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All Journal HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Al-Masharif: Jurnal Ilmu Ekonomi dan Keislaman Jurnal Ilmiah Akuntansi Kesatuan Jurnal Darma Agung Aghniya: Jurnal Ekonomi Islam JURMA : Jurnal Program Mahasiswa Kreatif Jurnal Ilmiah METADATA JURNAL MANAJEMEN AKUNTANSI (JUMSI) Al-Iqtishod : Jurnal Ekonomi Syariah Journal Of Business, Finance, and Economics (JBFE) EKSYA: Jurnal Ekonomi Syariah Jurnal Akuntansi dan Keuangan Jurnal Pengabdian Masyarakat Hablum Minannas Governors Jurnal Ekonomika Manajemen Dan Bisnis Commodity : Jurnal Perbankan dan Keuangan Islam Innovative: Journal Of Social Science Research Triwikrama: Jurnal Ilmu Sosial Mutiara: Jurnal Penelitian dan Karya Ilmiah Student Research Journal JEBD Neraca Manajemen, Akuntansi, dan Ekonomi Al-masharif: Jurnal Ilmu Ekonomi dan Keislaman Jurnal Ekonomi, Bisnis & Entrepreneurship (e-Journal)
Muhammad Syahbudi
Universitas Islam Negeri Sumatera Utara
Religion Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mathematics Public Health Social Sciences Other

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STRATEGI PENGEMBANGAN INOVASI BERBASIS EKONOMI KREATIF Reza Nurul Ichsan; Nazlah Rachma Panggabean; Muhammad Syahbudi; Lukman Nasution
Jurnal Darma Agung Vol 30 No 3 (2022): DESEMBER
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat Universitas Darma Agung (LPPM_UDA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46930/ojsuda.v30i3.2333

Abstract

Perubahan yang terjadi sangat cepat dan penuh kerentanan, seperti situasi COVID-19 saat ini, yang sangat menyulitkan pengelola rantai pasok, meski saat ini memiliki tingkat kenormalan yang sangat tinggi. Tren konsumen berubah sangat cepat dan sangat sulit diprediksi. Tujuan penelitian dan pengembangan adalah untuk mengidentifikasi variabel-variabel yang mempengaruhi implementasi dan daya saing industri inovatif untuk dikembangkan. Perlu dicatat bahwa proses periklanan tidak hanya tentang penyediaan informasi, ketersediaan barang, uang, dan kemajuan, tetapi kelebihannya terletak pada penyediaan informasi, pengetahuan tentang peta kualitas, dan penerapan keterampilan berjalan yang berharga. Survei Kekuatan, Peluang, Aspirasi dan Hasil (SOAR) dan lokasi survei digunakan untuk memutuskan proses opsional. Strategi yang memperhitungkan semua poin kualitas menarik yang diperoleh. Oleh karena itu, dalam mempersiapkan bentuk-bentuk objek (latihan transformatif dan kegiatan pertukaran), potensi dan tantangannya harus ditimbang dengan cermat agar manfaat yang inklusif dapat diwujudkan dalam setiap pelaksanaannya. Hasil studi SOAR menghasilkan lima metode opsional. Nilai tambah terbesar diberikan oleh hasil pemeriksaan untuk pentingnya kemungkinan aksesibilitas sumber daya dengan nilai 15.862, diikuti dari urutan kedua hingga kelima, memperoleh perubahan pasar yang cepat (14.840), membangun asosiasi (14.646), terstandar dan ekonomis. objek (14.123) ) dan pengembangan standar produktivitas untuk daya saing (12.288), secara individual. Telah disarankan bahwa metodologi pengembangan pengembangan bisnis imajinatif harus mempertimbangkan potensi sumber daya dan respons cepat terhadap permintaan iklan, di antara tiga komponen lainnya.
Penerapan SAK EMKM Pada Usaha Mikro, Kecil, dan Menengah Rika Utari; Isnaini Harahap; Muhammad Syahbudi
Jurnal Ilmiah Akuntansi Kesatuan Vol 10 No 3 (2022): JIAKES Edisi Desember 2022
Publisher : Institut Bisnis dan Informatika Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jiakes.v10i3.1449

Abstract

This study aims to determine the application of SAK EMKM financial accounting standards to UMKM in the city of Tanjungbalai. This research uses primary and secondary data. In this study, the population is 5,360 UMKM owners and using the Slovin formula in determining informants to be 98 UMKM. While the data in this study were collected using structured interview techniques and questionnaires. The method used is qualitative with a descriptive approach. Based on the results of the analysis, it is known that the implementation of SAK EMKM in the city of Tanjungbalai has not yet fully occurred. Based on the data that has been collected, the obstacle in implementing SAK EMKM is that the preparation of financial reports based on SAK EMKM has a process that requires time, energy and sufficient accounting knowledge for UMKM to apply this standard. So from these obstacles, it is evident from the 98 UMKM studied, only 12 UMKM use these standards.
Analisis Metode Underwriting Untuk Meningkatkan Peserta Asuransi Jiwa Syariah (Study Kasus AJB Bumiputera 1912 Cabang Medan) Ayub Tambak; Maryam Batubara; Muhammad Syahbudi
Jurnal Manajemen Akuntansi (JUMSI) Vol 3, No 3: 2023
Publisher : Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/jumsi.v3i3.4249

Abstract

This research was conducted at Ajb Bumiputera 1912 Syariah Medan Branch. The type of research used is descriptive qualitative using primary data, namely field research, using document study tools, interviews and observations. the last step of the research is data analysis. The purpose of this research is to explain the factors considered in the process of selecting prospective customers by looking at the contribution of age, gender, work and hobbies, while for the company's strategy to increase sharia life insurance participants it is necessary to prepare human resources life skills in the world of insurance marketing, and the methods used to classify all the factors considered by the company's Underwriters, namely the four methods of Manual underwriting, Experience Underwriting, Blended Underwriting, and Forcasting.
PENGARUH INSTRUMEN KEBIJAKAN MAKROPRUDENSIAL TERHADAP LIKUIDITAS BANK UMUM SYARIAH Aisiyah Rahma; Nurbaiti Nurbaiti; Muhammad Syahbudi
Commodity : Jurnal Perbankan dan Keuangan Islam Vol 2 No 1 (2023): Commodity : Jurnal Perbankan dan Keuangan Islam
Publisher : Fakultas Ekonomi Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56997/commodityjurnalperbankandankeuanganislam.v2i1.904

Abstract

This research is to determine the effect of macroprudential instruments on the liquidity of Islamic commercial banks. The instruments used were Minimum Statutory Reserves (MSR) and Sharia Macroprudential Liquidity Buffer (MLB Sharia) as instruments that experienced changes in value during the study period. Liquidity is calculated using the Sharia Macroprudential Intermediation Ratio (Sharia MIR) instrument. This research uses a quantitative approach with secondary data sources. The type of data uses panel data with eViews 9 data processing software. The research sample consisted of six Islamic commercial banks in Indonesia, namely Bank Muamalat, BCA Syariah, Bank Victoria Syariah, Bank Panin Dubai Syariah, BJB Syariah, and BTPN Syariah with the 2018-2021 period. The study used panel data regression analysis, namely the random effect model. The results state that the MSR variable has a negative and significant effect on liquidity, the MLB Sharia variable has a positive and significant effect on liquidity and simultaneously the MSR and MLB Sharia variables have a significant effect on Islamic commercial bank liquidity.
Evaluasi Kinerja Ekonomi Keuangan Dengan Menggunakan Metode Value For Money Pada Badan Keuangan dan Aset Daerah Kota Medan Muhammad Syahbudi; Rizky Febrian Saragih
Journal Of Business, Finance, and Economics (JBFE) Vol 3, No 2 (2022): Journal Of Business, Finance, and Economics (JBFE)
Publisher : Universitas Veteran Bangun Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32585/jbfe.v3i2.4030

Abstract

The goals of this study are to: (1) analyze the day-to-day operations of the Bank for Foreign Exchange in Kota Medan; and (2) determine if the procedures for opening bank accounts there comply with the rules governing pending transactions. (1) Value for money-focused banking work at BPK Kota Medan is very good and adheres to three principles: efficacy, effectiveness, and warning; and (2) Opening a bank account at the BPK Kota Medan. This means that business initiatives must be carried out in a way that maximizes financial resources and is especially focused on the needs of the general populace or the local populace.
Analisis Tax Amnesty Terhadap Penyerapan Dana Repratisi (Studi Kasus Pada Bank Syariah Indonesia) Khairani Nisa; Nur Ahmadi Bu Rahmani; Muhammad Syahbudi
AGHNIYA : Jurnal Ekonomi Islam Vol 5, No 1 (2023): AGHNIYA: Jurnal Ekonomi Islam
Publisher : Faculty of Islamic Religion, Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/aghniya.v5i1.14794

Abstract

This study aims to determine the differences in the financial performance of Bank Syariah Indonesia, which became a tax amnesty perception bank between before and after the existence of tax amnesty in Indonesia. This type of research is quantitative research using financial ratio report data by opening the official website from 3 years before the tax amnesty, and 5 years after the tax amnesty was implemented. The analysis used in this study is statistical software that can explain the difference in financial performance before and after the tax amnesty from one variable, namely CAR in Indonesian Islamic banks as well as knowing the effect on financial ratios before and after the implementation of the tax amnesty. The results of the study show that there is no real difference in financial ratios both before and after the implementation of the tax amnesty. And the CAR ratio at Bank Syariah Indonesia does not experience a significant influence on the situation and condition of the tax amnesty at Bank Syariah Indonesia, which is a perception bank.
Analysis of the Influence of Temporary Syirkah, FDR, and BOPO Funds on Financing Risk and Their Implications on SRB Profitability in Indonesia (2016-2020) Muhammad Habibi Harahap; Fauzi Arif Lubis; Muhammad Syahbudi
Jurma : Jurnal Program Mahasiswa Kreatif Vol 7 No 1 (2023): Juni 2023
Publisher : LPPM UIKA Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/jurma.v7i1.1768

Abstract

This study aims to analyze the effect of Temporary Syirkah Funds (DST), Financing to Deposit Ratio (FDR), and Operational Income Operating Costs (BOPO) on Financing Risk which are calculated directly, and to analyze the effect of DST, FDR, BOPO and Financing Risk on ROA Sharia People's Financing Banks in Indonesia directly and indirectly. The dependent variable in this study is ROA which is a proxy for profitability and financing risk (RP). While the independent variables are DST, FDR, and BOPO. The analytical method used is Path Analysis or path analysis with the help of SPSS version 22. The data used in this research is monthly time series data from January 2016 – 2020. The object of research is Islamic People's Financing Banks in Indonesia. Based on the calculation, the direct effect of DST on ROA is 14.36%. And the direct effect of DST on Financing Risk is 54%.
Pengaruh Perilaku Konsumtif Masyarakat Kecamatan Lembah Sorik Marapi Terhadap Keputusan Transaksi Chip Game Online Ditinjau Dari Persfektif Ekonomi Islam Marwah Auliyani; Isnaini Harahap; Muhammad Syahbudi
Jurnal Ekonomi Manajemen dan Bisnis (JEMB) Vol. 2 No. 1 (2023): Januari - Juni
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47233/jemb.v2i1.1096

Abstract

Many people behave consumptively and no longer pay attention to the needs that should be needed. This study aims to determine the effect of trend, association, and income on online game chip transaction decisions from the perspective of Islamic economics. This research uses quantitative methods. Analysis of multiple linear regression test data, using SPSS software version 23. The results of the T test trend variable (Tr) obtained a tcount > ttable of (3.867 > 1.674) with a significance value of 0.000 <0.05, the association variable (Pr) obtained a value tcount < ttable of (1.153 > 1.674 the significance value is 0.254 ˃ 0.05, the income variable is obtained by tcount > ttable of (3.102 > 1.674) with a significance value of 0.003 <0.05. And the F test shows the results of Fcount 50.389 > Ftable 2, 78, a significant value of 0.000. This indicates that the trend variable and income variable have a significant effect on online game chip transaction decisions, while the association variable has no effect on online game chip transaction decisions.
Evaluasi Kinerja Ekonomi Keuangan Dengan Menggunakan Metode Value For Money Pada Badan Keuangan dan Aset Daerah Kota Medan Muhammad Syahbudi; Rizky Febrian Saragih
Journal Of Business, Finance, and Economics (JBFE) Vol 3 No 2 (2022): Journal Of Business, Finance, and Economics (JBFE)
Publisher : Universitas Veteran Bangun Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32585/jbfe.v3i2.4030

Abstract

The goals of this study are to: (1) analyze the day-to-day operations of the Bank for Foreign Exchange in Kota Medan; and (2) determine if the procedures for opening bank accounts there comply with the rules governing pending transactions. (1) Value for money-focused banking work at BPK Kota Medan is very good and adheres to three principles: efficacy, effectiveness, and warning; and (2) Opening a bank account at the BPK Kota Medan. This means that business initiatives must be carried out in a way that maximizes financial resources and is especially focused on the needs of the general populace or the local populace.
Peranan Penting Internet Terhadap Peningkatan Pendapatan Gen-Z Pada Usaha Technopreneurship Nurul Fadhillah; Muhammad Irwan Padli Nasution; Muhammad Syahbudi
Student Research Journal Vol. 1 No. 5 (2023): Oktober : Student Research Journal
Publisher : Sekolah Tinggi Ilmu Administrasi (STIA) Yappi Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/srjyappi.v1i5.621

Abstract

Technopreneurship is the process and creation of new businesses using technology as a basis with the hope that the creation of appropriate strategies and innovations will be able to place technology as a factor in the country's economic development. Technopreneurship is a part of entrepreneurship which involves sending a product using high technology in an innovative way to consumers to earn income from product sales/delivery. The aim of this research is to find out whether Technopreneurship has an influence on Gen-Z Income and whether Religiosity is able to moderate Technopreneurship on Gen-Z Income. The data collection method in this research is literature study and questionnaires. The research population was FEBI UIN-SU students. Sampling in this study was carried out using proportionate stratified random sampling technique. This research uses SPSS as the test. Data analysis used is validity test and reliability test, classic assumption test, hypothesis test, and moderated regression analysis (MRA). The results of the study show that Technopreneurship has an influence on Community Income, especially Gen-Z FEBI UIN-SU. Religiosity as a moderating variable is able to moderate Technopreneurship on the Income of Gen-Z FEBI UIN-SU or Religiosity is able to strengthen Technopreneurship on the Income of Gen-Z FEBI UIN-SU.
Co-Authors Ahmad Muhaisin B. Syarbaini Ahmad Ryasid Ahri Musalim Aisiyah Rahma Alfaqih Tariq Aziziy Hasibuan Amalia Ramadhani Suci Ardi Amiur Nuruddin Anggi Pratiwi Antin Kurnyasih Aqila Fadila Haya Malau Ardi Prayetno Arifin Fauzi Lubis Ayub Tambak Azhari Akmal Tarigan Dila Fahira Elida Elfi Barus Elida Elfi Barus Elsa Nur Habibi Fera Silvia Indah Khairunnisa Sihotang Indah Rayansi Irfah Alwainiy Isnaini Harahap Khairani Nisa Lukman Nasution Marwah Auliyani Maryam Batubara Maryam Batubara Muhammad Arif Muhammad Habibi Harahap Nanda Syafira Afriyani Nasution, Muhammad Irwan Padli Natasya Agustine Asali Nazlah Rachma Panggabean Nur Ahmadi Bu Rahmani Nurbaiti Nurbaiti Nurhayati Gultom Nurlaila Nurlaila Nurul Fadhillah Nurul Hasanah Nurul Wafiq Azizah Nasution R. Juli Moertiono Rafika Azwina Rahma Wulan Suci Nasution Rahmi Syahriza Rajab Siregar Ranah Santri Dongoran Reza Nurul Ichsan Rika Utari Riska Amaliah Rizky Febrian Saragih Rizky Padlan Saparuddin Siregar Sri Rahayu Suci Wulandari Sugianto Sugianto Trie Ananda Tuti Anggraini Yona Andreani