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All Journal Buletin Udayana Mengabdi JURNAL PENDIDIKAN TAMBUSAI MALIA: Journal of Islamic Banking and Finance Otonomi ARZUSIN: Jurnal Manajemen dan Pendidikan Dasar Journal of Artificial Intelligence and Digital Business Jurnal Manajemen dan Ekonomi Kreatif Maliki Islamic Economics Journal Jurnal Riset Manajemen Jurnal Riset Manajemen dan Ekonomi Jurnal Riset Ekonomi dan Akuntansi Journal of Management and Social Sciences Jurnal Kajian Dan Penalaran Ilmu Manajemen Masip: Jurnal Manajemen Administrasi Bisnis dan Publik Terapan Jurnal Nuansa: Publikasi Ilmu Manajemen dan Ekonomi Syariah Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Maslahah: Jurnal Manajemen dan Ekonomi Syariah Santri : Jurnal Ekonomi dan Keuangan Islam Jurnal Inovasi Ekonomi Syariah dan Akuntansi Akhlak: Jurnal Pendidikan Agama Islam Dan Filsafat Jurnal Maisyatuna
Arsa Arsa
Unknown Affiliation
Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Social Sciences Other

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Motif Masyarakat Non Muslim Menjadi Nasabah Gadai Pada Bank Syariah Indonesia Cabang Kota Jambi Menurut Perspektif Ekonomi Islam Suci Martha Liany; Arsa Arsa; Refky Fielnanda
Jurnal Inovasi Ekonomi Syariah dan Akuntansi Vol. 1 No. 4 (2024): Juli: Jurnal Inovasi Ekonomi Syariah dan Akuntansi (JIESA)
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jiesa.v1i4.240

Abstract

The background to this thesis is that apart from Muslim customers, there are also non-Muslim customers who are gold pawning customers at the Pekanbaru branch of Bank Syariah Mandiri. The aim of this research is to find out the motives of non-Muslim communities for using gold pawning financing services at Bank Syariah Indonesia Jambi Branch Office and to find out how Islamic economics views the motives of non-Muslim communities for using gold pawning financing services at Bank Syariah Indonesia Jambi Branch Offices. The population in this study was 4 non-Muslim customers who used the gold pawn financing services of Bank Syariah Indonesia, Jambi City Branch. This research is field research or what is known as field research. The location of this research is Bank Syariah Indonesia, Jambi City. The sample in this research was all non-Muslim customers, namely 4 people who used gold pawning financing services at Bank Syariah Indonesia, Jambi City. After the author conducted research, it can be concluded that the motive for non-Muslim people to become gold pawning customers at Bank Syariah Indonesia Jambi City Branch is because non-Muslim customers need capital, such as to sell in markets. Some of the motives used by non-Muslim customers are personal motives, cultural motives, religious motives, stimuli, Islamic economic views on the motives of non-Muslim communities for using gold pawn financing services at the Pekanbaru branch of Bank Syariah Mandiri in accordance with the rules of Allah SWT, leading to the achievement of goodness, prosperity, helping humans to achieve success.
Pengaruh Literasi Keuangan, Aktifitas Galeri Investasi Syariah Dan Pengelolaan Uang Saku Terhadap Minat Mahasiswa Dalam Berinvestasi Saham Syariah Di Pasar Modal Dimas Dwi Amrico Py; Arsa Arsa; Nurlia Fusfita
Jurnal Inovasi Ekonomi Syariah dan Akuntansi Vol. 1 No. 1 (2024): Januari : Jurnal Inovasi Ekonomi Syariah dan Akuntansi (JIESA)
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jiesa.v1i4.304

Abstract

Investing in the Shariah capital market is not only a potential business choice but also an embodiment of the recommended practice of muamalah in Islam, where wealth is used productively to bring benefits to oneself and others. This study found that financial literacy has a significant influence on students' investment interest, with a significance value of 0.000. Financial literacy plays a crucial role in shaping wise financial behavior, where a deeper understanding of finance and investment can help individuals manage their finances better. Additionally, Shariah investment gallery activities also have a significant influence on students' investment interest, with a significance value of 0.012. These activities provide students with a deeper understanding of the mechanisms and principles of the Shariah capital market, thereby increasing their interest in investing. Managing pocket money is also a significant factor in determining students' investment interest, with a significance value of 0.003. Wise management of pocket money allows some students to use part of those funds for investment, subsequently increasing their interest in the Shariah capital market. Simultaneously, the research results show that financial literacy, Shariah investment gallery activities, and pocket money management have a significant influence on students' investment interest, with a significance value for the F-test of 0.000.
Pengaruh Modal, Jam Kerja, Dan Sumber Daya Manusia Terhadap Pendapatan Pedagang Kaki Lima Di Kelurahan Kenali Besar Kecamatan Alam Barajo Kota Jambi Septiasari, Karina; Arsa, Arsa; Orinaldi, Mohammad
Otonomi Vol 24 No 2 (2024): Otonomi
Publisher : Universitas Islam Kadiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32503/otonomi.v24i2.6160

Abstract

The amount of income will be influenced by several factors including capital, working hours, and human resources. This study aims to determine how capital, working hours and human resources affect the income of street vendors in Kenali Besar Village, Alam Barajo District, Jambi City. The research method used is quantitative with the number of samples taken as many as 57 respondents. While collecting data with a questionnaire (questionnaire). Based on data analysis using instrument tests consisting of validity tests and reliability tests, classical assumption tests, hypothesis testing consisting of multiple linear regression tests, t tests, f tests, and R square tests. The results showed that: 1) Capital has a positive and significant effect on the income. 2) Working hours have no effect and are not significant to the income.3) Human Resources has a positive and significant effect on the income. 4) simultaneously Capital, Working Hours and Human Resources have a significant effect on the income.
Pengaruh Literasi Zakat dan Kepercayaan Muzakki terhadap Keputusan Membayar Zakat di Baznas Kabupaten Tanjung Jabung Barat: Studi pada Masyarakat Kecamatan Tungkal Ilir Aulia Taufig Kurrahman; Arsa Arsa; Beid Fitrianova Andriani
Akhlak : Jurnal Pendidikan Agama Islam dan Filsafat Vol. 2 No. 2 (2025): Akhlak : Jurnal Pendidikan Agama Islam dan Filsafat
Publisher : Asosiasi Riset Ilmu Pendidikan Agama dan Filsafat Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/akhlak.v2i2.665

Abstract

A decision is something that motivates someone to do something they want to do and it is influenced by their habits and personality. Decisions are influenced by two factors, including knowledge (literacy) and trust (belief). This research aims to determine the influence of zakat literacy and muzakki beliefs on the muzakki's decision to pay zakat in Baznas, West Tanjung Jabung Regency (study in the community of Tungkal Ilir District). The method in this research is quantitative research. The samples were taken using nonprobability techniques. The analysis used is multiple linear regression with the SPSS 27 program. The research results show that zakat literacy (X1) partially has a positive and significant effect on decisions (Y), muzakki trust (X2) partially has a positive and significant effect on decisions (Y). Meanwhile, simultaneously zakat literacy and muzakki beliefs have a positive and significant influence on muzakki's decision to pay zakat in Baznas, West Tanjung Jabung Regency (study of the Tungkal Ilir District community).
Analisis Pengelolaan Keuangan Zakat Pada Badan Amil Zakat Nasional (BAZNAS) Kabupaten Merangin Reliana, Meza; Arsa, Arsa
Jurnal Pendidikan Tambusai Vol. 9 No. 1 (2025)
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jptam.v9i1.25449

Abstract

Zakat merupakan salah satu rukun Islam keempat yang menempati kedudukan dan peranan penting dalam hukum Islam. Salah satu fungsi zakat adalah untuk mewujudkan keadilan dalam perekonomian. Instansi pemerintah yang berwenang mengelola dan menyalurkan zakat adalah Badan Amil Zakat Nasional (BAZNAS). Permasalahan dalam penelitian ini yaitu Bagaimana Pengelolaan Keuangan zakat pada lembaga BAZNAS Kabupaten Merangin dan apa saja faktor-faktor yang menjadi kendala dalam pengelolaan keuangan zakat di BAZNAS Kabupaten Merangin. Metode penelitian yang digunakan adalah metode deskriptif kualitatif dengan melalui data primer dan sekunder kemudian teknik pengumpulan data yang digunakan adalah wawancara, observasi, dan dokumentasi. Analisis data adalah deskriptif kualitatif dengan cara reduksi data, penyajian data dan kesimpulan. Hasil penelitian ini menunjukkan bahwa Pengelolaan keuangan zakat pada lembaga BAZNAS Kabupaten Merangin secara keseluruhan telah dilaksanakan dengan baik. Proses pengelolaan zakat yang dilakukan mencakup empat aspek dalam pengelolaan zakat, yaitu Fundaraising (pengumpulan zakat), pendistribusian zakat, pendayagunaan zakat, dan pelaporan zakat yang semuanya berjalan secara terstruktur. Adapun kendala dalam pengelolaan keuangan zakat di BAZNAS Kabupaten Merangin adalah banyaknya muzakki yang menyalurkan zakat langsung kepada mustahik, yang menyebabkan potensi zakat yang terhimpun tidak maksimal. Kendala lainnya terkait dengan pendistribusian zakat di daerah-daerah terpencil, di mana infrastruktur yang buruk dan aksesibilitas yang terbatas menjadi hambatan utama dalam menyalurkan zakat tepat waktu. Dan kendala terkait dengan kurangnya pemahaman masyarakat tentang teknologi.
Analisis Pengelolaan Dana Desa Dalam Pemberdayaan Masyarakat Menurut Perspektif Ekonomi Islam Di Desa Sengkati Baru Kecamatan Mersam Kabupaten Batang Hari Rika Susanti; Arsa Arsa; Ahsan Putra Hafiz; Rohana
Jurnal Manajemen dan Ekonomi Kreatif Vol. 1 No. 2 (2023): April : Jurnal Manajemen dan Ekonomi Kreatif
Publisher : Universitas Kristen Indonesia Toraja

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1048.105 KB) | DOI: 10.59024/jumek.v1i2.85

Abstract

This research was conducted to find out whether the new Sengki village government was economical, and to develop community economic empowerment infrastructure. This research method uses a qualitative method which originates from the Sengkatan Baru village office, sub-district. Mersam District. Batanghari. The results of the research conducted by the researchers concluded: 1. The planning stage of Village Fund Allocation in the village of Rambahan is in accordance with what was planned by the village government and in accordance with the needs of the community to improve the standard of living of the community. However, the lack of participation of the Sengkuti Baru village community in the deliberations on the Determination of the Use of the Village Fund Budget resulted in several parties having different opinions. 2. The implementation of the Village Fund Allocation (ADD) for the empowerment of rural communities is appropriate from an Islamic economic viewpoint, because it has applied the ta'awun principle and the shura principle quite well according to the Islamic perspective. 3. The use of the village fund budget in Seangkati Baru Village, Mersam District, can be seen from the success of the financial performance of village funds in Rambahan Village for 2019-2021 in the like category, based on the category and proportion of each statistical statement, the average is in the good category and the percentage above 60% until it reaches below 80% success.
Pengaruh Jam Kerja, Pendapatan dan Perlindungan Kerja terhadap Kesejahteraan Ojek Online: Studi pada Driver Grab di Kota Jambi Salman Alparisy; Arsa Arsa; Agusriandi Agusriandi
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 3 No. 2 (2025): Mei : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v3i2.2270

Abstract

This research is titled "The Influence of Working Hours, Income, and Job Protection on the Welfare of Online Motorcycle Taxi Drivers (A Study on Grab Drivers in Jambi City)." The objectives of this study are: 1) To explain the effect of working hours on the welfare of Grab drivers in Jambi City. 2) To explain the effect of income on the welfare of Grab drivers in Jambi City. 3) To explain the effect of job protection on the welfare of Grab drivers in Jambi City. 4) To explain the combined effect of working hours, income, and job protection on the welfare of Grab drivers in Jambi City. The research method used by the researcher is a quantitative approach. The results of this study are: 1) From the regression test, it was found that working hours do not have a significant effect on the welfare of Grab drivers in Jambi City. 2) From the regression test, it was found that income significantly affects the welfare of Grab drivers in Jambi City. 3) From the regression test, it was found that job protection significantly affects the welfare of Grab drivers in Jambi City. 4) Simultaneously, working hours, income, and job protection significantly affect the welfare of Grab drivers in Jambi City.
A Survey of Islamic Banking Products Knowledge in Villages: Evidence from Talang Bakung Village Siregar, Erwin Saputra; Sari, Welly Puspita; Arsa, Arsa
Maliki Islamic Economics Journal Vol 1, No 2 (2021): Maliki Islamic Economics Journal
Publisher : Faculty of Economics UIN Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/miec.v1i2.13511

Abstract

This research aims to determine the Level of Public Knowledge of Islamic Banking Products. The problems discussed are public knowledge of Islamic banking products and what factors determine the level of public knowledge of Islamic banking products in Talang Bakung Village. The sample is 99 respondents. The sampling method is Purposive Sampling, the sampling technique based on the criteria, namely age and religion. Data were collected by interviewing and filling out questionnaires addressed to the people of Talang Bakung sub-district in Jambi city. The research results show that the people's knowledge of Talang Bakung Village regarding Islamic banking products is deficient. Some people already know about Islamic banks but do not know about the products. The factors that determine the level of knowledge of the Talang Bakung sub-district are education, employment, age, experience, and environmental factors.
Pengaruh Literasi Halal Dan Kemasan Produk Terhadap Keputusan Pembelian Pada Produk Umkm Halal Di Kecamatan Rimbo Ulu Kabupaten Tebo Yuli Rahmawati, Rina; Arsa, Arsa; Sari Putri, Nurrahma
Jurnal Pendidikan Tambusai Vol. 8 No. 2 (2024)
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk mengetahui Bagaimana pengaruh literasi halal dan kemasan produk terhadap keputusan pembelian pada produk umkm halal di kecamatan rimbo ulu, kabupaten tebo.Jenis penelitian ini merupakan pendekatan kuantitatif.. Jenis data yang di gunakan pada penelitia ini meliputi data primer dan sekunder. Teknik pengambilan sampel pada penelitian ini menggunakan teknik non probability . Teknik pengumpulan data yang digunakan di penelitin ini adalah observasi, interview (wawancara), kuesioner (angket) serta dokumentasi. Berdasarkan hasil dan pembahasan disimpulkan beberapa hal berikut ini. Pertama, Literasi halal berpengaruh secara signifikan terhadap keputusan pembelian produk UMKM Halal di Kecamatan Rimbo Ulu Kabupaten Tebo. berdasarkan hasil uji t diketahui bahwa variabel literasi halal memiliki nilai t hitung lebih besar dari nilai t tabel. Hal tersebut dapat berarti bahwa Ho1 di tolak dan Ha1 diterima. Kedua, Kemasn produk berpengaruh secara signifikan terhadap keputusan pembelian produk UMKM Halal di Kecamatan Rimbo Ulu Kabupaten Tebo. berdasarkan hasil uji t diketahui bahwa variabel kemasan produk memiliki nilai t hitung lebih kecil dari nilai t tabel. Hal tersebut dapat berarti bahwa Ho2 di terima dan Ha2 di tolak. Ketiga, Literasi Halal dan Kemasan Produk Terhadap Keputusan Pembelian pada Produk UMKM Halal di Kecamatan Rimbo Ulu Kabupaten Tebo. berdasarkan hasil uji f diketahui bahwa nilai F hitung lebih besar dari pada nilai F tabel.
Pengaruh Pengetahuan Dan Transparansi Terhadap Motivasi Masyarakat Membayar Zakat Di Baznas Kota Jambi Nur Sawitri, Diva; Arsa, Arsa; Erliyana, Nova
Jurnal Pendidikan Tambusai Vol. 8 No. 3 (2024)
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Zakat merupakan salah satu rukun Islam keempat yang menempati kedudukan dan peranan penting dalam hukum Islam. Salah satu fungsi zakat adalah untuk mewujudkan keadilan dalam perekonomian. Instansi pemerintah yang berwenang mengelola dan menyalurkan zakat adalah Badan Amil Zakat Nasional (BAZNAS). Inti dari permasalahan zakat selama ini yakni muzakki dan pengelola. Transparansi diperlukan dalam mengelola zakat, karena jika tidak ada transparansi dalam pengelolaan zakat bukan tidak mungkin berkurangnya keinginan atau motivasi masyarakat dalam membayar zakat. Selain itu dibutuhkan pengetahuan mengenai dampak dan manfaat zakat agar muzakki termotivasi untuk menunaikan kewajibannya dalam membayar zakat. Penelitian ini bertujuan untuk mengetahui pengaruh pengetahuan dan transparansi terhadap motivasi masyarakat membayar zakat di baznas Kota Jambi. Metode penelitian yang digunakan yaitu pendekatan kuantitatif. Untuk jumlah sampel diambil sebanyak 100 responden dengan teknik random sampling. Penelitian ini menggunakan alat hitung spss versi 23. Hasil penelitian ini menunjukan bahwa pengetahuan berpengaruh positif dan signifikan terhadap motivasi masyarakat membayar zakat, transparansi tidak berpengaruh terhadap motivasi masyarakat membayar zakat dan secara simultan pengetahuan dan transparansi berpengaruh terhadap motivasi masyarakat membayar zakat. Berdasarkan analisis data dalam penelitian ini variabel-variabel tersebut valid dan realibel. Pada pengujian asumsi klasik penelitian berdistribusi normal, tidak terjadi multikolinearitas dan tidak terjadi heterokedastisitas.
Co-Authors Achmad Fajri Ramadhan Achyat Budianto Agusriandi, Agusriandi Ahmad Syahrizal Ahmad Syukron Prasaja Ahsan Putra Hafiz Algian fahrozi Anggraeni, Lidya Anissa Anggraini Anzu Elvia Zahara Arif Munandar Aulia Taufig Kurrahman Azyumardi Azra Bambang Kurniawan Beid Fitrianova Andriani Darmiwati Darmiwati Dimas Dwi Amrico Py Dimas Pratama, Dimas Diwantara, Victor Erliyana, Nova Erwin Saputra Siregar Fauzan Ramli Ferlinda Agustina Ferri Saputra Tanjung Furnamasari, Fenti Garde Saspika I Nengah Simpen I Nyoman Sumerta Miwada IM.S. Negara Irma Dwi Pratiwi Joedy Andrian Kurniyati Kurniyati Lailatul Munawaroh Laily Ifazah Lara Parida Linta Kristiana Mohammad Orinaldi Muhammad Novaldi MUHAMMAD SUBHAN Muhammad Subhan Ni Putu Diantariani Nur Sawitri, Diva Nurlia Fusfita Orinaldi, Mohammad Putri, Melda Yulika Refky Fielnanda Reliana, Meza Rika Susanti Robiyatul Alawiyah Rohana Roy Hambali Salman Alparisi Salman Alparisy Sari Putri, Nurrahma Sari, Gusmila Sari, Welly Puspita Sawitri Kurniasih Septiasari, Karina Suci Martha Liany Victor Diwantara Yuli Rahmawati, Rina Zakiatul Fakhiroh