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PENGARUH ZAKAT PRODUKTIF TERHADAP PENDAPATAN USAHA MUSTAHIK DI KABUPATEN BANYUMAS Harjanto, Faathir Rahman; Ahmad, Abdul Aziz; Bambang, Bambang
Indonesian Journal of Islamic Business and Economics (IJIBE) Vol 2 No 1 (2020): IJIBE
Publisher : Islamic Economic Scholar Association and Faculty of Economics and Business Universitas Jenderal Soedirman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32424/1.ijibe.2020.2.1.2987

This study aims to analyze the role of productive zakat on mustahik business income in Banyumas regency. The method use in this research is quantitative method. The population used in this study was 131 mustahik with 97respondents who where selected using the Solvin formula method. The data analysis technique used is multiple regression. The result in this study indicate that all variables have effect to mustahik business income. The capital variable and labour has a positive and significant effect while the length of business has a negative and significant effect on business income mustahik. While supervision, credit, zakat funds and labor do not affect on business income mustahik. The Implication of this research is that the government through Baznas must optimize the absortion and distribution of zakat and the need for increased supervision carried out by Baznas to the recepients of productive zakat aid so that the assistance distributed can be right on target.

PREFERENSI MINAT MAHASISWA FEB UNSOED NASABAH PERBANKAN SYARIAH DALAM MENGGUNAKAN JASA PERBANKAN SYARIAH Santoso, Rachmat; Ahmad, Abdul Aziz; Arintoko, Arintoko
Indonesian Journal of Islamic Business and Economics (IJIBE) Vol 4 No 1 (2022): IJIBE
Publisher : Islamic Economic Scholar Association and Faculty of Economics and Business Universitas Jenderal Soedirman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32424/1.ijibe.2022.4.1.8737

Penelitian ini bertujuan untuk mengetahui pengaruh variabel biaya, pendapatan, pelayanan, lokasi, dan bagi hasil terhadap minat mahasiswa Fakultas Ekonomi dan Bisnis Universitas Jenderal Soedirman Purwokerto yang merupakan nasabah perbankan syariah untuk menggunakan jasa perbankan syariah. Penelitian ini menggunakan sampel sebanyak 103 nasabah mahasiswa. Pengambilan sampel menggunakan rumus Zikmund. Hasil analisis menunjukkan bahwa variabel rendahnya biaya, pendapatan, pelayanan, lokasi dan bagi hasil berpengaruh terhadap minat mahasiswa menggunakan perbankan syariah. Kemudian variabel yang paling penting untuk preferensi minat mahasiswa menggunakan perbankan syariah adalah variabel pelayanan.

Pengaruh Perkembangan Perbankan Syariah Dan Variabel Makroekonomi Terhadap Pertumbuhan Ekonomi Di Indonesia Ibrahim, Faizal Apik; Ahmad, Abdul Aziz; Bambang, Bambang
Indonesian Journal of Islamic Business and Economics (IJIBE) Vol 4 No 2 (2022): IJIBE
Publisher : Islamic Economic Scholar Association and Faculty of Economics and Business Universitas Jenderal Soedirman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32424/1.ijibe.2022.4.2.8759

Pertumbuhan ekonomi Indonesia selama sepuluh tahun terakhir terus mengalami penurunan, di sisi lain pertumbuhan perbankan syariah sebagai salah satu dari sektor keuangan yang mempengaruhi perekonomian terus mengalami kenaikan. Selain sektor keuangan, menurut teori Solow sektor investasi dan tenaga kerja juga berpengaruh terhadap perekonomian. Oleh sebab itu, penelitian ini bertujuan untuk menganalisis pengaruh dari perkembangan perbankan syariah dan variabel makroekonomi terhadap pertumbuhan ekonomi di Indonesia. Penelitian ini merupakan penelitian kuantitatif dengan menggunakan data panel dari 33 provinsi di Indonesia pada tahun 2014 sampai tahun 2020. Model estimasi data panel yang terpilih pada penelitian ini adalah Fixed Effect Model (FEM) cross-section weight dengan coefficient covariance cross-section SUR (PCSE) untuk mengatasi masalah autokorelasi dan heteroskedastisitas. Hasil dari analisis FEM menunjukkan bahwa secara simultan aset, pembiayaan, dana pihak ketiga (DPK) perbankan syariah, Penanaman Modal Asing (PMA), Penanaman Modal Dalam Negeri (PMDN) dan angkatan kerja berpengaruh terhadap pertumbuhan ekonomi dengan nilai koefisien determinasi sebesar 36,18%. Secara parsial pembiayaan perbankan syariah dan PMDN berpengaruh terhadap pertumbuhan ekonomi, sedangkan aset perbankan syariah, pembiayaan perbankan syariah, DPK perbankan syariah, PMA, dan angkatan kerja tidak berpengaruh terhadap pertumbuhan ekonomi.

THE STRATEGY DEVELOPMENT SMEs METAL FROM BUSINESS EFFICIENCY ASPECT AND WELFARE LEVEL OF THE METAL CRAFTSMEN Gunawan, Diah Setyorini; Ahmad, Abdul Aziz; Gunawan, Ratna Setyawati
Jurnal Ekonomi dan Manajemen Vol 17 No 1 (2024): Jurnal Ekonomi dan Manajemen
Publisher : Universitas Muhammadiyah Kalimantan Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar

This research identifies the profiles of metal craftsmen, analyze the efficiency of metal businesses, and analyze the welfare level of the metal craftsmen in Pasir Wetan Village. The results of this research are expected to support the development of SMEs metal. The research method used was a quantitative research method. The study uses primary data and secondary data. Primary data were obtained from direct interviews with metal craftsmen in Pasir Wetan Village, Karanglewas District, Banyumas Regency. Primary data include data on age, education level, length of business, number of workers used, total income, total production costs, and net income level. Whereas secondary data included monograph data of Pasir Wetan Village, Karanglewas Subdistrict, Banyumas Regency. The analytical method used in this study includes descriptive analysis, business efficiency analysis, and welfare level analysis. Based on the results of the research, we can identify the profiles of metal craftsmen in Pasir Wetan Village. In addition, it can be identified that the metal business in Pasir Wetan Village is efficient and the metal craftsmen in Pasir Wetan Village are in the prosperous category. The government, both the central and local governments, through the relevant ministries or agencies, must always provide assistance and involve SMEs in training so that SMEs can always innovate. Innovations made by SMEs will support efforts to increase efficiency and welfare. In addition, SMEs always need capital and equipment assistance. In the context of efforts to increase the efficiency and welfare of SMEs, the government should ideally include universities and related institutions. The role and cooperation of various parties in an effort to increase the efficiency and welfare of SMEs is expected to facilitate the realization of these efforts.

Economic Growth in Indonesia: Dynamics of Poverty, Unemployment, and Health Budgets Sulaeman, Maman; Suharno, Suharno; Ahmad, Abdul Aziz
Agregat: Jurnal Ekonomi dan Bisnis Vol. 8 No. 2 (2024)
Publisher : Universitas Muhammadiyah Prof. DR HAMKA.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/agregat_vol8.i2/16418

Even with Indonesia's impressive recent economic expansion, issues including poverty, unemployment, health care spending, housing, education, and labor productivity continue to be serious problems. International organization databases, government reports, academic publications, national statistics agencies, and academic publications are some of the sources that can be used for secondary quantitative data analysis encompassing 34 provinces from 2018 to 2022. The results show that unemployment, poverty all have a detrimental effect on economic growth. On the other hand health budget allocations all have a favorable impact. The study concludes that while investments in health budgets positively influence growth by enhancing human capital and, poverty, unemployment negatively impact economic growth. This study's conclusion about the correlation between the variables can offer insightful information to practitioners across a range of fields and public policy.

Penentu Pola Pembiayaan Kredit Pemilikan Rumah pada Preferensi Masyarakat Perkotaan Valentine, Bunga Prifa; Suharno, Suharno; Ahmad, Abdul Aziz
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 6 No 3 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i3.4062

This study aims to analyze whether the factors of property values, religiosity, procedures, promotions influence people's preferences in choosing conventional and sharia mortgage financing in Purwokerto. The sample in this research is the people in Purwokerto, especially the people who are interested in taking mortgages with a sample size of 100 respondents. The method used in this research is random sampling technique. The analytical method used is logistic regression analysis, which is a regression model in which the dependent variable is a category, namely conventional banks and Islamic banks. The data processing uses the help of IBM SPSS. The results of this study indicate that property value has no effect on people's preferences in choosing conventional and sharia mortgage financing in Purwokerto, religiosity has a significant influence on people's preferences in choosing conventional and Islamic mortgage financing in Purwokerto, procedures have a significant influence on people's preferences in choosing financing. Conventional and sharia mortgages in Purwokerto, and procedures have a significant effect on people's preferences in choosing conventional and sharia mortgage financing in Purwokerto. Keywords: property value, religiosity, procedure, promotion.

Analisis Pengaruh Pertumbuhan, Aglomerasi, PAD dan Investasi Terhadap Ketimpangan Pendapatan Antar Wilayah Pada Kabupaten/Kota di Yogyakarta Tahun 2011-2022 Aryani, Zeni; Ahmad, Abdul Aziz; Gunawan, Diah Setyorini
Lingka Ekonomika Vol 2 No 2 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Jenderal Soedirman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32424/jle.v2i2.10065

Income inequality between regions occurs because there are differences in the development process and differences in policies for each region. Income inequality between regions occurs in Yogyakarta, which is the province with the highest poverty rate in Java. One of the causes of poverty in Yogyakarta is inequality in the north and south sides. Development on the north side is progressing massively while development on the south side is relatively lagging behind. The purpose of this research is to analyze the effect and elasticity of per capita growth, agglomeration, local own-source revenue, and investment on income inequality between regions. This research is a quantitative research using secondary data. The data used in this research are inequality based on the Bonet index, GRDP (Gross Regional Domestic Product) per capita, agglomeration, local own-source revenue, and investment from 5 regencies/cities in Yogyakarta from 2011 to 2022. The data were obtained from BPS (Badan Pusat Statistik) Yogyakarta publications and DJPK (Direktorat Jenderal Perimbangan Keuangan) publications. Data were analyzed using panel data analysis with the fixed effect model. The results showed that per capita growth has a positive and significant effect on income inequality between regions, agglomeration has a positive and significant effect on income inequality between regions, local own-source revenue has a negative and significant effect on income inequality between regions, and investment has a negative and significant effect on income inequality between regions. Based on this research, it is hoped that local governments can increase economic growth and make investment equitable, especially in the southern region by considering the potential of the area they have.

THE STRATEGY DEVELOPMENT SMEs METAL FROM BUSINESS EFFICIENCY ASPECT AND WELFARE LEVEL OF THE METAL CRAFTSMEN Gunawan, Diah Setyorini; Ahmad, Abdul Aziz; Gunawan, Ratna Setyawati
Jurnal Ekonomi dan Manajemen Vol 17 No 1 (2024): Jurnal Ekonomi dan Manajemen
Publisher : Universitas Muhammadiyah Kalimantan Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar

This research identifies the profiles of metal craftsmen, analyze the efficiency of metal businesses, and analyze the welfare level of the metal craftsmen in Pasir Wetan Village. The results of this research are expected to support the development of SMEs metal. The research method used was a quantitative research method. The study uses primary data and secondary data. Primary data were obtained from direct interviews with metal craftsmen in Pasir Wetan Village, Karanglewas District, Banyumas Regency. Primary data include data on age, education level, length of business, number of workers used, total income, total production costs, and net income level. Whereas secondary data included monograph data of Pasir Wetan Village, Karanglewas Subdistrict, Banyumas Regency. The analytical method used in this study includes descriptive analysis, business efficiency analysis, and welfare level analysis. Based on the results of the research, we can identify the profiles of metal craftsmen in Pasir Wetan Village. In addition, it can be identified that the metal business in Pasir Wetan Village is efficient and the metal craftsmen in Pasir Wetan Village are in the prosperous category. The government, both the central and local governments, through the relevant ministries or agencies, must always provide assistance and involve SMEs in training so that SMEs can always innovate. Innovations made by SMEs will support efforts to increase efficiency and welfare. In addition, SMEs always need capital and equipment assistance. In the context of efforts to increase the efficiency and welfare of SMEs, the government should ideally include universities and related institutions. The role and cooperation of various parties in an effort to increase the efficiency and welfare of SMEs is expected to facilitate the realization of these efforts.

Supply Chain 4.0 Adaptability and Lean Supply Chain Management: Connections and Impact on the Firm’s Operational Performance Huda, Miftakul; Rahayu, Agus; Furqon, Chairul; Adib Sultan, Mokh; Ahmad, Abdul Aziz
Jurnal Internasional Penelitian Bisnis Terapan Vol 7 No 02 (2025)
Publisher : Politeknik Negeri Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35313/ijabr.v7i02.519

The reason of this paper is twofold:to begin with, to supply a estimation device for supply chain adaptability 4.0 by utilizing the hypothetical point of view of ambidexterity to drive Industry 4.0; moment, to observationally analyze how supply chain ambidexterity 4.0 and incline supply chain administration offer assistance move forward firms' operational execution. Observational comes about are gotten through the investigation of study information from a test of 197 outomotif firms that are at the mid-level within the supply chain. Auxiliary condition modeling was conducted to test the three proposed theories. Based on the asset coordination hypothesis and the social resource-based see, this ponder observationally illustrates the fully mediating part of incline supply chain administration within the relationship between supply chain adaptability 4.0 and firm operational performance.

KEMAMPUAN MENGGAMBAR DAN MENERAPKAN MOTIF RAGAM HIAS PADA MEDIA TOTE BAG Nisa, Novita Chairunnisa; Ahmad, Abdul Aziz; Husain, Muh Saleh
JURNAL IMAJINASI Vol 9, No 1 (2025): Januari-Juni
Publisher : Universitas Negeri Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26858/i.v9i1.65949

Novita Chairun Nisa, 2022. Kemampuan Menggambar dan Menggambar Moyif Ragam Hias Flora pada Media Tote Bag di Kelas III SDN 41 Tonrong Pejja Kabupaten Soppeng. Jurusan Pneididikan Seni Rupa, Program Pascasarjana, Universitas Negeri Makassar. (Abd. Aziz Ahmad dan Muhammad Saleh Husain).Penelitian ini dilatar belakangi Peserta didik selalu berdalih seni adalah bakat, sehingga mengurangi motivasi belajar terhadap pembelajaran seni rupa. Rumusan Masalah dalam penelitian ini; Bagaimana kemampuan menggambar dan menerapkan motif ragam hias flora pada media tote bag dan faktor apa yang menjadi pendukung dan penghambat dalam proses menggambar dan menerapkan motif ragam hias flora pada media tote bag peserta didik kelas III. Pendekatan yang digunakan adalah pendekatan kualitatif. Populasi penelitian ini yaitu seluruh pserta didik kelas 3. Sampel dalam penelitian ini sebanyak 10 orang peserta didik kelas 3. Teknik analisis data yaitu kualitatif bersifat deskriptif. Hasil analisis menunjukkan bahwa kemampuan menggambar dan menerapkan motif ragam flora hias peserta didik kelas III masuk dalam kategori mampu. Hal tersebut dilihat dari hasil penilaian bahwa ada 4 peserta didik yang mendapat nilai sangat baik (A), ada 5 peserta didik yang mendapatkan nilai kategori baik (B), dan ada 1 peserta didik yang mendapatkan nilai kategori cukup (C). Terdapat faktor pendukung dalam menggambar dan menerapkan motif ragam flora hias yaitu memiliki alat dan bahan tentunya memiliki motivasi yang tinggi, kreativitas yang tinggi karena kaya pengalaman, memiliki tanggung jawab jawa, percaya diri dan menghargai karya sendiri. Faktor penghambat yaitu kelengkapan alat dan bahan umumnya memberi punya teman, sehingga mengganggu proses menggambar, malas mengulang tugas-tugas, semangat masih kurang sebatas untuk mendapatkan nilai.

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