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Snowball Effect of Interest Rate as a Control Instrument On Inflation Framework Targetingin Indonesia Sriyono Sriyono
Journal of Economics, Business, and Accountancy Ventura Vol. 19 No. 3 (2016): December 2016 - March 2017
Publisher : Universitas Hayam Wuruk Perbanas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jebav.v19i3.885

Abstract

Afterthe monetary crisisthe government changes its monetary policy strategyby using a new paradigm that Inflation Targeting framework. This new paradigm has been confirmed in Law No.23 of 1999and UUNo3 of 2004as the basis forthe application of Inflation Targeting Framework inIndonesia The purpose ofthis studywas to determine whether interest rates only impact on inflation or even cause greater impact on other monetary variables. It is very important to knowthe impact,by knowing the impact it can avoid unwanted conditions Data of research is collected since 1970 to 2013, hypothesis testing is used econometric models. The main advantages of econometric models for being able to handle the mutual dependence (interdependence). Beside that econometric model is an invaluable tool for understanding the workings of the economic system and  so to test and evaluate policy alternatives andhypothesis testing using multiple regression. The result of this study showed that this study indicate the interest rate turns out not only as an instrument of control of Inflation Targeting Framework but cause a snowball effecton other monetary variables that further strengthen themechanismonInflationTargetingFramework
The Cashless Society Trend: Examining the Influence of e-wallet Usage among Generation Z Siti Sopiyah; Sriyono Sriyono
International Journal of Islamic Business and Management Review Vol. 5 No. 1 (2025)
Publisher : Asosiasi Dosen Peneliti Ilmu Ekonomi dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54099/ijibmr.v5i1.1343

Abstract

Digital transformation in the era of industrial revolution 4.0 has brought about new phenomena in people's lifestyles, including the shift towards a cashless society. The implementation of social and physical restriction policies has made consumers shift their shopping activities to e-commerce platforms and use digital payment services (e-wallets) more intensively. based on research, mobile banking users are more from Generation Z than Millennials. Young consumers are usually early adopters of technology and can be more innovative. Sometimes Generation Z is more worried about losing their mobile phones than their wallets because almost all transactions can now be done digitally. By using quantitative research techniques with purposive sampling method, the number of samples was 150 respondents with SEM PLS. The results of this study indicate that perceived usefulness, and perceived risk have a positive and significant effect on interest in using e-wallets in Generation Z. Meanwhile, perceived convenience, trust and social influence have no significant effect on interest in using e-wallets among Generation Z.
Key Drivers of High-Quality Financial Reports in Public Sector: Insights from Indonesia’s Supreme Court Lia Safitri; Sriyono Sriyono; Sigit Hermawan
Media Ekonomi dan Manajemen Vol 40, No 2 (2025): July 2025
Publisher : Fakultas Ekonomika dan Bisnis UNTAG Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56444/mem.v40i2.5890

Abstract

This study examines the impact of human resource competence on the quality of financial statements within the Supreme Court and its subordinate units, with government accounting standards and internal control over financial reporting acting as mediating variables. The study uses an explanatory design and employs a quantitative approach. Data were collected from 285 respondents across various judicial institutions, and Partial Least Squares Structural Equation Modeling (PLS-SEM) using SmartPLS 4.0 was used to analyze it. The findings show that human resource competence positively influences the application of government accounting standards and internal control, both of which significantly enhance the quality of financial reporting. Furthermore, both mediating variables strengthen the relationship between human resource competence and financial statement quality. These results emphasize the critical role of human resource competence in improving accounting practices and internal controls to achieve higher financial reporting quality.
Pengaruh Literasi Keuangan Syariah, Pengetahuan Produk, dan Kualitas Pelayanan Terhadap Keputusan Nasabah Dengan Kepercayaan Sebagai Variabel Mediasi Melinda Tiarasukma; Detak Prapanca; Sriyono Sriyono
JIBEMA: Jurnal Ilmu Bisnis, Ekonomi, Manajemen, dan Akuntansi Vol. 4 No. 1 (2026): July
Publisher : CV. Muris Global Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62421/jibema.v4i1.313

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh literasi keuangan syariah, pengetahuan produk dan kualitas pelayanan terhadap keputusan nasabah melalui kepercayaan pada Bank BSI KCP Pandaan. Metode penelitian menggunakan pendekatan kuantitatif dengan populasi adalah 1.093 nasabah produk emas BSI KCP Pandaan. Sampel ditentukan dengan menggunakan teknik random sampling dan rumus slovin sehingga digunakan 300 responden. Teknik pengumpulan data menggunkan kuesioner. Analisis data menggunakan SEM-PLS. Hasil penelitian menunjukkan pengaruh literasi keuangan syariah, pengetahuan produk dan kualitas pelayanan terhadap keputusan nasabah secara langsung. Kepercayaan dapat menjadi variabel mediasi. Implikasi penelitian adalah meningkatkan literasi keuangan syariah, pengetahuan produk dan kualitas pelayanan serta kepercayaan terhadap produk emas agar mendorong keputusan nasabah untuk menggunakan produk emas di Bank BSI KCP Pandaan.
Analysis of the Impact of Increased Prices of Basic Necessities on Per Capita Income in Indonesia: A Review from a Domestic Economic Perspective Supardi; Sriyono; Mohammad Rizal Yulianto
International Journal of Economic Integration and Regional Competitiveness Vol. 1 No. 2 (2024): International Journal of Economic Integration and Regional Competitiveness
Publisher : Antis Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61796/ijeirc.v1i2.63

Abstract

The increase in prices of basic necessities has a significant impact on a country's per capita income. This research aims to analyze the impact of rising prices of basic necessities on per capita income in Indonesia, with an emphasis on the domestic economic perspective. The panel data regression analysis method is used to evaluate the relationship between increases in prices of basic necessities and per capita income, by controlling for various other economic and demographic factors. The research results show that the increase in prices of basic necessities has a real influence on per capita income in Indonesia. A decrease in purchasing power due to an increase in the price of basic necessities can reduce the real income of individuals and families, which in turn affects overall per capita income. The impact is felt especially among households with low income levels. Other factors such as inflation, economic growth and government policies also play a role in determining the impact of rising prices of basic necessities on per capita income. Therefore, there is a need for appropriate policies to effectively manage rising prices of basic necessities, including steps to control inflation, strengthen the social protection system, and increase economic productivity. In conclusion, the increase in prices of basic necessities has significant implications for per capita income in Indonesia. A holistic and sustainable approach is needed in formulating economic policies that can overcome these challenges, taking into account various external and internal factors that influence domestic economic dynamics.
THE INFLUENCE OF GREEN LEADERSHIP AND GREEN ECONOMICS ON SUSTAINABLE CORPORATE PERFORMANCE THROUGH EMPLOYEE GREEN BEHAVIOR AT BANGIL REGIONAL HOSPITAL Ita Rini Susanti; Sriyono
International Journal of Economic Integration and Regional Competitiveness Vol. 2 No. 7 (2025): International Journal of Economic Integration and Regional Competitiveness
Publisher : Antis Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61796/ijeirc.v2i7.398

Abstract

Objective: This study aims to investigate the influence of green economics and green leadership on sustainable corporate performance through employee green behavior at Bangil Regional General Hospital (RSUD). Green economics and green leadership are two important factors in promoting sustainable business practices, and employee green behavior plays a key role in bridging the relationship between these two factors and sustainable corporate performance. Method: This study uses a quantitative approach with surveys as the data collection method. Data were obtained from Bangil Regional General Hospital employees involved in environmental practices and sustainability at the hospital. This study also analyzed relevant literature to understand the concepts of green economics, green leadership, sustainable corporate performance, and employee green behavior. Result: The results show that Green Leadership has an effect on Sustainable Corporate Performance, as leaders serve as role models and motivate employees. Green Economic influences Sustainable Corporate Performance, as employees fulfill their social and environmental responsibilities. Green Leadership influences Employee Green Behavior, and Green Economic impacts Employee Green Behavior, improving environmental performance. Sustainable Corporate Performance also influences Employee Green Behavior, as environmentally conscious employees implement green actions. Green Leadership and Green Economic both influence Sustainable Corporate Performance through Employee Green Behavior. Novelty: The novelty of this study lies in the understanding of how Green Leadership and Green Economics influence Sustainable Corporate Performance through Employee Green Behavior, emphasizing the importance of CSR programs and leadership in fostering environmental awareness and improving performance at the organizational level.
STRATEGY FACTORS TO STRENGTHEN ACCESS TO MSME FINANCING THROUGH IOT INTEGRATION TO INCREASE COMPETITIVENESS: TOE FRAME APPROACH Arbiya Magfiroh Rohmi; Sriyono Sriyono
International Journal of Economic Integration and Regional Competitiveness Vol. 3 No. 2 (2026): International Journal of Economic Integration and Regional Competitiveness
Publisher : Antis Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61796/ijeirc.v3i2.498

Abstract

Objective: Access to financing is a critical factor for Micro, Small, and Medium Enterprises (MSMEs) to enhance business capacity and competitiveness; however, it remains a major challenge in Indonesia. This study aims to analyze the roles of technological, organizational, and environmental factors in strengthening access to financing and their implications for MSME competitiveness using the Technology–Organization–Environment (TOE) framework, with Internet of Things (IoT) integration as the technological context. Method: A quantitative research design was employed using the Partial Least Squares–Structural Equation Modeling (PLS-SEM) approach. The sample consisted of 109 food and beverage MSMEs in Sidoarjo Regency, selected through proportionate stratified sampling. Results: The results indicate that technological and organizational factors have a significant effect on MSME financing, while environmental factors do not show a significant direct effect. Furthermore, technology and organization significantly influence MSME competitiveness, whereas environmental factors are not significant determinants of competitiveness. The findings also reveal that financing has a significant negative effect on MSME competitiveness, suggesting that increased access to financing does not automatically enhance competitiveness unless it is managed productively and efficiently. Overall, the study highlights that strengthening MSME competitiveness is more effectively achieved through the development of internal capabilities, particularly technological readiness and organizational capacity, with financing acting as a supporting factor that must be strategically managed. Novelty: This study contributes empirically to the TOE literature by positioning IoT integration as a mechanism for improving operational data quality to support financing, access and competitiveness.
THE INFLUENCE OF PROFESSIONALISM, WORK CULTURE, AND DISCIPLINE ON SERVICE PERFORMANCE IN SIDOARJO REGENCY WITH APPRECIATION AS AN INTERVENING VARIABLE Heru Susanto; Sriyono
International Journal of Economic Integration and Regional Competitiveness Vol. 3 No. 2 (2026): International Journal of Economic Integration and Regional Competitiveness
Publisher : Antis Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61796/ijeirc.v3i2.499

Abstract

Objective: This study aims to analyze the effect of professionalism, work culture, and discipline on service performance, both directly and indirectly through the appreciation variable among public service employees in Sidoarjo Regency. Method: The data were collected through questionnaires distributed to 212 respondents during the period of December 2025 to January 2026, and then analyzed using the SEM-PLS method with the assistance of SmartPLS 3.0. Results: The results indicate that all variables have a positive and significant effect on service performance, with the highest coefficient values shown by work culture (0.326) and professionalism (0.311). The R Square value for service performance is 0.632, indicating that the model falls into a moderate to strong category. In addition, appreciation is proven to play a significant mediating role, although the indirect effects are relatively smaller, such as the relationship between work culture and service performance through appreciation (0.075). The NFI value of 0.819 suggests that the model has an acceptable level of fit. Novelty: Overall, these findings confirm that improving service performance is not only influenced by individual factors but is also strengthened by appreciation mechanisms within the organization.
THE INFLUENCE OF FINANCIAL ATTITUDE, PERSONALITY, FINANCIAL TECHNOLOGY, AND LEVEL OF FINANCIAL KNOWLEDGE ON FINANCIAL MANAGEMENT OF MSMES IN SIDOARJO (STUDY ON CREATIVE CRAFT AND SERVICE MSMES) Akhmad Zainur Roziqin Al Barizi; Sriyono Sriyono
Journal of Artificial Intelligence and Digital Economy Vol. 2 No. 2 (2025): Journal of Artificial Intelligence and Digital Economy
Publisher : PT ANTIS INTERNATIONAL PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61796/jaide.v2i2.1488

Abstract

Objective: This study aims to analyze the influence of financial attitude, personality, financial technology, and financial knowledge level on financial management among Micro, Small, and Medium Enterprises (MSMEs) in the creative craft and service sectors in Sidoarjo, Indonesia. Method: A quantitative research design was applied using a survey method, with questionnaires distributed to 146 registered and government-supported MSMEs under the supervision of the Sidoarjo Department of Cooperatives and MSMEs. Data analysis was conducted using SmartPLS 3.0 to test the relationships among variables. Results: The study is expected to reveal that positive financial attitudes, favorable personality traits, higher levels of financial knowledge, and active use of financial technology significantly enhance the financial management capabilities of MSME actors. These factors collectively strengthen financial decision-making and operational sustainability. Novelty: This research contributes by integrating psychological, technological, and knowledge-based perspectives in explaining MSME financial behavior, offering empirical evidence that supports policy development aimed at improving financial literacy and promoting the adoption of financial technology to enhance MSME resilience and growth.
THE INFLUENCE OF CONVENIENCE, TRUST, AND SECURITY ON PAYLATER USAGE (A CASE STUDY ON GEN Z IN SIDOARJO) Gracilla Aisya Adi Utomo; Sriyono Sriyono
Journal of Artificial Intelligence and Digital Economy Vol. 2 No. 3 (2025): Journal of Artificial Intelligence and Digital Economy
Publisher : PT ANTIS INTERNATIONAL PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61796/jaide.v2i3.1514

Abstract

Objective: This study aims to analyze the influence of convenience, trust, and security on Generation Z’s decisions to use Paylater services in Sidoarjo. Method: A quantitative research design was employed using a survey method distributed to Generation Z respondents to assess factors influencing their adoption of Paylater services. Results: The findings show that convenience, trust, and security each have a positive and significant effect on users’ decisions to use Paylater. This suggests that ease of access, confidence in the service provider, and perceptions of transaction safety play essential roles in shaping adoption behavior. The results also reinforce previous research highlighting that favorable perceptions of convenience, trust, and security are key determinants in the acceptance of financial technology. Novelty: This study contributes to the growing body of literature on digital financial behavior by providing empirical evidence on Generation Z’s Paylater usage patterns in Indonesia, emphasizing the importance of user trust and perceived security in sustaining fintech adoption.
Co-Authors A. Nururrochman Hidayatulloh Abdul Haris Adelia - Oktaviani Adinda Lestari Ningsih Agung Sutoto Ahmad Kahfiatur Rohman Ainnur Rosyidah Akhmad Zainur Roziqin Al Barizi Amelia Fitri Agustin Amelia Nugraha Dini Aminatus Solihah Ana Nabellah Andriana Andriana Anggraeni Dwi Fitria Anintya Kurnia Devi Anis Masrifah Arbiya Magfiroh Rohmi Arbiya Magfiroh Rohmi Arbiya Magfiroh Rohmi Arynda Pramudya Wulandari Azel Raoul Reginald Bayu Prasojo Beti Aprilia Pratiwi Bryan Eka Cintya Devi Retno Ardianti Delia Putri Rusnanti Denata Putri Marlinton Deni Setiawan Desak Nyoman Sri Werastuti Desak Detak Prapanca Dhea Ariesta Putri Dinda Ayu Ramadhani Ede Ramadhin Setyawanatra Ede Ramadhin Setyawanatra Eko Wahyono Emmira iffat Etik Dwi Kusrini Fadia Ika Nurwahyuni Faizal Ridwan Zamzany Fatihul Iman Iman Fierda Lestari SP Gracilla Aisya Adi Utomo Hadiah Fitriyah Hanifah Novia Sofi Haziki Abduh Herlinda Maya Kumala Sari, Herlinda Maya Kumala Heru Susanto Ika Khusnul Fadilah Imelda Dian Rahmawati Indi Ulfa Ira Nurdiani Ita Rini Susanti Juliana Carolina Kilmanun Khairunnisa Abd Samad Khoong Tai Wai Kumara Adji Lailatul Khosi'ah Lailatul Muflihah Lia Safitri Liya Wahyu Putri Yuni Arta Lukman Hudi M Fadil Maulidha Kurnia Dini Mayasari Mayasari Melinda Tiarasukma Melita Indah Cahyani Mitha Rachma Diana Moch Zaky Zamani Mochamad Djainul Arifin Mochammad Efendi Mochammad Rendy Pamungkas Mohammad Rizal Yulianto Mohammad Rizal Yulianto Mokh. Irwanto Muhammad Dzulfikar Ardiansyah Muhammad Fatihul Iman Muhammad Rafi Maulana Muhammad Rahmadani Muhammad Rifqi Achmadi Muhammad Rizki Alwi Ardana Muhammad Rizki Alwi Ardana Muhammad Syahrul Afandi Muhammad Yani Mujaiyinul Alam Mujaiyinul Alam Mulyadi Mulyadi Mutiara Martaningrum Nihlatul Kudus Niko Fediyanto Nila Osama Nilamsari Zahrina Avvrilia Novita Lailatul Rif’ah Nur Fadilah Nur Saadah Muhammad Oktavia Fajriati Oktavia Fajriyati Oktavia Siti Rochani Purwanti Putri Purnama Sari Dewi Putri Wahyu Dwi Wijayanti Rafly Jibran Mahendra Ratna Yulis Teaningrum Renaldy Andriannoor Reni Nur Diansyah Rina Agusti Risma Wulandari Rita Ambarwati Sukmono Rizka Wahyuni Amelia Rizki Robbi Izati Rizky Ardiantari Rizqi Qurrota A'Yun Burhanuddin Rumanintya Lisaria Putri Santi Rahma Dewi Sarwenda Biduri Setiyono, Wisnu Panggah Sigit Hermawan Silvia Handayani Sindy Diva Maretha Siti Sopiyah Siti Ulfah Suci Anggrainy Setyowati Suci Suryadini Sumartik Supardi Supardi Sutarman . Sutrisno Sutrisno Syarifa R N Taqdirul Aziz Tukfa Qurotalain Widya Kusuma Dewi Windy Frecelia Putri Wiwit Hariyanto Yulva Maulit Diana Yulva Maulit Diana Yuriza Rahayu Irawan Zhafa Nadhilla