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All Journal Masalah-Masalah Hukum Yustisia Jurnal Dinamika Hukum Jurnal Komunikasi Hukum PADJADJARAN Jurnal Ilmu Hukum (Journal of Law) Jurisprudence Law and Justice AMANNA GAPPA Hasanuddin Law Review Jurnal Bina Mulia Hukum DE LEGA LATA: Jurnal Ilmu Hukum Varia Justicia JOURNAL OF PRIVATE AND COMMERCIAL LAW Unes Law Review JURNAL HUKUM dan KENOTARIATAN Justisia Ekonomika ACTA DIURNAL : Jurnal Ilmu Hukum Kenotariatan Journal of Law and Policy Transformation Eksekusi : Journal Of Law Al-Manhaj: Jurnal Hukum dan Pranata Sosial Islam Batulis Civil Law Review Jurnal Ilmu Hukum, Humaniora dan Politik (JIHHP) i-Latinnotary Journal: Internasional Journal of Latin Notary Journal of Law, Poliitic and Humanities Trunojoyo Law Review Innovative: Journal Of Social Science Research Journal of Islamic Law Studies RechtIdee JILS (Journal of Indonesian Legal Studies)
Lastuti Abubakar
Fakultas Hukum Universitas Padjadjaran
Religion Arts Humanities Astronomy Computer Science & IT Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Physics Public Health Social Sciences Other

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Film Licensing Agreement as an Object of Guarantee in Indonesia Pratama, Muhammad Ath-Thaariq; Abubakar, Lastuti; Handayani, Tri; Sugiharti, Dewi Kania
RechtIdee Vol 20, No 1 (2025): JUNE
Publisher : Trunojoyo Madura University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/ri.v20i1.28049

Abstract

Collateral is part of an agreement as a result of financial obligations and serves to provide confidence that the debtor will fulfil these financial obligations, where the guarantee is something that is submitted to the creditor by the debtor. The guarantee itself is divided into two, namely material security and personal guarantee. The license agreement itself is an agreement made by the license owner and the party who wants to use the license. One of the uses of a license agreement is in the film industry, where the Product House as a license owner can enter into a license agreement with the Video on Demand platform so that the film or series that has been made can be shown on the Video on Demand platform. Government Regulation No. 2022 on Creative Economy has opened up opportunities for license agreements as collateral objects. The license agreement as a collateral object itself is not an impossible thing, because other countries such as Iran and the United States have allowed license agreements as collateral objects. One of the Video on Demand platforms that uses license agreements in the screening of films on their platform is Netflix. Therefore, the Production House can make the license agreement made as an object of collateral.
Digital Banks in Indonesia: Potential and Problems Sopamena, Ronald Fadly; Abubakar, Lastuti; Handayani, Tri
Batulis Civil Law Review Vol. 6 No. 2 (2025): VOLUME 6 ISSUE 2, JULY 2025
Publisher : Faculty of Law, Universitas Pattimura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47268/ballrev.v6i2.3045

Abstract

Introduction: Digital Bank based on POJK No.12/POJK.03/2021 Concerning Commercial Banks, is a bank incorporated in Indonesia that provides and carries out business activities mainly through electronic channels without a physical office other than the head office or using limited physical offices. Digital banks are then explained in Article 7B and Article 20A of the PPSK Law stating that both commercial banks and Islamic commercial banks can operate as digital banks. Based on this, the business fields of digital banks are the same as the business fields of commercial banks or Islamic commercial banks. Digital banks are divided into digital banks that are subsidiaries of conventional banks and banks that have been purely digital banks since their inception.Purposes of the Research: Examine the potential of digital banks in supporting the economy and discuss the legal issues faced by digital banks.Methods of the Research: This writing uses a normative legal research method with a statutory approach and a conceptual approach.Results Main Findings of the Research: The results of the study show that in the current era of globalization where technology is not something that is difficult to access, digital banks are here to bring a breath of fresh air to the banking world. Customers will get instant services without having to come directly to the office to get 24-hour banking services. Digital banks have one problem, namely credit distribution carried out through applications or websites which causes credit analysis with the 5C method to not run optimally so that it will increase the ratio of non-performing loans or NPLs. Therefore, digital banks need to prepare a Bank Credit Policy (KPB) that accommodates digital bank credit distribution as part of digital bank risk management as mandated in Article 2 Number 1 of the Financial Services Authority Regulation Number 18/POJK.03/2016 concerning the Implementation of Risk Management for Commercial Banks. The policy must be able to make digital banks able to conduct credit analysis without sacrificing the principle of prudence. The policy can be in the form of a loan limit, tenor or examination of additional documents required so that there is no non-performing loan in the future.
Recalibrating Parate Executie, Navigating Legal Pluralism, Criminalization Risks and Procedural Governance In Indonesian Fiduciary Lumban Gaol, Chandra Erick Manaek Pandapotan; Abubakar, Lastuti; Marpaung, Roni Heilig
Journal of Law and Policy Transformation Vol 10 No 1 (2025)
Publisher : Universitas Internasional Batam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37253/jlpt.v10i1.10304

Abstract

The landscape of fiduciary execution (jaminan fidusia) in Indonesia has been fundamentally reshaped by Constitutional Court Decisions No. 18/PUU-XVII/2019 and No. 2/PUU-XIX/2021. These landmark rulings, while aiming to bolster debtor protection under the 1945 Constitution, have curtailed the creditor's right of direct execution (parate executie) as originally established by Law No. 42 of 1999. This judicial intervention has engendered a state of profound legal ambiguity, creating a perilous enforcement vacuum where the lines between lawful execution and criminal conduct have become dangerously blurred. This article employs a normative legal research methodology, incorporating doctrinal, statutory, case, and comparative approaches to analyze this complex legal problematic. We argue that the Court's decisions, by introducing the vague and procedurally undefined prerequisites of a post-default "agreement on default" and "voluntary surrender," have inadvertently amplified the risks of criminalization for all parties—creditors, debtors, and assisting law enforcement. The research finds that in the absence of clear legislative amendment or binding Supreme Court guidance, the existing legal framework is inadequate to ensure both economic efficiency and procedural justice. As a novel contribution, this paper posits that principles derived from international governance and risk management standards, specifically the ISO/IEC family (e.g., ISO 9001, ISO 31000, ISO 37301), can serve as a crucial non-legislative framework for creditors to develop robust, transparent, and defensible execution protocols. Such a system of private governance can mitigate criminalization risks, demonstrate good faith, and restore a measure of legal certainty, thereby providing a vital bridge over the troubled waters of Indonesia's current fiduciary enforcement regime.
Akibat Hukum Pemberian Kredit Dengan Jaminan yang Tidak Memiliki Nilai Eksekutorial Berdasarkan Prinsip Kehati-Hatian Wafa Azizah, Ersya Aqila; Abubakar, Lastuti
Jurnal Ilmu Hukum, Humaniora dan Politik Vol. 5 No. 6 (2025): (JIHHP) Jurnal Ilmu Hukum, Humaniora dan Politik
Publisher : Dinasti Review Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/jihhp.v5i6.5848

Abstract

Perbankan memiliki peranan yang strategis sebagai penggerak perekonomian nasional melalui fungsi intermediary yaitu berfungsi untuk menghimpun dan menyalurkan dana. Dalam menjalankan fungsinya sebagai lembaga intermediary bank wajib menerapkan prinsip kehati-hatian. Prinsip kehati-hatian ini sangat penting dalam aktivitas perbankan, khususnya dalam pemberian kredit atau pembiayaan, hal ini dikarenakan berkaitan dengan fungsi perbankan sebagai agent of development yang dilakukan melalui kegiatan penghimpunan dana dan menyalurkan kredit kepada pihak ketiga. Metode penelitian yang digunakan dalam penelitian ini yaitu dengan menggunakan spesifikasi penelitian yang bersifat desktiptif analitis dengan pendekatan yuridis normatif serta analisis yang digunakan yaitu yuridis kualitatif. Hasil penelitian disimpulkan bahwa akibat hukum pemberian kredit bank dengan jaminan yang tidak memiliki nilai eksekutorial mengakibatkan posisi bank berkedudukan sebagai kreditur konkuren yang tidak bisa menikmati keisitimewaan haknya sebagaimana Hak Tanggungan. Posisi bank berkedudukan sebagai kreditur konkuren menyebabkan berlakunya Pasal 1131 KUHPerdata (paritas creditorium) dan Pasal 1132 KUHPerdara  (pari passu prorata parte) yang merupakan pelengkap dari prinsip paritas creditorium.
Restorative Justice in Corporate Dispute Resolution as Business Actor in Indonesia Abubakar, Lastuti; Afriana, Anita; Rajamanickam, Ramalinggam; Fakhirah, Efa Laela
Journal of Indonesian Legal Studies Vol. 9 No. 1 (2024): Navigating Legal Landscapes: Exploring Justice Development in Indonesia and the
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jils.vol9i1.4573

Abstract

Indonesian limited liability company (Perseroan Terbatas or "PT") is a preferable entity selected by business actors in conducting activities. In this context, the characteristics of PT grant persona standi in judicio, as a legal subject capable of initiating and defending lawsuits in civil and criminal courts under Law No. 40 of 2007. Therefore, this article aimed to discuss the implementation of corporate accountability in the context of PT, and the potential for restorative justice in resolving disputes, relying on secondary sources such as theories, norms, and legal principles. The results show that 1) the application of restorative justice is consistent with the corporate entity's existence to maintain business continuity while upholding accountability as a legal subject, 2) Restorative Justice, centered on fundamental elements of encounter, repair, and transform, represents an effort towards the well-being and integrity of victims, perpetrators, and society. The method enhances legal certainty and protection for parties in PT-related business activities.
Implementing Sustainable Finance Principles: Legal Implications of Ease of Doing Business Towards Banking Credit Approval Saragih, Bagus; Abubakar, Lastuti; Handayani, Tri
Jurnal Komunikasi Hukum Vol 7 No 1 (2021): Februari, Jurnal Komunikasi Hukum
Publisher : Program Studi Ilmu Hukum Fakultas Hukum dan Ilmu Sosial Universitas Pendidikan Ganesha Singaraja

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/jkh.v7i1.31456

Abstract

The application of business licensing as a part of the ease of doing business has shifted the obligations present for business actors. One of the forms of said change is the absence of an obligation to conduct EIAs as a basic requirement to acquire a business license. This could boost investment in Indonesia. On the other hand, it also can prompt legal risks that are the revocation of business licenses towards actors that had failed to fulfill business license through OSS RBA. This provision impacts the application of the sustainable finance principle. Without the requirement of EIAs as the prerequisite of business licenses, banks gain the challenge of adjusting their approach towards the gaining of profits from long-term investments depends on a sustainable future on administering of credits by banks. The article aims to analyze the legal implications of changing regulation upon EIAs requirement on business licensing through Online Single Submission towards the application of the sustainable finance principle and the juridical consequences of the use of licenses based on commitments in the approval of bank credit. This research uses a normative juridical approach specifying in the descriptive analysis of primary and secondary law sources. The changed regulation upon EIAs requirement on business licensing through Online Single Submission has legal consequences for the bank to adjusting lending based on the debtor’s business activity stages and requiring EIA as the basis to provide credit on the applications of sustainable finance principle. Sustainable principle pushed out the alteration of banks' approach in the initiation of sustainable economic development with the gaining of profits from long-term investments dependant on future sustainable policy frameworks. The bank must take that approach is through policy frameworks that support sustainable economic development by crystallizing EIAs as a tool for credit decision.
Praktik Konversi Utang Menjadi Saham Sebagai Penerapan Prinsip Business Going Concern dalam Kepailitan dan PKPU Mulya, Jonathan Fide; Abubakar, Lastuti; Afriana, Anita
Jurnal Ilmu Hukum, Humaniora dan Politik Vol. 4 No. 4 (2024): (JIHHP) Jurnal Ilmu Hukum, Humaniora dan Politik (Mei - Juni 2024)
Publisher : Dinasti Review Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/jihhp.v4i4.2142

Abstract

The research was conducted with the aim of knowing and explaining the implementation of business going concern through the conversion of debt into shares (debt to equity swap) in PKPU in order to achieve peace between debtors and creditors. The research was carried out by providing understanding to legal practitioners, entrepreneurs, the government and readers that debtors who experience problems paying debts to two or more creditors can submit a PKPU application to prevent the debtor from being threatened with bankruptcy. The research carried out uses a normative juridical approach which includes research on library materials or secondary materials which includes research on the application of legal principles and norms to produce arguments, theories and inventions for resolving legal problems in implementing business going concern principles through converting debt into shares. (debt to equity swap) in the PKPU process by reviewing the Bankruptcy and PKPU Law (UUKPKPU). The research results show that the conversion of debt into shares (debt to equity swap) is part of debt restructuring in order to provide justice for creditors and debtors by achieving peace at PKPU.
PENYALAHGUNAAN DANA DEPOSITO MILIK NASABAH DITINJAU DARI KETENTUAN HUKUM PERBANKAN SYARIAH Fauziah, Salma; Abubakar, Lastuti; Handayani, Tri
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 6 No 1 (2022): Juni 2022
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v6i1.11648

Abstract

AbstractIslamic banks in carrying out their business activities are very likely to be faced with a dispute involving customers and the Islamic bank itself. Not infrequently these disputes arise due to the actions of employees of Islamic banks. This study aims to examine the competence in sharia banking dispute resolution and legal considerations in the Supreme Court Decision No. 2454k/pdt/2019 is related to the legal provisions of Islamic banking. This study uses a qualitative method with a normative juridical approach as well as a descriptive analytical research specification. The results of the study indicate that the absolute competence of sharia banking dispute resolution only exists in the Religious Courts. In addition, BRI Syariah Bank's liability for compensation to customers is a form of taking over the responsibilities of employees by the bank as regulated in Article 1367 of the Civil Code. The compensation is based on the principle of prudence, risk management of Islamic banks, and the bank's function as an agent of trust.Keywords: Islamic Bank, Competence, Responsibility
Tanggung Jawab Notaris terhadap Kerugian yang Timbul Akibat Praktik Pembuatan PPJB yang Tidak Sesuai UUJN Nafisha, Riskava Zahra; Abubakar, Lastuti; Rukmana, Yenni Yunithawati
Innovative: Journal Of Social Science Research Vol. 4 No. 5 (2024): Innovative: Journal Of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v4i5.15250

Abstract

Pengikatan jual beli merupakan bentuk perjanjian yang muncul dari kebutuhan hukum yang berkembang dalam masyarakat. Pengikatan jual beli tanah merupakan perjanjian tidak bernama, karena tidak ditemukan dalam bentuk-bentuk perjanjian yang diatur dalam KUHPerdata. Akta PPJB yang dibuat dihadapan notaris dibatalkan apabila tidak memenuhi unsur subyektif atau batal demi hukum apabila tidak memenuhi unsur objektif. Akta PPJB yang dibuat dengan cara demikian dapat dinyatakan batal demi hukum, seolah-olah akta tersebut tidak pernah ada. Pihak-pihak yang dirugikan akibat batalnya akta tersebut berhak meminta pertanggungjawaban dari notaris dalam bentuk ganti rugi. Berdasarkan kesimpulan di atas, penulis ingin menyarankan agar notaris lebih berhati-hati dalam menjalankan tugasnya, terutama dalam merumuskan akta. Notaris harus lebih teliti, memberikan edukasi yang jelas kepada para pihak, dan menjaga netralitas tanpa memihak. Dengan cara ini, notaris dapat menghindari tuntutan hukum di masa mendatang akibat kelalaian dalam pembuatan akta.
Tanggung Jawab Wali Amanat Kepada Pemegang Obligasi Dalam Hal Wali Amanat Melakukan Kelalaian Terhadap Kontrak Perwaliamanatan Pangihutan, Kaiji Natanael; Abubakar, Lastuti; Rahmawati, Ema
AL-MANHAJ: Jurnal Hukum dan Pranata Sosial Islam Vol. 5 No. 2 (2023)
Publisher : Fakultas Syariah INSURI Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/almanhaj.v5i2.4059

Abstract

The trustee is the party responsible for assisting the implementation of bond issuance and transactions in the capital market. In the implementation of bond issuance, the role of the trustee is crucial in creating legal protection for bondholders. The purpose of this study is to clearly understand the duties and responsibilities of the trustee towards bondholders as well as the legal protection rights possessed by bondholders if the trustee commits acts of negligence under capital market law. The results showed that the trustee must make compensation as a form of legal protection to bondholders in accordance with the regulations contained in the laws and regulations in the field of capital market and bondholders who feel aggrieved can ask the trustee for compensation by means of consensus deliberation or dispute resolution at an alternative dispute resolution institution established by the Service Authority Finance (OJK). Bondholders can also prove to court because the losses suffered are the result of the negligence of the trustee who represents them in a bond issuance process.
Co-Authors Agustus Sani Nugroho & Ema Rahmawati Heryaman, Agustus Sani Nugroho & Anita Afriana Azka Adriliya, Putri Baraba, Badar Cita, Huriyah Raih Darmawan, Kevin Dewi Kania Sugiharti Efa Laela Fakhirah, Efa Laela Etty Mulyati Fadzlurrahman, Fadzlurrahman Fauziah, Salma Feivel, Maximilian Handayani, Tri Husein, Freddy Putera Ida Nurlinda Kartikasari, Luciana Asih Lubis, Nanda Anisa Lumban Gaol, Chandra Erick Manaek Pandapotan Marpaung, Roni Heilig Mulya, Jonathan Fide Muthia, Nurul Nafisha, Riskava Zahra Navirinurani, Meiza Novianto, Muhammad Rifqi Pangihutan, Kaiji Natanael Pratama, Muhammad Ath-Thaariq Rahmah, Dian Maris Rajamanickam, Ramalinggam Rio, Fildzah Rubiaty, Betty Rukmana, Yenni Yunithawati Saragih, Bagus Sopamena, Ronald Fadly Teguh Tresna Puja Asmara Tiara, Elfira Dela Tri Handayani W, Supraba Sekarwati Wafa Azizah, Ersya Aqila William, Boris