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All Journal Masalah-Masalah Hukum Yustisia Jurnal Dinamika Hukum Jurnal Komunikasi Hukum PADJADJARAN Jurnal Ilmu Hukum (Journal of Law) Jurisprudence Law and Justice AMANNA GAPPA Hasanuddin Law Review Jurnal Panorama Hukum Jurnal Bina Mulia Hukum DE LEGA LATA: Jurnal Ilmu Hukum Varia Justicia Jurnal Ius Constituendum JOURNAL OF PRIVATE AND COMMERCIAL LAW Unes Law Review JURNAL HUKUM dan KENOTARIATAN Justisia Ekonomika ACTA DIURNAL : Jurnal Ilmu Hukum Kenotariatan Journal of Law and Policy Transformation KRTHA BHAYANGKARA Eksekusi : Journal Of Law JURNAL USM LAW REVIEW Al-Manhaj: Jurnal Hukum dan Pranata Sosial Islam Batulis Civil Law Review Jurnal Ilmu Hukum, Humaniora dan Politik (JIHHP) i-Latinnotary Journal: Internasional Journal of Latin Notary Journal of Law, Poliitic and Humanities Trunojoyo Law Review Innovative: Journal Of Social Science Research Journal of Islamic Law Studies RechtIdee Kanun: Jurnal Ilmu Hukum JILS (Journal of Indonesian Legal Studies)
Lastuti Abubakar
Fakultas Hukum Universitas Padjadjaran
Religion Arts Humanities Astronomy Computer Science & IT Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Physics Public Health Social Sciences Other

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Readiness of Banks in Intellectual Property-Based Financing Abubakar, Lastuti; Sugiharti, Dewi Kania; Handayani, Tri
International Journal of Latin Notary Vol. 4 No. 1 (2023): Internasional Journal of Latin Notary, September 2023
Publisher : Magister Kenotariatan Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61968/journal.v4i1.60

Abstract

The creative economy is an economic resource expected to become a pillar of Indonesia's economic growth. One of the ecosystems developed is intellectual property-based financing that arises from cultural heritage, science, and technology. From a banking perspective, intellectual property as an object of credit/financing guarantees cannot yet be accepted by banks because there are no technical guidelines for both valuation and the profession of intellectual property appraisal. In contrast, banks must adhere to prudential banking principles. This leads to the implementation of intellectual property-based financing practices still needs to be done by the bank. Furthermore, concerning the execution of intellectual property guarantees, the auction office still needs a legal basis for legal certainty in its implementation, particularly for forms of intellectual property guarantees in the form of contracts and collection rights arising from creative economic activities. Based on the research results, the following results are obtained: 1) there are no technical guidelines for Banks to accept the intellectual property as collateral objects; 2) intellectual property is a complex asset, so the Appraiser profession must be submitted to a public appraiser possessing expertise it is crucial in the domain of intellectual property to be officially registered with the Ministry of Tourism and Creative Economy. The auction office is willing to conduct intellectual property executions provided there exists a legal foundation associated with licensing. valuation, and legal protection of intellectual property to attract public interest in executing intellectual property auctions.
Enhancing Consumer Protection in the Indonesian Financial Service Sector through the Utilization of Standardized Contracts Abubakar, Lastuti; Handayani, Tri
Yustisia Vol 12, No 2: August 2023
Publisher : Faculty of Law, Universitas Sebelas Maret

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/yustisia.v12i2.61271

Abstract

The Financial Services Sector is a pioneer in developing standard contract regulations. This standard contract complements Contract Law that did not initially regulate standard contracts. This study aims to analyze the development of standard contract regulation in the Indonesian financial services sector. It examines aspects that require strengthening so that standard contracts can become a protecting consumer tool in the financial services sector. This study uses a normative juridical approach with a descriptive-analytical research specification. The results show that: 1) The development of standard contract regulations in the POJK on Consumer Protection used by Financial Service Business Actors (PUJK) contains the principles and prohibitions on including exoneration clauses and undue influence. This provision fills the legal vacuum regarding standard contracts that still refer to the freedom of contract principle and Book III of the Civil Code and other related regulations. The use of the standard contracts encourages PUJK to comprehend the importance of consumer protection; 2) OJK should strengthen regulatory aspects by issuing guidelines on standard contract formats and contain correct interpretations of the scope of undue influence and supervise the standards contract both directly and indirectly that have been implemented by PUJK.
Integrated Alternative Dispute Resolution Institutions in the Financial Services Sector: Dispute Resolution Efforts in Consumer Protection Framework Abubakar, Lastuti; Handayani, Tri
Yustisia Vol 10, No 1: April 2021
Publisher : Faculty of Law, Universitas Sebelas Maret

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/yustisia.v10i1.48684

Abstract

This study examines and analyzes the legal implications of strengthening the integrated Alternative Dispute Resolution Institutions in the Financial Services Sector regulations. This study applies a normative juridical approach with descriptive-analytical research specifications. The data are analyzed using qualitative juridical analysis. Results show that: an Integrated Alternative Dispute Resolution Institutions in the Financial Services Sector is a dispute resolution institution that is in accordance with the characteristics of the financial services sector as an agent of trust and prioritizes consumer protection. It is expected that consumer dispute resolution is faster, cheaper, and fairer for both Business Actors and the consumers; strengthening of regulations on integrated ADR Institutions in the Financial Services Sector aims to create independent, fair, effective, and efficient dispute resolution capable of anticipating developments in the financial services sector that are increasingly complex from a legal perspective, the use of financial technology, and products/services across financial services sectors
Co-Authors Agustus Sani Nugroho & Ema Rahmawati Heryaman, Agustus Sani Nugroho & Aleksander Anita Afriana Annisa Lubis, Nanda Azka Adriliya, Putri Baraba, Badar Beltsazar, Gneissa Cita, Huriyah Raih Darmawan, Kevin Dewi Kania Sugiharti dripananda, Ketut Efa Laela Fakhirah, Efa Laela Etty Mulyati Fadzlurrahman, Fadzlurrahman Fauziah, Salma Feivel, Maximilian Handayani, Tri Husein, Freddy Putera Hutadjulu, Ryan Dwitama Ida Nurlinda Ilhami, Maulidya Kartikasari, Luciana Asih Larasati Anyufa Lubis, Nanda Anisa Lumban Gaol, Chandra Erick Manaek Pandapotan Marpaung, Roni Heilig Muchtar, Helitha Novianty Mulya, Jonathan Fide Muthia, Nurul Nafisha, Riskava Zahra Navirinurani, Meiza Novianto, Muhammad Rifqi Pangihutan, Kaiji Natanael Pasha, Ishtar Amarindra Pratama, Muhammad Ath-Thaariq Rahmah, Dian Maris Rajamanickam, Ramalinggam Rio, Fildzah Rivelino, Reyhan Rubiaty, Betty Rukmana, Yenni Yunithawati Saragih, Bagus Setiawan, Muhammad Vikri Sopamena, Ronald Fadly Sudaryat Sudaryat, Sudaryat Teguh Tresna Puja Asmara Tiara, Elfira Dela Tri Handayani W, Supraba Sekarwati Wafa Azizah, Ersya Aqila William, Boris