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All Journal Jurnal Informatika Swabumi (Suara Wawasan Sukabumi) : Ilmu Komputer, Manajemen, dan Sosial Widya Cipta : Jurnal Sekretari dan Manajemen Jurnal Khatulistiwa Informatika Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Jurnal Pengabdian kepada Masyarakat Nusantara Akrab Juara : Jurnal Ilmu-ilmu Sosial Dynamic Management Journal Jurnal Comparative : Ekonomi Dan Bisnis Literasi: Jurnal Pengabdian Masyarakat dan Inovasi J-CEKI Jurnal Ekonomi, Manajemen, Akuntansi
Kusumaningrum, Aliffah
Universitas Bina Sarana Informatika
Humanities Biochemistry, Genetics & Molecular Biology Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Medicine & Pharmacology Social Sciences Other

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PERANCANGAN SISTEM INTERNET BANKING (IBANK) MENGGUNAKAN ONE-TIME-PASSWORD (OTP) UNTUK PENGAMANAN TRANSAKSI (STUDI KASUS BANK MEGA, Tbk) Andi Rosano; Nur Ali Farabi; Aliffah Kusumaningrum
Akrab Juara : Jurnal Ilmu-ilmu Sosial Vol 3 No 2 (2018): Mei
Publisher : Yayasan Azam Kemajuan Rantau Anak Bengkalis

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Internet Banking (IBank) sudah menjadi produk layanan perbankan yang sangat diminati saat ini. Pada sistem IBank terdahulu terdapat kelemahan yaitu memungkinkan terjadinya pencurian data yang pada akhirnya dapat menimbulkan kejahatan transaksi illegal. Penggunaan konsep pengamanan transaksi finansial dengan password sekali pakai atau One-Time-Password (OTP) pada saat ini diterapkan oleh beberapa bank nasional untuk mengatasi pencurian password sejalan dengan perkembangan masyarakat luas yang aktif menggunakan teknologi internet dan telepon bergerak (HP). Penulis melakukan studi lapangan pada sebuah bank swasta bagian pengembangan system untuk mempelajari implementasi penggunaan OTP sistem IBank pada proses transaksi perbankan yang lebih cepat dan aman. Kata kunci: transaksi finansial, password sekali pakai, aman.
COMPARATIVE ANALYSIS OF FINANCIAL PERFORMANCE OF PT. BANK SYARIAH INDONESIA AND PT. BANK MANDIRI (PERSERO) AS THE PARENT AND CONTROLLING SHAREHOLDERS OF THE COMPANY syukron sazly; Herudini Subariyanti; Andri Rizko Yulianto; Aliffah Kusumaningrum; Joko Ariawan; Dirgahayu Erri
Dynamic Management Journal Vol 7, No 3 (2023): July
Publisher : Universitas Muhammadiyah Tangerang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31000/dmj.v7i3.8919

Abstract

The desire for a new business line to increase new income is one of the goals of conventional banks opening Islamic business units (UUS) or Islamic Commercial Banks (BUS). This goal will be achieved if the transfer of knowledge (marketing knowledge, technological knowledge and experience) and commitment to increasing resources (human resources, capital, infrastructure) from the parent company to the subsidiary companies goes well. In fact, the market share of Islamic banking is still very small compared to the conventional industry, only recorded at 7.09% and there is a large discrepancy in the performance of Islamic Business Units and Islamic Commercial Banks compared to the performance of their parent companies. The author is interested in conducting this research, with the consideration that Bank Syariah Indonesia (BSI) is the largest Islamic bank and Bank Mandiri as the holding company and controlling shareholder. The author wants to know how the performance comparison of both. Supposedly if shareholder commitment is high to its subsidiaries, then total assets, equity, net income and financial performance ratios in this case CAR, NPL, NIM, ROA, BOPO and LDR are not much different. The sample data is the financial performance of BSI and Bank Mandiri as of Quarter I 2021 to Quarter IV 2022. The columnogorov-smirnov test is used to test data normality and independent sample t-test to test hypotheses, with the SPSS 25 program. As a result, there is no simultaneous significant differences between BSI and Bank Mandiri in CAR, NPL, NIM, ROA, BOPO and LDR or all financial performance indicators, but partially there are significant differences for all of these financial performance indicators
STATE AND REGIONAL OWNED ENTERPRISES : HEAD TO HEAD FINANCIAL PERFORMANCE COMPARISON AT THE YEARS OF 2017-2021 Syukron Sazly; Aliffah Kusumaningrum; Hasta Herlan; Indra Prana; Intan Kusuma Dewi; Andri Rizko Yulianto
Dynamic Management Journal Vol 7, No 4 (2023): October
Publisher : Universitas Muhammadiyah Tangerang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31000/dmj.v7i4.9949

Abstract

The performance of State-Owned Enterprises (BUMN) and Regional-Owned Enterprises (BUMD) is currently the main hope regarding state revenues and one source of regional income, because BUMN and BUMD are national assets and regional assets which are very important as a source of funds for economic recovery. nationally, especially the Covid-19 pandemic that has just passed. The aim of this research is to determine the performance of BUMN compared to the performance of BUMD. Logically, the very large resources of BUMN compared to BUMD should make BUMN's performance better than BUMD and the results are expected to be very different. The data used is BUMN and BUMD financial performance data for five years, namely the 2017-2021 period. In this research, financial performance assessment uses financial ratio indicators, Current Ratio (CR), Debt To Equity Ratio (DER), Debt To Total Asset Ratio (DTA), Net Profit (NPM), Return On Assets (ROA) and Return On Equity (ROE) Test the hypothesis using the Kolomogorov-Sminov for normality-test and t-sample independent-test. The results of this research show that the financial performance of BUMN determined by the Current Ratio (CR), Debt To Equity Ratio (DER), Debt To Total Asset Ratio (DTA), Return On Assets (ROA) and Return On Equity (ROE) is not significantly different from the financial performance of BUMD for the 2017-2021 period.The performance of State-Owned Enterprises (BUMN) and Regional-Owned Enterprises (BUMD) is currently the main hope regarding state revenues and one source of regional income, because BUMN and BUMD are national assets and regional assets which are very important as a source of funds for economic recovery. nationally, especially the Covid-19 pandemic that has just passed. The aim of this research is to determine the performance of BUMN compared to the performance of BUMD. Logically, the very large resources of BUMN compared to BUMD should make BUMN's performance better than BUMD and the results are expected to be very different. The data used is BUMN and BUMD financial performance data for five years, namely the 2017-2021 period. In this research, financial performance assessment uses financial ratio indicators, Current Ratio (CR), Debt To Equity Ratio (DER), Debt To Total Asset Ratio (DTA), Net Profit (NPM), Return On Assets (ROA) and Return On Equity (ROE) Test the hypothesis using the Kolomogorov-Sminov for normality-test and t-sample independent-test. The results of this research show that the financial performance of BUMN determined by the Current Ratio (CR), Debt To Equity Ratio (DER), Debt To Total Asset Ratio (DTA), Return On Assets (ROA) and Return On Equity (ROE) is not significantly different from the financial performance of BUMD for the 2017-2021 period.
Penyuluhan Pemanfaatan Transformasi Digital Bagi Organisasi Pemuda Batak Bersatu (PBB) Azni Septiani, Noer; Hardiyan, Hardiyan; Wulansari Fridayanthie, Eka; Kusumaningrum, Aliffah
Literasi Jurnal Pengabdian Masyarakat dan Inovasi Vol 2 No 1 (2022)
Publisher : Pengelola Jurnal Politeknik Negeri Ketapang Jl. Rangga Sentap, Dalong Sukaharja, Ketapang 78813. Telp. (0534) 3030686 Kalimantan Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58466/literasi.v2i1.1417

Abstract

Digital transformation is not just about a technological development, but occurs at the intersection of people, business and technology guided by a broader business strategy. In every community organization there must be problems and obstacles that hit every organizational journey as well as the United Batak Youth Organization which still uses conventional media in every activity, by maximizing this digital transformation it can improve Human Resources in the United Batak Youth organization, especially in DPAC Cengkareng in every activity. The method of implementing community service uses a zoom meeting application between tutors and participants, because it is still in PPKM Level 3. Members of the United Batak Youth are given counseling on the use of existing digital as supporting activities. The results of this counseling will be made an article in electronic media as part of a report related to the implementation of community service activities for members of the United Batak Youth (PBB) DPAC Cengkareng. This research focuses on the use of digital transformation in the Batak united youth organization (PBB)
CORPORATE STRATEGY, STRATEGIC LEADERSHIP, STRATEGY IMPLEMENTATION AND COMPETITIVE ADVANTAGE : A CONCEPTUAL MODEL PROPOSAL Yulianto, Andri Rizko; sazly, syukron; Subariyanti, Herudini; Kusumaningrum, Aliffah
Jurnal Comparative: Ekonomi dan Bisnis Vol 6, No 2 (2024): May
Publisher : Univesitas Muhammadiyah Tangerang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31000/combis.v6i2.11370

Abstract

Possessing a durable competitive edge is among the most crucial elements in winning commercial competitions. In the absence of this, the company will struggle to set itself apart from its rivals and will eventually go into decline. Excellence is influenced by a number of elements, such as strategic leadership, suitable strategy, and successful strategy implementation or execution. This study aims to ascertain the impact of strategic leadership, appropriate strategy, and effectiveness on the implementation or execution of strategies and how these affect the competitive advantage of organizations, particularly universities. It also generates a conceptual model about the relationship between these constructs, which will be empirically tested in subsequent studies. Through an examination of the literature and an assessment of earlier researchers' theories, the author employs a qualitative methodology. These hypotheses have been released. in approved national publications and international journals indexed by Scopus. Thus, strategic leadership and proper (enough) strategy have an impact on each other and both have an impact on  the success of strategy execution, which in turn affects the competitive advantage of the firm.
Pengaruh Motivasi dan Kompensasi terhadap Kinerja Karyawan Pada PT.Victory Cingluh Indonesia Tangerang dengan Gaya Kepemimpinan sebagai Variabel Mediasi Peter Rajagukguk; Aliffah Kusumaningrum; Woro Dwi Hartanti; Hardani Hardani
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 3 No. 6: September 2024
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v3i6.4907

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh motivasi dan kompensasi terhadap produktifitas dengan gaya kepemimpinan sebagai variabel mediasi pada PT Victory Chingluh Indonesia Tangerang. Jenis penelitian kuantitatif statistik dengan Metode pengumpulan data wawancara, observasi, dan kuesioner dengan 100 responden menggunakan teknik sampling kuota. Analisis data dengan software SmartPLS 4.3. pengukuran outer models dan Inner models. Hasil peneitian menunjukan bahwa Motivasi kerja berpengaruh positif dan signifikan terhadap kinerja pegawai dengan nilai P-values sebesar 0.297 > 0.05 dan 1.044 < 1.985. motivasi kerja tidak berpengaruh langsung secara positif dan signifikan terhadap gaya kepemimpinan dani. gaya kepemimpinan berpengaruh positif dan signifikan terhadap kinerja pegawai dengan nilai P-values sebesar 000 < 0.05 dan 3.894 > 1.985 motivasi kerja berpengaruh positif dan signifikan terhadap kinerja pegawai dengan variabel gaya kepemimpinan sebagai mediasi dengan nilai P-values 0.000 < 0.05 dan 3.966 > 1.985. Kompensasi terhadap kinerja pegawai dengan variabel gaya kepemimpinan sebagai mediasi tidak berpengaruh positif dan signifikan dengan nilai P-values sebesar 0.363 > 0.05 dan 0.910 < 1.985. nilai Q square 0.998 atau 99.8%. Hal ini menunjukan besarnya pengaruh dari data penelitian yang diajukan oleh penelitian ini 99.8% %, sedangkan sisanya 0.2 % dijelaskan oleh faktor lain yang berada diluar penelitian ini.
Pengaruh Kualitas Produk dan Harga terhadap Keputusan Pembelian Produk The Originote dengan Brand Image sebagai Variabel Mediasi Rajagukguk, Pater; Kusumaningrum, Aliffah; Woro Dwi Hastuty; Susanti, Susanti
J-CEKI : Jurnal Cendekia Ilmiah Vol. 4 No. 3: April 2025
Publisher : CV. ULIL ALBAB CORP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/jceki.v4i3.8753

Abstract

Penelitian ini memiliki tujuan untuk mengetahui pengaruh Kualitas Produk dan Harga Terhadap Keputusan Pembelian Konsumen pada produk Skincare The Originote dengan Brand Image sebagai variabel mediasi. Jenis penelitian menggunakan deskriptif kuantitatif statistik. Objek penelitian pada Mahasiswa Universitas Bina Sarana Informatika Jakarta, Fakultas Ekonomi dan Bisnis, Sampel penelitian berjumlah 100 responden dengan teknik accidental sampling. Analisa data menggunakan teknik Structural Equation Modeling Partial Least Square (SEM-PLS) dengan pengukuran outer model dan Inner models. Hasil penelitian menunjukkan bahwa Secara langsung Harga tidak berpengaruh positif dan signifikan terhadap keputusan pembelian. Kualitas produk berpengaruh secara positif dan signifikan terhadap keputusan pembelian. Brand Image berpengaruh terhadap keputusan pembelian. Secara tidak langsung Harga berpengaruh terhadap keputusan pembelian dengan brand image sebagai variabel mediasi P-values 0.048 < 0.5 dan 1.978 < 1.985. Kualitas produk berpengaruh terhadap keputusan pembelian dengan brand sebagai mediasi nilai P-values 0.007 < 0.05 dan 2.696 > 1.985. Harga dan kualitas produk berpengaruh positif dan signifikan terhadap keputusan pembelian dengan brand Image sebagai mediasi nilai P-values 0.011 < 0.05 dan 2.534 > 1.985. nilai Q square 0.892. Artinya pengaruh dari variabel penelitian yang diajukan 89.2%, termasuk kategori kuat
Tranformasi Kreatif AI Menggunakan Canva dalam Pembuatan Gambar Inovatif bagi Anak Asuh Yayasan As-Syamsuriah Septiani, Noer Azni; Hardiyan, Hardiyan; Fridayanthie, Eka Wulansari; Kusumaningrum, Aliffah
Jurnal Pengabdian kepada Masyarakat Nusantara Vol. 6 No. 2 (2025): Jurnal Pengabdian kepada Masyarakat Nusantara Edisi April - Juni
Publisher : Lembaga Dongan Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55338/jpkmn.v6i2.6109

Abstract

Pelatihan Transformasi kreatif artificial intelligence (AI) di pengabdian Masyarakat menggunakan Canva memberikan pengaruh baik pada kemampuan anak asuh Yayasan As-Syamsuriah dalam pembuatan gambar inovatif. Pelatihan pengabdian masyarakat ini bertujuan memberikan keterampilan dan wawasan baru, bagaimana membuat gambar yang inovatif dan menarik dengan AI menggunakan canva. Keterampilan menggambar merupakan salah satu hal penting dalam pembelajaran untuk anak-anak. agenda pelatihan ini meliputi praktek penggunaan AI dalam Canva untuk membuat atau merancang gambar yang berkualitas, dan juga gambar yang inovatif. Metode yang diimplementasikan berupa sesi workshop, sesi praktik secara langsung, dan Latihan untuk mengevaluasi kemampuan anak-anak dalam menerapkan ilmu yang diperoleh. Hasil dari pengabdian masyarakat untuk anak asuh Yayasan As-Syamsuriah ini memperlihatkan adanya pengembangan yang cukup besar dalam kualitas pengetahuan anak-anak tentang pembuatan gambar inovatif artificial intelligence(AI)dengan menggunakan canva, meningkatkan kemampuan dan kreativitas anak-anak. Dengan adanya acara ini berharap bisa membuat model pelatihan yang berkelanjutan agar dapat memberikan partisipasi positif tentang ekspansi keahlian anak-anak dalam membuat gambar AI dengan canva.
Analisis Current Ratio dan Return On Equity Terhadap Harga Saham Indeks LQ45 di Bursa Efek Indonesia Rajagukguk, Pater; Woro Dwi Hartanty; Aliffah Kusumaningrum; Hardani, Hardani
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 4 No. 6: September 2025
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v4i6.11616

Abstract

Saham merupakan instrumen investasi yang banyak dipilih para investor karena saham mampu memberikan tingkat keuntungan yang menarik salah satunya pada saham yang terdaftar indeks LQ45. Penelitian ini bertujuan untuk mengetahui pengaruh Current Ratio dan Return on Equity terhadap harga saham perusahaan yang tergabung dalam indeks LQ45 di Bursa Efek Indonesia periode 2020–2024. Penelitian ini merupakan jenis penelitian kuantitatif. Sampel dipilih 13 perusahaan, menggunakan teknik purposive sampling dengan total 65 data. Data diperoleh dari laporan keuangan tahunan dan harga saham penutupan masing-masing perusahaan yang tersedia di situs resmi BEI. Analisis data menggunakan uji kecocokan model, uji asumsi klasik, , regresi data panel, uji hipotesis, uji determinasi. Hasil penelitian menunjukkan bahwa Current Ratio berpengaruh signifikan terhadap harga saham, Return On Equity berpengaruh signifikan terhadap harga saham, Secara simultan, Current Ratio dan ROE berpengaruh positif dan signifikan terhadap harga saham, Nilai koefisien determinasi 19,8% variabel independen mempengaruhi variabel dependen, masuk kategori lemah
Co-Authors Andi Rosano Andri Rizko Yulianto Azis Sukma Dhiana Azni Septiani, Noer Dirgahayu Erri Dzulfikar Bahir Eka Wulansari Fridayanthie, Eka Wulansari Feggy Agus Setiawan Feggy Agus Setiawan Gunawan Aliyandi Hardani - - Hardani Hardani Hardiyan Hardiyan Hardiyan Haryanto Haryanto Hasta Herlan Herudini Subariyanti Indra Prana Intan Kusuma Dewi Joko Ariawan Juntara Juntara Mochammad Abdul Azis Nandang Iriadi Noer Azni Septiani, Noer Azni Nur Ali Farabi Pater Rajagukguk, Pater Peter Rajagukguk Sazly, Syukron Susanti Susanti Syahrir Syahrir Syukron Sazly Vina Islami Warsono Warsono Woro Dwi Hartanti Woro Dwi Hartanty Woro Dwi Hastuty Wulansari Fridayanthie, Eka