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All Journal JTERA (Jurnal Teknologi Rekayasa) Astonjadro IKRA-ITH ABDIMAS AL-TANZIM : JURNAL MANAJEMEN PENDIDIKAN ISLAM Journal of Economicate Studies Journal Innovation of Civil Engineering (JICE) COMSERVA: Jurnal Penelitian dan Pengabdian Masyarakat Jurnal Ilmiah Mahasiswa Ekonomi Syariah (JAMMIAH) JURNAL ECONOMINA Socio-Economic and Humanistic Aspects for Township and Industry Jurnal Indonesia : Manajemen Informatika dan Komunikasi Communicative : Jurnal Komunikasi dan Penyiaran Islam
Jalaludin, Jalaludin
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Religion Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Library & Information Science Mechanical Engineering Social Sciences Transportation Other

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THE REVIEW OF OPENING PROCEDURES OF SHARIA BASED SAVING IN SHARIA FINANCIAL SERVICES COOPERATION BMT MITRA SADAYA BRANCH OF PURWAKARTA Jalaludin, Jalaludin
Journal of Economicate Studies Vol. 1 No. 2 (2017): Journal of Economicate Studies
Publisher : Islamicate Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (284.632 KB) | DOI: 10.32506/joes.v1i2.180

Abstract

This article describes the variation of syariah savings in the institution of the temple al-Maal wa al-Tamwil (BMT) Mitra sadaya. The approach used in this study is a qualitative approach and the type of data used in this study is descriptive. The object of this research is the analysis of the opening procedure of sharia savings at the institution of bait al-Maal wa al-Tamwil (BMT) Mitra Sadaya Purwakarta branch. The subject of the research is the source of data asked for the information according to the research problem. This study aims to determine the form of procedures, implementation procedures, the benefits of procedures and factors in running procedures in the opening of syariah savings. The results of this study are: Variations of Islamic savings at the institution of the temple al-Maal wa al-Tamwil (BMT) Mitra sadaya there are three contracts used: (1) principle akad wadi'ah, (2) Mudharabah contract principle, (3) Qard. Then for the opening procedure of syariah savings as follows: (1) Prospective customers / members come to the office or hold an appointment with marketing bait al-Maal wa al-Tamwil (BMT); (2) The prospective customer / member meets with the Customer Service section bait al-Maal wa al-Tamwil (BMT) Mitra sadaya; (3) Prospective customers / members fill out the application form of syariah account opening or savings account; (4) Prospective client / member shall sign the approval for opening of syariah saving account; (5) Entered and checked by the teller section; (6) Print sharia savings book in accordance with customer / member application; (7) The signing of officials related to the institution of al-Maal wa al-Tamwil (BMT) Mitra sadaya; (8) Calculate and give the first deposit money to the teller; (9) Input of initial deposit and deposit of deposit; (10) Re-check the nominal deposit with the amount of balance and stamp teller; (11) Account opening is completed and customers / members are welcome to go home. Shariah-compliant profit sharing of bait al-Maal wa al-Tamwil (BMT) Partners sadaya partner, if the form of ordinary sharia savings (other than deposits) gifts or profits are given equivalent to 35% of office income. However, if included in the category of gift deposits granted equivalent to 9% -13% per year. As well as deposits that fall into the category of capital of the institution of bait al-Maal wa al-Tamwil (BMT). Sadaya Partners that last from 4-5 years, the profits are equal to 30% -110%.
Sustainability Analysis of Pawn Products PT. Pegadaian (Persero) in the Competitive Climate of the Pawnshop Business Jalaludin, Jalaludin; Eni Indriani; Isnawati, Isnawati; Ermawati, Ermawati
Socio-Economic and Humanistic Aspects for Township and Industry Vol. 1 No. 1 (2023): Socio-Economic and Humanistic Aspects for Township and Industry
Publisher : Tinta Emas Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59535/sehati.v1i1.96

Abstract

This research aims to empirically test the influence of pawnshop business competition on business sustainability. The population in this research is all customers of PT. Pegadaian (Persero) Aikmel Sub-Branch has 12,930 customers. The number of samples used was 400 customers which was determined based on a simple random sampling technique. The analysis technique used is Structural Equation Modeling-Partial Least Square (SEM-PLS). The research results show that pawn business competition has a positive effect on the sustainability of PT's pawn products. Pegadaian (Persero). It is hoped that the implications of this research can be used as consideration by PT. Pegadaian (Persero) in responding to the ongoing business competition and also this research can be used as a benchmark to see the public's response regarding the comparison between PT. Pegadaian (Persero) with other pawnshop companies.
Evolusi Strategi Digital Marketing untuk Meningkatkan Loyalitas Konsumen Jalaludin, Jalaludin
JURNAL ECONOMINA Vol. 4 No. 5 (2025): JURNAL ECONOMINA, Mei 2025
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v4i5.1554

Abstract

Penelitian ini bertujuan untuk mengeksplorasi evolusi strategi digital marketing dalam upaya meningkatkan loyalitas konsumen pada perusahaan berbasis digital. Metode penelitian yang digunakan bersifat kualitatif dengan pendekatan studi kasus, di mana data dikumpulkan melalui wawancara mendalam, observasi partisipatif, dan analisis dokumen perusahaan yang relevan. Hasil penelitian menunjukkan bahwa transformasi strategi digital marketing tidak hanya sekadar adaptasi terhadap teknologi baru, tetapi juga melibatkan perubahan signifikan dalam pemahaman perilaku konsumen, interaksi personalisasi, serta pengelolaan konten yang relevan dan konsisten. Strategi yang efektif menekankan penggunaan media sosial, kampanye email yang tersegmentasi, dan implementasi program loyalitas berbasis data analytics untuk membangun kedekatan emosional dengan konsumen. Selain itu, penelitian ini menemukan bahwa faktor kepercayaan, pengalaman digital yang mulus, serta komunikasi interaktif menjadi pilar penting dalam meningkatkan loyalitas pelanggan. Dinamika ini menunjukkan bahwa perusahaan harus secara berkelanjutan memonitor preferensi konsumen dan menyesuaikan strategi digital marketing agar tetap relevan dan kompetitif. Temuan ini memberikan implikasi praktis bagi manajer pemasaran untuk merancang strategi yang lebih adaptif dan responsif terhadap perubahan perilaku konsumen, sekaligus memperkuat hubungan jangka panjang antara perusahaan dan konsumen. Dengan demikian, penelitian ini memperluas pemahaman tentang peran digital marketing dalam membentuk loyalitas konsumen di era digital yang terus berkembang.
Co-Authors Aan Hasanah Abdillah, Aditya Nur Alam, Chessa Rahadi Alifia Salsabila, Reyhan Putri Amarantha, Dessy Apriani, Triana Aristiara, Adiwirya Askolani, Muhammad Desi Ramayanti Dwiatmoko, Hermanto Endahti, Les Eni Indriani Ermawati Ermawati Hehalatu, Alga Isnawati Isnawati Kartika, amalia Lestari, Ayang Prima Malik, Saeful Nunung Kurniasih, Nunung Nunung Widyaningsih Prayuti, Yuyut Rahmah, Astri Nurul Saeki, Jeki Yuliawati, Ayu Zahra, Denada Fatimah Zaldi, Ahmad