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All Journal bionature Jurnal Aplikasi Bisnis dan Manajemen (JABM) E-Journal Jurnal Ilmiah Ekonomi Islam FITRAH:Jurnal Kajian Ilmu-ilmu Keislaman Diklabio: Jurnal Pendidikan dan Pembelajaran Biologi TAZKIR: Jurnal Penelitian Ilmu-ilmu Sosial dan Keislaman JURNAL CEMERLANG: Pengabdian pada Masyarakat YUME : Journal of Management Amwaluna Jurnal Ekonomi dan Keuangan Syariah At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Islamic Circle Manajemen Kreatif Jurnal Jurnal Bioconcetta Profetik Jurnal Ekonomi Syariah International Journal of Islamic Business and Economics (IJIBEC) PESHUM
Rukiah Lubis
IAIN Padangsidimpuan
Religion Agriculture, Biological Sciences & Forestry Humanities Biochemistry, Genetics & Molecular Biology Chemistry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Immunology & microbiology Medicine & Pharmacology Public Health Social Sciences Veterinary Other

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The Relationship between Foreign Direct Investment, Islamic Financial Performance and Economic Growth: Analysis of Economic Freedom as a Moderating Variable Rukiah Lubis; M. Fauzan; Ananda Anugrah Nasution; Wanda Khoirun Nasirin; Tasiu Tijjani Sabiu
International Journal of Islamic Business and Economics (IJIBEC) Vol 7 No 1 (2023): Volume 7 Nomor 1 Tahun 2023
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/ijibec.v7i1.6920

Abstract

Developing countries need a lot of capital for economic development. Development in most developing countries is hampered by limited funds. Thus, these obstacles in developing a sharia economy in a dual economic system country. The problem of limited capital can be overcome by raising additional capital from abroad in the form of loans or foreign direct investment (FDI). The purpose of this study is to analyze the relationship of FDI and the impact of economic freedom on the development of Islamic economics in IFSB member countries. This research was conducted with quantitative research methods using secondary data from various sources. Studies were analyzed by PLS-SEM using PLS 3.0. The findings reveal that FDI does not have a significant relationship with Islamic economic growth and economic freedom does not moderate the relationship between FDI and Islamic economic development. The development of the sharia economy is hampered because of economic freedom, so that foreign direct investment is not a factor that can advance the Islamic economy. Through this study, the government can build a sharia economic framework by highlighting the resources that Islam allows.
Human Development Index and Halal Tourism Performance: Case Study of The Country with The Lowest Safety for Muslim Tourists Lubis, Rukiah; Rusydiana, Aam; Nasirin, Wanda Khairun; Kartikawati, Dwi Ratna
AMWALUNA (Jurnal Ekonomi dan Keuangan Syariah) Vol 7, No 2 (2023)
Publisher : Univeristas Islam Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/amwaluna.v7i2.11135

Abstract

The purpose of this study is to see the cause and effect between the Human Development Index and the Global Muslim Travel Index. This research was conducted using quantitative research methods for a dataset of five countries with low security levels. The study was analyzed by the Bayesian Vector Autoregression Panel using Eviews 10. The findings reveal that there is no interaction and contribution between the Human Development Index and the Global Muslim Travel Index in countries with weak security levels for Muslim tourists. However, according to the PBVAR estimate, the Human Development Index affects the Global Muslim Travel Index, as well as the Global Muslim Travel Index affects the Human Development Index. Then the results of the IRF test explained that the Human Development Index and the Global Muslim Travel Index had a stable response in the second period. Finally, the decomposition analysis explains that the Human Development Index and the Global Muslim Travel Index have their respective roles from the first period to the tenth period. Through this research, it is hoped that the relevant state governments can mix policies and anticipate shocks that occur. Therefore, the researcher proposes to increase security for Muslim tourists visiting their country and implement various facilities that support comfort for Muslim tourists.
Tradisi Azan Dua Kali Pada Sholat Jum’at di Desa Pucuang Anam Nagari Tandikek Selatan, Padang Pariaman Zuve, Farel Olva; Furqon, Ilham; Karmila, Karmila; Fathul, Muhammad; Hermanda, Putri Wulan Sari; Lubis, Rukiah
PESHUM : Jurnal Pendidikan, Sosial dan Humaniora Vol. 4 No. 6: Oktober 2025
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/peshum.v4i6.12406

Abstract

Tradisi Azan dua kali pada pelaksanaan Sholat Jum’at di Desa Pucuang Anam, Nagari Tandikek Selatan, Kecamatan Patamuan, Kabupaten Padang Pariaman merupakan warisan praktik keagamaan yang masih dipertahankan hingga saat ini. Penelitian ini bertujuan untuk mendeskripsikan pelaksanaan tradisi azan dua kali serta memahami latar belakang dan makna yang terkandung di dalamnya. Metode yang digunakan adalah deskriptif kualitatif dengan teknik observasi, wawancara, dan dokumentasi kepada imam, muadzin, ninik mamak, dan jamaah setempat. Hasil penelitian menunjukkan bahwa tradisi azan dua kali dilakukan pertama di luar masjid untuk memberi tahu masyarakat akan masuknya waktu Sholat Jum’at dan kedua di dalam masjid setelah khatib naik mimbar sebagai penanda dimulainya khutbah. Tradisi ini memiliki makna simbolik sebagai bentuk penghormatan pada sunah Rasulullah SAW yang dilanjutkan oleh Khalifah Utsman bin Affan RA, sekaligus menjadi sarana penguat syiar Islam di tengah masyarakat. Pelaksanaan tradisi ini juga menegaskan identitas keagamaan masyarakat Pucuang Anam yang berpegang teguh pada ajaran dan adat salingka nagari.
Hasil Belajar Siswa Dengan Menggunakan Pembelajaran Tipe STAD Dan Pembelajaran Tipe GI Herlina, Meti; Lubis, Rukiah; Agustiana, Uci
Diklabio: Jurnal Pendidikan dan Pembelajaran Biologi Vol 6 No 1 (2022)
Publisher : UNIB Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33369/diklabio.6.1.93-100

Abstract

Penelitian ini bertujuan untuk mengetahui perbedaan hasil belajar siswa pada mata pelajaran Biologi dengan menggunakan model pembelajaran tipe STAD (Student Team Achievement Division) dan model pembelajaran tipe GI (Group Investigation). Jenis penelitian ini adalah true experiment. Populasi dalam penelitian adalah seluruh siswa XI IPA yang berjumlah 133 orang, yang terbagi dalam tiga kelas, 2 kelas eksperimen dan satu kelas kontrol. Desain penelitian yang digunakan adalah Pretest Posttest Control Group Design. Pengumpulan data dilakukan dengan menggunakan tes. Data analisis menggunakan uji One Way Anova. Hasil penelitian menunjukkan bahwa terdapat perbedaan hasil belajar siswa dengan menggunakan model pembelajaran tipe STAD (Student Team Achievement Division) dan model pembelajaran tipe GI (Group Investigation). Hasil belajar siswa dengan menggunakan model pembelajaran GI (Group Investigation) lebih menarik dan lebih baik dibandingkan dengan model pembelajaran tipe STAD (Student Team Achievement Division) dan Kontrol.Keywords: Hasil Belajar, Pembelajaran tipe STAD, Pembelajaran tipe GI
Peer to Peer Lending , E-Money, and Crowdfunding Economic Perspective Sharia Novita Sari Pulungan; Andri Soemitra; Rukiah Lubis
Manajemen Kreatif Jurnal Vol. 1 No. 1 (2023): Februari: Manajemen Kreatif Jurnal
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/makreju.v1i1.924

Abstract

The development of information technology has penetrated all financial sectors, including sharia financial technology. The concept of Sharia Fintech Innovation must be guided by the Qur'an and Sunnah. By the Fatwa of the National Sharia Council-Indonesian Ulema Council (DSN-MUI). Of the many startups registered with the OJK and BI, only a small number operate according to sharia principles. The lack of literacy related to sharia fintech innovation is the reason why conventional fintech products and services are more attractive to the public. This study aims to explain the concept of fintech products and services in sharia principles and is limited to three products, namely Peer to Peer Lending, E-Money, and Crowdfunding. The method used in this research is literature study, by taking various references and literature related to research. The results of the study explain that 1) Sharia principles related to peer-to-peer lending, e-money, and crowdfunding are by the Fatwa of the National Sharia Council-Indonesian Ulema Council, namely that one must avoid Riba, Gharar, Maysir , Tazlis, Ishraf and transactions of illicit goods. 2) The contracts used for peer-to-peer lending are in line with the characteristics of financing services such as al-bai', ijarah, mudharabah, musyarakah, wakalah bi al ujrah, and qardh. Whereas e-money uses two contracts, namely the contract between the Issuer and the Holder using a wadiah contract and the contract between publishers and traders using a wakalah contract.
Key Success Factors Islamic Human Resources in North Sumatera Islamic Banking With Analytical Network Process (ANP) Lubis, Rukiah; Matondang, Zulaika; Cahyani, Utari Evy
Jurnal Aplikasi Bisnis dan Manajemen Vol. 9 No. 3 (2023): JABM Vol. 9 No. 3, September 2023
Publisher : School of Business, Bogor Agricultural University (SB-IPB)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17358/jabm.9.3.898

Abstract

The development of Islamic banking in Indonesia has experienced very rapid growth. On the other hand, the availability of Islamic human resources is not in accordance with the standards expected by Islamic banking. This is indicated by a large number of human resources graduates from public universities compared to graduates of Islamic banking or Islamic economics. The purpose of this study is to analyze the factors that determine the success of Islamic HR in Islamic banking in North Sumatera. Data analysis was carried out using the ANP approach. The results of this study indicate that problems related to the determinants of the success of Islamic HR in North Sumatera internally are the most important internal performance appraisal and self-quality improvement in the form of knowledge, skills, and abilities (KSA). There are internal and external factors to improve Islamic human resources at sharia banking. From the internal factors, Sharia banking needs to develop a performance appraisal system from the perspective of Sharia compliance and financial risk. The Islamic bank employee recruitment system must also comply with sharia principles. In addition, it needs training and education by instilling sharia concepts. Finally, improving the quality of human resources through developing soft skills, increasing work motivation, sharia work ethic with the itqan. External factors are from universities in the form of curriculum and regulations from the government. The solution is to create a standard system for developing Islamic human resources and compile a curriculum that is in accordance with KSA. Keywords: anp, islamic bank, islamic human resources, key success factors
Estimasi Pertumbuhan Investasi Sukuk dalam Pencapaian Sustainable Development Goals (SDGs) di Indonesia Nasution, Adinda Maharani; Rasyid, Arbanur; Lubis, Rukiah
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to determine the best model and method for forecasting the growth of sukuk investment in Indonesia and to forecast the growth of Sovereign Sukuk investment seven years ahead, precisely at the end of the Sustainable Development Goals (SDGs) program in 2030. This quantitative study uses Sovereign Sukuk data from 2009 to 2023 obtained from Bank Indonesia (BI). The sampling technique used in this study is purposive sampling, which uses 179 monthly data on Indonesian Sovereign Sukuk investment. The data analysis in this study uses the eviews 10 application with an econometric approach. The results of this study analysis show that the best method for forecasting sukuk investment growth in Indonesia is ARIMA Box Jenskins with the ARIMA (7,1,1) model. The growth value of Indonesian Sovereign Sukuk investment after forecasting for the next seven years continues to increase yearly. This is triggered by the increasing public awareness to contribute to Indonesia's development. The peak growth in Sovereign Sukuk investment is predicted to occur in 2030 at the end of the Sustainable Development Goals (SDGs) agenda, showing a figure of Rp. 1.167.071.086.806.520. This condition should be a concern to the government, so that Sovereign Sukuk can be utilised to achieve the Sustainable Development Goals (SDGs) program in Indonesia.
Strategy for the Development of Micro, Small and Medium-sized Enterprises (MSMEs) Based on Collaborative Governance in South Tapanuli Aida Mahrani Siregar; Darwis Harahap; Rukiah Lubis
Islamic Circle Vol. 7 No. 1 (2026): Islamic Circle
Publisher : Prodi Hukum Ekonomi Syari'ah STAIN Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/c8xq3488

Abstract

This study aims to analyze the development strategy of Micro, Small, and Medium Enterprises (MSMEs) based on collaborative governance in South Tapanuli Regency. The study employed a qualitative approach, with data collected through observations, interviews, and documentation. The research informants consisted of MSME owners, PT Agincourt Resources, Bagas Silua, the Department of Trade and Cooperatives for MSMEs, and the Department of Investment and One-Stop Integrated Services. The findings indicate that MSME development is significantly influenced by collaboration among the government, the private sector, and MSME actors. The government plays a vital role in facilitating business legalization, providing guidance, training, and mentoring, while the private sector contributes to capacity building and product marketing. Internal factors, such as managerial capability, creativity, and entrepreneurial independence, as well as external factors, including policy support, training programs, and strategic partnerships, also affect the success of MSMEs. The collaborative governance model, implemented through cross-sectoral coordination and the active involvement of MSME stakeholders, has proven effective in enhancing business capacity, improving competitiveness, and increasing the contribution of MSMEs to local economic growth in South Tapanuli Regency.
Co-Authors Aam Rusydiana, Aam Agustiana, Uci Aida Mahrani Siregar Ananda Anugrah Nasution Andri Soemitra Apriza Fitriani Arbanur Rasyid Asmul Fauzi Harahap, Asmul Fauzi Dwi Ratna Kartikawati Farel Olva Zuve, Farel Olva Fathul, Muhammad Fitriani, Apriza Fitriyani, Nesti Furqon, Ilham Hapisuddin Nasution Harahap, Darwis Herlina, Meti Hermanda, Putri Wulan Sari karmila karmila M. Fauzan Martondi Martondi Meti Herlina Nasirin, Wanda Khairun Nasution, Adinda Maharani Nopriyeni Nopriyeni Novita Sari Pulungan Rodame Monitorir Napitupulu Safitri, Desilia Sarmiana Batubara Siregar, Fatahuddin Aziz Siregar, Nursalamah Syahfitri, Jayanti Tasiu Tijjani Sabiu Ulan Dari Daulay Utari Evy Cahyani Wanda Khoirun Nasirin Zulaika Matondang