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All Journal FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Jurnal Pengabdian Masyarakat Indonesia (JPMI) Inisiatif: Jurnal Ekonomi, Akuntansi Dan Manajemen Jurnal Manajemen dan Ekonomi Kreatif Jurnal Pengabdian Masyarakat Indonesia Sejahtera Moneter : Jurnal Ekonomi dan Keuangan Santri : Jurnal Ekonomi dan Keuangan Islam Jurnal Pajak dan Analisis Ekonomi Syariah Akuntansi Pajak dan Kebijakan Ekonomi Digital Kajian Ekonomi dan Akuntansi Terapan Akuntansi dan Ekonomi Pajak: Perspektif Global Jurnal Bisnis, Ekonomi Syariah dan Pajak Pajak dan Manajemen Keuangan Ekopedia: Jurnal Ilmiah Ekonomi
Misfi Laili Rohmi
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Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Electrical & Electronics Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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DETERMINAN VARIABEL MAKROEKONOMI TERHADAP PEMBIAYAAN MUDHARABAH PERBANKAN SYARIAH INDONESIA: ANALISIS ERROR CORRECTION MODEL (ECM) Misfi Laili Rohmi; Mahfudz Reza Fahlevi
FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Vol 5 No 1 (2022): FINANSIA : Jurnal Akuntansi dan Perbankan Syariah
Publisher : Fakultas Ekonomi Dan Bisnis Islam IAIN Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (596.786 KB) | DOI: 10.32332/finansia.v5i01.4531

Abstract

This study intends to investigate the impact of macroeconomic factors such as inflation, the BI rate, the exchange rate, and the Money Supply (JUB) on Islamic banking's mudharabah financing, which includes all Islamic Commercial Banks (BUS) and Sharia Business Units (UUS) in Indonesia. The Error Correction Model (ECM) analysis was used to identify the short- and long-term effects of the independent variable on the dependent variable. During the monthly period of 2016-2021, secondary data was gathered from Sharia Banking Statistics (SPS) OJK, Central Statistics Agency (BPS), and Bank Indonesia (BI). The data show that only the Money Supply (JUB) has an influence on internal mudharabah financing in the near term, whereas the other three factors, such as inflation, BI rate, and interest rate, have no effect.
Cara Pintar Mengelola Keuangan Keluarga Bagi Keluarga Penerima Manfaat (KPM) Program Keluarga Harapan (PKH) Misfi Laili Rohmi; Mega Mariska
Jurnal Pengabdian Masyarakat Indonesia Sejahtera Vol. 4 No. 2 (2025): Juni: Jurnal Pengabdian Masyarakat Indonesia Sejahtera
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jpmis.v4i2.719

Abstract

The problem of poverty is still a homework that has not been resolved by the government. Various efforts have been made, one of which is through the Family Hope Program (PKH), which is a conditional cash assistance for beneficiaries. It is said to be conditional because recipients must access education and health services using the grant funds received. However, based on information obtained from the companion, it is known that the recipients did not fully use the aid money according to its designation. This happens for various reasons, one of which is minimal income so they have to look for other sources to meet their daily needs. Therefore, this dedication is intended to provide an understanding of how to manage family finances so that whatever income is earned can be sufficient to meet life's needs, not a lifestyle. This dedication method is carried out with lectures, discussions and brainstorming with participants. The result of this service is that participants gain additional knowledge about budget planning, budget control, and distinguishing between needs and wants.
Pelatihan Literasi Keuangan: Cermat Meminjam dan Menabung Misfi Laili Rohmi; Nur Syamsiyah; Lilis Renfiana; Carmidah, Carmidah Carmidah
JURNAL PENGABDIAN MASYARAKAT INDONESIA Vol. 3 No. 1 (2024): Februari : Jurnal Pengabdian Masyarakat Indonesia (JPMI)
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jpmi.v3i1.3457

Abstract

This service activity aims to provide an understanding of financial literacy (careful borrowing and saving) so that it is hoped that participants can avoid loan sharks. Apart from that, participants are given knowledge about making simple financial reports so that expenses do not exceed income. This service was carried out at the Women's Farmers Group (KWT) in Pagelaran Village, Pringsewu Regency. The service method used is material presentation and discussion. The results of this activity were that the participants generally understood how to choose the right borrowing and saving as well as calculating the size of the costs of borrowing, although there were some participants who had a little difficulty in reading and writing.
Analisis Pengaruh Ekspor dan Impor terhadap Pertumbuhan Ekonomi di Indonesia Tahun 2012-2020 Agustina Dian Arini; Fitriana Putri; Retno Mutia Dewi; Sri Octa Wulandari; Misfi Laili Rohmi
Moneter : Jurnal Ekonomi dan Keuangan Vol. 2 No. 3 (2024): Juli : Moneter : Jurnal Ekonomi dan Keuangan
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/moneter.v2i3.629

Abstract

This article aims to describe the impact and implications on Indonesia's economic growth from 2012 to 2020. This research is based on a literature review using a quantitative approach using secondary data obtained from the Central Statistics Agency (BPS). This research uses regression analysis, linear regression, multiple regression, with SPSS data management tools. The F test results show that exports and imports do not have a significant effect on economic growth in Indonesia. Overall, both do not have a significant impact on economic growth. All of the findings of this research highlight the importance of considering other factors that have the potential to influence Indonesia's economic growth rate. The implications of this research also provide a solid foundation for further research which may be able to explore other factors that have a greater influence on economic growth in Indonesia apart from export and import factors.
Analisis Pengaruh Tingkat Pendidikan dan Pengangguran terhadap Angka Kemiskinan di Kabupaten Lampung Timur Tahun 2012-2022 Fajar Hamdan Nugraha; Prayoga Rahkmat Pratama; Yoga Hasbi Assidiq; Misfi Laili Rohmi
Moneter : Jurnal Ekonomi dan Keuangan Vol. 2 No. 3 (2024): Juli : Moneter : Jurnal Ekonomi dan Keuangan
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/moneter.v2i3.631

Abstract

This research aims to describe how the level of education and unemployment influence poverty in East Lampung district. This research focuses on data for the period 2012 to 2022, using a multiple linear regression data processing approach where the results of the f test show that simultaneously The influence of education level and unemployment has a significant influence on poverty in East Lampung district, the education level variable has a significant negative effect on poverty while the unemployment variable has no influence on poverty in East Lampung district. It is hoped that this research can help government policies to minimize the occurrence of poverty, unemployment and motivate the population to continue to be highly educated so that the amount of poverty is reduced and can increase the value of the population's income and increase the regional GDP of East Lampung district.
Pengaruh Inflasi Dan Pengangguran Terhadap Tingkat Kemiskinan Di Provinsi Jawa Timur Tahun 2005-2014 Erina Aprillia; Icha Armanda; Selvia Apriliana; Misfi Laili Rohmi
Akuntansi Pajak dan Kebijakan Ekonomi Digital Vol. 1 No. 3 (2024): Akuntansi Pajak dan Kebijakan Ekonomi Digital
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/apke.v1i3.110

Abstract

This study investigates the influence of inflation and unemployment on poverty levels in several provinces in East Java. The aim of this research is to find out how variables such as inflation and unemployment rates impact poverty levels. This research was conducted using descriptive quantitative methods. Secondary data was collected from the Indonesian Central Statistics Agency (BPS) and other parties involved in this research. Multiple linear regression analysis was carried out using the SPSS 26.0 program. The percentage of poverty level is the dependent variable, and the percentage of inflation and unemployment levels are the independent variables. The research results show that the independent variable and dependent variable simultaneously have a significant influence. Each independent variable has a different impact on the influence individually (partially). Inflation does not have a significant impact on poverty, but unemployment has a significant impact on poverty.
Pengaruh Indeks Pembangunan Manusia (Ipm) Dan Tingkat Kemiskinan Terhadap Tingkat Pengangguran Terbuka (Tpt) Di Provinsi Dki Jakarta Tahun 2011-2020 Gadis Puan Mahesa; Nabila Khairunnisa; Misfi Laili Rohmi
Kajian Ekonomi dan Akuntansi Terapan Vol. 1 No. 4 (2024): Desember : Kajian Ekonomi dan Akuntansi Terapan (KEAT)
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/keat.v1i4.112

Abstract

When people who are able of working cannot find work according to their interests and skills, they have the potential to become unemployed. Unemployment is caused by decreasing job requirement, lack of experience and inadequate skills. Therefore, in this case it is necessary to expand jov vacancies, develop skills and economic growth to combat unemployment. The aim of this research is to find out how poverty and the human development index as two independent variables will influence unemployment in DKI Jakarta. This research is quantitative research using secondary data in the form of time series data for the 2011-2020 period originating from the Central Statistics Agency (BPS) of DKI Jakarta Province. The method used is multiple regression analysis using IBM SPSS 26 software. The research results show that together the HDI and Poverty Level have a significant influence on the Open Unemployment Rate in DKI Jakarta Province in the period 2011-2020.
Pengaruh Ekspor dan Investasi Luar Negeri terhadap Pertumbuhan Ekonomi Berdasarkan PDRB Provinsi Jawa Barat Tahun 2015-2022 Reza Septiana; Rayhan Ardiansyah; Syintia Pertiwi; Misfi Laili Rohmi
Kajian Ekonomi dan Akuntansi Terapan Vol. 1 No. 4 (2024): Desember : Kajian Ekonomi dan Akuntansi Terapan (KEAT)
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/keat.v1i4.113

Abstract

This study aims to describe how exports and foreign investment affect economic growth based on the GRDP of West Java province in 2015-2022. This research is a literature study that departs from quantitative methods using secondary data obtained from the Central Statistics Agency (BPS). This research uses a multiple linear regression approach with SPSS data processing tools. The results of the F test show that simultaneously, exports and foreign investment do not have a significant effect on GRDP in West Java province. Partially, both of them do not have a significant influence on GRDP. The findings of this research underline the importance of considering other factors that may influence the level of GRDP in West Java. The implications of these findings also provide a basis for further research that could explore additional factors that may influence the relationship between these three variables.
Pengaruh Inflasi, dan Suku Bunga terhadap Indeks Harga Saham Gabungan (IHSG) di Bursa Efek Indonesia (BEI) Periode 2015-2017 Vivi Melinia Sari; Muhammad Choiru Ramadani; Yoga Edi Setiawan; Misfi Laili Rohmi
Moneter : Jurnal Ekonomi dan Keuangan Vol. 3 No. 1 (2025): Januari : Moneter : Jurnal Ekonomi dan Keuangan
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/moneter.v3i1.634

Abstract

This study is to examine how interest rates and inflation affect the movement of the Indonesia Stock Exchange's Composite Stock Price Index (IHSG) (BEI). An econometric technique was utilized to do regression analysis on monthly data spanning the years 2015-2017. The study's findings demonstrate how the interest rate variable and the composite stock price index (IHSG) are influenced by the inflation variable, represented as variable X1.
Pengaruh Pengangguran dan Jumlah Penduduk Terhadap Kemiskinan di Provinsi Lampung 2018-2021 Abi Reza Alfikri; Diva Okta Nadia; Rama Harfi Ferdinan; Misfi Laili Rohmi
Inisiatif: Jurnal Ekonomi, Akuntansi dan Manajemen Vol. 4 No. 2 (2025): April : Inisiatif : Jurnal Ekonomi, Akuntansi dan Manajemen
Publisher : Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/inisiatif.v4i2.3700

Abstract

Poverty is a problem that continues to be faced by both developed and developing countries. In developing countries with high population density, this problem is very difficult to overcome, because the increasing population not only has an impact on the economic sector, but also political instability. This research aims to determine the effect of unemployment and population on poverty in Lampung Province. This data was obtained from BPS publications for the 2019-2021 period. This research uses panel data regression analysis and produces that partially unemployment (X1) has no significant effect on poverty (Y). population (X2) has no effect on poverty (Y). Meanwhile, together, unemployment and population have no effect on poverty.
Co-Authors Abi Reza Alfikri Adamvin Satria Dharmawan Afdhol Dinil Haq Agnes Alfi Normadila Agustina Dian Arini Aidil Fitriansyah Alin Dwi Putri Amanda Aulia Andi Saputra Anggy Dwi Safitri Annisa Istikomah Bella Permata Sari Bibit Waluyo Bintang Shavira Zahra Cahyani Dwi Era Wati Calendula Aprido Yurni carmidah, carmidah carmidah Chesia Afriza Citra Rhamadani Dea Marsa Amelia Desta Ayu Aristianti Devika Putriani Diva Okta Nadia Elsa Putri Vrasetya Erina Aprillia Fajar Hamdan Nugraha Fajar Muhammad Hasbi Farhan Trisna Maulana Febriana Agatasya Fitriana Putri Gadis Puan Mahesa Icha Armanda Imelda Deva Kirana Lilis Renfiana Mahfudz Reza Fahlevi Mar’atus Solekhah Masna Ani Saputri Mega Mariska Muhammad Choiru Ramadani Nabila Khairunnisa Nata Sanjaya Navia Istiqomah Nelmy Fitria Utami Nur Syamsiyah NURUL ISTIQOMAH Olliviya Tri Hermanda Prayoga Rahkmat Pratama Puspita Andraini Putri Indriyani Putri Nurmawati Rahmad Riski Wahyudi Rama Harfi Ferdinan Rayhan Ardiansyah Renita Dafa Arta Mevia Resta Uke Yurinda Retno Mutia Dewi Reza Septiana Rini Agustin Muda Rizki Aria Sona Rizky Fadhilah Ahmad Sekar Dwi Rachmadhani Selvia Apriliana Siti Nurhayati Sri Octa Wulandari Syifa Shandy Erlia Syintia Pertiwi Vika Agustiyani Vivi Melinia Sari Yoga Edi Setiawan Yoga Hasbi Assidiq Yulia Lestari Yuyun Kartika Sari