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All Journal EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah JURNAL PENGABDIAN KEPADA MASYARAKAT MALIA Jurnal Ilmiah Edunomika (JIE) juremi: jurnal riset ekonomi Jurnal Akuntansi, Manajemen Dan Ekonomi Islam (JAM-EKIS) Transformasi: Journal of Economics and Business Management Jurnal Pendidikan Sains Indonesia (Indonesian Journal of Science Education) El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam JPMTT (Jurnal Pengabdian Masyarakat Teknologi Terbarukan) Jurnal Pengabdian Masyarakat Ekonomi dan Bisnis Digital International Journal of Economics, Business and Innovation Research Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Journal of Ekonomics, Finance, and Management Studies Jurnal Cendekia Ilmiah
Eka Sri Wahyuni
Unknown Affiliation
Religion Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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TRANSFORMASI EKONOMI PEKERJA MIGRAN INDONESIA: DARI PEKERJA MIGRAN MENJADI WIRAUSAHAWAN MANDIRI DENGAN KEKUATAN KEUANGAN BERKELANJUTAN Muhartini Salim; Praningrum, Praningrum; Gustini, Gustini; Eka Sri Wahyuni; Selvin Marsa Hutabarat; Salius Silih
Jurnal Pengabdian Masyarakat Ekonomi dan Bisnis Digital Vol. 2 No. 4 (2025): Desember
Publisher : Yayasan Nuraini Ibrahim Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70248/jpmebd.v2i4.3229

Abstract

Pengabdian ini bertujuan mendorong transformasi ekonomi pekerja migran Indonesia dari pekerja kontrak yang rentan menjadi wirausahawan mandiri dengan kekuatan keuangan yang berkelanjutan. Metode kegiatan yang digunakan adalah pendekatan partisipatif berbasis pemberdayaan melalui pelatihan literasi keuangan dan kewirausahaan, pendampingan usaha, serta penguatan jaringan kemitraan, dengan subjek pekerja migran dan keluarganya. Hasil kegiatan menunjukkan bahwa peserta memperoleh pemahaman dan keterampilan praktis dalam mengelola remitansi secara produktif, menyusun rencana usaha, mengembangkan usaha mikro, serta memanfaatkan teknologi digital dan akses lembaga keuangan formal untuk memperluas jaringan usaha. Simpulan kegiatan ini, bahwa pendekatan yang diterapkan efektif dalam meningkatkan kemandirian ekonomi pekerja migran, mengubah paradigma dari penerima remitansi menjadi pelaku ekonomi produktif, dan menyiapkan mereka menjadi wirausahawan mandiri di masa depan.  
IMPLEMENTATION OF THE MUSAQAH AGREEMENT IN OIL PALM LAND MANAGEMENT IN KARANG JAYA VILLAGE, MUKOMUKO REGENCY Tasdiq, M.Baqilani; Eka Sri Wahyuni; Miko Polindi
Jurnal Ilmiah Akuntansi, Manajemen dan Ekonomi Islam (JAM-EKIS) Vol. 9 No. 1 (2026): Jurnal Ilmiah Akuntansi, Manajemen, dan Ekonomi Islam (JAM-EKIS)
Publisher : Universitas Muhammadiyah Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36085/jam-ekis.v9i1.9332

Abstract

This study aims to analyze the implementation of musaqah contracts in oil palm plantation management in Karang Jaya Village, Mukomuko Regency. The research used a descriptive qualitative method with data collected through observation, interviews, and documentation. The subjects were landowner and cultivators involved in musaqah cooperation. The results show that musaqah practices in Karang Jaya Village are primarily conducted through oral agreements without written agreements and without a clear time frame. Profit-sharing is generally distributed equally between the two parties. However, several issues arise, such as lack of transparency, and unclear agreements. From an Islamic legal perspective, musaqah contracts are permissible, but improvements are needed in the clarity of contracts, profit distribution, and documentation to align with the principles of Islamic justice
Analisis Manajemen Risiko Terhadap Perubahan Itinerary Perjalanan Umrah (Studi Pada PT Berkah Utama Tour and Travel Bengkulu) Daffa Maulana Sanja; Eka Sri Wahyuni; Khozin Zaki
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 11 No 1 (2026)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v11i1.30781

Abstract

Penelitian ini bertujuan untuk menganalisis manajemen risiko terhadap perubahan itinerary perjalanan ibadah umrah pada PT Berkah Utama Tour and Travel Bengkulu. Perubahan itinerary merupakan salah satu permasalahan yang kerap terjadi dalam penyelenggaraan umrah dan berpotensi menimbulkan berbagai risiko, baik bagi jamaah maupun pihak perusahaan. Penelitian ini menggunakan pendekatan kualitatif dengan metode penelitian lapangan. Teknik pengumpulan data dilakukan melalui observasi, wawancara, dan dokumentasi dengan informan yang terdiri dari pimpinan perusahaan, staf operasional, serta jamaah umrah. Hasil penelitian menunjukkan bahwa perubahan itinerary disebabkan oleh faktor internal seperti keterbatasan operasional dan koordinasi, serta faktor eksternal seperti perubahan jadwal penerbangan dan kebijakan maskapai. Dampak yang ditimbulkan meliputi risiko kenyamanan jamaah, penambahan biaya, serta penyesuaian pelayanan. Penerapan manajemen risiko yang baik dinilai mampu meminimalkan dampak negatif perubahan itinerary serta meningkatkan kepercayaan dan kepuasan jamaah umrah.
Strategi Bertahan Pedagang Fashion di Era Digital (Studi pada Pasar Panorama Kota Bengkulu) Etia Mardiyanti; Eka Sri Wahyuni; Yenti Sumarni
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 11 No 2 (2026)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v11i2.31382

Abstract

This study aims to determine the survival strategies of fashion vendors in the digital era (a study of the Panorama Market in Bengkulu City) and the factors influencing business sustainability at the Panorama Market in Bengkulu City. This research is a field study using a descriptive qualitative approach. Data collection techniques were conducted through observation, interviews, and documentation, while data analysis techniques utilized data reduction, data presentation, and conclusion drawing. The results indicate that vendors' survival strategies include service, pricing, product, and digital promotion strategies. Some vendors still rely on direct sales, while others have begun utilizing social media as a promotional tool. Factors influencing business sustainability include internal factors, such as experience and business capabilities, and external factors, such as technological developments and business competition. Thus, vendors' survival strategies are implemented through a combination of conventional strategies and the gradual adoption of igital technology
Pengaruh Halal Lifestyle, Citra Merek dan Kualitas Produk pada Keputusan Pembelian Produk Nyai Mercon di Tiktok Shop di Kota Bengkulu Devi Permata Sari; Eka Sri Wahyuni; Yenti Sumarni
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 11 No 2 (2026)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v11i2.31451

Abstract

The purpose of this study was to analyze the influence of halal lifestyle, brand image, and product quality on purchasing decisions for products at TikTok Shop at Nyai Mercon Store in Bengkulu City. This study used quantitative methods with primary data in the form of questionnaires for 100 respondents and analysis using SEM-PLS using the SmartPLS 4 application. The results showed that the halal lifestyle variable had a positive and significant effect on purchasing decisions (coefficient 0.448; p-value 0.001). The brand image variable had a significant effect on purchasing decisions (coefficient 0.318; p-value 0.015). The product quality variable had a positive and significant effect on purchasing decisions (coefficient 0.226; p-value 0.026). This study shows that halal lifestyle, brand image, and product quality play a significant role in increasing purchasing decisions on TikTok Shop.
Pengaruh Efektivitas, Efisiensi dan Literasi Keuangan dalam Penggunaan Qris terhadap Inklusi Keuangan Menurut Ekonomi Islam pada Gen-Z di Kota Bengkulu Dewi Khayyirah Novrianti; Eka Sri Wahyuni; Andi Harpepen
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 11 No 3 (2026)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v11i3.31643

Abstract

This study aims to determine the influence of effectiveness, efficiency, and financial literacy in the use of QRIS on financial inclusion among Generation Z in Bengkulu City. The data was obtained from questionnaires distributed to Generation Z aged 20-24 years in Bengkulu City who had used QRIS. The sample was taken using purposive sampling. This study used a quantitative method with descriptive statistical analysis, validity test, reliability test, classical assumption test, linearity test, multiple linear regression analysis, and hypothesis testing. The results of this study indicate that the variables of efficiency and financial literacy have a significant relationship with financial inclusion, while the variable of effectiveness does not have a significant effect on financial inclusion among Generation Z in Bengkulu City. Keywords: Effectiveness; Efficiency; Financial Literacy; QRIS; Financial Inclusion
Co-Authors Aan iamrullah Aan Shar Adelia Amanda Amelita Ika Sari Andi Harpepen Anik Huzaimah Badaruddin Nurhab Daffa Maulana Sanja DEVI PERMATA SARI Dewi Khayyirah Novrianti Dira Kinanti Esti Alfiah Etia Mardiyanti Evan Setiawan Gustini, Gustini Hasza, Hasza Jiwanda Hayifa Sasi Firmadi Hengki Setiawan Herlina Yustati Ibnu Khaldun Indra Heriyantoni Pratama Katiya Nahda Khairiah Elwardah Khopangsang, Arbit Khozin Zaki Kustin Hartini Lola Inta Permata Makmur Melia Sahputri Miftarul Haikal Miko Polindi Muhammad Salman Al-Farisi Muhartini Salim Nabilla Safrina Nathasa Deli Calpa Nonie afriyani Nurul Aini Nurul Syafika Praningrum, Praningrum rahino, Subekti Fajar Rahino Reza Anggraini Salius Silih Salma Dia Winanta Selvin Marsa Hutabarat Sulastri Sulastri Tasdiq, M.Baqilani Yenti Sumarni Zyra Meliana