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All Journal Islam Futura Jurnal SOLMA JURNAL PENDIDIKAN TAMBUSAI Al-Masharif: Jurnal Ilmu Ekonomi dan Keislaman MALIA: Journal of Islamic Banking and Finance EKSYA: Jurnal Ekonomi Syariah Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan EKONOMIKA SYARIAH : Journal of Economic Studies Dharma Jnana JIFTECH: Journal Of Islamic Financial Technology Jurnal Manajemen Keuangan Syariah Jurnal Riset Manajemen dan Ekonomi AMMA : Jurnal Pengabdian Masyarakat BUMI: International Journal of Environmental Reviews Profetik Jurnal Ekonomi Syariah Jurnal Bisnis, Ekonomi Syariah dan Pajak Masyarakat Berkarya: Jurnal Pengabdian dan Perubahan Sosial
Siregar, Fitri Ana
UIN Sulthan Thaha Saifuddin Jambi, Indonesia
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Journal : JIFTECH: Journal Of Islamic Financial Technology

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Analysis of the Influence of Mobile Banking on the Profitability Level of Sharia Banks in Indonesia in 2019-2023 Sari, Indah; Siregar, Fitri Ana
Journal of Islamic Financial Technology Vol 3, No 1 (2024): JIFTECH : Journal Of Islamic Financial Technology
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/jiftech.v3i1.11687

Abstract

The aim of this research is to determine the effect of mobile banking on the level of Return On Assets (ROA) of Islamic banks in Indonesia in 2019-2023. The rise and fall of ROA is caused by unstable profits and total assets. This research uses quantitative research, and the data source uses secondary data in the form of a time series of 20 samples. Data analysis techniques use descriptive statistical test techniques, normality test, hypothesis test (t test), coefficient of determination test (R Square), and simple linear regression analysis. Data processing uses the SPSS Version 23 program. The research results show that the mobile banking variable has a partial effect on the profitability of Islamic banks in Indonesia in 2019-2023. This can be proven by the results of the t test analysis showing that the e-banking variable has t count gt; t table, thus e-banking has an effect on the profitability of Islamic banks in Indonesia in 2019-2023.Keywords: Mobile Banking, Profitability
Co-Authors Addirahman, Addirahman Ambar wati, Wilis Angger Hidayat Angger Hidayat Anggraini, Dessy Anggriani, Latusi Angraini, Desti Anisa, Rahma Badariah Badariah Efendi, Surya Erwin Saputra Siregar Febrian, Ricky Habriyanto Habriyanto Hakim, M.Zaim Hidayat, Angger Indah Purwati Indah Sari Intan Fazira Ismadharliani, Aztyara Khairil Razali Khusnul Istiqomah Kurniyati Latusi Anggriani Latusi Anggriani Latusi Anggriani Mellya Embun Baining Miftahur Rahmi Mubarokah, Zakiyatunnisa Al Nafiah, Uyun Nur Jumriatunnisah Nur Jumriatunnisah, Nur Nurfazillah Nurfazillah Nurfazillah Putri Handayani Lestari Rafidah Rafidah Saldi Yulistian Saldi Yulistian Saldi Yulistian Sapitri, Ainul Selbi, Selbi Sudharyati, Neneng Syahril Ahmad Thalib, Badariah Titin Agustin Nengsih Urwawuska Ladini Wati, Wilis Ambar Yulistian, Saldi zakiyatunnisa al mubarokah