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Peningkatan Peran Perbankan Syariah dalam Pengembangan Industri Makanan Halal di Indonesia Sari, Lili Puspita
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 6, No 2 (2020)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v6i2.3632

The halal food industry is one of the sub-sectors in the halal ecosystem which has considerable potential in Indonesia. However, the role of Islamic banking in supporting the development of this sector is still not optimal, especially financing. This study aims to provide alternatives in terms of contracts and financing models that can support Islamic bank financing in the industry. Then can affect increase the role of Islamic banks to support halal food industry in Indonesia. This research is a library research with a qualitative descriptive approach with content analysis techniques. The results show that the role of Islamic banking is currently still minimal in supporting the halal food industry in Indonesia, especially in terms of financing. In terms of financing models, partnership / synergy and community financing models can be alternatives in the agricultural sector. Meanwhile, the linkage and ecosystem-based financing model is suitable to be applied to the food and beverage processing and service industry sectors.

Analisis Kinerja Bank Syariah di Indonesia Berbasis Maqashid Sharia Index Priyatno, Prima Dwi; Rohim, Ade Nur; Sari, Lili Puspita
Jurnal Ilmiah Ekonomi Islam Vol. 8 No. 3 (2022): JIEI : Vol.8, No.3, 2022
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i3.6581

Development of the banking industry that continues to increase from year to year, there must be a balance in terms of performance assessment, where the performance measurement of Islamic banking does not only look at the profit side, but Islamic banking as a sharia business entity needs to consider aspects of benefit and conformity with sharia maqashid. Performance measurement with the maqashid sharia index approach has three objective indicators. Indicators of Education (Tahdzib Al-Fard), Establishing Justice (Al-'Adl), and Public Interest (Al-Mashlahah). From the data collected, the results of the analysis of performance measurement based on Islamic maqashid for the twelve Islamic Commercial Banks, Panin Dubai Syariah Bank (PDS) have the highest performance value with an index value of 0.42563. The level of performance index based on sharia maqashid shows a gradual level, the higher the level of value generated, it can be said that the better in achieving the goals and principles of sharia, and vice versa, the lower the index value produced, the lower the performance in creating the benefits of shariah goals. want to achieve.

ANALYSIS OF SHARIA FINANCING STRATEGY BASED ON CROWDFUNDING IN SMES Sari, Lili Puspita; Rohim, Ade Nur; Priyatno, Prima Dwi; Rahmawati, Lina
Ekonomi Islam Vol. 16 No. 2 (2025): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof DR HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v16i2.19653

Research aims: The purpose of this study is to analyze strategies for developing sharia-based crowdfunding to support halal MSMEs. It aims to highlight key aspects such as education, regulation, technological innovation, institutional collaboration, and the provision of sharia-compliant investments that contribute to the growth and sustainability of the halal business ecosystem. Design/Methodology/Approach: This study employs a descriptive qualitative method with interview techniques. Research findings: The findings indicate that strategies for developing sharia-based crowdfunding for MSMEs include enhancing education, establishing regulations, creating technology-based products, collaborating with other institutions, and providing investments that comply with sharia principles. Theoretical Contribution/Originality: This study provides a new perspective on the role of sharia-based crowdfunding in supporting the growth of the halal MSME sector. It contributes to the academic discourse by expanding the existing literature on the integration between the halal economy and Islamic fintech, emphasizing how innovative financial mechanisms aligned with sharia principles can enhance access to funding and promote sustainable development within the halal industry. Practitioners/Policy Implications: Highlights the importance of synergy among education, regulation, and technological innovation in strengthening the sharia-compliant financing ecosystem for MSMEs. Research Limitations/Implications: The study remains descriptive and limited to interview findings, suggesting the need for further research using quantitative or comparative approaches to test the effectiveness of the proposed strategies.

ANALYSIS OF SHARIA FINANCING STRATEGY BASED ON CROWDFUNDING IN SMES Sari, Lili Puspita; Rohim, Ade Nur; Priyatno, Prima Dwi; Rahmawati, Lina
Ekonomi Islam Vol. 16 No. 2 (2025): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof DR HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v16i2.19653

Research aims: The purpose of this study is to analyze strategies for developing sharia-based crowdfunding to support halal MSMEs. It aims to highlight key aspects such as education, regulation, technological innovation, institutional collaboration, and the provision of sharia-compliant investments that contribute to the growth and sustainability of the halal business ecosystem. Design/Methodology/Approach: This study employs a descriptive qualitative method with interview techniques. Research findings: The findings indicate that strategies for developing sharia-based crowdfunding for MSMEs include enhancing education, establishing regulations, creating technology-based products, collaborating with other institutions, and providing investments that comply with sharia principles. Theoretical Contribution/Originality: This study provides a new perspective on the role of sharia-based crowdfunding in supporting the growth of the halal MSME sector. It contributes to the academic discourse by expanding the existing literature on the integration between the halal economy and Islamic fintech, emphasizing how innovative financial mechanisms aligned with sharia principles can enhance access to funding and promote sustainable development within the halal industry. Practitioners/Policy Implications: Highlights the importance of synergy among education, regulation, and technological innovation in strengthening the sharia-compliant financing ecosystem for MSMEs. Research Limitations/Implications: The study remains descriptive and limited to interview findings, suggesting the need for further research using quantitative or comparative approaches to test the effectiveness of the proposed strategies.

Bibliometric and Systematic Review of Development-Oriented Zakat Management in Depok City, Indonesia Rohim, Ade Nur; Sari, Lili Puspita; Lesmana, Kevin Shaquille; Alivian, Ilham
Islamiconomic : Jurnal Ekonomi Islam Vol 16, No 2 (2025)
Publisher : Universitas Islam Negeri Sultan Maulana Hasanuddin Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/ijei.v16i2.993

This study maps and analyzes research trends on zakat management in Depok City, Indonesia, and examines its contribution to local development from 2020 to 2024. Forty relevant articles identified through Google Scholar using the Publish or Perish tool were analyzed with VOSviewer software. The findings reveal four main thematic clusters: studies on Baznas of Depok City as an institutional entity, zakat management practices, determinants of zakat payment behavior, and Amil Zakat Institutions (LAZ). Most research focuses on the distribution of zakat funds for empowerment-oriented economic programs. The trend analysis shows fluctuating research activity, peaking in 2022 and declining thereafter, with contributors affiliated with both Islamic and general higher education institutions. The novelty of this study lies in its localized bibliometric approach, which systematically captures the intellectual structure of zakat research at the city levelâ€”an area rarely explored in prior literature. Its scholarly significance lies in advancing understanding of how local zakat governance contributes to sustainable community development. Practically, it offers evidence-based insights for policymakers to strengthen institutional performance and diversify productive zakat programs. The studyâ€™s limitation lies in its reliance on Google Scholar data, suggesting the need for broader database coverage in future research.

Model Pembiayaan Syariah Berbasis Teknologi dalam Mendukung Pengembangan Industri Halal Lili Puspita Sari; Ade Nur Rohim; Prima Dwi Priyatno
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.8150

The technology-based Islamic financing model is growing in line with the presence of Islamic fintech institutions in Indonesia.. This is accompanied by the large potential of the national halal industry. This study aims to examine alternative financing models for Islamic fintech institutions in Indonesia in supporting the development of the halal industry through MSME business actors.The results of the study explain several alternative contracts that can be optimized to support the development of innovative sharia fintech financing models, such as IMBT, MMQ and Waqf. On the other hand, the development of a financing model also needs to be supported by the integration of financing platforms with related institutions and institutions to support the role and development of sharia fintech and the halal industry ecosystem in Indonesia.

Pengaruh Pendapatan Bagi Hasil Musyarakah, Bagi Hasil Mudharabah, dan Margin Murabahah terhadap Laba Bersih PT. Bank Muamalat Indonesia, Tbk. Maulana, Govi; Sari, Lili Puspita
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 2 (2023): JIEI : Vol.9, No.2, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i2.8986

One parameter to measure a bankâ€™s success is net profit. The more the bank's revenue grows, the more it shows a strong performance. This research aims to determine the effect of revenue sharing from musyarakah, mudharabah, and murabahah margin income on the net profit of PT. Bank Muamalat Indonesia, Tbk with a time span of 2014 to 2021. The approach used in this research is a quantitative approach based on secondary data with the sample used in the report of PT. Bank Muamalat Indonesia, Tbk in 2014 to 2021. The data analysis method used is Multiple Linear Regression. The results showed that musyarakah profit-sharing income did not have a positive effect, mudharabah profit-sharing income had a positive effect, while murabahah margin income had a negative effect on net income. For the Islamic banking industry, this research can be used to determine the factors that can affect net profit and can measure the performance of Islamic banks and other stakeholders.

PREFERENSI MAHASISWA MENABUNG DI PERBANKAN SYARIAH : STUDI PADA MAHASISWA PERGURUAN TINGGI DKI JAKARTA Dibah, Farah; Suryani, Suryani; Sari, Lili Puspita
Jurnal Maneksi (Management Ekonomi Dan Akuntansi) Vol. 10 No. 2 (2021)
Publisher : Politeknik Negeri Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31959/jm.v10i2.700

The development of Islamic banking in Indonesia is growing rapidly, supported by the great potential in the DKI Jakarta area. After the merger of Islamic banks in 2021 caused student awareness of Islamic financial transactions to increase. This study aims to examine the effect of service quality, brand image, and knowledge on student preferences for saving in Islamic banking. Sampling through purposive sampling method which was tested on 100 respondents. The data collection instrument used a questionnaire with a Likert scale. The analytical technique used to determine the magnitude of this effect is multiple linear regression assisted by the SPSS version 25 program. The test results show that (1) service quality has a significant effect on student preferences for saving in Islamic banking, (2) brand image has no significant effect on student savings preferences. in Islamic banking, (3) knowledge has a significant effect on student preferences for saving in Islamic banking, (4) service quality, brand image, and knowledge have a significant effect on student preferences for saving in Islamic banking.

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