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All Journal Ilmu Administrasi Publik JKBM (JURNAL KONSEP BISNIS DAN MANAJEMEN) JURNAL MANAJEMEN INDUSTRI DAN LOGISTIK Bisma: Jurnal Bisnis dan Manajemen JURNAL MANAJEMEN BISNIS Journal of Islamic Monetary Economics and Finance Bubungan Tinggi: Jurnal Pengabdian Masyarakat Inobis: Jurnal Inovasi Bisnis dan Manajemen Indonesia Jurnal Pengabdian Masyarakat Asia Ilomata International Journal of Management JOURNAL OF ECONOMICS EDUCATION AND ENTREPRENEURSHIP Journal of Entrepreneurship & Business Arkus Jurnal Relevansi : Ekonomi, Manajemen dan Bisnis East Asian Journal of Multidisciplinary Research (EAJMR) Jurnal Locus Penelitian dan Pengabdian Jurnal Pengabdian Ilung (Inovasi Lahan Basah Unggul) Annals of Human Resource Management Research JWM (JURNAL WAWASAN MANAJEMEN) Asia Pacific Journal of Management and Education Journal of International Conference Proceedings International Journal of Business and Applied Economics (IJBAE) Jurnal Multidisiplin West Science West Science Interdisciplinary Studies West Science Interdisciplinary Studies Sharia Economic and Management Business Journal (SEMBJ) Journal of Scientific Insights International Journal of Economics, Business and Innovation Research Asian Journal of Management, Entrepreneurship and Social Science Jurnal Cendekia Ilmiah International Journal of Economic Integration and Regional Competitiveness
Laila Refiana Said
Universitas Lambung Mangkurat
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Arts Humanities Astronomy Automotive Engineering Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Dentistry Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Medicine & Pharmacology Nursing Physics Public Health Social Sciences Transportation Other

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The Limits of Resilience: Why Self-Efficacy Fails to Mitigate Technostress during Radical Core Banking Transformations Siska Hardiyanti Putri; Laila Refiana Said; Meiske Claudia; Doni Stiadi; Anna Nur Faidah
Arkus Vol. 12 No. 1 (2026): Arkus
Publisher : HM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37275/arkus.v12i1.860

Abstract

The digitalization of the banking sector has shifted from a competitive advantage to a survival imperative. However, the migration to radical Core Banking Systems often precipitates Technostress, a phenomenon that threatens employee well-being. This study investigates the impact of Technostress on Work-Life Balance among banking professionals during a high-stakes digital transformation involving the implementation of the Temenos T24 system. Crucially, it challenges the prevailing assumption that individual Self-Efficacy serves as a universal buffer against these stressors. A quantitative, explanatory study was conducted on a purposive sample of 107 frontline and back-office staff at a Regional Development Bank in Indonesia. Data were analyzed using Partial Least Squares Structural Equation Modeling with SmartPLS 4.0 to assess the measurement and structural models. The findings reveal that Technostress exerts a potent and significant negative effect on Work-Life Balance (path coefficient -0.29, p value 0.000). Paradoxically, and contrary to established theoretical expectations, Self-Efficacy failed to moderate this relationship (path coefficient 0.06, p value 0.500). In conclusion, the study identifies a Limit of Resilience, suggesting that during radical and structural technological upheavals, individual psychological resources such as Self-Efficacy are overwhelmed by systemic techno-overload and invasion. This shifts the onus of intervention from individual coping strategies to organizational job redesign.
The Effect of Corporate Governance, Regulatory Compliance, and Company Size on Enterprise Risk Management of Kalimantan Regional Development Banks Darmansyah Darmansyah; Laila Refiana Said; Fifi Swandari
Asia Pacific Journal of Management and Education (APJME) Vol 7, No 1 (2024): March 2024
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/apjme.v7i1.2938

Abstract

This study analyzes the effect of corporate governance, regulatory compliance, and company size on enterprise risk management. The subject of this study is regional banking companies located in the Kalimantan using data during 2014-2023. The results of the data test show that corporate governance, regulatory compliance, and company size affect the risk management of a company. The findings of this study support the importance of developing good governance and complying with applicable procedures in implementing more effective risk management. In addition, the larger a company, the more of focus on risk management to become more effective organization.
Predicting Online Advertisement Avoidance for the Google Ads System Selected Antecedents and Outcome Laila Refiana Said; Muhammad Hendardi Adinata
Jurnal Manajemen Industri dan Logistik Vol. 8 No. 1 (2024): 8 original research articles were authored/co-authored by 29 authors from 1 cou
Publisher : Politeknik APP Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30988/jmil.v8i1.1290

Abstract

Indonesia is the third-largest country that utilizes ad-blockers, despite online advertising there expanding quickly. In addition to consumers generally viewing internet use as common. This study aimed to examine how prior bad experiences and perceived goal impediments affect online advertisement avoidance. Students who used the internet the most during the Covid-19 pandemic in 2021 were chosen as research participants. The F-test demonstrated that perceived aim hindrance, advertisement clutter, and prior terrible experience all impacted advertisement avoidance simultaneously using the Partial Least Square - Structural Equation Modeling (PLS-SEM) technique. The results are anticipated to guide marketing professionals and businesses in choosing how to develop and arrange adverts that are precisely on target without upsetting internet users. The results of this study should help policymakers assess how to create a welcoming and secure online environment.
Towards a Bankable Biomass Energy System: A Systematic Review of Business Models and Optimization of the Palm Oil Waste Value Chain Prasetyo Yuli Usaid; Laila Refiana Said; Raden Topan Aditya Rahman; Eka Saprudin; Ira Akhmadi; Fredy Jayen; Syahrial Shaddiq; Krittika Chandran; Muhammad Qasim Ali
Sharia Economic and Management Business Journal (SEMBJ) Vol. 7 No. 1 (2026): Sharia Economic and Management Business
Publisher : Yayasan Darussalam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62159/sembj.v7i1.2020

Abstract

Background: Transformasi sistem energi global menuju netralitas karbon memerlukan mobilisasi investasi masif dalam energi terbarukan, termasuk bioenergi dari limbah biomassa kelapa sawit yang memiliki potensi sangat besar namun belum dimanfaatkan secara optimal. terhadap literatur tentang teknologi konversi biomassa kelapa sawit, model bisnis, optimasi rantai nilai, dan penilaian bankability untuk mengidentifikasi kesenjangan pengetahuan dan mengembangkan framework konseptual terintegrasi Method: Penelitian ini melakukan tinjauan sistematis dengan menggunakan pendekatan Systematic Literature Review (SLR) dengan protokol PRISMA dan kerangka SALSA. Results: penelitian ini menganalisis 42 artikel jurnal internasional open access yang dipublikasikan antara 2018–2025 dari database DOAJ, MDPI, Frontiers, SpringerOpen, dan Wiley Open access. Hasil penelitian menunjukkan bahwa literatur yang ada didominasi oleh studi teknis konversi biomassa dengan fokus terbatas pada aspek model bisnis dan bankability. Analisis tekno ekonomi menunjukkan variasi kinerja finansial yang sangat luas, dengan IRR berkisar 6,75%–22%, NPV dari negatif hingga positif signifikan, dan payback period 2,9–10,8 tahun. Penelitian ini mengidentifikasi kesenjangan kritis dalam integrasi antara optimasi teknis, model bisnis, dan penilaian bankability, serta mengusulkan framework konseptual terintegrasi yang menghubungkan ketiga dimensi tersebut untuk mendukung pengembangan sistem energi biomassa yang viable secara ekonomi dan menarik bagi investor. Conclusion: The results show a dominance of technical studies, while business and bankability aspects are still limited. Project financial performance varies (IRR 6.75%–22%) with high levels. Integration between technical, economic, and financial aspects was found. This study proposes an integrated conceptual framework linking value chain optimization, business models, and bankability assessment to improve investment feasibility and encourage the development of sustainable and attractive biomass energy systems for investors.
Legislative Incompetence Resulting from Poor Recruitment and It’s Implications for National Economic Policy Eprinalia A; Laila Refiana Said; A Suriansyah; Patardo Haholongan Nainggolan; Indra Jaya Saputra
West Science Interdisciplinary Studies Vol. 4 No. 05 (2026): West Science Interdisciplinary Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsis.v4i05.2858

Abstract

This study aims to analyze the causal relationship between the failure of political party recruitment design and the emergence of legislative incompetence and its implications for the quality of national economic policy. The background of this study is based on the phenomenon of low capacity of legislative members in carrying out legislative, budgeting, and oversight functions, which directly impacts the country's economic performance. The method used is an explanatory sequential mixed-methods approach with an institutional analysis and economic policy evaluation approach. Quantitative data were obtained from the profiles of members of the House of Representatives (DPR) for the 2019–2024 period and macroeconomic indicators, while qualitative data came from in-depth interviews and analysis of policy documents. The results show that weak regulations in political recruitment, particularly the absence of competency standards and merit-based selection mechanisms, have resulted in the dominance of legislators with low economic capacity. This condition triggers distortions in the legislative process, budgeting, and oversight of economic policy, characterized by budget misallocation, inconsistent policies, and low quality economic regulations. Further implications are seen in increasing fiscal inefficiency, a weakening investment climate, and hampered inclusive economic growth. This study concludes that reform of the political recruitment system is a fundamental prerequisite for improving the quality of national economic policy and promoting sustainable development.
The Impact of Service Quality on Halal Purchase Decisions: A Study of Customer Satisfaction and Word of Mouth Ejaz Aslam; Malik Shahzad Shabbir; Anam Iqbal; Mohammad Jaradat; Adeeb Alhebri; Salem Hamad Aldawsari; Syed Ahtsham Ali; Laila Refiana Said
Journal of Islamic Monetary Economics and Finance Vol. 12 No. 2 (2026)
Publisher : Bank Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21098/jimf.v12i2.2715

Abstract

This study empirically examines a mediated moderated mechanism to explain customer satisfaction with halal purchase intentions via word of mouth, grounded on Expectation-Confirmation Theory (ECT). Compiling data from purchasers of fast-moving consumer goods (FMCG) by means of structured questionnaires, we employ partial least squares structural equation modeling (PLS-SEM) to address the objective of the study. Our findings indicate that service quality reliability plays a pivotal role in influencing customer satisfaction. Likewise, the physical environment in which customers are provided services plays a decisive role in consumer fulfillment. This indicates that service excellence reliability also performs a crucial function in ensuring satisfaction among customers. Acknowledgment The authors extend their appreciation to the Deanship of Research and Graduate Studies at King Khalid University for funding this work through a large-group Research Project under grant number (RGP.2/66/47).
The Influence of Modern Sports on Local Community Recreational Sports in Murung Raya Regency from a Development Perspective Indra Jaya Saputra; Laila Refiana Said; Eprinalia A; Patardo Haholongan Nainggolan
Jurnal Multidisiplin West Science Vol 5 No 05 (2026): Jurnal Multidisiplin West Science
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/jmws.v5i05.3400

Abstract

This study aims to analyze the influence of modern sports penetration on the existence of local recreational sports in Murung Raya Regency from a development perspective. The background of this study is based on the tendency of marginalization of traditional sports due to the dominance of modern sports driven by policy, media, and infrastructure development. This phenomenon not only impacts changes in recreation patterns, but also has implications for weakening social capital and community cohesion. The method used is a qualitative-explanatory approach with a case study design and a development ethnography approach. Data were collected through in-depth interviews, participant observation, Focus Group Discussions (FGDs), and analysis of regional policy documents. The analysis was conducted using McDonaldization theory, social capital theory, and a post-developmentalist perspective. The results show that the dominance of modern sports occurs through three main mechanisms: institutional (policy and budget), cultural (perception of modernity), and spatial (conversion of public space). This shift has resulted in decreased community participation in traditional sports, weakened cross-generational social interaction, and reduced collective capacity in participatory development. The conclusion of this study confirms that the marginalization of local recreational sports is a structural problem that has implications for the socio-cultural resilience of the community. Therefore, a community-based policy model is needed that integrates traditional sports into regional development as an instrument for strengthening social cohesion and local identity.
Legislative Incompetence Resulting from Poor Recruitment and It’s Implications for National Economic Policy Eprinalia A; Laila Refiana Said; A Suriansyah; Patardo Haholongan Nainggolan; Indra Jaya Saputra
West Science Interdisciplinary Studies Vol. 4 No. 05 (2026): West Science Interdisciplinary Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsis.v4i05.2858

Abstract

This study aims to analyze the causal relationship between the failure of political party recruitment design and the emergence of legislative incompetence and its implications for the quality of national economic policy. The background of this study is based on the phenomenon of low capacity of legislative members in carrying out legislative, budgeting, and oversight functions, which directly impacts the country's economic performance. The method used is an explanatory sequential mixed-methods approach with an institutional analysis and economic policy evaluation approach. Quantitative data were obtained from the profiles of members of the House of Representatives (DPR) for the 2019–2024 period and macroeconomic indicators, while qualitative data came from in-depth interviews and analysis of policy documents. The results show that weak regulations in political recruitment, particularly the absence of competency standards and merit-based selection mechanisms, have resulted in the dominance of legislators with low economic capacity. This condition triggers distortions in the legislative process, budgeting, and oversight of economic policy, characterized by budget misallocation, inconsistent policies, and low quality economic regulations. Further implications are seen in increasing fiscal inefficiency, a weakening investment climate, and hampered inclusive economic growth. This study concludes that reform of the political recruitment system is a fundamental prerequisite for improving the quality of national economic policy and promoting sustainable development.
Age and Gender Moderation in PLN Mobile Adoption: Roles of Effort, Social Influence, and Facilitation Muhammad Shadiq Arifin; Raden Roro Yulianti Prihatiningrum; Laila Refiana Said; Siti Aliyati Albushairi
Jurnal Relevansi : Ekonomi, Manajemen dan Bisnis Vol 10 No 3 (2026): June
Publisher : Lembaga Penelitian dan Pengabdian Kepada Masyarakat (LPPM), STIE Krakatau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61401/relevansi.v10i1.473

Abstract

This study investigates the factors associated with actual PLN Mobile use among customers of PT PLN (Persero) in South and Central Kalimantan. The proposed model links effort expectancy and social influence to behavioral intention and links facilitating conditions and behavioral intention to use behavior while treating age and gender as moderators. An explanatory quantitative survey was administered to 330 active PLN Mobile users in South and Central Kalimantan. Respondents were selected purposively, and the model was estimated using Partial Least Squares Structural Equation Modeling in SmartPLS 4. Effort expectancy and social influence were significant antecedents of behavioral intention, whereas facilitating conditions and behavioral intention significantly predicted the use behavior. Age and gender significantly changed the strength of the paths from effort expectancy and social influence to intention and from facilitating conditions to the use behavior. The model accounted for 66.4% and 88.6% of the variance in behavioral intention and use behavior, respectively. Actual PLN Mobile use is jointly associated with perceived ease, interpersonal and institutional encouragement, enabling resources, user intention, and demographic variation. This study broadens the application of UTAUT by concurrently assessing age and gender as boundary conditions in a mobile application for an essential public utility. The evidence is based on cross-sectional, self-reported responses from users within the Kalimantan Selatan–Tengah (Kalselteng) service area.
The Effectiveness of Waste Management within the Framework of Green Economic Transformation and Regional Economic Performance: Empirical Evidence from the Banjarbakula Strategic Area, South Kalimantan Patardo Haholongan Nainggolan; Laila Refiana Said; Indra Jaya Saputra; Eprinalia A
West Science Interdisciplinary Studies Vol. 4 No. 06 (2026): West Science Interdisciplinary Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsis.v4i06.2930

Abstract

The transformation towards a green economy is a major challenge for regions still dependent on the extractive sector. Sustainable development literature emphasizes that integrating environmental policies into regional economic systems is a prerequisite for inclusive and resilient long-term growth. This study aims to analyze the influence of waste management on regional economic performance within a green economy framework in the Banjarbakula Metropolitan Area, South Kalimantan Province. The study uses a quantitative approach with an explanatory design and multiple linear regression analysis on data from 2021–2025. Waste management variables include policy and regulatory inclusiveness, budget adequacy, community participation, law enforcement effectiveness, multi-stakeholder partnerships, waste processing technology, and carbon trading, with Gross Regional Domestic Product (GRDP) as the dependent variable. The results show that waste management effectiveness through the seven independent variables mentioned above simultaneously has a significant effect on GRDP. Partially, the policy dimension, community participation, and law enforcement effectiveness show a relatively stronger influence. These findings confirm that waste management has the potential to be a strategic instrument in driving green economic transformation at the regional level.
Co-Authors ., Isma'il A Suriansyah Abdul Basit Achmad Humaidi Adeeb Alhebri Adhiyani, Muhammad Rayyan Adinata, Muhammad Hendardi Adistya Dewi Ariffin Ahmad Rifani Akhmad Supriyanto Anam Iqbal Anna Nur Faidah Arief Budiman Ariffin, Adistya Dewi Asmawatiy, Cici August Tantowi Azizah, Fathia Azmi Azhari Primadana Cici Asmawatiy Claudia, Meiske Dahniar ., Dahniar Dahniar, Dahniar DARMANSYAH . Darmansyah Darmansyah Darullah, Muhammad Daral Ditta Rahmatika Doni Stiadi Dwiyanti, Lestari Ejaz Aslam Eka Saprudin Eka Saprudin Elaine Tjeng Eprinalia A Eprinalia A Erna Rusnani Fariany, Gusti Rina Fifi Swandari Fifi Swandari Fitriansyah, Ricky Fredy Jayen Gugi Gustaman Hamjen, Hilarion Hussein, Rizky Caesariza Saddam Ikhwan Faisal Indra Jaya Saputra Indra Jaya Saputra Intan Wulansari Wulansari Ira Akhmadi Ira Akhmadi Isma’il Khariry, Mukhlan Krittika Chandran Lestari Dwiyanti Listi Armea M Ziyad M. Haikal Wahyudi M. Yamani Malik Shahzad Shabbir Meiske Claudia Minarti Limantara Minarti Limantara Mohammad Jaradat Mohammad Yudy Rachman Muhammad Azeem Rahman Krisdianto Muhammad Hendardi Adinata Muhammad Qasim Ali Muhammad Riza Firdaus Muhammad Shadiq Arifin Muhammad Yamani Noraina Noraina Nuril Huda Patardo Haholongan Nainggolan Patardo Haholongan Nainggolan Prasetyo Yuli Usaid Prihatiningrum, RR. Yulianti Puspasari, Nelly R.R. Yulianti Prihatiningrum Raden Roro Yulianti Prihatiningrum Raden Roro Yulianti Prihatiningrum Raden Topan Aditya Rahman Rezki Noor Alisa Rini Rahmawati Rini Rahmawati, Rini Rizky Caesariza Saddam Hussein Rizkya, Syafa Rusniati Rusniati Rusniati Rusniati Sagita, Refina Dara Nur Said, Meldasari Salem Hamad Aldawsari Siska Hardiyanti Putri Siti Aliyati Albushairi Siti Aliyati Albushari Siti Fatimah Sufi Jikrillah Sukmo Hadi Nugroho Syahrial Shaddiq Syed Ahtsham Ali Tantowi, August Tjeng, Elaine Usmiati Widyarfendhi Widyarfendhi Wimby Wandary Wulansari, Intan Wulansari Yeni Susanty Zakhyadi Ariffin