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All Journal Jurnal Ilmiah Ekonomi Islam Perisai : Islamic Banking and Finance Journal BERDIKARI : Jurnal Inovasi dan Penerapan Ipteks Jurnal Surya Masyarakat At-Tawassuth: Jurnal Ekonomi Islam ISOQUANT : Jurnal Ekonomi, Manajemen dan Akuntansi Jurnal Tabarru': Islamic Banking and Finance Syarikat : Jurnal Rumpun Ekonomi Syariah Community Engagement and Emergence Journal (CEEJ) Management Studies and Entrepreneurship Journal (MSEJ) Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Jurnal Surya Masyarakat AL IQTISHOD: Jurnal Pemikiran dan Penelitian Ekonomi Islam Jumat Informatika: Jurnal Pengabdian Masyarakat JEEE-U (Journal of Electrical and Electronic Engineering-UMSIDA) el-Jizya: Jurnal Ekonomi Islam Jurnal Pengabdian Masyarakat Bestari (JPMB) Indonesian Journal of Islamic Studies QANUN: Journal of Islamic Laws and Studies Istithmar: Jurnal Studi Ekonomi Syariah IIJSE Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam Academia Open
Masruchin Masruchin
Fakultas Agama Islam Universitas Muhammadiyah Sidoarjo
Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Public Health Social Sciences Other

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Analisis Pengaruh Bunga Bank, Bagi Hasil, dan Pelayanan Terhadap Persepsi Masyarakat Mengenai Bank Syariah (Studi Kasus di Kabupaten Sidoarjo) Reisa Nadika Markavia; Fitri Nur Latifah; Masruchin
Syarikat: Jurnal Rumpun Ekonomi Syariah Vol. 5 No. 2 (2022): Syarikat : Jurnal Rumpun Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Fakultas Agama Islam Universitas Islam Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/syarikat.2022.vol5(2).9522

Abstract

Perkembangan bank syariah tidak ketinggalan dari bank konvensional. Dimana sistem bunga yang diterapkan oleh bank konvensional berjalan beriringan dengan bank syariah yang menerapkan nisbah bagi hasil. Ada beberapa penyebab dan permasalahan masyarakat belum menggunakan jasa bank syariah. Diantaranya adalah sikap netral atau keraguan masyarakat terhadap pengertian riba, kurangnya pengetahuan masyarakat tentang perbankan syariah terutama yang didominasi oleh bank konvensional sehingga bank syariah masih dipandang lemah oleh masyarakat. Penelitian ini ditujukan untuk menganalisis pengaruh bunga bank, bagi hasil, dan pelayanan terhadap persepsi masyarakat mengenai bank syariah di Kabupaten Sidoarjo. Metode penelitian yang digunakan adalah metode kuantitatif dengan teknik regresi linier berganda. Data yang digunakan adalah data primer dengan mengumpulkan data melalui penyebaran kuesioner kepada masyarakat di Kabupaten Sidoarjo yang berjumlah 100 responden. Hasil penelitian yang dilakukan menunjukkan bahwa terdapat pengaruh positif dan signifikan secara parsial dari variable bagi hasil (X2) dan pelayanan (X3) terhadap persepsi masyarakat mengenai bank syariah di Kabupaten Sidoarjo dan tidak terdapat pengaruh secara parsial signifikan dari variable bunga bank (X1) terhadap persepsi masyarakat mengenai bank syariah. Serta terdapat signifikan secara simultan dari variable bunga bank, bagi hasil, dan pelayanan terhadap persepsi masyarakat mengenai bank syariah di Kabupaten Sidoarjo.
Cultural Governance through Local Traditions of the Kasepuhan Indigenous People of Paras Beswara Fitriana Nurul Hidayati; Masruchin; Reva Rahma Maulida; Kilau Syamsiah; Alifia Davina Diwantari
Jurnal Pengabdian Masyarakat Bestari Vol. 2 No. 4 (2023): April 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/jpmb.v2i4.3801

Abstract

Kasepuhan adat is a cultural pattern owned by the community in a village, one of which is Paras Beswara which is unique with various local traditions as well as its customs. This study aims to determine the traditional ceremonial traditions in Paras Hamlet, Paras Beswara customary kasepuhan, and the habits of the Paras Hamlet people in their daily lives. The method used is descriptive-qualitative. Data analysis was carried out by collecting interview data, documentation, classification, and concluding sessions. The results of this study are the traditions and habits of the people of Paras Hamlet are able to fortify their lifestyle with their customary rules so that they are not mixed with cultures that have a negative impact. Most traditions play an important role in water management, one of which is the Ngunduh Patirtan tradition. The tradition of Napak Tilas Tirta is also a way to remember the struggle of water management actors from the source to channeling it to the community.
Pengaruh Religiositas, Pendapatan dan Konsumsi Rumah Tangga terhadap Kesejahteraan Buruh Tani di Desa Payaman Kecamatan Dwi Ayu Fitriyanti; Masruchin Masruchin
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 5 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (407.138 KB) | DOI: 10.47467/alkharaj.v5i5.3501

Abstract

This study aims to determine the effect of religiosity, income and household consumption on the welfare of farm workers in Payaman Village, Solokuro District, Lamongan Regency. This study used a quantitative method by distributing questionnaires to 98 respondents of agricultural laborers in Payaman Village who were tested using SPSS software version 25. The results of this study indicate that religiosity affects the welfare of farm workers with a significant value of 0.00, income does not affect the welfare of farm workers with a significant value of 0.271 and household consumption has no effect on the welfare of farm workers with a significant value of 0.081. Then religiosity, income and household consumption simultaneously affect the welfare of farm workers with a significant value of 0.000
PENGARUH INTENSI BERZAKAT DAN PENERAPAN KEBIJAKAN LEMBAGA TERHADAP KESEJAHTERAAN MUZAKKI DI BAZNAS KABUPATEN SIDOARJO Neva Madinatul Amalia; Masruchin
Jurnal Tabarru': Islamic Banking and Finance Vol. 6 No. 1 (2023): Jurnal Tabarru' : Islamic Banking and Finance
Publisher : Department of Islamic Banking, Faculty of Islamic Studies, Islamic University of Riau (UIR)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/jtb.2023.vol6(1).11303

Abstract

Tujuan dari penelitian ini yaitu mengetahui pengaruh intensi berzakat dan penerapan kebijakan lembaga terhadap kesejahteraan muzakki di BAZNAS Kabupaten Sidoarjo. Kesadaran muzakki dalam mengeluarkan zakat disebabkan adanya intensi berzakat yang terkadang lemah dan terkadang kuat tergantung dengan kondisi keimanan seseorang. Disamping itu BAZNAS Sidoarjo sebagai lembaga menghimpun dan mendistribusikan zakat bersama Pemerintah Sidoarjo mengeluarkan surat edaran yang mewajibkan seluruh Aparatur Sipil Negara dan Pegawai Negeri Sipil untuk membayar zakat di BAZNAS Sidoarjo. Dengan berzakat mampu menciptakan kesejahteraan bagi seluruh lapisan masyarakat dan mengurangi ketimpangan sosial. Penelitian ini menggunakan metode kuantitatif dengan membagikan kuesioner kepada 99 responden muzakki BAZNAS Sidoarjo yang diuji dengan menggunakan software SPSS versi 22. Hasil penelitian ini menunjukkan bahwa intensi berzakat berpengaruh signifikan terhadap kesejahteraan muzakki dengan nilai signifikan 0,005. Penerapan kebijakan lembaga tidak berpengaruh signifikan terhadap kesejahteraan muzakki dengan nilai signifikan 0,282. Kemudian intensi berzakat dan penerapan kebijakan lembaga secara simultan berpengaruh terhadap kesejahteraan muzakki dengan nilai signifikan 0,003.
Analisis Strategi Pemasaran Online Produk Fashion Pada UMKM di Kota Surabaya Mey Kurnia Lestari; Masruchin; Diah Krisnaningsih
Syarikat: Jurnal Rumpun Ekonomi Syariah Vol. 5 No. 2 (2022): Syarikat : Jurnal Rumpun Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Fakultas Agama Islam Universitas Islam Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/syarikat.2022.vol5(2).10519

Abstract

Strategi pemasaran sebagai salah satu cara untuk meningkatkan daya saing dalam suatu usaha. Saat ini banyak UMKM yang memasarkan produknya secara online dengan mengandalkan teknologi internet. Dalam kegiatannya, UMKM hanya perlu memasarkan produknya melalui media E-Commerce sehingga mudah untuk menarik minat konsumen. E-Commerce juga tidak memerlukan modal yang besar dengan adanya internet dan produk yang akan dipasarkan pada media E-Commerce. Tujuan penelitian ini adalah 1) Untuk mengetahui strategi pemasaran produk fashion sacara online pada UMKM di Kota Surabaya. 2) Untuk mengetahui bagaimana pemasaran secara online yang dipengaruhi oleh bauran pemasaran. Penelitian ini menggunakan metode studi kasus, pengumpulan data dilakukan melaui observasi, wawancara dan dokumentasi. Penelitian dilakukan juga menggunakan teknik SWOT. Dari hasil penelitian ini ditemukan bahwa yang dilakukan oleh UMKM dalam memasarkan produknya dengan menggunakan media E-Commerce. Dalam memasarkan produknya UMKM harus menyiapkan product (Barang/Jasa), price (Harga), distribution (Distribusi), dan promotion (promosi) dengan adanya tahap tersebut UMKM dapat mempersiapkan diri dalam mengdapai pesaing yang memiliki produk yang sama sehingga dapat mengurangi resiko kerugian penjualan.
WAKAF PRODUKTIF DALAM PERSPEKTIF MAQASID SHARI’AH (STUDI TENTANG WAKAF PRODUKTIF DI PMDG PONOROGO) Masruchin; A’yunina Mahanani; Diyah Ekowati
Istithmar: Jurnal Studi Ekonomi Syariah Vol. 5 No. 2 (2021): Istithmar : Jurnal Studi Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/istithmar.v5i2.79

Abstract

Wakaf is a Maliyah worship that have tight relation with development of umat welfare. It is a worship in the form of social economy. The potential of wakaf is huge nowadays however it does not use optimally yet because of some factors so that it cannot give maximum role in bringing welfare for society and empowering society’s economy. Wakaf does not only support the development of science but also prepare all facilities needed by students of university or society. Modern Boarding School Darussalam Gontor, Islamic boarding school that considered has been successful in organizing productive wakaf to finance itself and because of that, it can be the role model for developing educational institution base wakaf. Most of the result of wakaf used to develop the business and another used for teachers’ welfare and funding institutions of boarding school in shelter of PMDG. Some of the fund also donated to assistance founding of religious social life of society around. As for the concept of wakaf PMDG refers to maqashid – al shari’ah that is in level of law enforcement (tatbiq al hukmi) that is create welfare and avoid mercilessness. Trimutri in his wakaf concept more emphasizes on the welfare aspect aimed to that wakaf is a media to get closer with Allah SWT. It is form of Hajiyyat needs to possess the nature of religion, and give humanity assistance institutionally (at – tahbis), and for education of Islamic boarding school related to the intelligence development, so that it can give advantage optimally for Muslim’s life later.
PENERAPAN CORPORATE SOCIAL RESPONSIBILITY DALAM PENGELOLAAN WAKAF PRODUKTIF Masruchin
Istithmar: Jurnal Studi Ekonomi Syariah Vol. 3 No. 1 (2019): Istithmar : Jurnal Studi Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/istithmar.v3i1.133

Abstract

Corporate Social Responsibilityis a concept that a company has various forms of responsibility to all stakeholders including consumers, employees, shareholders, communities and the environment in all aspects of the company's operations that include economic, social, and environmental aspects. Therefore CSR is closely related to "sustainable development", in which a company, in carrying out its activities must base its decisions not only on the impact on economic aspects, such as the level of profits or dividends (profits), but also must consider the social and environmental impacts that arise from that decision, both for the short term and the longer term.Pondok Modern Darussalam Gontor (PMDG), in managing its Productive Waqf by establishing business units which mostly involve workers from the local society around PMDG. They are employed according to their skills. This is a form of implementing CSR in order to help advance and improve the welfare of the local society. The existence of these various business units is one of the educational facilities and as a form of CSR application which is actually intended to educate in the fields of independence, entrepreneurship, sincerity and sacrifice.PMDG involvement in social activities that are useful for the local society such as infrastructure development and village facilities, regeneration of students who are from around PMDG to be able to get higher education with funding from the PMDG, doing guidance to the local society through various religious activities, educational and economic activities is a form of PMDG responsibility to the local society environment and also to all stakeholders such as students, Ustadz, employees, so as to provide social and environmental impacts for the short term and the longer term.
ETIKA INDIVIDU DAN ORGANISASI DALAM BISNIS Masruchin
Istithmar: Jurnal Studi Ekonomi Syariah Vol. 2 No. 1 (2018): Istithmar : Jurnal Studi Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Business is a business activity wich is conducted by individuals and organizations for produce and sell goods or services in order to get profit to fulfill basic needs of society. In business by individuals and organizations nowadays are also influenced by moral values so that resulting different economic behavior or especially who applying the moral principles in business. The emergence of the discourse of business ethics thought was encouraged by business reality who ignore moral or moral values. From some parts, business is human economic activity that looking for profit only. Therefore, anything methods may be used to achieve that goal. The moral aspect of business competition, is considered an obstacle to success. In other side, business activity intended to seek the biggest profit, while the moral principles “limiting” business activity. Competition in the business world is capital strength competiton. Businessmen with big capital try to enlarge the reach of his business, so that small businessmen (small financier) are getting dragged. Similarly collusion practice, corruption, and nepotism (KKN) have played an important role in theat process. A prolonged monetary crisis in Indonesia, in fact can’t be released from the process of such economic activity, namely the depletion of moral values in its activitiess. Contrast with first group, the second group argues that business can be united with ethics. These circles reasoned that ethics are rational reasons for all human actions in all aspects of life, business aspects are no exception. The thinking of business ethic in islam ccurrently surfacing, on the grounds that Islam is a perfect religion. It’s a collection of rules of doctrine and values wwhich can deliver humans in their life toward the goal of happiness in life both in the world and the hereafter. Islam is a religion that provide a integrated way of life on the rules of social, cultural, economic, civil and political aspects. It’s also a system for all aspects of life, including the spiritual system as well as the system of economic behavior.
Model Pelayanan Pada BPR Syariah Lantabur Tebuireng Cabang Sidoarjo Masruchin Masruchin; Mega Novita Syafitri; Dwi Ayu Fitriyanti
Jumat Informatika: Jurnal Pengabdian Masyarakat Vol. 4 No. 1 (2023): April
Publisher : LPPM Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/abdimasif.v4i1.2961

Abstract

Bank Pembiayaan Rakyat Syariah merupakan sebuah lembaga keuangan bank yang kegiatannya hanya sebatas pada penghimpunan dana tabungan dan deposito, serta kegiatan penyaluran pembiayaan untuk modal kerja, investasi, ataupun konsumtif kepada masyarakat berdasarkan dengan hukum Islam. Semakin berkembangnya lembaga keuangan bank maupun non-bank pada saat ini, menyebabkan lembaga keuangan harus menyiapkan strategi-startegi baru dalam menarik minat nasabah dan menunjukkan keunggulannya. Oleh karena itu, mahasiswa secara langsung turun ke sebuah lembaga keuangan dengan tujuan memperoleh pengalaman kerja dalam operasional perbankan. Obyek sasaran pengabdian ini yaitu pada BPR Syariah Lantabur Tebuireng Cab. Sidoarjo. Kegiatan pengabdian ini telah terlaksana selama 1 bulan dan menghasilkan sebuah perolehan hasil berupa mahasiswa telah mampu mengoperasionalkan beberapa sistem dalam bertransaksi dengan nasabah ataupun pencarian data nasabah. Selain itu, mahasiswa secara langsung turun ke lapangan untuk melakukan tahapan proses dalam menganalisis pengajuan pembiayaan calon nasabah. Keywords: BPR Syariah, Operasional Bank, Pembiayaan, Penghimpunan Dana
Pengembangan Kawasan Edukasi Sebagai Potensi Wisata di Desa Kembangbelor Fitriana Nurul Hidayati; Reva Rahma Maulida; Firda Pramesti Nur Rahmadhani; Masruchin Masruchin
Jumat Informatika: Jurnal Pengabdian Masyarakat Vol. 4 No. 1 (2023): April
Publisher : LPPM Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/abdimasif.v4i1.3520

Abstract

Maraknya tempat wisata di Indonesia yang hanya mengenalkan keindahan alam saja, sehingga kami menghadirkan inovasi antara tempat wisata dan juga tempat edukasi tentang pembibitan tanaman serta penjelasan terkait sejarah yang menjadi iconic desa Kembangbelor. Mengingat pentingnya pengembangan kawasan edukasi sebagai tempat wisata maka metode yang digunakan yaitu metode kualitatif dengan 3 tahapan (perencanaan, pelaksanaan, evaluasi). Tujuan dan manfaat dilaksanakan pengembangan ini adalah untuk menambah lapangan kerja dan meningkatkan pendapatan tambahan bagi masyarakat yang tinggal di sekitar lokasi kawasan edukasi. Upaya pengembangan kawasan edukasi ini lebih difokuskan pada dusun paras karena dinilai memiliki potensi wisata yang sangat menguntungkan bagi kedepannya.
Co-Authors Achmad Yusuf Adrian Ryo Alifia Davina Diwantari Arief Wisaksono A’YUNINA MAHANANI Bayu Hari Prasojo Bayu Wardhana Diah Krisnaningsih Diana Lestari Dini Sentya Ningrum Diyah Ekowati Dwi Ayu Fitriyanti Eka Vebryl Maretha Eni Fariyatul Fahyuni Fikroh Hipzu Addin Firda Pramesti Nur Rahmadhani Fitri Nur Latifa Fitri Nur Latifah Fitriana Nurul Hidayati Ilvi Nur Diana Ilvi Jeni Devi Anjelina Kilau Syamsiah Lailatul Suroiyah Lidya Indah Lestari M Ruslianoor Maika Mega Novita Syafitri Meri Yuliani Mey Kurnia Lestari Nabila Veren Estefany Neva Madinatul Amalia Ninda Ardiani Novia Ariyanti Purwanti, Yanik Putri Indah Permatasari Rania Salsabila Reisa Nadika Markavia Reva Rahma Maulida Ridho Wahyu Eriawan Rita Ambarwati Sakhirotul Muffrikha Septya Rifki Ayunda Paramesta Stevia Isabel Qolsum Sultan Saladin Batubara Syarifa Ramadani Nurbaya Timotius Yohanes Mamuko Ulfatul Khoiriyah Vinka Anggraeni Sofina Yanuar Akbar Prakoso Yunita Maulidiyah Faha