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Efektivitas Aplikasi Cinta Zakat dalam Menghimpun Dana ZIS di Baznas RI Husain, Achmad Maulana; Sari, Lili Puspita
Perbanas Journal of Islamic Economics and Business Vol 4 No 2 (2024): Perbanas Journal of Islamic Economics and Business
Publisher : Institut Keuangan-Perbankan Dan Informatika Asia Perbanas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56174/pjieb.v4i2.271

Indonesia sebagai salah satu negara dengan agama Islam terbesar memberikan potensi Zakat, Infak, Sedekah atau ZIS yang sangat besar. Namun kenyataannya, potensi tersebut belum terealisasi secara optimal. Sebagai satu-satunya Badan Amil Zakat yang resmi didirikan Pemerintah Indonesia, Baznas Republik Indonesia atu RI terus melakukan berbagai inovasi agar pengelolaan dana ZIS di Indonesia semakin optimal. Salah satu inovasi yang dilakukan Baznas RI adalah pemanfaatan teknologi digital yang dikemas dalam bentuk aplikasi bernama Cinta Zakat. Dengan dibuatnya aplikasi ini diharapkan dapat memudahkan muzaki dalam berdonasi ke Baznas, sehingga dapat mendorong pertumbuhan penghimpunan dana ZIS. Oleh karena itu, penelitian ini bertujuan untuk mengukur efektivitas aplikasi Cinta Zakat dalam meningkatkan penghimpunan dana ZIS di Baznas RI. Metode yang digunakan dalam penelitian ini adalah kualitatif deskriptif dengan jenis penelitian studi kasus. Sumber data yang digunakan adalah data primer yang diperoleh melalui wawancara dan observasi, serta data sekunder berupa dokumentasi. Peneliti menggunakan teknik validasi dengan triangulasi, serta teknik analisis data dengan reduksi, penyajian dan penarikan kesimpulan. Hasil penelitian menunjukkan bahwa implementasi aplikasi Cinta Zakat dalam penghimpunan dana ZIS di Baznas RI cukup efektif, karena ada satu indikator yang belum terpenuhi yaitu tujuan program, sedangkan indikatornya meliputi sasaran program, sosialisasi program dan pemantauan programtelah terpenuhi. Novelty pada penelitian ini adalah mendapatkan pengukuran efektivitas pada penghimpunan dana zakat secara digital.

Peningkatan Peran Perbankan Syariah dalam Pengembangan Industri Makanan Halal di Indonesia Sari, Lili Puspita
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 6, No 2 (2020)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v6i2.3632

The halal food industry is one of the sub-sectors in the halal ecosystem which has considerable potential in Indonesia. However, the role of Islamic banking in supporting the development of this sector is still not optimal, especially financing. This study aims to provide alternatives in terms of contracts and financing models that can support Islamic bank financing in the industry. Then can affect increase the role of Islamic banks to support halal food industry in Indonesia. This research is a library research with a qualitative descriptive approach with content analysis techniques. The results show that the role of Islamic banking is currently still minimal in supporting the halal food industry in Indonesia, especially in terms of financing. In terms of financing models, partnership / synergy and community financing models can be alternatives in the agricultural sector. Meanwhile, the linkage and ecosystem-based financing model is suitable to be applied to the food and beverage processing and service industry sectors.

Analisis Kinerja Bank Syariah di Indonesia Berbasis Maqashid Sharia Index Priyatno, Prima Dwi; Rohim, Ade Nur; Sari, Lili Puspita
Jurnal Ilmiah Ekonomi Islam Vol. 8 No. 3 (2022): JIEI : Vol.8, No.3, 2022
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i3.6581

Development of the banking industry that continues to increase from year to year, there must be a balance in terms of performance assessment, where the performance measurement of Islamic banking does not only look at the profit side, but Islamic banking as a sharia business entity needs to consider aspects of benefit and conformity with sharia maqashid. Performance measurement with the maqashid sharia index approach has three objective indicators. Indicators of Education (Tahdzib Al-Fard), Establishing Justice (Al-'Adl), and Public Interest (Al-Mashlahah). From the data collected, the results of the analysis of performance measurement based on Islamic maqashid for the twelve Islamic Commercial Banks, Panin Dubai Syariah Bank (PDS) have the highest performance value with an index value of 0.42563. The level of performance index based on sharia maqashid shows a gradual level, the higher the level of value generated, it can be said that the better in achieving the goals and principles of sharia, and vice versa, the lower the index value produced, the lower the performance in creating the benefits of shariah goals. want to achieve.

ANALYSIS OF SHARIA FINANCING STRATEGY BASED ON CROWDFUNDING IN SMES Sari, Lili Puspita; Rohim, Ade Nur; Priyatno, Prima Dwi; Rahmawati, Lina
Ekonomi Islam Vol. 16 No. 2 (2025): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof DR HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v16i2.19653

Research aims: The purpose of this study is to analyze strategies for developing sharia-based crowdfunding to support halal MSMEs. It aims to highlight key aspects such as education, regulation, technological innovation, institutional collaboration, and the provision of sharia-compliant investments that contribute to the growth and sustainability of the halal business ecosystem. Design/Methodology/Approach: This study employs a descriptive qualitative method with interview techniques. Research findings: The findings indicate that strategies for developing sharia-based crowdfunding for MSMEs include enhancing education, establishing regulations, creating technology-based products, collaborating with other institutions, and providing investments that comply with sharia principles. Theoretical Contribution/Originality: This study provides a new perspective on the role of sharia-based crowdfunding in supporting the growth of the halal MSME sector. It contributes to the academic discourse by expanding the existing literature on the integration between the halal economy and Islamic fintech, emphasizing how innovative financial mechanisms aligned with sharia principles can enhance access to funding and promote sustainable development within the halal industry. Practitioners/Policy Implications: Highlights the importance of synergy among education, regulation, and technological innovation in strengthening the sharia-compliant financing ecosystem for MSMEs. Research Limitations/Implications: The study remains descriptive and limited to interview findings, suggesting the need for further research using quantitative or comparative approaches to test the effectiveness of the proposed strategies.

ANALYSIS OF SHARIA FINANCING STRATEGY BASED ON CROWDFUNDING IN SMES Sari, Lili Puspita; Rohim, Ade Nur; Priyatno, Prima Dwi; Rahmawati, Lina
Ekonomi Islam Vol. 16 No. 2 (2025): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof DR HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v16i2.19653

Research aims: The purpose of this study is to analyze strategies for developing sharia-based crowdfunding to support halal MSMEs. It aims to highlight key aspects such as education, regulation, technological innovation, institutional collaboration, and the provision of sharia-compliant investments that contribute to the growth and sustainability of the halal business ecosystem. Design/Methodology/Approach: This study employs a descriptive qualitative method with interview techniques. Research findings: The findings indicate that strategies for developing sharia-based crowdfunding for MSMEs include enhancing education, establishing regulations, creating technology-based products, collaborating with other institutions, and providing investments that comply with sharia principles. Theoretical Contribution/Originality: This study provides a new perspective on the role of sharia-based crowdfunding in supporting the growth of the halal MSME sector. It contributes to the academic discourse by expanding the existing literature on the integration between the halal economy and Islamic fintech, emphasizing how innovative financial mechanisms aligned with sharia principles can enhance access to funding and promote sustainable development within the halal industry. Practitioners/Policy Implications: Highlights the importance of synergy among education, regulation, and technological innovation in strengthening the sharia-compliant financing ecosystem for MSMEs. Research Limitations/Implications: The study remains descriptive and limited to interview findings, suggesting the need for further research using quantitative or comparative approaches to test the effectiveness of the proposed strategies.

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