimental learning models on the cognitive learning outcomes of 4th grade elementary school students on the material of energy transformation in the Independent Curriculum. Quantitative methods with quasi-experimental designs were used, involving all 4th grade elementary school students in Tugu District, Semarang City, divided into experimental and control classes. The experimental class was taught using an experimental learning model, while the control class used the lecture method. Cognitive learning outcomes were measured using tests that included indicators of essential competency achievement in the material of energy transformation. Data were analyzed using normality tests, homogeneity tests, t tests, N-Gain tests, and hypothesis tests to compare the average post-test scores between the two groups. The results showed a significant difference between students' cognitive learning outcomes in the two groups. The data obtained in the t stat column or tcount was 4.005, and the Critical two-tail or ttable was 1.972. The tcount > ttable = 4.005 > 1.972 was obtained based on this. So, it can be concluded that, with a significance level of 5%, Ha is accepted and H0 is rejected. This study concludes that the experimental learning model positively affects students' cognitive learning outcomes on energy transformation material in the Independent Curriculum and can be an effective alternative to improve cognitive learning outcomes

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