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ANALISIS PENGARUH INVESTASI TERHADAP PENYERAPAN TENAGA KERJA DI INDONESIA TAHUN 2015-2020 Muhammad, Fuady; Ashar, Khusnul
Contemporary Studies in Economic, Finance and Banking Vol. 1 No. 3 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2022.01.3.10

Abstract

Economic Development have a main target that is increase well-being society . Success development economy can be measured from how much good country the when face something problem and could solve problem that . one _ cases found _ almost every _ Indonesian territory is height number unemployment . On Year 2020 level unemployment increase in band year previous 2019, Rise number unemployment in a country will take effect on growth and economy in a country that . Besides limited field profession and the minimum power skilled work _ there is also inflation , explosion population and also lack of investment that becomes wrong one enhancing aspects _ amount unemployment . Study this aim for knowing how influence from Investation to Absorption Power Formal Work in Indonesia so that later could help government for reduce level unemployment in Indonesia. Study this use method analysis simple linear regression data pandel with year 2015-2020 research . Results study this show that Investation take effect positive and significant to Absorption Power Formal Work in Indonesia
ANALISIS PENDAPATAN UMKM ONLINE MAHASISWA SEBELUM DAN SETELAH TERKENA DAMPAK PANDEMI COVID-19 Pandjisiswoutomo, Natsir Abdulkarim; Ashar, Khusnul
Contemporary Studies in Economic, Finance and Banking Vol. 1 No. 4 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2022.01.4.04

Abstract

The outbreak of COVID-19 in Indonesia since the early of 2020 has resulted in many negative effects, particularly in the economic sector. Small and Medium Enterprise (SME, UMKM in Indonesia) is one of the economic sector that most affected by this condition. Social distancing that applied during the outbreak has affected the people’s tendency to shop without ignoring that policy by shopping through the technology of e-commerce. This, of course has the effect on the increasing of the number of access on various shopping service platforms. Based on a survey of We Are Social in April 2021, in the last few months 88, 1% of web users in Indonesia use the e-commerce services for buying certain product. Based on that fact, this research is conducted with the aim of finding out whether there was a change in the income of SME managed by university students in Malang City before and during the effects of COVID-19 pandemic. This research is quantitative research and uses paired sample t-test method to test the data obtained through the questionnaire method. The result of this research shows that there was a change in the amount of income of online based SME managed by university students in Malang City before and after the effects of COVID-19 pandemic, with 65% of the total respondents experience an increase in income, 29% of the total respondents experience a decreasing in income, and the other 3% did not experience any change.
PENGARUH PENGETAHUAN INVESTASI DAN PERSEPSI RISIKO TERHADAP MINAT MAHASISWA DALAM INVESTASI SAHAM DI PASAR MODAL Verdiana, Ninda Eka; Ashar, Khusnul
Contemporary Studies in Economic, Finance and Banking Vol. 2 No. 1 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2023.02.1.01

Abstract

Stock investment is the most interested investment in Indonesia, which is dominated by generation Z or millennials. However, millennials are synonymous with having a hedonistic lifestyle and a higher level of consumption so they must be wise in managing finances and require qualified knowledge and risk perception if they want to enter the capital market. The purpose of this study is to find out how influential investment knowledge and risk perception are on students' interest in investing in stocks in the capital market. This study used a non probability sampling technique with purposive sampling to determine the minimum respondents with the help of the Slovin formula with an error precision of 5%. The method used is a quantitative approach with the Partial Least Square – Structural Equational Modeling data analysis technique with the help of SmartPLS software. The results of the test hypothesis indicate that the investment knowledge variable (X1) has an influence with a significant T-Statistical result of 8,651 on the buying interest variable (Y) with a p-value of 0.000 meaning that increasing students' knowledge of investment is one way to arouse their interest in investing. Then the second hypothesis of the test results indicates that the risk perception variable (X2) has an influence with a significant T-Statistical result of 3,596 on the buying interest variable (Y) with a p-value of 0.000.
SISTEM PELAYANAN JUAL BELI ONLINE MELALUI MEKANISME DROPSHIPPING DALAM PERSPEKTIF BISNIS ISLAM Ilmi Elbas, Bangga Yama; Ashar, Khusnul
Islamic Economics and finance in Focus Vol. 1 No. 2 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2022.01.2.03

Abstract

Buying and selling online is a technological development that makes it easier for sellers and buyers to carry out buying and selling activities. Especially for sellers who make it easier to market their products with many buying and selling facilities such as dropshipping. Dropshipping is a way of selling that does not require capital and all packaging and shipping activities are carried out by the supplier. This study aims to determine the online buying and selling service system through the dropshipping and the view of Islamic business on the system. The object of this research is Casco Store Mojokerto using descriptive qualitative method with purposive sampling technique. In collecting data, this study used primary and secondary data with data collection techniques in the form of interviews and documentation. The data obtained were analyzed systematically and checked through triangulation so that it corresponds to the actual situation. This study resulted in the finding that Casco Store uses a dropshipping with direct payment schemes and on-site payments that are allowed in Islam.
PENGARUH PDB, INFLASI, DAN NILAI KURS TERHADAP TINGKAT PROFITABILITAS BANK SYARIAH (STUDI KASUS BANK UMUM SYARIAH DAN UNIT USAHA SYARIAH YANG TERDAFTAR DI OJK 2010-2021): Indonesia Figo Rahmansyah, Muhammad; Ashar, Khusnul
Islamic Economics and finance in Focus Vol. 2 No. 4 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2023.02.04.12

Abstract

Banking is an important institution in a country, because it is banking that regulates all needs in our economic field such as transactions dan investments. save, banking. The bank itself is also one of the institutions that can overcome crises in a country, judging from the resilience to face crises, sharia banking has proven to be more resilient than conventional banks, judging from the various types of crises it has experienced, such as the 1998 crisis dan the crisis due to the Covid 19 pdanemic. therefore the growth of Islamic banking needs to be supported by its existence, to support the growth of Islamic banking, we must also avoid the health of Islamic banking itself, to ascertain whether a bank is healthy or not, we can judge it from a ratio called profitability which is represented by Return On Assets (ROA), dan the profitability ratio itself is influenced by internal dan external factors, in this study what will be built are external factors, namely inflation, GDP, dan exchange rates. The purpose of this research itself is to determine the short-term dan long-term effects of inflation, GDP, dan exchange rates on Islamic banking ROA using case studies of Islamic commercial banks registered with the OJK from 2010-2021. The result is that in the short term dan short term simultaneously there is a significant relationship between the Y variable, namely ROA dan variables such as inflation (X1), GDP (X2), dan exchange rate (X3), with a significance value of 0.000 for the long term dan short term where this value is greater than 0.005. Partially, in the short dan long term, inflation has a negative dan significant effect on Islamic banking ROA, while for the long dan short term, the exchange rate also has a negative dan significant effect on Islamic banking ROA, while for the long term dan short term, GDP has a positive dan significant effect. . Keywords: Inflation, Exchange Rate, GDP, Bank Profitability
The Impact of Remittances from Circular Migration on the Consumption Behavior of Families Left Behind: Case Study on Migrant Families Migrating from Madura to Jakarta Rahman, Ghiffary Muhammad Emier; Ashar, Khusnul; Satria, Dias
Journal of International Conference Proceedings Vol 6, No 3 (2023): 2023 ICPM Penang Proceeding
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jicp.v6i3.2454

Abstract

The focus of this research is how remittances from Madura to Jakarta affect the spending habits of families left behind. Six people are available for interview. From the interviews, the informants shared the experiences of the families and the migrants themselves in managing the remittances earned. The interviews were recorded, transcribed, and analyzed using qualitative methods with a descriptive approach. The results of the interviews show that families are very happy and supportive of their members becoming circular migrant workers. This happens because of the limited job opportunities available in Madura, and the needs of life that must be met. Before a family member migrated to work, the family's life was so poor that they could not fulfill some family needs. But after a family member migrated, their economic life and even social life became better. The money earned by the family is used not only for consumption of daily needs, but the family prioritizes investment and most of them invest by buying gold, jewelry, land, and opening or expanding existing businesses. In addition, the families also prioritize their children's education so that they can go to school to the highest level possible.
The Management of Productive Waqf Land for Agriculture to Attain Sustainable Social Wellbeing (A Study of The Sub-Branch Administrator of Nahdlatul Ulama in Bumiayu of Malang City) Gazi, Ananta; Ashar, Khusnul; Manzilati, Asfi
Journal of International Conference Proceedings Vol 7, No 3 (2024): 2024 Global Waqf Conference Proceeding
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jicp.v7i3.3723

Abstract

Poverty is one of main issues, and the solutions for which are still being worked into. Waqf emerges as an instrument to reduce poverty and at the same time to improve public wellbeing. The objective of this research is to answer the question whether waqf has some degree of impacts on the three dimensions of welfare, i.e., income, health, and education, as seen from the roles of the recipients. Here qualitative method was used to answer the question. The data was harvested via interviews and documentation, and its credibility was preserved through triangulation. This study finds that sustainable social wellbeing has been achieved although the attainment only covers the basic needs due to the small economic scale and the absence of the element of modern agribusiness, which is an effort to increase the value of the agricultural product. The inhibiting factor lies in the branch-level management caused by non-procedural system administration, the non-performance of documentation, incompetent human resource, and small business capital. The originality of this study is observable in the attempt of answering whether waqf can become a solution for attaining sustainable social wellbeing and of seeking a management that can further increase the impact of waqf on the said social wellbeing
PENGARUH KOMPONEN INDEKS PEMBANGUNAN MANUSIA TERHADAP PERTUMBUHAN EKONOMI DAN TINGKAT KEMISKINAN DI INDONESIA Nurcholifah, Irvian; Ashar, Khusnul
Journal of Development Economic and Social Studies Vol. 3 No. 4 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/jdess.2024.03.4.15

Abstract

Indonesia is a developing country that continues to strive for improved development, measured through economic growth. However, challenges remain, such as high poverty rates, income inequality, and the worsening impact of the COVID-19 pandemic. Human development in health, education, and living standards is considered crucial for promoting sustainable economic growth. Therefore, this study aims to analyze the influence of Human Development Index components on economic growth and poverty in Indonesia during the 2018-2022 period, using data obtained from the Central Bureau of Statistics (BPS) and applying path analysis methods. The study's results show that health and per capita expenditure have a positive and significant impact on economic growth, while education and the COVID-19 pandemic do not have a significant effect. Additionally, economic growth and education do not affect poverty; however, health and per capita expenditure have a positive and significant influence on poverty, and the COVID-19 pandemic has a negative and significant impact on poverty. Furthermore, education, health, per capita expenditure, and the COVID-19 pandemic do not significantly affect poverty through economic growth.
An Analysis of the Effect of Economic Growth, Education, and Health on Poverty in East Java Qudsi, Hanif; Ashar, Khusnul
Journal of Development Economic and Social Studies Vol. 4 No. 1 (2025)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/jdess.2025.04.1.19

Abstract

This study aims to analyze the impact of economic growth, education, and health on poverty in East Java Province during the 2018-2023 period. This study is motivated by the high poverty rate in East Java compared to other provinces in Indonesia, despite having a smaller population. The Human Capital Theory and Amartya Sen's Poverty Theory are used as theoretical foundations. The data used is secondary data from Badan Pusat Statistik (BPS), covering 38 districts/cities in East Java Province. The analytical method used is multiple linear regression with panel data. The results of the study show that economic growth, education, and health have a significant negative effect on the poverty rate. Economic growth measured through GDP, the average length of schooling as an education indicator, and life expectancy as a health indicator, all contribute to the reduction of poverty. These findings indicate the importance of improvements in the economic, education, and health sectors to reduce poverty in East Java. The implications of this study can help the government and other stakeholders formulate effective policies for poverty alleviation in the region.   Abstrak Penelitian ini bertujuan untuk menganalisis pengaruh pertumbuhan ekonomi, pendidikan, dan kesehatan terhadap kemiskinan di Provinsi Jawa Timur selama periode 2018-2023. Penelitian ini dilatarbelakangi oleh tingginya tingkat kemiskinan di Jawa Timur dibandingkan provinsi lain di Indonesia, meskipun dengan jumlah penduduk yang lebih sedikit. Teori Human Capital dan Teori Kemiskinan Amartya Sen digunakan sebagai landasan teoretis. Data yang digunakan merupakan data sekunder dari Badan Pusat Statistik (BPS), mencakup 38 kabupaten/kota di Provinsi Jawa Timur. Metode analisis yang digunakan adalah regresi linier berganda dengan data panel. Hasil penelitian menunjukkan bahwa pertumbuhan ekonomi, pendidikan, dan kesehatan berpengaruh negatif signifikan terhadap tingkat kemiskinan. Pertumbuhan ekonomi yang diukur melalui PDRB, rata-rata lama sekolah sebagai indikator pendidikan, dan angka harapan hidup sebagai indikator kesehatan, semuanya berkontribusi terhadap penurunan kemiskinan. Temuan ini mengindikasikan pentingnya peningkatan dalam sektor ekonomi, pendidikan, dan kesehatan untuk mengurangi kemiskinan di Jawa Timur. Implikasi penelitian ini dapat membantu pemerintah dan pemangku kepentingan lainnya dalam merumuskan kebijakan yang efektif untuk pengentasan kemiskinan di daerah tersebut.
The Effects of Mobile Banking Service Quality on The Satisfaction of The Customers of Bank Central Asia (BCA) Nuraini, Karina Ayu; Ashar, Khusnul
Contemporary Studies in Economic, Finance and Banking Vol. 4 No. 1 (2025)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2025.04.1.16

Abstract

The rapid advancement of technology creates the need for agencies to increase innovation in accordance with the needs of the times. One of the innovations made by banks is by launching mobile banking applications. With mobile banking, it is expected to increase customer satisfaction. This study aims to analyze the effect of mobile banking service quality on the satisfaction of the customer of Bank Central Asia (BCA). Mobile banking service quality is measured through four variables, namely speed (X1), security (X2), accuracy (X3) and trust (X4). The theory used in this research is the Technology Acceptance Model (TAM) theory. The results showed that two variables of mobile banking service quality, namely accuracy and trust, had a positive effect on BCA bank customer satisfaction. This indicates that customers highly value the accuracy of information and transactions, and have high trust in BCA bank mobile banking services, which will increase customer satisfaction.