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Impact Profitability, Liquidity, and Credit Risk to Market Capitalization Banking Sector on the Indonesia Stock Exchange Sa’adah, Masrurotus; Fatihudin, Didin; Roosmawarni, Anita
The Journal of Management, Digital Business, and Entrepreneurship Vol. 1 No. 01 (2023)
Publisher : PT. Global World Scientific

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58857/JMDBE.2023.v01.i01.p01

Abstract

This study aims to test and analyze impact profitability, liquidity, and credit risk of the banking sub-sectors on market capitalization listed on the Indonesia Stock Exchange from 2009-2018. This research method used panel data regression analysis. The sampling method of this research used a purposive sampling technique. The F-test results showed that profitability, liquidity, and credit risk simultaneously had a significant effect on market capitalization with a significance value of 0.0%. The test results with the t-test show that only profitability has a significant positive impact on market capitalization with a significance level of 0.0%. In contrast, other variables, namely liquidity and credit risk, had an insignificant effect.
The Effect of Financial Technology (Fintech) and Service Providers on Customer Value: Case Study on Gas Station Services in Surabaya City Purwonegoro, Stefiany Agung; Fatihudin, Didin; Mockhlas, Mochamad; Mahardhika, Budi Wahyu
The Journal of Management, Digital Business, and Entrepreneurship Vol. 1 No. 04 (2023)
Publisher : PT. Global World Scientific

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58857/JMDBE.2023.v01.i04.p03

Abstract

This study aims to analyze the effect of financial technology and service providers on customer value in Surabaya City. The variables tested in this study include financial technology (X₁), service providers (X₂), and customer value (Y) as the dependent variable. The sample used in this study amounted to 87 respondents who are users of gas stations in Surabaya, with three types of fuel service providers, namely Pertamina, SHELL, and British Petroleum (BP). Sampling was done purposively by selecting respondents who actively use the gas station service. Hypothesis testing was conducted using multiple linear regression to analyze the effect of financial technology and service providers on customer value. Hypothesis testing results show that financial technology significantly influences customer value, with a significance value of 0.001, smaller than 0.05. On the other hand, service providers also influence customer value, albeit with a significance value of 0.099, which is insignificant at the 5% significance level. Based on these results, financial technology contributes more to perceived customer value than service providers. These findings indicate the importance of innovation in Fintech as a key factor in improving customer satisfaction in the gas station service sector.
Market Capitalisation and Financial Performance: Evidence from Banking Listed Company in Indonesia Roosmawarni, Anita; Fatihudin, Didin; Mauliddah, Nurullaili
Jurnal Analisis Bisnis Ekonomi Vol 20 No 2 (2022)
Publisher : Universitas Muhammadiyah Magelang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31603/bisnisekonomi.v20i2.7835

Abstract

Market capitalization is a vital performance tool for the banking companies, the current profit and the future earnings of the banks also have an important impact on the market capitalization of the banks. This study aimed to determine Return on Equity effect, Capital Adequacy Ratio, Non Performing Loan and Firm Size on the banking sectors market capitalization listed on the Indonesia Stock Exchange 2010-2020. This research method used multiple linear regression analysis with data processing using the tools Stata 15 program. The sampling method of this research used a purposive sampling technique. The F-test results showed that simultaneously Return on Equity, Capital Adequacy Ratio, Non Performing Loan, and Firm Size had a significant effect on market capitalization with a significance value of 0,0%. The test results with the t-test show that Capital Adequacy Ratio and Firm Size has a significant positive effect on market capitalization with a significance level less than 0,0%.
Penguatan Profitabilitas dalam Meningkatkan Pengaruh Enterprise Risk Management pada Nilai Perusahaan Perbankan di Indonesia Mauliddah, Nurullaili; Fatihudin, Didin; Oktaviani, Marista; Prasasti, Karari Budi
Jurnal Ilmu Manajemen Vol. 15 No. 1 (2025): Jurnal Ilmu Manajemen
Publisher : Universitas Muhammadiyah Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32502/jim.v15i1.870

Abstract

As a company tasked with catalyzing the economy, banking has a level of profitability and risk that needs to be considered. The dangers faced include a decrease in profitability and company value. This research aims to analyze the influence of profitability moderation on the influence of company size and Enterprise Risk Management (ERM) on banking company value. Using purposive sampling, this research found 11 samples of conventional banking companies listed on the IDX in 2018-2021 and analyzed using the Moderation Regression Analysis (MRA) method with SPSS 25. The results of the research show that without and with ROE as a moderating variable, the influence of company size on company value remains significant and increases when there is ROE as moderating variable; however, the ERM variable with or without ROE as a moderating variable still does not have a considerable influence on company value.
The Impact of Digital Financial Literacy on Investment Decisions in Mutual Funds and Money Markets among Millennials Fatihudin, Didin; Sayekti, Fitria Ningrum; Sukarana, Murdiani; Sulandjari, Rekno; Tahu, Gregorius Paulus
Jurnal Ilmiah Manajemen Kesatuan Vol. 14 No. 2 (2026): JIMKES Edisi March 2026
Publisher : LPPM Institut Bisnis dan Informatika Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jimkes.v14i2.5142

Abstract

The rapid growth of digital financial services has transformed how individuals manage and invest their money, particularly among millennials who are more inclined to use online platforms for financial transactions. This study investigates the impact of digital financial literacy on investment decisions in mutual funds and money markets among millennials. As digital platforms become increasingly prevalent, understanding how millennials’ financial literacy affects their ability to make informed investment choices is crucial. The research employs a library research method, analyzing secondary data from scholarly articles, books, and previous studies. The findings indicate that millennials with higher levels of digital financial literacy make more informed and strategic investment decisions, demonstrating improved risk management and better use of digital platforms. In contrast, those with lower financial literacy are more prone to impulsive decisions and external influences. The study concludes that enhancing digital financial literacy is essential for empowering millennials to make responsible investment choices, thereby contributing to better financial outcomes and sustainable wealth building. These findings imply that policymakers, educators, and financial institutions should prioritize digital financial education programs to strengthen millennials’ decision-making capabilities and promote long-term financial stability.
DIGITALISASI BANK SAMPAH: PEMANFAATAN SISTEM INFORMASI SEBAGAI MEDIA PENCATATAN KEUANGAN Nurullaili Mauliddah; Tyasha Ayu Melynda Sari; Ashr Hafidz Tantri; Zeni Rusmawati; Didin Fatihudin; Oktavia Artikawati Santoso
PEDAMAS (PENGABDIAN KEPADA MASYARAKAT) Vol. 4 No. 03 (2026): MEI 2026
Publisher : MEDIA INOVASI PENDIDIKAN DAN PUBLIKASI

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Keberadaan bank sampah di Surabaya menjadi bagian penting dalam mendukung kebijakan pengurangan sampah dan peningkatan kesadaran masyarakat terhadap pentingnya pengelolaan lingkungan secara berkelanjutan. Salah satunya adalah bank sampah yang berada di Kecamatan Jambangan Kota Surabaya. Bank sampah Diansati sebagai salah satu bank sampah yang aktif di Kecamatan Jambangan. Seiring berkembangnya jumlah nasabah dan volume transaksi, bank sampah menghadapi tantangan dalam pengelolaan administrasi dan keuangan, terutama pada pencatatan setoran sampah, saldo tabungan anggota, hingga laporan kas masuk dan kas keluar. Banyak bank sampah masih menggunakan pencatatan manual sehingga berisiko menimbulkan kesalahan data dan keterlambatan laporan. Oleh karena itu, penerapan sistem informasi bank sampah menjadi solusi yang relevan untuk meningkatkan efektivitas pengelolaan keuangan, transparansi transaksi, dan kualitas pelayanan kepada masyarakat. Sistem SIMBAH atau Sistem Informasi Bank Sampah Diansati ini membantu pembukuan dan pencatatan laporan keuangan bank sampah Diansati. Tujuan dari dibentuknya sistem ini dalam rangka peningkatan manajemen pengelolaan bank sampah Diansati dari aspek keuangan dengan sistem informasi