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All Journal Holistic Journal Of Management Research EKSYAR: Jurnal Ekonomi Syari'ah & Bisnis Islam Jurnal Tirtayasa Ekonomika (Tirtayasa Economica Journal) Jurnal Akuntansi dan Pajak Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Jurnal Ekonomi Islam Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam JIMFE (Jurnal Ilmiah Manajemen Fakultas Ekonomi) Islaminomics: Journal of Islamic Economics, Business and Finance Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Jurnal Tabarru': Islamic Banking and Finance Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan) Jurnal Riset Akuntansi Politala Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe) Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah JES (Jurnal Ekonomi Syariah Jurnal Dinamika Ekonomi Syariah Jurnal Pengabdian Masyarakat Asia Economics and Digital Business Review Jurnal Ekonomi, Manajemen dan Perbankan (Journal of Economics, Management and Banking) Jurnal Manajemen dan Organisasi Review (MANOR) JIHBIZ :Global Journal of Islamic Banking and Finance. Al-Iqtishod : Jurnal Ekonomi Syariah Berdikari : Jurnal Ekonomi dan Statistik Indonesia juremi: jurnal riset ekonomi Journal of Law, Administration, and Social Science El Mudhorib Jurnal Kajian Ekonomi dan Perbankan Syariah Jurnal Bina Bangsa Ekonomika Jurnal Ilmu Akuntansi dan Bisnis Syariah (AKSY) Jihbiz: Jurnal Ekonomi, Keuangan dan Perbankan Syariah Hunafa: Jurnal Studia Islamika Islamic Economics and Finance Journal Mutanaqishah: Journal of Islamic Banking Likuid: Jurnal Ekonomi Industri Halal Islamic Economics and Business Review (IESBIR) Kalianda Halok Gagas Jurnal Ekonomi Islam Indonesian Journal of Accounting and Business Jurnal Manajemen dan Bisnis (JMB) Istithmar: Jurnal Studi Ekonomi Syariah SAUJANA : Jurnal Perbankan Syariah dan Ekonomi Syariah Jurnal Akuntansi Syariah Tazkiyya: Jurnal Keislaman, Kemasyarakatan dan Kebudayaan MAXIMAL

Suharto

Universitas Islam Negeri Raden Intan Lampung

Author-ID : 2438406

Religion Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences Other

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PENGARUH PRODUK, PELAYANAN DAN MOTIVASI MENGHINDARI RIBA TERHADAP KEPUTUSAN MAHASISWA MENJADI NASABAH BANK SYARIAH Saskia Putri; Muhammad Iqbal Fasa; Suharto Suharto
EL MUDHORIB : Jurnal Kajian Ekonomi dan Perbankan Syariah Vol. 2 No. 1 (2021)
Publisher : Program Studi Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, IAIN Fattahul Muluk Papua

Penelitian ini dilakukan untuk menganalisis pengaruh Produk, Pelayanan dan Motivasi Menghindari Riba Terhadap Keputusan Mahasiswa menjadi Nasabah Bank syariah pada Mahasiwa Ekonomi Syariah Angkatan 2018 UIN Raden Intan Lampung. Penelitian ini menggunakan jenis penelitian kuantitatif dengan 35 responden mahasiswa ekonomi syariah angkatan 2018 UIN Raden Intan Lampung. Metode analisis yang digunakan dalam penelitian ini yaitu analisis regresi linier berganda. Hasil temuan dari penelitian ini menunjukkan bahwa variabel Keputusan Menjadi Nasabah yaitu Produk (X1), Pelayanan(X2), secara individual atau secara parsial berpengaruh signifikan terhadap keputusan menjadi nasabah, sedangkan motivasi menghindari riba(X3) tidak berpengaruh signifikan. Berdasarkan nilai (Adjusted R Square) menunjukkan bahwa keputusan mahasiswa menjadi nasabah dapat dijelaskan simultan oleh variabel Keputusan Mahasiswa Menjadi Nasabah yaitu Produk (X1), Pelayanan (X2), dan Motivasi Menghindari Riba(X3) sebesar 68,3%, sedangkan sisanya dipengaruhi oleh variabel lain yang tidak diketahui dalam penelitian ini.

DAMPAK CORONA VIRUS DILIHAT DARI PEMBIAYAAN DAN DPK PADA BANK SYARIAH MANDIRI Rindy Valentini; Muhammad Iqbal Fasa; Suharto Suharto
EL MUDHORIB : Jurnal Kajian Ekonomi dan Perbankan Syariah Vol. 2 No. 1 (2021)
Publisher : Program Studi Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, IAIN Fattahul Muluk Papua

Di Indonesia munculnya corona virus pada bulan maret 2020 sampai pada saat ini, virus corona sangat berdampak terhadap pertumbuhan ekonomi secara global.Corona virus dapat menurunkan dunia usaha,dilihat dari lembaga keuangan perbankan. Riset dibuat untuk mengenali akibat covid- 19 terhadap Bank Mandiri Syariah ini. Riset ini ialah tipe riset kualitatif dengan pendekatan naturalistik sebab riset ini pada dalam keadaan alamiah. Pembahasannya dengan Pendekatan deskriptif. Berdasarkan hasil riset yang dilakukan menampilkan semua dampak Virus Corona terhadap peran perbankan sebagai intermediasi, bersumber dari Laporan keuangan BSM dapat dilihat Pembiayaan dan DPK adanya fluktuasi. Pembiayaan BSM pada bulan Januari hingga bulan Maret 2020 mengalami peningkatan.Dilihat dari DPK pada BSM mengalami fluktuasi. Akibat corona virus terhadap strategi operasional perbankan. Bersumber pada hasil riset di BSM menunjukkan apabila seluruh bank menjalankan tindakan ekonomi tentang penataan kembali pembiayaan untuk nasabah yang terserang pandemi Corona Virus bersumber pada POJK Nomor. 11/ POJK. 03/ 2020. Kedua, mengembangkan penggunakan aplikasi M-banking pada bank syariah.

Manajemen Pengumpulan, Pendistribusian, dan Penggunaan Dana Zakat oleh Badan Amil Zakat Nasional sebagai Upaya Peningkatan Pemberdayaan Ekonomi Umat Aftina Halwa Hayatika; Muhammad Iqbal fasa; Suharto Suharto
Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Vol 4 No 2 (2021): Article Research Juni 2021
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi Al-Washliyah Sibolga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36778/jesya.v4i2.438

Penelitian ini berjudul “ Manajemen Pengunpulan, Pendistribusian, dan Penggunaan Dana Zakat Oleh Badan Amil Zakat Nasional Sebagai Upaya peningkatan Kesejahteraan Ekonomi Umat. Berdasarkan dengan judul yang telah saya ambil dapat penelitian ini maka penelitian ini memiliki tujuan utama untuk mengetahui bagaimana implementasi serta dampak dari manajemen pengumpulan, pendistribusian, dan penggunaan dana zakat oleh badan amil zakat nasional terhadap upaya peningkatan pemberdayaan ekonomi umat. Manajemen adalah sarana untuk mengelola dana zakat agar terciptanya pengelolaan zakat dengan secara baik. Sebagaimana yang diketahui bahwasannya Badan Amil Zakat Nasional (BAZNAS) memiliki peran penting dalam pengumpulan, pendistribusian dan penggunaan dana zakat bagi masyarakat yang membutuhkan. Akan tetapi kini mulai berkembang pesatnya kata zakat sehingga timbulah lembaga- lembaga zakat yang juga memiliki fungsi tersendiri dalam pengelolaan zakat sehingga perlunya manajemen pengumpulan, pendistribusian, dan penggunaan dana zakat oleh Badan Amil Zakat Nasional (BAZNAS) dalam pengelolaannya. Manajemen pengumpulan, pendistribusian dan penggunaan dana zakat merupakan salah satu cara dalam peningkatan pemberdayaan ekonomi umat. Saat ini pemberdayaan ekonomi umat menjadi suatu kepentingan khusus bagi masyarakat yang membutuhkan untuk menganggkat derajat dan martabat mereka agar terlepasnya dari perangkap kemiskinan dan keterbelakangan ekonomi. Berdasarkan dengan konsep zakat sendiri bahwasannya tujuan dalam zakat tersebut memiliki fungsi yakni untuk meningkatkan kesejahteraan masyarakat dan pemberdayaan ekonomi umat.

ANALISIS PENGARUH HALAL TOURISM TERHADAP PERTUMBUHAN EKONOMI DI INDONESIA: STRATEGI DAN TANTANGAN Felia Maghfira; Muhammad Iqbal Fasa; Suharto Suharto
Jurnal Bina Bangsa Ekonomika Vol. 15 No. 1 (2022): Jurnal Bina Bangsa Ekonomika (JBBE)
Publisher : LP2M Universitas Bina Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46306/jbbe.v15i1.118

Halal Tourism is one of the most promising economic sectors in the world, including Indonesia. As a source of income or foreign exchange for the country, Halal Tourism should pay attention to its development. The purpose of this study is to analyze the extent of the influence of Halal Tourism on economic growth in Indonesia and the strategies that are deployed to face the existing challenges. The method used in this study is a qualitative method with literature study analysis. The results of this study indicate that the Indonesian population is dominated by Muslims, which allows Indonesia to develop Halal Tourism even more actively. Indonesia has been selected as the "World Best Halal Destination" by GMTI 2019. The development of Halal Tourism can be done through providing facilities that are friendly to Muslim tourists, conducting international campaigns, providing services and food in accordance with Islamic principles

INDUSTRI HALAL BERKONTRIBUSI TERHADAP PERTUMBUHAN EKONOMI DI ERA PANDEMI COVID-19: PELUANG DAN TANTANGAN Dewi Utari; Muhammad Iqbal Fasa; Suharto Suharto
Jurnal Bina Bangsa Ekonomika Vol. 15 No. 1 (2022): Jurnal Bina Bangsa Ekonomika (JBBE)
Publisher : LP2M Universitas Bina Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46306/jbbe.v15i1.119

This study focuses on analyzing how the halal industry affects economic growth in the Covid-19 pandemic era. This study also identifies opportunities as well as challenges in its development. The method used in this study is a descriptive qualitative approach with library research. This study finds that the halal industry has a major role in the development of economic growth, as evidenced by the halal industry has contributed USD 3.8 billion to Gross Domestic Product (GDP) and investment of USD 1 billion from foreign investors in 2019. The halal industry also has opportunities in various sectors, namely halal food and beverages, halal tourism, halal fashion, halal cosmetics, halal media and recreation, halal pharmacy and halal finance. However, Indonesia must face various challenges, namely, challenges from the government, organizations, development, existing resources, and challenges that come from the community/consumers

PEMANFAATAN E-COMMERCE DALAM PENGEMBANGAN BISNIS MENURUT PERSPEKTIF EKONOMI ISLAM DI ERA COVID 19 Mutiara Puspa Garini; Muhammad Iqbal Fasa; Suharto Suharto
Jurnal Bina Bangsa Ekonomika Vol. 15 No. 1 (2022): Jurnal Bina Bangsa Ekonomika (JBBE)
Publisher : LP2M Universitas Bina Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46306/jbbe.v15i1.122

Since the Covid 19 virus has changed the declining economy in the world, the use of internet technology is very much needed, especially in the business world for business development which must continue during this pandemic, due to government policies such as PSBB (Large-scale social restrictions). Internet technology that can be used is such as e-commerce. But in utilizing e-commerce in business development, you must continue to use an Islamic economic perspective in your business. The purpose of this study is a follow-up study from (Nurlaela 2018) entitled The Effectiveness of Using E-commerce Media on Increasing Depok MSME Revenues Seen from Business Ethics. Which gives advice to further researchers to see how much benefit is obtained if the company can implement e-commerce in its business interests. The method used in this research is descriptive and the type of data used is library research. The results in this study are that in Islamic economics it is allowed to use e-commerce in business development during this covid 19 period, but still with the rules that have been set according to the perspective of Islamic economics, namely by remembering the principles of buying and selling Islam

ANALISIS METODE PEMBAYARAN DALAM MENINGKATKAN MINAT BELI KONSUMEN PADA E-COMMERCE: TINJAUAN PERSPEKTIF EKONOMI ISLAM Annisa Nur Ramadhani; Muhammad Iqbal Fasa; Suharto Suharto
Jurnal Bina Bangsa Ekonomika Vol. 15 No. 1 (2022): Jurnal Bina Bangsa Ekonomika (JBBE)
Publisher : LP2M Universitas Bina Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46306/jbbe.v15i1.127

In the world of e-commerce can not be separated from the name of the payment method. Currently, payment methods have been improved to make it easier for consumers. There are various payment methods, so consumers can choose which method to use. Broadly speaking, the payment methods are divided into two, namely cash and non-cash payments. Islam is also here to provide guidance for all aspects of our lives. One of them is buying and selling transactions which are included in the field of muamalah. The research method used is the Library Study Method. The author tries to collect information and data that are in accordance with the topic. The author collects and studies theoretical data sourced from reference books, scientific works, theses, and the internet and other sources. The purpose of this study was to find out the role of payment methods in increasing consumer interest in e-commerce in terms of Islamic economics

PENGARUH KEPUASAN KONSUMEN TERHADAP LAJU PERKEMBANGAN INDUSTRI PRODUK MAKANAN DAN MINUMAN HALAL INDONESIA Yuli Yana Fitri; Muhammad Iqbal Fasa; Suharto Suharto
Jurnal Bina Bangsa Ekonomika Vol. 15 No. 1 (2022): Jurnal Bina Bangsa Ekonomika (JBBE)
Publisher : LP2M Universitas Bina Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46306/jbbe.v15i1.128

The Concept of Halal Food and Drink. For Muslim consumers, halal food is a product with halal certification marked by a halal symbol on the packaging. The development of halal food and beverages continues to increase along with the growth of the Muslim population. This study aims to collect and analyze journals related to the value chain and the public awareness perspective on halal food. The research method is qualitative. The results of the study that public awareness of the importance of consuming halal food and beverages can encourage Halal Value Chain (HVC)

MENGATASI DAN MENYIKAPI KESENJANGAN SOSIAL DENGAN MENGGUNAKAN PENERAPAN EKONOMI SYARIAH Andini Septiani; Muhammad Iqbal Fasa; Suharto Suharto
Jurnal Bina Bangsa Ekonomika Vol. 15 No. 1 (2022): Jurnal Bina Bangsa Ekonomika (JBBE)
Publisher : LP2M Universitas Bina Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46306/jbbe.v15i1.130

The economic sector is one of the important elements that support life, which in human daily life cannot be separated from the economy. However, various problems often arise because of the economic sector such as the problem of social inequality. This study aims to analyze socio-economic disparities, their causes, and solutions according to a review of the Islamic economic system. The research used is descriptive by using data and summarizing the results of previous research. The results show that it can be concluded that there are differences that include wealth, services, goods and others, resulting in the economic sector not working properly. Therefore, the application of Islamic economics is needed as a solution to overcome various problems due to the economic sector such as the problem of social inequality

STRATEGI PENGELOLAAN ZAKAT PRODUKTIF DALAM PENGENTASAN KEMISKINAN: STUDI KASUS BAZNAS KOTA BANDAR LAMPUNG Alfin Aziz; Muhammad Iqbal Fasa; Suharto Suharto
Jurnal Bina Bangsa Ekonomika Vol. 15 No. 1 (2022): Jurnal Bina Bangsa Ekonomika (JBBE)
Publisher : LP2M Universitas Bina Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46306/jbbe.v15i1.132

Discusses the management of productive zakat and its impact in poverty alleviation efforts carried out by various zakat management organizations in Indonesia. The urgency of productive zakat management has been regulated in Law Number 23 of 2011 concerning zakat management. In addition, optimal and professional management of productive zakat will always provide solutions to the main problem in the structure of zakat recipients (front of ashnaf), namely the poor. Paradigmatically, zakat as an instrument of the pillars of Islam has a significant economic and social impact in alleviating poverty, so that zakat recipients, especially the poor, are slowly empowered into various strategic sectors which can eventually become donors or new muzakki. The zakat management organization described in this article programmatically explores the main problems of the poor by making various community empowerment programs into the main sectors, namely education, social, health, and disaster. While the evaluation is to measure the development of national zakat which can be an indicator of the impact of zakat on the lives of mustahik, zakat organization institutions, and the role of the government, in Indonesia the National Zakat Index has been compiled

Co-Authors Adib Fachri Aftina Halwa Hayatika Ahmad Hazas Syarif Ahmad Syauki Ajeng Febri Setyarini Alfin Aziz Amanda Veronica Amelia Amelia Andini Septiani Angga Maulana Anisa Amini Anita Tri Milza Annisa Nur Ramadhani Annisa Nur Safitri Annisa Nur Safitri Any Eliza Arnova Witiar Nidah Athira Ajrina Gustya Ayu Rizki Bagus Galih Satriyo Bayu Luthfi Alfarisi Cania Anggita Putri Cindi Novita Sari Cindi David Novaldi Dea Naza Refilia Deki Fermansyah Deri Norita Dewi Utari Diky Rahmansyah Dinar Fithriya Hanjadi Dinar Fithriya hanjani Dini Anggraini Dini Intan Veronica Dwi Kurniasari Dwi Mutiara Sari Ega Belahag Yusuf Endang Ali Maksum Erniza Apnianingsih Erniza Ersi Sisdianto Evi Ekawati Felia Maghfira Ghina Ulfah Sachfurrohman Ghina Ulfah Saefurrohman Gita Olivia Ikhwan Udin Is Susanto Jeby Fahira Jeby Fahira Khairuddin Lita Monalysa Lovina Meyresta M Arsyil Azhim Arsyil M Iqbal Fasa M Iqbal Fasa M Iqbal Fasha Melani Pratiwi Dipoyanti Melinia Moh Bahrudin Muhammad Iqbal Fasa Muhammad Iqbal Fasa Muhammad Priyoso Choirawan Muhammad Zaki Muthiatu Thoyibah Mutiara Puspa Garini Nasruddin Nasruddin Nisa Alfira Novyta sari susiana effendi Nur Rachmad Sukowicaksono Nuzulya Pahlawi Pransiska Dewi Putri Imaniar Reni Alsakinah Restu Wulan Daru Ricki Febrian Syah Rida Kartika Rindy Valentini Riri Septyaningrum Putri Risa Nur Aulia Riska Oktaviana Riska Oktaviana Riyan Erwin Hidayat Rizky Arnando Pratama Rosalia Wilda Cahyani S. Sulastri Salman Al Farisi Salsabila Rafi’Syaiim Sapta Arief Danu Atmaji Saskia Putri Sela Lestari Sherly Puspa Dewi Siti Amelia Siti Khodijah Siti Khodijah Siti Khodijah Siti Nurjanah Siti Susanti Suratman Suratman Susila Andriyati Syam Fitri Nur Cahyani Titi Herawati Ulul Azmi Mustofa, Ulul Azmi Yuli Yana Fitri Yunita Rahayu Zuhraini

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