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All Journal Buletin Udayana Mengabdi JURNAL PENDIDIKAN TAMBUSAI MALIA: Journal of Islamic Banking and Finance Otonomi Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi ARZUSIN: Jurnal Manajemen dan Pendidikan Dasar Journal of Artificial Intelligence and Digital Business Jurnal Manajemen dan Ekonomi Kreatif Maliki Islamic Economics Journal Jurnal Riset Manajemen Jurnal Riset Manajemen dan Ekonomi Jurnal Riset Ekonomi dan Akuntansi Journal of Management and Social Sciences Jurnal Kajian Dan Penalaran Ilmu Manajemen Masip: Jurnal Manajemen Administrasi Bisnis dan Publik Terapan Jurnal Nuansa: Publikasi Ilmu Manajemen dan Ekonomi Syariah Akuntansi: Jurnal Riset Ilmu Akuntansi Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Maslahah: Jurnal Manajemen dan Ekonomi Syariah Santri : Jurnal Ekonomi dan Keuangan Islam Jurnal Inovasi Ekonomi Syariah dan Akuntansi Margin : Journal of Islamic Banking Akhlak: Jurnal Pendidikan Agama Islam Dan Filsafat Jurnal Maisyatuna
Arsa Arsa
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Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Social Sciences Other

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PENGARUH LOKASI DAN PROMOSI TERHADAP MINAT MENABUNG DI BANK SYARIAH PADA MASYARAKAT KELURAHAN CEMPAKA PUTIH KOTA JAMBI Arsa, Arsa; Kurniawan, Bambang; Yogitriani, Rima
MARGIN: Journal of Islamic Banking Vol 3 No 2 (2023): MARGIN JOURNAL OF ISLAMIC BANKING
Publisher : UIN Sulthan Thaha Saifuddin Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/margin.v3i2.1704

Abstract

Penelitian ini bertujuan untuk  mengetahui pengaruh Lokasi dan Promosi terhadap minat menabung di Bank Syariah pada masyarakat Kelurahan Cempaka Putih Kota Jambi. Dalam penelitian ini metode penelitian yang digunakan adalah metode  Kuantitatif. Sumber data yang digunakan dalam penelitian ini adalah data primer dan data sekunder. Analisis data yang digunakan adalah analisis regresi liner berganda dengan terlebih dahulu dilakukan pengujian dilakukan pengujian asumsi klasik dan uji hipotesis. Berdasarkan hasil penelitian uji-t menunjukan bahwa variabel lokasi dan promosi berpengaruh positif dan signifikan. Adapun hasil penelitian uji-F menyatakan bahwa lokasi dan promosi berpengaruh   signifikan secara bersama-sama terhadap minat menabung. Nilai koefisien determinan sebesar 36,6 % terhadap minat menabung masyarakat
ANALISIS PROSES REKRUTMEN DAN SELEKSI KARYAWAN PADA BANK SYARIAH INDONESIA KC. JAMBI Arsa, Arsa; Khairiyani, Khairiyani; Lamsari, Nissa; Nissa lamsari
MARGIN: Journal of Islamic Banking Vol 3 No 2 (2023): MARGIN JOURNAL OF ISLAMIC BANKING
Publisher : UIN Sulthan Thaha Saifuddin Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/margin.v3i2.2062

Abstract

Penelitian ini dilakukan pada Bank Syariah Indonesia KC Jambi dengan tujuan untuk mengetahui bagaimana proses rekrutmen dan seleksi karyawan dan dampaknya terhadap kinerja  karyawan pada Bank Syariah Indonesia KC Jambi. Sumber informan terdiri dari 5 (lima) orang pegawai pada Bank Syariah Indonesia KC Jambi dengan kriteria menempuh proses rekrutmen dan seleksi pada pada Bank Syariah Indonesia KC Jambi. Pelaksanaan rekrutmen calon karyawan ada 2 (dua) kegiatan yang dilakukan yaitu penyebaran penerimaan rekrutmen dilakukan dengan cara penyebaran informasi eksternal dan informasi Internal. Pelaksanaan seleksi penerimaan calon karyawan baru di Bank Syariah Indonesia KC Jambi memiliki beberapa tahapan diantaranya seleksi administrasi, wawancara, dan keputusan akhir seleksi. Proses rekrutmen dan seleksi memiliki dampak terhadap kinerja karyawan Bank Syariah Indonesia KC Jambi  yaitu kinerja karyawan telah sesuai dengan harapan menjalankan tugas dan tanggung jawabnya dengan kualitas yang baik dan juga tepat waktu.
PERAN PERBANKAN SYARIAH DALAM MENINGKATKAN KEWIRAUSAHAAN BAGI USAHA MIKRO DI MUARO BUNGO (Studi Pada Bank Syariah Indonesia KCP Muaro Bungo) Biesriani; Biesriani, Biesriani; Arsa, Arsa; Habibah, Awal
MARGIN: Journal of Islamic Banking Vol 5 No 1 (2025): MARGIN JOURNAL OF ISLAMIC BANKING
Publisher : UIN Sulthan Thaha Saifuddin Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/margin.v5i1.3085

Abstract

This research aims to determine and analyze the role of Sharia banking in increasing micro business entrepreneurship in Muaro Bungo, describe the obstacles and solutions of Bank BSI KCP Muaro Bungo in increasing entrepreneurship for micro businesses in Muaro Bungo, and find out and analyze Islamic views regarding sharia banking in increasing entrepreneurship for micro businesses in Muaro Bungo. The research method used is a qualitative descriptive approach, with data collection techniques through interviews, observation, and documentation. The results of the study show that BSI KCP Muaro Bungo has a strategic role in three forms of financing, namely: (1) sharia working capital financing, such as the provision of funds for business capital, stock of goods, and employee salaries; (2) sharia investment financing in the form of investment and rental of capital goods; and (3) consumptive financing to support business operations, such as vehicles and work tools through purchase and sale contracts, hire purchases, and cooperation. The obstacles faced include limited collateral, high risk in financing returns, and low public understanding of the Islamic financial system. The solutions implemented include the use of government financing programs, business potential assessments, and public education. The Islamic view on Shariat banking in enhancing entrepreneurship is based on Al-Quran, Sunnah, and ijtihad, by emphasizing the principles of justice, transparency, and blessings, as well as avoiding the practice of usury, ambiguity of contracts, and prohibited businesses.
Pengaruh Literasi Halal Dan Kemasan Produk Terhadap Keputusan Pembelian Pada Produk Umkm Halal Di Kecamatan Rimbo Ulu Kabupaten Tebo Yuli Rahmawati, Rina; Arsa, Arsa; Sari Putri, Nurrahma
Jurnal Pendidikan Tambusai Vol. 8 No. 2 (2024)
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk mengetahui Bagaimana pengaruh literasi halal dan kemasan produk terhadap keputusan pembelian pada produk umkm halal di kecamatan rimbo ulu, kabupaten tebo.Jenis penelitian ini merupakan pendekatan kuantitatif.. Jenis data yang di gunakan pada penelitia ini meliputi data primer dan sekunder. Teknik pengambilan sampel pada penelitian ini menggunakan teknik non probability . Teknik pengumpulan data yang digunakan di penelitin ini adalah observasi, interview (wawancara), kuesioner (angket) serta dokumentasi. Berdasarkan hasil dan pembahasan disimpulkan beberapa hal berikut ini. Pertama, Literasi halal berpengaruh secara signifikan terhadap keputusan pembelian produk UMKM Halal di Kecamatan Rimbo Ulu Kabupaten Tebo. berdasarkan hasil uji t diketahui bahwa variabel literasi halal memiliki nilai t hitung lebih besar dari nilai t tabel. Hal tersebut dapat berarti bahwa Ho1 di tolak dan Ha1 diterima. Kedua, Kemasn produk berpengaruh secara signifikan terhadap keputusan pembelian produk UMKM Halal di Kecamatan Rimbo Ulu Kabupaten Tebo. berdasarkan hasil uji t diketahui bahwa variabel kemasan produk memiliki nilai t hitung lebih kecil dari nilai t tabel. Hal tersebut dapat berarti bahwa Ho2 di terima dan Ha2 di tolak. Ketiga, Literasi Halal dan Kemasan Produk Terhadap Keputusan Pembelian pada Produk UMKM Halal di Kecamatan Rimbo Ulu Kabupaten Tebo. berdasarkan hasil uji f diketahui bahwa nilai F hitung lebih besar dari pada nilai F tabel.
Pengaruh Pengetahuan Dan Transparansi Terhadap Motivasi Masyarakat Membayar Zakat Di Baznas Kota Jambi Nur Sawitri, Diva; Arsa, Arsa; Erliyana, Nova
Jurnal Pendidikan Tambusai Vol. 8 No. 3 (2024)
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

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Abstract

Zakat merupakan salah satu rukun Islam keempat yang menempati kedudukan dan peranan penting dalam hukum Islam. Salah satu fungsi zakat adalah untuk mewujudkan keadilan dalam perekonomian. Instansi pemerintah yang berwenang mengelola dan menyalurkan zakat adalah Badan Amil Zakat Nasional (BAZNAS). Inti dari permasalahan zakat selama ini yakni muzakki dan pengelola. Transparansi diperlukan dalam mengelola zakat, karena jika tidak ada transparansi dalam pengelolaan zakat bukan tidak mungkin berkurangnya keinginan atau motivasi masyarakat dalam membayar zakat. Selain itu dibutuhkan pengetahuan mengenai dampak dan manfaat zakat agar muzakki termotivasi untuk menunaikan kewajibannya dalam membayar zakat. Penelitian ini bertujuan untuk mengetahui pengaruh pengetahuan dan transparansi terhadap motivasi masyarakat membayar zakat di baznas Kota Jambi. Metode penelitian yang digunakan yaitu pendekatan kuantitatif. Untuk jumlah sampel diambil sebanyak 100 responden dengan teknik random sampling. Penelitian ini menggunakan alat hitung spss versi 23. Hasil penelitian ini menunjukan bahwa pengetahuan berpengaruh positif dan signifikan terhadap motivasi masyarakat membayar zakat, transparansi tidak berpengaruh terhadap motivasi masyarakat membayar zakat dan secara simultan pengetahuan dan transparansi berpengaruh terhadap motivasi masyarakat membayar zakat. Berdasarkan analisis data dalam penelitian ini variabel-variabel tersebut valid dan realibel. Pada pengujian asumsi klasik penelitian berdistribusi normal, tidak terjadi multikolinearitas dan tidak terjadi heterokedastisitas.
Pengaruh Produk Dan Pelayanan Terhadap Keputusan Anggota Menggunakan Jasa BMT ( Baitul Maal Wa Tamwil ) Bina Insan Sejahtera Di Kota Jambi Darmiwati Darmiwati; Arsa Arsa; Mohammad Orinaldi
Jurnal of Management and Social Sciences Vol. 1 No. 2 (2023): April : Journal of Management and Social Sciences
Publisher : CV. Aksara Global Akademia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59031/jmsc.v1i2.178

Abstract

The method used by the authors in this study is a quantitative method, based on the results of the influence of products and services on members' decisions to use the services of Baitul Maal Wa Tamwil Bina Insan Prosperous City of Jambi. The results of the research on social class variable test, product quality and purchasing decisions were declared valid. Testing the hypothesis for the product variable (X1) 0.259 has an impact on members' decisions seen from the t value of 1.877 and a significant 0.00. It was concluded that Ho was rejected while H1 was accepted. Testing the hypothesis for service variables (X2) 0.329 service influences member decisions. Judging from the statistical value of t count of 2.437 and a significant 0.00 it is concluded that Ho is rejected while H2 is accepted. (F test) to get the result that the independent variables namely products and services jointly influence the dependent variable (member decision). This can be seen from the results obtained F count 2.925 with a significant price of 0.043.
PENGARUH HARGA, KEMASAN, RASA, VARIASI PRODUK, DAN KUALITAS PRODUK TERHADAP MINAT BELI (Studi Pada Usaha Gelamai Perentak Kecamatan Bangko Kabupaten Merangin) Lara Parida; Arsa Arsa; Muhammad Subhan
Jurnal Kajian dan Penalaran Ilmu Manajemen Vol. 1 No. 4 (2023): Oktober : Jurnal Kajian dan Penalaran Ilmu Manajemen
Publisher : CV. Aksara Global Akademia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59031/jkpim.v1i4.233

Abstract

The growth of the food industry that occurred in Indonesia resulted in a high monthly expenditure category, the food industry can be said to be the market share leader with a larger percentage compared to other industries. The food industry is also developing in Bangko District, Merangin Regency. One of the foods that are also widely sold by the people of Bangko District, Merangin Regency, is gelamai perentak which is well known to people who pass through Bangko District, Merangin Regency. Perentak pretty much produced continuously by the community. There are several things that can be considered by the company such as product quality, and also product variety. It is suspected that this can help in increasing consumer buying interest. The purpose of this study was to determine the effect of price, packaging, and taste simultaneously on buying interest in the gelamai perentak business, Bangko District, Merangin Regency. In this study the method used is descriptive quantitative. The data sources of this research are primary data and secondary data with the research instruments used namely observation, questionnaires, and documentation. The results showed that the results of the t test for price, packaging, taste, and product quality had a positive and significant effect on purchase intention. While the product variation variable has no influence between product variation and buying interest. Based on the results of the F test with the help of calculations from the SPSS program, it can be seen that in the statistical F test it appears that the significance value of 0.000 is less than 0.05, namely 0.000 <0.05. So it can be concluded that the variable price (X1), packaging (X2), taste (X3), product variety (X4), and product quality (X5) together significantly influence purchase intention
ANALISIS DAN POTENSI ZAKAT PRODUKTIF DALAM MENGENTASKAN KEMISKINAN MUSTAHIK STUDI KASUS (BAZNAS KOTA JAMBI) Achmad Fajri Ramadhan; Arsa Arsa; Victor Diwantara
Jurnal Kajian dan Penalaran Ilmu Manajemen Vol. 1 No. 4 (2023): Oktober : Jurnal Kajian dan Penalaran Ilmu Manajemen
Publisher : CV. Aksara Global Akademia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59031/jkpim.v1i4.242

Abstract

The aim of this research is to determine the potential of productive zakat in alleviating poverty in Jambi City. How to distribute Jambi City Baznas productive zakat to mustahik who need it. The data collection method used in this research uses primary data and secondary data, so the research uses a qualification method. So data collection techniques are carried out by interviews with related parties, observation, and literature study. Mustahik is the population in this research, the background to the problem is the potential for productive zakat in Jambi City through the Jambi City BAZNAS program. The potential gained is the ease of mustahik in applying for productive zakat funds, and services from the Jambi City BAZNAS. And any money and goods given to mustahik are permanent, without needing to be returned to BAZNAS Jambi City. The obstacle to the productive zakat program is the lack of socialization from the Jambi City Baznas to the people of Jambi City. So not many people in Jambi City know about the productive zakat program in Jambi City.
Analisis Kebijakan Merger BSI Terhadap Industri Halal UMKM Munandar, Arif; Arsa, Arsa; Subhan, Muhammad
Maisyatuna Vol. 4 No. 2 (2023): April: Jurnal Maisyatuna 
Publisher : STAI Denpasar Bali

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53958/mt.v4i2.271

Abstract

This study examines the Indonesian Islamic Bank Merger policy towards the halal industry for micro, small and medium enterprises. This research is to find out the role of the Indonesian Islamic Bank Jambi Gatot Subroto branch office in developing the halal industry Micro, small and medium enterprises that apply for financing at the Bank after the Merger and find out what are the obstacles faced by the Indonesian Islamic Bank Jambi Gatot Subroto branch office in distributing financing contracts to Micro, small and medium enterprises after the merger. This study uses a qualitative approach and the type of research approach used is descriptive qualitative. The data sources are primary data and secondary data. Methods of data collection through interviews and documentation. The results of this study indicate that the Indonesian Islamic Bank Jambi Gatot Subroto after the merger already has a role in improving the economy and developing the halal industry Micro, small and medium enterprises in Jambi City by providing an initial injection of funds and top up or additional business capital and also lightening and facilitating Micro, small and medium enterprises in applying for financing at Bank Syariah Indonesia, not only that, Bank Syariah Indonesia also plays an active role as a consultant for its customers and often holds entrepreneurship guidance, Bank Syariah Indonesia, the Jambi branch office, Gatot Subroto, conducts canvassing every day or goes directly into the field to spread brochures as well as reducing installments when customers are affected by natural disasters. The constraints of Bank Syariah Indonesia Gatot Subroto Jambi branch office in channeling financing to the Halal Industry Micro, small and medium enterprises, namely defects in the name of the customer concerned due to late payment of bills, problems when completing administrative requirements files because if one of the requirements is not completed then the financing cannot be continued , business constraints that are already running but the customer is dishonest regarding customer financial information, accounts payable or reports about business activities that the customer is running, and constraints from the bank itself, namely when the customer data input system has an error while doing financing.
Analisis Penerapan Akuntansi Zakat (PSAK 109) Pada Lembaga Amil Zakat Badan Amil Zakat Nasional (Baznas) Azyumardi Azra; Arsa Arsa; Laily Ifazah
Jurnal Inovasi Ekonomi Syariah dan Akuntansi Vol. 2 No. 5 (2025): September :Jurnal Inovasi Ekonomi Syariah dan Akuntansi
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jiesa.v2i5.1664

Abstract

This study aims to understand the application of zakat accounting at LAZ BAZNAS Jambi City, to identify the obstacles in implementing zakat accounting at LAZ BAZNAS Jambi City, and to determine the suitability of the zakat accounting application at LAZ BAZNAS based on PSAK No. 109. This research uses a qualitative descriptive method, with data collected through interviews. The results of the study indicate that, first, the application of zakat accounting at BAZNAS Jambi City—based on the elements of recognition, measurement, and disclosure—has been implemented in accordance with PSAK No. 109. In terms of presentation, BAZNAS Jambi City provides cash flow financial reports, and the amil section is also included in the fund change report. Second, the obstacles faced by BAZNAS Jambi City include inefficiency in the distribution process in terms of time and energy, and the inability to use banking accounts. Other challenges are related to the lack of understanding and skills among human resources, the complexity of transactions, and insufficient government support to enable cooperation with banks, which would facilitate the distribution of zakat funds. Third, the conformity of zakat accounting application at BAZNAS Jambi City has been generally appropriate. However, in the presentation of financial statements, there are no changes in managed assets and no notes to the financial statements. Therefore, in terms of conformity, the financial statements of BAZNAS Jambi City are not yet fully in accordance with PSAK No. 109.
Co-Authors Achmad Fajri Ramadhan Achyat Budianto Agusriandi, Agusriandi Agustina Mutia Ahmad Syahrizal Ahmad Syukron Prasaja Ahsan Putra Hafiz Algian fahrozi Ambok Pangiuk Anggraeni, Lidya Anissa Anggraini Anzu Elvia Zahara Arif Munandar Aulia Taufig Kurrahman Azyumardi Azra Bambang Kurniawan Bambang Kurniawan Beid Fitrianova Andriani Biesriani Biesriani, Biesriani Darmiwati Darmiwati Dimas Dwi Amrico Py Dimas Pratama, Dimas Erliyana, Nova Erwin Saputra Siregar Fauzan Ramli Fenti Furnamasari Ferlinda Agustina Ferri Saputra Tanjung Garde Saspika Habibah, Awal Habriyanto Habriyanto Hansen Rusliani I Nengah Simpen I Nyoman Sumerta Miwada IM.S. Negara Irma Dwi Pratiwi Joedy Andrian KHAIRIYANI, KHAIRIYANI Kurniyati Kurniyati Lailatul Munawaroh Laily Ifazah Lamsari, Nissa Lara Parida Linta Kristiana M.Firmansyah Mohammad Orinaldi Muhammad Novaldi Muhammad Subhan MUHAMMAD SUBHAN Ni Putu Diantariani Nissa lamsari Nur Sawitri, Diva Nurlia Fusfita Orinaldi, Mohammad Putri, Melda Yulika Refky Fielnanda Reliana, Meza Rika Susanti Robiyatul Alawiyah Rohana Roy Hambali Salman Alparisi Salman Alparisy Sari Putri, Nurrahma Sari, Gusmila Sari, Welly Puspita Sarita Isniarti Sawitri Kurniasih Septiasari, Karina Suci Martha Liany Victor Diwantara Yogitriani, Rima Yuli Rahmawati, Rina Zakiatul Fakhiroh