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Analisa Risiko Pinjaman Online Ilegal Dalam Praktik Teknologi Finansial Wahyu Syarvina; Sri Sudiarti
Jurnal Riset AKuntansi dan Bisnis Vol 22, No 1 (2022): Maret
Publisher : Jurnal Riset Akuntansi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/8939

Abstract

The progress of the Indonesian economy has now entered the digital era 4.0 where many human roles have been replaced with the role of technology and digital. Some fields have an online version, such as e-commerce, online learning, online banking and so on. This digitalization has also entered the financial industry, known as Financial Technology. This study aims to discuss the risks of illegal online loans, of course, very disturbing in society. The research method used is a qualitative research method, the data obtained through observation and in-depth interviews. In the practice of financial technology against illegal online loans, it causes the misuse of data belonging to the borrower's consumer without permission by the platform by accessing data on cellular phone devices. Violations that occur to borrowing consumers for misuse of personal data on cellular networks by companies include intimidating billing, distribution of personal data on contacts on consumer numbers to sexual harassment. The targets of this illegal financial technology are people who have minimal financial knowledge, are in desperate need of money and have a consumptive lifestyle. Various modes are carried out to ensnare potential customers so that those without careful calculations are trapped and bear the risk.
The Role Of The Sharia Supervisory Board (DPS) In Supervision Of Contract Implementation At The Binjai Branch Bri Sharia Abi Waqqosh; Fani hairani yusfa; Sri Sudiarti; Tri Dessy Fadillah; Haris Al Amin
E-Mabis: Jurnal Ekonomi Manajemen dan Bisnis Vol 22, No 1 (2021): Volume 22, Nomor 1, April 2021
Publisher : Faculty of Economics and Business, Universitas Malikussaleh

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (278.375 KB) | DOI: 10.29103/e-mabis.v22i1.657

Abstract

This study aims to determine the position and function of DPS in contract making, supervision of contract implementation, and the effectiveness of contract supervision at Bank BRI Syariah Binjai Branch. In this research, the researcher conducted research using qualitative methods. Research that uses a qualitative approach aims to explore or build a proportion or explain the meaning behind reality. Researchers are based on reality or events that take place in the field. Qualitative research methods can be interpreted as research that produces descriptive data, regarding spoken and written words, and observable behavior of the people being studied. Qualitative research is also research that produces descriptions in the form of words or verbally from the phenomenon under study or from people who are competent in their fields. The results of this study are that the position and function of the DPS in drafting the BRI Syariah Bank contract is appropriate. In general, what is being done is to supervise all forms of activities related to existing contracts in the bank. This supervision also takes the form of standardizing and ratifying contract standards that apply nationally in the sense that it applies to all BRI Syariah branches, as well as assisting parties in disseminating information to BRI Syariah branches in the regions.
Fenomena Hijab Dalam Bisnis Kuliner Di Kota Medan Marzuti Isra; Sri Sudiarti; Isnaini Harahap
AT-TAWASSUTH: Jurnal Ekonomi Islam Jurnal At-Tawassuth | Vol. III | No. 1 | 2018
Publisher : Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (123.186 KB) | DOI: 10.30821/ajei.v3i1.1702

Abstract

This study aims to describe about the use of hijab to women who work in culinary business Medan City. This research uses qualitative method whose data is descriptive analytical. The objects of this research are owners and female workers at the Bika Ambon Zulaikha and Bolu Meranti outlets. The research is using qualitative method with descriptive analytic data and collection by interviewing, observing and documenting techniques. The results of the study show that (1) Working with women workers is a policy applied by culinary investors for the purpose of implementing marketing management strategies in attracting the largest Muslim consumers in Medan and maintaining clean and hygienic environment for all culinary products. (2) Awareness of the veil of every female worker which are an ideological awareness and understanding long before work, find awareness and understanding of hijab after work also the awareness and understanding of the hijab is limited as the head cover to maintain the cleanliness of culinary products. (3) Hijab also contributes in building the perception of Islamic consumers to shop at culinary outlets. That Islamic consumers have the confidence and convenience of hygienic and halal guarantees when shopping for culinary at outlets whose workers use the hijab.
. PERAN HUMAS DALAM PENGOLAHAN INFORMASI KEPADA MASYARAKAT DI KANTOR WILAYAH KEMENTRIAN AGAMA PROVINSI SUMATERA UTARA Dwi puspita sari; Sri Sudiarti
Administraus Vol. 5 No. 3 (2021): Administraus: Jurnal Ilmu Administrasi dan Manajemen
Publisher : STIA Bina Banua Banjarmasin

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (276.211 KB) | DOI: 10.56662/administraus.v5i3.118

Abstract

Abstract : The problem raised in this study is how the role of Public Relations in processing information to the public at the regional office of the Ministry of Religion of North Sumatra Province. The method used in this research is descriptive analysis using a qualitative approach. The Public Relations Division at the North Sumatra Ministry of Religion Regional Office plays an important role in providing information to the public. In carrying out the implementation of PR information actively. However, along with this, there are still obstacles experienced, including limited human resources, team communication that is not solid, and monotonous activity programs that have not been felt. Therefore, the researcher suggests the need to improve facilities to support work in the Public Relations section of the regional office of the provincial ministry of religion. North Sumatra and build good communication, And it is also important to add personnel who are experts in this field, so that the information provided to the public can be maximized and more varied Keywords: Role, Public Relations, Information Processing   Abstrak : Masalah yang diangkat dalam penelitian ini adalah bagaimana peran Humas dalam pengolahan informasi kepada masyarakat dikantor wilayah kementrian agama Provinsi Sumatera Utara. Metode yang digunakan dalam penelitian ini adalah analisis deskriptif dengan menggunakan pendekatan kualitatif. Bidang Humas di kanwil kemenag sumut, memeagang peranan penting dalam memberikan informasi kepada masyarakat. Dalam melaksanakan tugasnya pengolahan informasi Humas secara aktif telah berjalan dengan baik. Namun seiring dengan hal tersebut, masih ada kendala yang dialami, diantaranya sumber daya manusia yang terbatas, komukasi tim yang tidak solid, serta program kegiatan yang monoton sehingga keberadaannya belum dirasakan. Oleh karena itu, peneliti menyarankan perlunya untuk peningkatan fasilitas dalam rangka mendukung pekerjaan di bagian Humas dikantor wilayah kementrian agama prov. Sumut serta membangun komunikasi yang baik, Dan juga penting untuk menambah personil yang ahli di bidang ini, sehingga informasi yang diberikan kepada masyarakat dapat dimaksimalkan dan lebih bervariasi. Kata Kunci : Peran, Hubungan Masyarakat, Pengolahan Informasi
PERAN SUMBER DAYA MANUSIA TERHADAP KINERJA PEGAWAI SECARA EFESIENSI DI KANTOR WILAYAH KEMENTRIAN AGAMA PROVINSI SUMATERA UTARA Wahyu Arnanda Damanik; Sri Sudiarti
Administraus Vol. 6 No. 1 (2022): Administraus: Jurnal Ilmu Administrasi dan Manajemen
Publisher : STIA Bina Banua Banjarmasin

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (320.238 KB) | DOI: 10.56662/administraus.v6i1.119

Abstract

Abstract : Human Resources (HR) is a very important factor that cannot even be separated from an organization, both institutions and companies. The purpose of this study is to determine the role of human resources in completing official travel reports effectively and efficiently and what are the obstacles in carrying out official travel procedures. This study uses descriptive qualitative research, and uses primary data sourced from direct observation at the Regional Office of the Ministry of Religion, North Sumatra. The results in this study indicate that in answering the problem of official travel report files, it is necessary to improve the work ability of employees or employees is an important element in order to achieve the goals of the organization. If each employee has good work skills, then each individual will be able to carry out his duties well and the obstacles in carrying out official travel are: (1) Limited time needed to prepare official travel such as official travel documents, accommodation (2) Delay in providing official travel reports so that the files pile up. Keywords: Role, Human Resources, Performance Abstrak : Sumber daya manusia (SDM) adalah salah satu faktor yang sangat penting bahkan tidak dapat dilepaskan dari sebuah organisasi, baik institusi maupun perusahaan. Tujuan dalam penelitian ini adalah untuk mengetahui peran sumber daya manusia dalam menyelesaikan laporan perjalan dinas secara efektif dan efesiensi dan apa saja hambatan dalam melaksanakan prosedur perjalanan dinas. Penelitian ini menggunakan penelitian deskriptif kualitatif, dan menggunakan data primer yang bersumber dari observasi langsung diKanwil Kemenag Sumatera Utara. Hasil dalam penelitian ini menunjukkan bahwa dalam menjawab permasalahan berkas laporan perjalanan dinas perlu di lakukan peningkatkan kemampuan kerja karyawaan atau pegawai merupakan unsur penting dalam rangka menjapai tujuan dari organisasi. Jika setiap pegawai memilki kemampuan kerja yang baik, maka setiap individu akan dapat melaksanakan tugas nya dengan baik dan hambatan dalam melakukan perjalanan dinas tersebut berupa : (1)Terbatasnya waktu yang dibutuhkan untuk mempersiapkan perjalanan dinas seperti dokumen perjalanan dinas, akomodasi (2) Keterlambatan memberikan laporan perjalanan dinas sehingga membuat berkas menumpuk. Kata Kunci : Peran, Sumber Daya Manusia, Kinerja
Job Satisfaction Analysis on Employee Performance at the Office of the Ministry of Religion of North Sumatra Muhammad Akram Al-musthaliqi; Sri Sudiarti
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 3 (2022): Juli
Publisher : Penerbit ADM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i3.595

Abstract

This study aims to determine the effectiveness of employee performance at the office of the Ministry of Religion of the city of Makassar. This study is a quantitative description with a population of all employees of the Makassar City Ministry of Religion, amounting to 101 people. Sampling was carried out using a simple sampling technique (Simple Random Sampling), so that the number of samples that could be used in this study was 30 percent of the total 101 people, so the number of samples was 30 people. Data was collected through observation, questionnaires, interviews and documentation techniques. The data collected is presented through a frequency table and processed through a scoring technique. The results showed that the performance of employees at the office of the Ministry of Religion of the city of Makassar was classified as effective, based on the aspects; 1) quality of work, 2) punctuality, 3) initiative, 4) ability to complete work
Analysis of the Role of Social Services in Handling Homeless Beggars (GEPENG) in Medan City (Case Study of Medan City Social Service) Sri Sudiarti; Eldzan Izzahara Nasution
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 3 (2022): Juli
Publisher : Penerbit ADM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i3.610

Abstract

Poverty is generally caused by the powerlessness of a person at working age, as well as the difficulty of getting a job or termination of employment due to the economic crisis that results in unemployment. Positive and negative impacts seem to be increasingly difficult to avoid in development, so efforts are needed to further develop the positive impacts of development and reduce and anticipate the negative impacts. Homeless beggars are one of the negative impacts of development, especially urban development. Homeless urban beggars are a phenomenon that is starting to be seen as a serious problem, especially with the increasing number of social problems. The problem of homeless beggars is a social phenomenon that cannot be avoided, especially in the city of Medan. The social service is an element of government implementation that is authorized in activities in the social sector. The Social Service carries out the functions of administering government affairs and public services in the fields of social rehabilitation and social protection guarantees, social empowerment and handling the poor. With so many homeless and beggars circulating in the city of Medan, the role of the Social Service is very much needed in overcoming this problem. This study aims to find out how the role of social services in handling homeless and beggars (sprawl) in Medan City. This study uses a qualitative-descriptive method to describe and explain the role of the Social Service in handling homeless people and beggars in the city of Medan.
The Effect of Employee Performance on the Effectiveness of the Finance and BMN Subdivisions at the Regional Office of the Ministry of Religion of North Sumatra Nur Atika Tanjung; Sri Sudiarti
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 3 (2022): Juli
Publisher : Penerbit ADM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i3.670

Abstract

Employees are expected to be more proactive in finding new ways to improve business efficiency and effectiveness. When an organization reduces the number of employees, it becomes more dependent on the existing employees to do something than what is assigned to them. The sources of data used come from two sources, namely primary data and secondary data. The data collection method used is through interviews and documents. Interviews were conducted in depth so that the information obtained was more detailed than the experience of the reporter. The results of determining the correlation coefficient above indicate that the performance of workers on work efficiency is 67.40% while 32.60% is influenced by other factors. The quality of work has a major impact on the performance of the Regional Office staff of the Ministry of Religion of North Sumatra. And there is a significant influence between performance and effectiveness at the Regional Office of the Ministry of Religion of North Sumatra together, and the results seem to indicate that the value of these two factors greatly affects employee performance.
The Role of DPRD in the Supervision Function of the Implementation of the North Sumatra Province APBD Muhammad Adli Azrai; Sri Sudiarti
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 3 (2022): Juli
Publisher : Penerbit ADM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i3.677

Abstract

Supervision of the budget is part of the main duties of the members of the council who act as representatives of the people, therefore all revenues from the people that are intended for development must be monitored so that there is no fraud. This study aims to analyze the role of DPRD in carrying out their duties in the supervisory function of the implementation of the North Sumatra Province APBD and to find out how the stages and procedures for budgeting and accountability reports are. To achieve the research objectives, the researcher used a qualitative descriptive research method with a study of literature related to the topic of this research. The results of the study found that in the implementation of budget oversight there were still some notes and corrections to members of the DPRD of North Sumatra Province, including being less effective in coordinating and communicating supervision of their members, and unable to direct their wishes to the APBD proposal according to regional content when obtaining information from community leaders. . But from the other side there is good news that there is an increase in the performance results achieved. The supervision carried out on the budget consists of supervision during the preparation process, implementation to the accountability report stage.
Analysis of the Impact of the Covid-19 Pandemic on Traffic Volume and Revenue at PT. Jasa Marga Belmera Branch Habil Mirza Hawari; Sri Sudiarti
Journal of Indonesian Management (JIM) Vol. 2 No. 2 (2022): June
Publisher : Penerbit ADM Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/jim.v2i2.527

Abstract

The pandemic situation causes uncertainty in various lines of life, including the economic and transportation sectors, including PT. Jasa Marga Belmera branch. With the policy that the government has set through Large-Scale Social Restrictions or the Enforcement of Restrictions on Community Activities, it causes a decrease in community mobility in traveling so that toll road users decrease sharply. Therefore, this study aims to determine the impact caused by the covid-19 pandemic on the traffic volume and income received by the company, and how the strategy carried out by PT. Jasa Marga in dealing with problems related to this matter. The research method used is descriptive qualitative approach. With data obtained through observation, documentation and interviews with staff or employees who work at PT. Jasa Marga Belmera branch. The results showed that the pandemic caused a decrease in vehicle volume by 12.12% and a decrease in income by 8.82%. The strategies used are cost reduction analysis, differentiation analysis and focus analysis. This strategy is carried out so that the company continues to run effectively and efficiently even in a pandemic like now.