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All Journal JMM17: Jurnal Ilmu Ekonomi dan Manajemen Laa Maisyir Jurnal Ekonomi Islam Jurnal Mirai Management Jurnal Kewirausahaan dan Bisnis EQIEN - JURNAL EKONOMI DAN BISNIS Jurnal Manajemen Strategi dan Aplikasi Bisnis YUME : Journal of Management Almana : Jurnal Manajemen dan Bisnis Jurnal Manajerial Kurs : Jurnal Akuntansi, Kewirausahaan dan Bisnis Accounting and Management Journal MANAJEMEN DEWANTARA Jurnal Ekonomi Manajemen Sistem Informasi Jurnal Sains Manajemen dan Bisnis Indonesia Jurnal Leverage, Engagement, Empowerment of Community (LeECOM) Jurnal Ilmiah Manajemen Kesatuan Jurnal Ilmiah Ahwal Syakhshiyyah (JAS) Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences Jurnal AKMAMI (Akuntansi Manajemen Ekonomi) INNOVATION RESEARCH JOURNAL International Journal of Business, Law, and Education Entrepreneur : Jurnal Bisnis Manajemen dan Kewirausahaan DedikasiMU: Journal of Community Service Jurnal Wawasan Pendidikan Komitmen : Jurnal Ilmiah Manajemen Interdisciplinary Social Studies Bima Journal : Business, Management and Accounting Journal Co-Value : Jurnal Ekonomi, Koperasi & Kewirausahaan Journal of Education Research Idarotuna : Jurnal of Administrative Science International Journal of Humanities Education and Social Sciences Edu Society: Jurnal Pendidikan, Ilmu Sosial dan Pengabdian Kepada Masyarakat Jurnal Mahasiswa Manajemen Master: Jurnal Manajemen dan Bisnis Terapan Jurnal Indonesia Sosial Sains Digital Bisnis: Jurnal Publikasi Ilmu Manajemen Dan E-commerce Journal of Management and Creative Business Indonesian Vocational Research Journal House of Management and Business Journal Jurnal Akuntan Publik Jurnal Pengabdian Manajemen Jurnal Bisnis dan Kewirausahaan Majapahit Journal of Islamic Finance dan Management Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Majapahit Journal of Islamic Finance dan Management JER Jurnal Ekonomi Manajemen Dan Bisnis (JEMB) IECON: International Economics and Business Conference Proceeding Of International Conference On Education, Society And Humanity Mesada: Journal of Innovative Research Journal of Ekonomics, Finance, and Management Studies Jurnal Ekonomi, Manajemen, Akuntansi Jurnal Simki Economic
Anita Handayani
Universitas Muhammadiyah Gresik
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Astronomy Biochemistry, Genetics & Molecular Biology Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Health Professions Immunology & microbiology Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mathematics Medicine & Pharmacology Neuroscience Physics Public Health Social Sciences Other

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Pengaruh Produk, Harga, Promosi Dan Tempat Terhadap Minat Nasabah Pada Produk Tabungan, Gadai Emas, Dan Deposito PT BPR Syariah Lantabur Cabang Gresik Sustikasari, Nadira Dwi; Handayani, Anita
Jurnal Economic Resource Vol. 9 No. 1 (2026): October - March
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v9i1.2260

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh produk, harga, promosi, dan tempat terhadap minat nasabah pada produk tabungan, gadai emas, dan deposito di BPR Syariah Lantabur Cabang Gresik. Metode penelitian yang digunakan adalah metode kuantitatif dengan teknik pengumpulan data melalui kuesioner. Sampel penelitian adalah nasabah BPR Syariah Lantabur Cabang Gresik yang ditentukan menggunakan teknik purposive sampling. Data dianalisis menggunakan analisis regresi linear berganda. Hasil penelitian menunjukkan bahwa produk, harga, promosi, dan tempat berpengaruh signifikan terhadap minat nasabah. Penelitian ini diharapkan dapat menjadi bahan evaluasi bagi pihak bank dalam meningkatkan minat nasabah terhadap produk perbankan syariah.
Evaluasi Pembelajaran Sebagai Sarana Refleksi dan Peserta Didik Wiyogo, Adinda Putri; Chaniago, Assifa Salsabilla; Handayani, Anita; Nugroho, Dimas Tri; Prianti, Hanna
EDU SOCIETY: JURNAL PENDIDIKAN, ILMU SOSIAL DAN PENGABDIAN KEPADA MASYARAKAT Vol. 5 No. 3 (2025): Oktober 2025 - Januari 2026
Publisher : Association of Islamic Education Managers (Permapendis) Indonesia, North Sumatra Province

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56832/edu.v5i3.2409

Abstract

Evaluasi pembelajaran tidak hanya berfungsi sebagai alat untuk mengukur pencapaian hasil belajar peserta didik, tetapi juga berperan penting sebagai sarana refleksi bagi guru dan peserta didik dalam meningkatkan kualitas proses pembelajaran. Artikel ini bertujuan untuk mengkaji secara konseptual peran evaluasi pembelajaran sebagai media reflektif yang mendorong perbaikan berkelanjutan dalam kegiatan belajar mengajar. Metode yang digunakan adalah kajian pustaka dengan menelaah berbagai sumber literatur yang membahas konsep evaluasi pembelajaran, refleksi pedagogis, serta keterkaitannya dengan peningkatan mutu pendidikan. Hasil kajian menunjukkan bahwa evaluasi pembelajaran yang dilaksanakan secara sistematis, baik melalui evaluasi formatif maupun sumatif, dapat membantu guru menilai efektivitas strategi pembelajaran yang digunakan serta membantu peserta didik memahami kekuatan dan kelemahan dalam proses belajarnya. Dengan demikian, evaluasi pembelajaran yang bersifat reflektif mampu meningkatkan kesadaran belajar, memperbaiki praktik pembelajaran, dan menciptakan pembelajaran yang lebih bermakna. Artikel ini diharapkan dapat memberikan kontribusi teoretis bagi pendidik dalam mengoptimalkan evaluasi pembelajaran sebagai sarana refleksi guna meningkatkan kualitas pendidikan.
Pengaruh Tata Tertib Terhadap Kedisiplinan Siswa Kelas X di MA Nurul Furqon Binjai Almaida, Lesti; Handayani, Anita; Selfani, Dini; Puspitasari, Indah
Mesada: Journal of Innovative Research Vol. 2 No. 2 (2025): July-December
Publisher : Yayasan Zia Salsabila

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61253/rw3rwz21

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh tata tertib terhadap kedisiplinan siswa di MA Nurul Furqon Binjai. Latar belakang penelitian ini adalah masih ditemukannya berbagai pelanggaran tata tertib seperti keterlambatan, pelanggaran seragam, dan kurangnya kontrol diri siswa selama pembelajaran. Penelitian menggunakan metode kuantitatif dengan analisis regresi sederhana dan melibatkan 20 siswa sebagai sampel. Instrumen yang digunakan berupa angket skala Likert yang telah diuji validitas dan reliabilitasnya. Hasil penelitian menunjukkan bahwa tata tertib berpengaruh positif dan signifikan terhadap kedisiplinan siswa (p < 0,05). Penerapan tata tertib yang konsisten berkontribusi terhadap peningkatan perilaku disiplin siswa.
Leverage, Dividend Policy, and Profitability Effects on IDX30 Stock Price Volatility During 2019–2023 Siti Maysaroh; Handayani, Anita
Jurnal Ilmiah Manajemen Kesatuan Vol. 13 No. 2 (2025): JIMKES Edisi Maret 2025
Publisher : LPPM Institut Bisnis dan Informatika Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jimkes.v13i2.3159

Abstract

The capital market is an increasingly popular investment alternative among the public. One of the factors that can affect stock price volatility is a company's financial statements, which serve as the primary basis for analyzing its performance. This study aims to determine the effect of leverage, dividend policy, and profitability on stock price volatility. This study employs a quantitative method with data analysis conducted using multiple linear regression analysis. The variables used in this study include leverage, dividend policy, and profitability as independent variables, while stock price volatility serves as the dependent variable. Leverage is measured by the Debt-to-Equity Ratio, dividend policy is measured by the Dividend Payout Ratio, and profitability is measured by Return on Assets. The study focuses on companies listed in the IDX30 index on the Indonesia Stock Exchange for the period 2019–2023, using a sample of 63 companies. The results indicate that leverage and dividend policy do not have a significant effect on stock price volatility, while profitability has a negative effect on stock price volatility. Furthermore, leverage, dividend policy, and profitability, when analyzed simultaneously, do not have a significant effect on stock price volatility in the IDX30 index during the 2019–2023 period.
PENGARUH LITERASI KEUANGAN, GAYA HIDUP DAN UANG SAKU TERHADAP PERILAKU KEUANGAN MAHASISWA DI UNIVERSITAS MUHAMMADIYAH GRESIK Faqqihatut Toyyibah; Anita Handayani
MANAJEMEN DEWANTARA IN PRESS (2026)
Publisher : Universitas Sarjanawiyata Tamansiswa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30738/md.v10i1.21974

Abstract

This study aims to analyze the influence of financial literacy, lifestyle, and pocket money on the financial behavior of students in the Faculty of Economics and Business at Muhammadiyah University of Gresik. The research method used in this study was a deductive quantitative method with a sample of 169 students. The data analysis technique used was multiple linear regression analysis using the SPSS version 25 analysis tool. The results of the study showed that financial literacy had a significant positive effect on financial behavior, lifestyle had a positive but insignificant effect on financial behavior, and pocket money had a significant positive effect on financial behavior
PENGARUH DIGITAL PAYMENT, SOSIAL MEDIA DAN LITERASI KEUANGAN TERHADAP PERILAKU KEUANGAN MAHASISWA UNIVERSITAS MUHAMMADIYAH GRESIK Azzaroh, Firda Dwi; Handayani, Anita
MANAJEMEN DEWANTARA IN PRESS (2026)
Publisher : Universitas Sarjanawiyata Tamansiswa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30738/md.v10i1.21998

Abstract

Penelitian ini bertujuan untuk mengidentifikasi pengaruh setiap variabel secara persial dan simultan. Dengan menggunakan pendekatan kuantitatif melalui survei kusioner pada 169 responden yang merupakan pengguna aktif digital payment dan media sosial, Hasil penelitian ini menujukkan bahwa digital payment tidak berpengaruh signifikan terhadap perilaku keuangan, sosial media berpengaruh signifikan terhadap perilaku keuangan, dan literasi keuangan berpengaruh signifikan terhadap perilaku keuangan. Temuan ini penting untuk meningkatkan literasi keuangan, serta meningkatkan resiko dalam penggunaan digital payment dan sosial media sebagai sarana transaksi dan konsumsi keuangan.
Analisis Pengendalian Piutang pada PT. DEF di Gresik Ririn Nur Aini Safitri; Anita Handayani
Jurnal Simki Economic Vol 8 No 1 (2025): Volume 8 Nomor 1 Tahun 2025
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/jse.v8i1.1003

Abstract

PT. DEF is a construction services company that implements cash and credit sales. In credit sales will generate receivables as a result. This research is motivated by the high number of bad debts in the company, which has a negative impact on cash flow and profitability. The purpose of this study is to identify the factors that cause bad debts and to evaluate the accounts receivable control system implemented by PT. This research uses a qualitative method with a case study approach. The types of data used are primary data and secondary data. Data collection techniques through observation, interviews, and documentation. The results showed that uncollectible receivables at PT. DEF were caused by a lack of assessment of the debtor's eligibility, the debtor's business failure and the debtor's bad intention not to repay the debt. This research concludes that PT. DEF needs to strengthen the assessment of debtors' creditworthiness regarding their payment history and financial ability to repay their debts.
Prediksi Financial Distress menggunakan Metode Altman Z-Score Modifikasi pada Anak Perusahaan PT XYZ yang Melakukan Impor Tahun 2020-2024 Nastiti Putri Pertiwi; Anita Handayani
Jurnal Simki Economic Vol 8 No 2 (2025): Volume 8 Nomor 2 Tahun 2025
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/jse.v8i2.1124

Abstract

This study predicts the financial condition of PT XYZ's subsidiaries, particularly those engaged in import activities, in the 2020-2025 period. The phenomenon of exchange rate fluctuations has more or less affected the company's performance in both the short and long term. This study aims to identify the company's financial health before the potential for bankruptcy arises. Using a quantitative approach with descriptive methods, this study collected data through interviews and documentation. The object of the study was the annual financial report of PT YKP for the 2020-2025 period. The data analysis tool used Microsoft Excel with the Modified Altman Z-Score formula model that uses 4 (four) financial ratios, namely the Working Capital to Total Assets Ratio, the Retained Earnings to Total Assets Ratio, the Earnings Before Interest and Tax to Total Assets Ratio, and the Equity to Total Liabilities Ratio. The calculation results will show the category of the company being in a safe condition, a gray zone, and in a difficult condition. The results of the study indicate that in the past year, namely in 2024, the company's financial condition has decreased and the Z-Score of PT XYZ's subsidiaries that carry out imports is in the gray zone.
Co-Authors Achmad Davis Endy Pratama Afifah, Muhimah Agatha, Talitha Hardiyan Ainul Farodisah Aisyatu Rahma Hayati Akhilah Putri Fariyanah Fadiya Hayyah Alkusani, Alkusani Almaida, Lesti Alwiyatun Nisa' Amelia, Imaniar Rizka Amilia Fajrin Ana Malikah Syarifatin Andi Rahmad Rahim Anggi Anjarsari, Tania Anis Zulia Sasmita Arifana, Cindy Dwi Ariska Isnaini Putri Arya Setya Nugroho Asiamufidiawati, Isnaeni Dyah Atikotul Fauziyah Ayu rahmawati, Nanda Azzaroh, Firda Dwi Bagas Agung Prasetyo Bagas Hanggara Bahrul Ulum Baitaputra, Moh. Holil Bela Rozalia Bella Ayu Puspita Ningrum Bella Mey Frastista Bilqis Tahta Maulida Candraningrat, Candraningrat Chalimatus Sakdiyah Chaniago, Assifa Salsabilla Deni Yuliatin Dodi Jaya Wardana Eka Martha Yuliatin Ernawati Ernawati Ery Tri Djatmika RWW Fansori, Rosihan Faqqihatut Toyyibah Fara Rifdah Faridatul Ulla Fatimatuz Zahroh Fazlur Rahman Rahawarin Firdaus, Achmad Zuhaeri Frastista, Bella Mey Haq, Assyifa Nurul Hayati Sivak Hikmatus Shobri Nafi’ah Ilham Gresnaidi Ilmia Rahmawati Indah Ayu Isnawati INDAH PUSPITASARI Irmaya Tri Hartanti Jaya Agus Prastyo Jayanti Tri Handayani Jessica Novia Farhen Khakimah, Okky Aliyatul Khusnul Fajriyah Kurnia Dwi Immamah Laila, Esa Safrillah Nur Leriana Trias Handayani Maya Fita Suwahyuni Mei Fita Asri Untari Mohammad Ali Masruri Moyang Waristi Mufidah, Khazimatul Muid.N, Abd.Muid.N Musrofah, Afiatul Naabilah Surrohmawati Nanda Amalia Nastiti Putri Pertiwi Nazma alaika silma Niswatul Azifah Novita Anggraini Nugroho, Dimas Tri Nur Fauziyah Pertiwi, Nastiti Putri Prianti, Hanna Puji Handayati Rafilah Maulidiya Ahmad Rahawarin, Fazlur Rahman Rahmat Agus Santoso Ramadhanti Dwi Novitasari Rikka Ristilestari Ririn Nur Aini Safitri Rizqi, Maulidyah Amalina Roziana Ainul Hidayati Rukhiyatul Jannah Safitri, Ririn Nur Aini Sari, Meyristiana Sari, Putri Rahmah SATRIYAS ILYAS Selfani, Dini Shunhaji, Akhmad Siti Fatimah Siti Lestari Siti Maysaroh Sukaris suratman Sustikasari, Nadira Dwi Syarof, Rizalda Anjach Tania Anggi Anjarsari Utami, Wahyu Putri Vaninda Agustina Varomah Wati Vilantika, Elok Viqka Anggraeni Wahju Wardhana Waristi, Moyang Wasti Reviandani Widiharti Widiharti Wilda Fajriyah Wiyogo, Adinda Putri Yosi Firda Rahmadani Yuyun Istifadah Zahrotun, Nafisah Zamroni Zamroni