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All Journal AdBispreneur Jurnal Mahasiswa Bina Insani Jurnal Ilmiah Manajemen "E M O R" Jurnal Sinergitas PkM & CSR JURISMA: Jurnal Riset Bisnis & Manajemen Jurnal Tabarru': Islamic Banking and Finance Ekonomi dan Bisnis JOURNAL OF BUSINESS STUDIES Jurnal Sekretari Universitas Pamulang Abdi Dosen : Jurnal Pengabdian Pada Masyarakat Business Management Journal Program Studi Manajemen Jurnal Pengabdian Masyarakat Khatulistiwa JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) Jurnal Administrasi Kantor KOMMAS: Jurnal Pengabdian Kepada Masyarakat Jurnal Karya Abdi Masyarakat Proceeding National Conference Business, Management, and Accounting (NCBMA) Jurnal Pemberdayaan Umat ELIGIBLE : Journal of Social Sciences Proceeding of International Conference on Entrepreneurship (IConEnt) Jurnal Penelitian Akuntansi KAMBOTI : Jurnal Sosial dan Humaniora
Simatupang, Apriani
Universitas Bina Insani
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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PEMBINAAN KEMITRAAN UMKM UPH MELALUI PROGRAM WIRAUSAHA MERDEKA MENUJU KEMANDIRIAN USAHA YANG TRANSFORMATIF Pramono, Rudy; Panjaitan, Andry M.; Simatupang, Apriani; Siahaan, Hernawati; Syallomitha, Dinda Sekar
Jurnal Sinergitas PKM & CSR Vol. 9 No. 1 (2025): APRIL
Publisher : Universitas Pelita Harapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19166/jspc.v9i1.9775

Abstract

Pembinaan UMKM merupakan salah satu program Kemitraan Universitas melalui Pengabdian kepada Masyarakat (PkM) berkolaborasi dengan Service-Learning Project (SLP) dalam Mata Kuliah Leadership and Entrepreneurship. Pembinaan yang dilakukan berupa demo masakan kreatif dan inovatif menggunakan bahan baku lada hitam dengan biji pepaya, edukasi kewirausahaan yang mandiri, merdeka dan transformatif dalam berkreasi produk maupun ide bisnis bersama kelompok mahasiswa yang mengangkat tema penguatan kinerja UMKM melalui literasi digital dan promosi produk melalui media sosial terhadap 45 peserta UMKM. Pembinaan dilakukan melalui workshop, webinar dan pendampingan berkelompok secara langsung ke UMKM selama satu semester. Hasil evaluasi kegiatan ini terlihat bahwa 80% peserta menikmati kegiatan demo masak, 75% peserta mampu memahami materi, 80% narasumber mampu menjawab pertanyaan pelaku usaha, 75% peserta puas berdiskusi dengan kelompok mahasiswa dalam kolaborasi kegiatan Service-Learning Project, 80% peserta terbantu secara langsung dalam literasi digital. Selain itu, kelompok UMKM dibantu membuat Business Model Canvas (BMC) sederhana dalam mengembangkan bisnisnya. Akhir dari kegiatan, para UMKM menyatakan bahwa kegiatan ini perlu dilanjutkan lebih mendalam dalam kelas kewirausahaan non formal yang bersertifikasi dari pihak kampus dalam memberikan perubahan transformatif yang berdampak luas bagi pelaku usaha di Indonesia.
Fintech Peer to Peer Lending: Determinan dari Intensi Penggunaan Kembali Kusumawati, Ratna Dewi; Simatupang, Apriani; Mahsun; Muamilah, Husnul; Rahmatika, Tia
JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) Vol. 11 No. 3 (2025): Juni 2025
Publisher : Sekretariat Pusat Lembaga Komunitas Informasi Teknologi Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/jemsi.v11i3.4175

Abstract

This study was conducted with carefully to show the result of the influence of some selected factors to the intention to reuse P2P lending by former borrowers. The selected factors are trust, ubiquity, and perceived usefulness. The background of this study is due to phenomenon of the drastic decline of P2P lending platform providers in recent years. The amount of data collected and can be processed through the distribution of questionnaires to the respondent is 123. The results show that ubiquity and perceived usefulness variable significantly affect intention to reuse P2P lending variable, but trust has no significant influence to the intention to reuse P2P lending. The rest, the F test conducted indicate that the variables of trust, ubiquity, and perceived usefulness simultaneously affect intention to reuse P2P lending.
Strategi Financial Technology dalam Mengatasi Lonjakan Transaksi Lender pada Masa Pandemi Covid 19 Simatupang, Apriani; Siska, Elmira
KAMBOTI: Jurnal Sosial dan Humaniora Vol. 1 No. 2 (2021): KAMBOTI: Jurnal Sosial dan Humaniora
Publisher : Lembaga Layanan Pendidikan Tinggi Wilayah XII

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51135/kambotivol1issue2page173-181

Abstract

Pandemi Covid 19 berdampak pada seluruh kegiatan usaha. Dampak tersebut dirasakan juga pada berbagai lembaga keuangan. Lembaga keuangan semakin melaksanakan kegiatannya dengan basis technology. Lembaga keuangan yang berbasis technology tersebut dinamakan dengan FinTech. Salah satu produk Fintech adalah Peer-to-peer Lending (P2PL). Keberadaan produk P2PL ini sangat membantu dalam memperkuat keuangan inklusif bagi pelaku UMKM (Usaha Mikro Kecil dan Menengah). Adanya P2PL dapat meningkatkan pembiayaan UMKM dan akhirnya akan meningkatkan kinerja usaha UMKM. Adanya pandemic Covid 19 menyebabkan transaksi P2PL mengalami peningkatan. Transaksi Lender meningkat setiap bulannya semenjak pandemic tersebut. Oleh karena itu paper ini bertujuan untuk memaparkan langkah-langkah yang harus dilakukan Fintech dalam mengatasi lonjakan transaksi lender tersebut agar Fintech dapat bertahan, sementara pada periode yang sama produktivitas usaha mengalami penurunan. Desain penelitian yang digunakan dalam analisis ini adalah studi pustaka yaitu dengan mengumpulkan data dokumentasi dari berbagai tulisan. Hasil penelitian dan pembahasan paper ini yakni menunjukkan terdapat tiga hal yang harus dilakukan dalam mengatasi lonjakan transaksi lender agar tidak terjadi kredit macet yakni Pengaturan dan Penerapan Mitigasi Risiko dalam Penyelenggaraan Peer-to-peer Lending, Kewajiban terhadap Penyampaian Laporan SLIK OJK, dan Penerapan Prinsip Kehati-hatian.
UNBOXING ENTREPRENEURSHIP: ENHANCING YOUR PRICING STRATEGY KNOWLEDGE Simatupang, Apriani; Hutabarat, Moses. L. P.; Arianto, Radityo; Gea, Fikra Wini; Kereh, Regina Ferosali Majesty
Abdi Dosen : Jurnal Pengabdian Pada Masyarakat Vol. 9 No. 1 (2025): MARET
Publisher : LPPM Univ. Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/abdidos.v9i1.2669

Abstract

In an increasingly competitive business environment, understanding pricing strategy has become one of the key elements for entrepreneurial success. The Community Service Program (PkM) titled "Unboxing Entrepreneurship: Enhancing Your Pricing Strategy Knowledge", organized by Universitas Pelita Harapan, aimed to provide fundamental insights into pricing strategies for students of SMA Tarsisius 2 and SMA Tritunggal Semarang. The activity involved expert speakers in business strategy and student entrepreneurs who shared their practical experiences. Through theoretical sessions, case studies, and interactive simulations, participants were trained to analyze costs, understand the market, and strategically determine product prices. The outcomes of the program demonstrated improved student comprehension of the importance of pricing in business, along with enhanced practical skills in analyzing and setting competitive prices. Furthermore, the program successfully inspired students to develop entrepreneurial ideas based on a more structured strategy, enabling them to face market challenges with greater confidence.
STRENGTHENING THE CAPACITY OF MSMES IN SUKABAKTI VILLAGE, TANGERANG THROUGH PRODUCTION MANAGEMENT ASSISTANCE, FINANCE, DIGITAL MARKETING, AND LEGALITY Hutabarat, Moses L. P.; Simatupang, Apriani; Cendana, Wiputra; Hariyanto, Claudia Cindy; Zebua, Firman Ebenejer
Abdi Dosen : Jurnal Pengabdian Pada Masyarakat Vol. 9 No. 3 (2025): SEPTEMBER
Publisher : LPPM Univ. Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/abdidos.v9i3.3049

Abstract

Micro, Small, and Medium Enterprises (MSMEs) a significant role in Indonesia’s economy, including the local food sector such as household-scale tempeh industries. However, tempeh MSMEs in Sukabakti Village, Curug District, Tangerang, face several challenges such as limited production technology, low sanitation standards, lack of proper financial records, and marketing that relies only on traditional markets. This community service program aimed to strengthen MSME capacity through training on product diversification, production hygiene and sanitation, basic financial management, and digital marketing. The method applied was participatory action research (PAR), actively involving partners in each stage. The results show an average production increase of 15–20% per day, a reduction of defective products to 7%, adoption of financial recording by most partners, five MSMEs successfully obtaining business legality (NIB and PIRT), and 60% of partners starting to use social media and online marketplaces for marketing. Therefore, the program has proven effective in enhancing the competitiveness and sustainability of tempeh MSMEs, while also contributing to the achievement of the Sustainable Development Goals (SDGs).
WORKSHOP CREATIVEPRENEUR TURNING CREATIVITY INTO BUSINESS OPPORTUNITIES Simatupang, Apriani; Samuel, Sylvia; Arianto, Radityo Fajar; Chrestella, Valentcia Earlene
Abdi Dosen : Jurnal Pengabdian Pada Masyarakat Vol. 9 No. 3 (2025): SEPTEMBER
Publisher : LPPM Univ. Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/abdidos.v9i3.3072

Abstract

The growth of Indonesia’s creative economy offers significant opportunities for young generations to become entrepreneurs and contribute to the national economy. However, many students still lack the understanding and hands-on experience needed to transform creative ideas into real business opportunities. In response to this, the Faculty of Economics and Business at Universitas Pelita Harapan (UPH FEB) initiated the Creativepreneur Workshop: Turning Creativity into Business Opportunities at Sekolah Dian Harapan (SDH) Makassar. This workshop is designed to introduce the fundamentals of creative entrepreneurship, foster innovative thinking, and provide practical experience through the creation of simple, marketable products. Additionally, it offers insights on leveraging digital technology and social media for marketing while connecting students with experienced creative business practitioners. The program aims to inspire and equip young people to develop a courageous, adaptive, and entrepreneurial mindset that is capable of creating business opportunities from an early stage.
The Effect of Profitability, Liquidity, Solvency, and Activity Ratios on Stock Prices with Dividend Payout Ratio as A Moderation Variable in Insurance Companies in Indonesia Apriani Simatupang; Aura Juliana Sirait; Radityo Arianto
Proceedings of the International Conference on Entrepreneurship (IConEnt) Vol. 5 (2025): Proceedings of the 5th International Conference on Entrepreneurship (IConEnt)
Publisher : Universitas Pelita Harapan

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to examine the influence of proxied financial performance on profitability, liquidity, solvency, and activity ratios, which are then moderated by dividend policy on the share price of insurance companies in Indonesia. Multi-linear regression panel data with a random effect approach was used to investigate the factors that influence stock prices. The sample data was selected to be limited to insurance companies listed on the Indonesia Stock Exchange (IDX) from 2014 to 2023. The data tested included 12 insurance companies listed on the Indonesia Stock Exchange (IDX). The data was obtained from the company's quarterly report which can be accessed through S&P Capital IQ. In this study, the software used to process the data is Stata version 17. The results show that the profitability ratio proxied at Return on Equity (ROE), solvency ratio proxied at Debt to Equity Ratio (DER), activity ratio proxied at Total Assets Turnover (TATO), and dividend policy proxied at Dividend Payout Ratio (DPR) have a significant effect on stock prices. Meanwhile, the ratio of liquidity proxied to the Current Ratio (CR) has no significant effect on the stock price and the DPR cannot moderate the influence of ROE on the stock price.
Co-Authors Adler Haymans Manurung Ari Nurul Alfian Arianto, Radityo Arianto, Radityo Fajar Aris, Septika Astuti, Veranica Fuji Aura Juliana Sirait Bahtiar Usman Cendana, Wiputra Chrestella, Valentcia Earlene Denis Franzlay Elmira Siska Etyca Rizky Yanti Evidente, Gladys T. Falakh, Gandes Aura Eza Farah Margaretha Fifi Suryani Salim Gea, Fikra Wini Hanif Aulawi Hariyanto, Claudia Cindy Hocben, Layon Hutabarat, Moses L. P. Hutabarat, Moses. L. P. Jakaria Kereh, Regina Ferosali Majesty Layon Hocben Mahsun Muamilah, Husnul Muhammad Takrim Naibaho, Eduard Ary Binsar Nining Purwatmini Nuke Mardila Oktaviani, Anggun Dwi Panjaitan, Andry M. Pramono, Rudy Purwatmini, Nining Puspitasari, Veny Anindiya Puspitasari, Veny Anindya Putra, Didi Hasan Radityo Arianto Radityo Fajar Arianto Rahmatika, Tia Ratna Dewi Kusumawati Samuel, Sylvia Siahaan, Hernawati Siska, Elmira Solihin, Riyad Subawa M.M Syallomitha, Dinda Sekar Syaripah Syaripah Veny Anindiya Puspitasari Yanti, Etyca Rizky Yulia Indriyani Zebua, Firman Ebenejer