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Pengaruh Kepatuhan Prinsip-Prinsip Syariah Terhadap Kesehatan Finansial Entitas Bank Sumut Kcp Karya Dengan Menggunakan Analisis SEM (Structural Equation Modeling) Derisah Indah Harahap; Tri Inda Fadhila Rahma; Nur Ahmadi BI Rahmani
Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Vol. 7 No. 02 (2023): Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30868/ad.v7i02.5154

Abstract

Kesehatan finansial perbankan merupakan kemampuan untuk melakukan kegiatan operasional perbankan secara normal dan mampu memenuhi semua kewajibannya dengan baik dengan cara-cara yang sesuai perturan yang berlaku. Tujuan dari penelitian ini adalah untuk mengetahui bagaimana pengaruh kepatuhan Syariah terhadap kekuatan keuangan lembaga perbankan syariah (studi kasus Bank Sumut Syariah KCP Karya). Metode yang digunakan adalah SEM (Structural Equation Modeling) adalah kombinasi dari dua teknik multivariat: analisis faktor konfirmatori dan analisis jalur untuk menggambarkan keterkaitan hubungan linier secara simultan antara variabel pengamatan (indikator) dan variabel yang tidak dapat diukur secara langsung. Pengumpulan data dalam penelitian ini menggunakan skala Likert dan kuesioner berbasis bukti lainnya. Berdasarkan analisis Structural Equation Modeling, bisa diambil simpulan bahwa Prinsip –Prinsip Syariah sangat mempengaruhi Kesehatan Finansial Entitas Bank Sumut KCP Karya. 
Pengaruh Gaya Kepemimpinan, Budaya Organisasi dan Komitmen Organisasi Terhadap Kinerja Karyawa Pada PT. Austindo Nusantara Jaya Agri (ANJ) Binanga Epa Purnama Sari Harahap; Nur Ahmadi Bi Rahmani; Rahmat Daim Harahap
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 8 No 3 (2023)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v8i3.20701

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh kepemimpinan, budaya organisasi dan komitmen organisasi secara parsial dan simultan terhadap kinerja karyawan PT. Austindo Nusantara Jaya Agri (ANJ) Binanga. Jenis penelitian yang digunakan adalah jenis penelitian kuantitatif. Hasil penelitian menunjukkan tidak terdapat pengaruh gaya kepemimpinan terhadap kinerja karyawan PT. ANJ Binanga dengan nilai thitung > ttabel ((-2,766 < 1,974) dan tidak terdapat pengaruh budaya organisasi terhadap kinerja karyawan PT. ANJ Binanga karena nilai thitung < ttabel (0,237 < 1.974) dan terdapat pengaruh komitmen organisasi terhadapa kinerja karyawan PT. ANJ Binanga dengan nilai thitung > ttabel (2.497 > 1.974). Terdapat pengaruh gaya kepemimpinan, budaya organisasi dan komitmen organisasi secara simultal terhadap kinerja karyawan PT. ANJ Binanga dengan nilai Fhitung > Ftabel (2,841 > 2.66).
The Effect of Capital Adequacy Ratio (CAR), Operating Expenses and Operating Income (BOPO), and Net Core Operating Margin (NCOM) on Financial Sustainability Ratio (FSR) in Islamic Banking in Indonesia for the 2017-2021 Period Dwi Gusvita Anggraini; Nur Ahmadi Bi Rahmani; Muhammad Ikhsan Harahap
Jurma : Jurnal Program Mahasiswa Kreatif Vol 7 No 2 (2023): DESEMBER 2023
Publisher : LPPM UIKA Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/jurma.v7i2.2111

Abstract

This study aims to determine the effect of the Capital Adequacy Ratio (CAR), Operating Expenses and Operating Income (BOPO), and Net Core Operating Margin (NCOM) on the Financial Sustainability Ratio (FSR) partially and simultaneously. This study used a quantitative approach. The type of data used is secondary data obtained from the annual financial statements published on the official website of each Sharia Commercial Bank for the 2017-2021 period. The sample in this study amounted to 10 Sharia Commercial Banks in Indonesia selected by purposive sampling method. The data analysis techniques used are descriptive statistical analysis, classical assumption tests, hypothesis tests, and multiple linear regression tests with the help of SPSS software. The results showed that the Capital Adequacy Ratio (CAR) had a partial positive and insignificant effect on the Financial Sustainability Ratio (FSR). In part, BOPO has a negative and significant effect on the Financial Sustainability Ratio (FSR). Partially, the Net Core Operating Margin (NCOM) has a positive and significant effect on the Financial Sustainability Ratio (FSR). Simultaneously, the variables Capital Adequacy Ratio (CAR), Operating Cost and Operating Income (BOPO), and Net Core Operating Margin (NCOM) have a significant effect on the Financial Sustainability Ratio (FSR) and the value of the coefficient of determination (R²) of 0.608 or 60.8%.
Investment Analysis at PT Asuransi Takaful Keluarga against Optimal Portfolio Selvia Selvia; Nur Ahmadi Bi Rahmani; Kusmilawaty Kusmilawaty
Journal La Sociale Vol. 5 No. 3 (2024): Journal La Sociale
Publisher : Borong Newinera Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37899/journal-la-sociale.v5i3.1166

Abstract

This article aims to determine the development of investment and which type of investment is optimal at PT Asuransi Takaful Keluarga. Qualitative and quantitative approaches are used in this research. The author in this case uses a linear program Excel solver maximizing returns to analyze investment development and analyze which type of investment is the most optimal at PT Asuransi Takaful Keluarga in 2020-2022. The investment tools used include mudarabah deposits, sukuk (Sharia Bonds), mutual funds, murabahah financing and stocks. The results of the analysis show that investment development has increased and decreased in each year and at PT Asuransi Takaful Keluarga has the optimal type of investment, namely Mudarabah deposits and sukuk.
Konsep Manajemen Perubahan Dalam Meningkatkan Disiplin Kerja Oraganisasi Imam Solehuddin; Nur Ahmadi Bi Rahmani
Jurnal Ekonomi dan Bisnis Digital Vol. 1 No. 3 (2024): Januari - Maret
Publisher : CV. ITTC INDONESIA

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Abstract

Change management is a systematic approach designed to manage change in an organization. This involves the process of planning, implementing and monitoring change in order to manage its impact on individuals and the organization as a whole. Change management involves certain steps to ensure that changes are accepted and implemented effectively. The purpose of this research is to find out what things you need to know about change management. The type of research used is library research or literature study where researchers rely on various literature to obtain research data and use a qualitative approach because the data produced is in the form of words or descriptions. The results of this research conclude several things such as the definition of change management, the goals and benefits of change management, types of change and change management approaches.
Peran Media Sosial Dalam Memasarkan Produk Olahan Ud.Bolu Salak Kenanga Di Kota Padangsidimpuan Andryan Syaputra; Nur Ahmadi Bi Rahmani
Jurnal Ekonomi dan Bisnis Digital Vol. 1 No. 3 (2024): Januari - Maret
Publisher : CV. ITTC INDONESIA

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Abstract

The aim of this research is to determine the extent of the role of social media as a tool to improve marketing of UD processed products. Bolu Salak Kenanga in Padangsidimpuan City. This research uses descriptive qualitative research. The data sources used in this research are primary data sources and secondary data. Data collection techniques were carried out using observation, interviews and documentation methods. Data analysis in this research is data reduction, data presentation, drawing and conclusions. The research results show that the use of social media as a promotional medium is very important for improving culinary business product marketing (MSMEs) in online marketing, especially culinary businesses that are relatively small.
ANALISIS VALUASI SAHAM SYARIAH SEKTOR BATUBARA MENGGUNAKAN METODE FCFE DAN RELATIVE VALUATION DIMASA PANDEMI COVID-19 YANG TERDAFTAR DI ISSI Rusdi Riduan Pulungan; Maryam Batubara; Nur Ahmadi Bi Rahmani
Jurnal Akuntansi dan Pajak Vol 23, No 2 (2023): JAP : Vol. 23, No. 2, Agustus 2022 - Januari 2023
Publisher : ITB AAS INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jap.v23i2.7150

Abstract

In stock investing, various market sentiments, both negative and positive, come one after another to make the performance of stocks fluctuate more regardless of their own fundamental factors, both in crisis situations and in conducive market conditions it is very important for investors to know the intrinsic value of a stock in order to make the right decision in choosing stocks, and make decisions when to buy, hold or sell. This study aims to determine the intriguing value of coal sector stocks listed on the Indonesian Sharia Stock Index (ISSI) using the FCFE and Relative Valuation methods. This research uses fundamental analysis methods with a quantitative descriptive approach. The results of this study are known that the calculation results of the FCFE method when compared to the price on December 31, 2021, HRUM shares are still Undervalued at Rp. 12,389. Furthermore, the shares are still undervalued at Rp. 55,112. Then BOSS shares are still undervalued at Rp. 102. Then the calculation results using the Relative Valuation method are calculated with the P/E Ratio of HRUM shares already Overvalued Rp. 846. Furthermore, BSSR shares are still undervalued at Rp. 12,748. Finally, BOSS shares have been overvalued at Rp.-1,349 or Rp. 50. When calculated by PBV (price to Book Value) HRUM shares of Rp. 1,928 are overvalued, then BSSR shares of Rp. 3,918 are overvalued, and BOSS shares of Rp. -157 or Rp. 50 are overvalued.
ANALISIS SISTEM PERENCANAAN SUMBER DAYA MANUSIA PADA DINAS KESEHATAN KABUPATEN DELI SERDANG Danish Iryad Gunawan; Nur Ahmadi Bi Rahmani
Jurnal Mahasiswa: Jurnal Ilmiah Penalaran dan Penelitian Mahasiswa Vol. 4 No. 1 (2022): Maret : Jurnal Mahasiswa
Publisher : Universitas Sains dan Teknologi Komputer

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/jurnalmahasiswa.v4i1.472

Abstract

Human resource planning is intended to ensure that the needs of the organization's employees will be met on a regular and timely basis. However, the reality on the ground shows that the existing human resources at the Deli Serdang District Health Office are still minimal, meaning that their contribution to the organization is influenced by the planning itself. Despite these constraints and limitations, the Deli Serdang District Health Office continues to carry out its duties and functions. Therefore the aim of this study was to analyze the human resource planning system at the Deli Serdang District Health Office using study indicators, namely procurement, development, and placement. The findings show that the new employee recruitment system is implemented quite successfully according to the selection criteria of the hiring process. Education and training are used to develop human capital, and once new employees are hired, they are assigned to various work units based on their educational background and specialized knowledge, though often not in the way managers anticipate.
KINERJA PEGAWAI DALAM MENINGKATKAN MUTU PELAYANAN KESEHATAN (STUDI PADA DINAS KESEHATAN KAB DELI SERDANG) Reitandi; Nur Ahmadi Bi Rahmani
Jurnal Mahasiswa: Jurnal Ilmiah Penalaran dan Penelitian Mahasiswa Vol. 4 No. 1 (2022): Maret : Jurnal Mahasiswa
Publisher : Universitas Sains dan Teknologi Komputer

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/jurnalmahasiswa.v4i1.473

Abstract

Tujuan dari penelitian ini adalah untuk menilai kinerja pegawai dalam hal pelayanan, kuantitas, kualitas, dan ketepatan waktu penyelesaian pekerjaan dalam kaitannya dengan pemberian pelayanan kesehatan di Dinas Kesehatan Kabupaten Deli Serdang. Dengan fokus pada Disiplin Petugas Pelayanan yaitu kemampuan karyawan mentaati peraturan sesuai dengan ketentuan khususnya pada saat jam kerja, dengan demikian metode penelitian kualitatif deskriptif digunakan dalam penelitian ini. Variabel independen tidak dibandingkan atau dihubungkan dengan variabel lain. Pengalaman dan kemampuan milik masing-masing karyawan sesuai dengan profesi dan jenjang pendidikannya masing-masing merupakan kemampuan dari Petugas Pelayanan. Hal ini untuk mengidentifikasi perhatian atau kesulitan pada fenomena yang ada dan mampu melaporkan fakta di lapangan secara akurat. Peneliti juga mengumpulkan data dari responden tentang kinerja petugas di Dinas Kesehatan Kabupaten Deli Serdang, yang akan memungkinkan mereka untuk menilai kinerja petugas di sana dan menentukan seberapa baik pandangan masyarakat terhadap kontribusi petugas terhadap kesehatan masyarakat di Kabupaten Deli Serdang. Temuan penelitian ini menunjukkan bahwa petugas di Dinas Kesehatan Kabupaten Deli Serdang melakukan pekerjaan yang baik dalam meningkatkan standar kesehatan. Dilihat dari kinerja pegawai, mereka telah melakukan yang terbaik untuk melayani warga Kabupaten Deli Serdang; Namun demikian, terdapat tantangan di lingkungan sekitar, antara lain kurangnya transportasi yang dapat diandalkan menuju dinas kesehatan di Kabupaten Deli Serdang.
Pengaruh Jumlah Angsuran Berdasarkan Suku Bunga, Dan Jaminan Kredit Terhadap Penyaluran Kredit Usaha Rakyat (KUR) Pada PT. Bank Sumut Cabang Koordinator Medan Ida Ayu Anjelica Sinaga; Juwita Windasari Nduru; Afriza Amir; Nur Ahmadi Bi Rahmani
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 6 No. 4 (2025): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v6i4.8187

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh jumlah angsuran, suku bunga, dan jaminan kredit terhadap penyaluran Kredit Usaha Rakyat (KUR) pada PT. Bank Sumut Cabang Koordinator Medan. Data yang digunakan adalah data primer dari 27 nasabah KUR Mikro dan Kecil tahun 2020–2021. Metode analisis yang digunakan adalah regresi linear berganda dengan uji asumsi klasik. Hasil penelitian menunjukkan bahwa ketiga variabel independen tersebut berpengaruh signifikan secara parsial maupun simultan terhadap penyaluran KUR. Nilai adjusted R² sebesar 79,7% menunjukkan bahwa model dapat menjelaskan sebagian besar variasi dalam penyaluran KUR. Temuan ini menekankan pentingnya pengelolaan jumlah angsuran, penetapan suku bunga, serta penggunaan jaminan kredit yang sesuai untuk meningkatkan efektivitas penyaluran KUR.