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Journal : Jurnal Ilmiah Research and Development Student

PERKEMBANGAN DAN PERAN BANK SYARIAH DALAM MENYONGSONG MASA DEPAN KEUANGAN ISLAM DI INDONESIA Umi Fikriyah; Muhammad Syahrul Arifin; Hasna Huwaidah; Lilis Arviani; Ade Gunawan; Muhammad Taufiq Abadi
JURNAL ILMIAH RESEARCH AND DEVELOPMENT STUDENT Vol. 2 No. 1 (2024): Februari
Publisher : CV. ALIM'SPUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/jis.v2i1.562

Abstract

The aim of this research is to explain the development and role of financial institutions that use sharia principles, one of which is sharia banks in welcoming the future of Islamic finance in Indonesia. This research method uses a qualitative method with a type of library research with two types of secondary data, namely published papers in the form of books, reputable scientific articles, journal reviews, and reports from official organizations. The results of this research conclude that Sharia Banks in Indonesia are one of the financial institutions that have the main task of providing credit and services in the field of payments and money circulation accompanied by sharia principles. The development of sharia banks in Indonesia has become a benchmark for the implementation of sharia economics and its existence in Indonesia. The slowdown in the growth of Islamic banks related to the economic symptoms that are occurring can be overcome by consolidation from internal parties. Islamic banks in Indonesia play an important role in the future of sharia finance. The existence of an increase in the quality of sharia banks in national sharia banking does not rule out the possibility of increasing the competitiveness of sharia banks at the global level. Sharia banks have achieved quite rapid achievements considering that the majority of Indonesian people are Muslim.
PENERAPAN MANAJEMEN RISIKO SYARIAH DALAM KOPERASI SYARIAH Arju Fatiya Nidhofa; Sri Mumaeni Agustina; Trisna Afriyani; Sintiana Rizki; Ade Gunawan; Muhammad Taufiq Abadi
JURNAL ILMIAH RESEARCH AND DEVELOPMENT STUDENT Vol. 2 No. 1 (2024): Februari
Publisher : CV. ALIM'SPUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/jis.v2i1.563

Abstract

The business can develop and run smoothly with capital. Business people or businesses, whether on a small or medium scale business, can run a business that really needs capital by borrowing capital from a cooperative, one of them. A cooperative is a business or business consisting of a group, organization or association that is managed to achieve a common goal. This research uses qualitative methods, the nature of historical research methods, Data collection techniques using documentary methods can be financial reports, statistical data, books, research journals, and other relevant documents, related to the research. In the context of partnerships and trade, modern western partnership type cooperatives are now similar to previous Islamic partnerships. And it has been practiced by Muslims until the 18th century. Both forms of Islamic syirkah and modern syirkah. Sharia cooperatives themselves were born after the mushrooming of the establishment of several Baitul Maal WatTamwiil (BMT) which was first pioneered by BMT Bina Insan Kamil in 1992. The three types of business activities are fund raising, financing and services. One type of sharia cooperative, namely the 212 Sharia Cooperative, is the National Primary Cooperative, which was founded by Muslim leaders as an implementation of the spirit of Aksi 212, which is full of brotherhood and togetherness.
Peran Institusi Zakat Dan Wakaf Sebagai Pilar Dalam Sistem Perekonomian Indonesia Asti Nur Wilda Ariza; Abdul Bahri Sukartono; Angga Teguh Susilo; Ade Gunawan; Muhammad Taufiq Abadi
JURNAL ILMIAH RESEARCH AND DEVELOPMENT STUDENT Vol. 2 No. 1 (2024): Februari
Publisher : CV. ALIM'SPUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/jis.v2i1.571

Abstract

Zakat is the third pillar of Islam after reciting the shahada and praying and before fasting and Hajj. Because it is harmonious, the zakat service must be carried out by all Muslims in the world because it is an obligation. Zakat is a category of obligatory worship and social worship. This research uses qualitative research methods, namely literature study. This research explores previous primary data sources (books) that published articles/views and journals with research topics and focuses. A qualitative approach that uses an explicit literature review strategy. The results of this research show that zakat and waqf have a big influence on the Indonesian economy.