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All Journal Assets : Jurnal Ekonomi, Manajemen dan Akuntansi Laa Maisyir Jurnal Ekonomi Islam Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Idaarah: Jurnal Manajemen Pendidikan Al-Iqtishadiyah: Ekonomi Syariah dan Hukum Ekonomi Syariah Madinah: Jurnal Studi Islam Islamika: Jurnal Keislaman dan Ilmu Pendidikan Al-Risalah : Jurnal Studi Agama dan Pemikiran Islam Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Jurnal Ar-Ribh Al-Ubudiyah: Jurnal Pendidikan dan Studi Islam Jurnal Ad-Dariyah Share: Jurnal Ekonomi dan Keuangan Islam J-ESA (Jurnal Ekonomi Syariah) EKONOMIKA45 Al-Tijary : Jurnal Ekonomi dan Bisnis Islam Amal: Jurnal Ekonomi Syariah Asian Journal of Islamic Studies and Da'wah Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam At Tawazun Jurnal ekonomi Islam Jurnal Pengabdian Masyarakat Ekonomi dan Bisnis Digital IECON: International Economics and Business Conference Journal of Ekonomics, Finance, and Management Studies Al-Risalah Jurnal Studi Agama dan Pemikiran Islam Tawazuna Study of Scientific and Behavioral Management (SSBM)
Ayu Ruqayyah Yunus
Universitas Islam Negeri Alauddin Makassar
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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Pengaruh Etos kerja Islam dan Religiusitas terhadap Kesejahteraan petani padi (Studi Desa Kalero kec.Kajuara Kab.Bone siskawati; Ayu Ruqayyah Yunus; Muhammad Nasri Katman
AT TAWAZUN: Jurnal Ekonomi Islam Vol 4 No 3 (2024): Desember
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/attawazun.v4i3.53621

Abstract

Tujuan dari penelitian ini adalah untuk mengetahui bagaimana kesejahteraan petani padi di Desa Kalero Kecamatan Kajuara Kabupaten Bone dipengaruhi oleh etos kerja yang islami dan religius. Penelitian ini menggunakan metodologi kuantitatif. Tabel Morgan menjadi dasar prosedur pengambilan sampel. Survei ini diikuti oleh 265 petani padi sebagai responden. Kuesioner disebar untuk mengumpulkan data. Penelitian ini menggunakan metode analisis SEM dengan instrumen tes SMARPLS. Temuan penelitian menunjukkan bahwa kesejahteraan umat Buddha di Desa Kalero Kecamatan Kajuara Kabupaten Bone dipengaruhi oleh keyakinan agama (X2) dan etos kerja (X1) yang merupakan konsep Islam. Secara khusus kesejahteraan petani padi di Desa Kalero dipengaruhi secara positif dan signifikan oleh setiap aspek religiusitas dan etos kerja Islam.
Manajemen Pengelolaan Tanah Wakaf melalui Sosialisasi Nazhir di Kelurahan Mangasa Kota Makassar Yunus, Ayu Ruqayyah; Pradana, Muh. Rasul; Putra, Trisno Wardy
Study of Scientific and Behavioral Management Vol 2 No 2 (2021)
Publisher : Universitas Islam Negeri Alauddin Makassar, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/ssbm.v2i2.22034

Abstract

Pengetahuan tentang manajemen pengelolaan tanah wakaf melalui sosialisasi nazhir ini bertujuan untuk mengetahui perkembangan peran nazhir dalam pengelolaan wakaf yang terjadi pada Kelurahan Mangasa. Pengelolaan wakaf yang terdapat di kelurahan mangasa dipengaruhi oleh keaktifan sumber daya manusia. Jenis penelitian in bersifat deskriptif kualitatif. Hasil yang didapat adalah Nazhir yang berada di Kelurahan Mangasa. Hasil yang diperoleh adalah kebanyakan nazhir tidak melaporkan hasil sertifikat yang telah ia dapatkan pada KUA kecamatan Tamalate kota Makassar.Kata kunci : wakaf, manajemen, pengelolaan, nazhir.
Mapping the Intersection of Money Taxonomy, Blockchain, and Islamic Finance: A Bibliometric Co-Occurrence Analysis Thaha, Fathurrahman; Yunus, Ayu Ruqayyah
Share: Jurnal Ekonomi dan Keuangan Islam Vol. 14 No. 2 (2025): IN PROGRESS
Publisher : Faculty of Islamic Economics and Business, Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/

Abstract

Islamic finance has grown significantly in recent decades, offering a Shariah-compliant alternative to conventional financial systems. However, its engagement with the evolving classification of money and the disruptive potential of blockchain technology remains limited. This study presents a comprehensive bibliometric analysis of 284 peer-reviewed journal articles published between 2019 and 2024, sourced from the Dimensions AI database and analyzed using VOSviewer. The process involved data cleaning, keyword normalization, co-occurrence mapping, and cluster visualization to identify key themes and research gaps. Findings reveal that Islamic finance literature continues to emphasize sustainable and ethical finance through instruments such as zakat, waqf, and sukuk, while money taxonomy and digital innovation receive minimal attention. Thematic clusters highlight the dominance of sustainability, the rise of bibliometric and systematic reviews, the emergence of cryptocurrency, and ongoing regulatory challenges. Although blockchain remains a dynamic and debated topic, visualizations show a temporal shift from sustainability to digital transformation. This study contributes by redefining money classification within a Shariah-compliant digital context and underscores the need for a robust digital infrastructure, consistent regulation, Shariah certification, and the integration of ethics and technology in education. It lays the groundwork for future research to expand empirical studies, enhance bibliometric scope, and develop comprehensive frameworks for a sustainable digital Islamic finance ecosystem. Abstrak Pemetaan Persimpangana antara Taksonomi Uang, Blockchain, dan Keuangan Islam: Analisis Ko-okurensi Bibliometrik. Dalam beberapa dekade terakhir, keuangan syariah telah berkembang pesat sebagai alternatif terhadap sistem keuangan konvensional yang ada. Namun, keterlibatannya dengan klasifikasi uang yang terus berkembang dan potensi disruptif teknologi blockchain masih terbatas. Studi ini menyajikan analisis bibliometrik komprehensif terhadap 284 artikel jurnal yang terbit antara 2019 dan 2024, yang diperoleh dari basis data Dimensions AI menggunakan VOSviewer. Proses analisis mencakup pembersihan data, nomalisasi kata kunci, pemetaan ko-okurensi, dan visualisasi kluster untuk mengidentifikasi tema utama dan celah penelitian. Hasil penelitian menunjukkan bahwa literatur keuangan Islam masih berfokus pada keuangan berkelanjutan dan etis melalui instrumen seperti zakat, waqf, dan sukuk, sementara taksonomi uang dan inovasi digital kurang mendapat perhatian. Kluster tematik menyoroti dominasi keberlanjutan, meningkatnya tinjauan bibliometrik dan sistematis, munculnya cryptocurrency, serta tantangan regulasi yang berkelanjutan. Meskipun blockchain tetap menjadi topik yang dinamis dan diperdebatkan, visualisasi menunjukkan pergeseran temporal dari keberlanjutan ke transformasi digital. Studi ini berkontribusi dengan mendefinisikan ulang klasifikasi uang dalam konteks digital yang sesuai syariah, serta menekankan pentingnya infrastruktur digital yang kuat, regulasi yang konsisten, sertifikasi syariah, dan integrasi etika serta teknologi dalam pendidikan. Studi ini menjadi dasar bagi penelitian selanjutnya untuk memperluas studi empiris, meningkatkan cakupan bibliometrik, dan mengembangkan kerangka kerja komprehensif untuk ekosistem keuangan Islam digital yang berkelanjutan.
Analysis of Employee Wages in The Perspective of Maslahah (Study of Mangnguluang Laying Hen Farm, Kalumeme Village, Ujung Bulu District, Bulukumba Regency) Mas’ud, Faiqah; Anwar, Nurfiah; Yunus, Ayu Ruqayyah
Jurnal Ar-Ribh Vol. 8 No. 2 (2025): October 2025
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/qhzkap22

Abstract

Wage analysis is the process of reviewing or reviewing wage decisions or policies made by business actors to compensate their workers for the services provided. One of the analytical techniques used by ushul scholars to ensure that the laws (istinbat) whose problems are not expressly regulated in the Qur'an and Hadith is the maslahah point of view. This study aims to find out how the employee wage system is and how to review the perspective of the employee wage system in Mangnguluang Cattle, Tabuttu Kel. The type of research used is descriptive research, which describes the state of a thing or event that occurred both in the present and in the past. The information in this study was collected through observation and interviews. In this study, qualitative research techniques. The wage system at the Mangguluang Laying Hen Farm implements unilateral wage giving without a clear agreement between employees and management. In the perspective of maslahah, the practice of wages without an employment contract is not allowed because it is not in accordance with Islamic law. All employees said that the salary or wages they received were not enough to accommodate all the needs of daily life. Employees or employees' families have not been able to access higher education. While still united, single couples are able to save for marriage needs but not after marriage, and the same is true in an effort to have assets.
Pengaruh TPB dan Religiusitas Terhadap Minat Mahasiswa Berinvestasi di Pasar Modal Syariah : Studi Pada Mahasiswa Fakultas Ekonomi dan Bisnis Islam UIN Alauddin Makassar Bunayya, Ahmad Mahdi; Yunus, Ayu Ruqayyah; Sofyan, A. Syathir
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 1 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i1.407

Abstract

The enthusiasm of the millennial generation, as well as the simplicity with which the general public can acquire access to the capital market, are driving the expansion in total capital market participants. However, according to an additional study published by the BPS or the Central Statistics Agency in 2010, Indonesia had a population of about 237 million people. In comparison to the entire number of investors now present, the capital market business remains uninterested. This study investigates the impact of planned behavior theory and religiosity on student interest in participating in the Islamic capital market. The students of the Faculty of Islamic Economics and Business (FEBI) at UIN Alauddin Makassar are the subjects of this study. The students of FEBI UIN Alauddin Makassar who are interested in and have entered the realm of investment and have transacted in the Islamic capital market were chosen for this sample. The Structural Equation Model Partial Least Squares (SEM-PLS) method was used to examine the impact of attitude, subjective norm, behavioral control, and religion on student investment interest. According to the findings of this study, attitudes do not affect investment interest. However, this study backs up prior findings that there is a strong influence of subjective norm variables, behavioral control, and religion on investment interest. Keywords: Investment Interest; Islamic Capital Market; Religiosity; Theory of Planned Behavior
Pengaruh TPB dan Religiusitas Terhadap Minat Mahasiswa Berinvestasi di Pasar Modal Syariah : Studi Pada Mahasiswa Fakultas Ekonomi dan Bisnis Islam UIN Alauddin Makassar Bunayya, Ahmad Mahdi; Yunus, Ayu Ruqayyah; Sofyan, A. Syathir
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 1 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i1.407

Abstract

The enthusiasm of the millennial generation, as well as the simplicity with which the general public can acquire access to the capital market, are driving the expansion in total capital market participants. However, according to an additional study published by the BPS or the Central Statistics Agency in 2010, Indonesia had a population of about 237 million people. In comparison to the entire number of investors now present, the capital market business remains uninterested. This study investigates the impact of planned behavior theory and religiosity on student interest in participating in the Islamic capital market. The students of the Faculty of Islamic Economics and Business (FEBI) at UIN Alauddin Makassar are the subjects of this study. The students of FEBI UIN Alauddin Makassar who are interested in and have entered the realm of investment and have transacted in the Islamic capital market were chosen for this sample. The Structural Equation Model Partial Least Squares (SEM-PLS) method was used to examine the impact of attitude, subjective norm, behavioral control, and religion on student investment interest. According to the findings of this study, attitudes do not affect investment interest. However, this study backs up prior findings that there is a strong influence of subjective norm variables, behavioral control, and religion on investment interest. Keywords: Investment Interest; Islamic Capital Market; Religiosity; Theory of Planned Behavior
Strategic Initiatives for Elevating Muzakki Engagement in Zakat Contributions at Baitul Maal: A Comprehensive Management Approach Yunus, Ayu Ruqayyah; Putra, Trisno Wardy; Angreni, Rina
Li Falah: Journal of Islamic Economics and Business Vol. 8 No. 2 (2023): December 2023
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v8i2.2309

Abstract

The main problem in this research is how to optimize efforts to increase awareness of muzakki to pay zakat in Baitul Maal Hidayatullah (BMH) Makassar City. This research uses qualitative research. The data sources in this research are primary data sources and secondary data. The results of research conducted regarding Optimizing Efforts to Increase Awareness of Muzakki issuing zakat at Baitul Maal Hidayatullah Makassar were obtained in order to optimize efforts carried out by implementing management strategies as a form of optimizing long-term and short-term efforts by analyzing opportunities, threats, strengths and weaknesses which are owned. Strategy management goes through three stages, namely formulation, implementation and evaluation. At the formulation stage, the vision mission and objectives of the institution are formulated, which are implemented at the head office. The results of the formulation of the vision and mission are implemented in branch offices throughout Indonesia, including Baitul Maal Hidayatullah Makassar City, Indonesia.
efektivitas Strategi badan amil zakat nasional dalam meningkatkan penghimpunan zakat di kabupaten pinrang Muh. rafli; Nurfiah Anwar; Ayu Ruqayyah Yunus
AT TAWAZUN: Jurnal Ekonomi Islam Vol 5 No 3 (2025): Desember
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan menganalisis efektivitas strategi digitalisasi yang diterapkan oleh Badan Amil Zakat Nasional (BAZNAS) Kabupaten Pinrang dalam meningkatkan penghimpunan zakat. Penelitian menggunakan pendekatan kualitatif deskriptif dengan sumber data primer berupa wawancara mendalam dengan pengurus BAZNAS dan muzakki, serta data sekunder berupa laporan tahunan dan dokumen digital BAZNAS. Teknik pengumpulan data meliputi wawancara semi-terstruktur, observasi, dan dokumentasi. Analisis data dilakukan dengan teknik deskriptif kualitatif serta matriks digitalisasi zakat sebagai alat pemetaan temuan. Hasil penelitian menunjukkan bahwa strategi digital yang meliputi sistem pembayaran online, penggunaan media sosial, dan pemantauan berbasis teknologi informasi, efektif meningkatkan jumlah muzakki dan transparansi penghimpunan. Faktor pendukung utama meliputi dukungan kelembagaan, SDM melek digital, dan ketersediaan infrastruktur teknologi, sedangkan faktor penghambat mencakup keterbatasan literasi digital sebagian muzakki dan kendala teknis. Kesimpulannya, strategi digitalisasi BAZNAS Kabupaten Pinrang terbukti efektif dalam meningkatkan penghimpunan zakat, namun perlu penguatan literasi digital masyarakat.
PENGARUH SERTIFIKASI HALAL DAN BRAND IMAGE TERHADAP KEPUTUSAN PEMBELIAN MIXUE DI KOTA MAKASSAR Rayhan Wahyudi; Ayu Ruqayyah Yunus; A. Syathir Sofyan
AT TAWAZUN: Jurnal Ekonomi Islam Vol 6 No 1 (2026): April
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan menganalisis pengaruh sertifikasi halal dan citra merek terhadap keputusan pembelian produk Mixue di Kota Makassar. Pertumbuhan industri makanan dan minuman yang pesat meningkatkan persaingan, sehingga faktor kehalalan produk dan kekuatan citra merek menjadi pertimbangan penting dalam memengaruhi keputusan konsumen. Namun demikian, penelitian sebelumnya umumnya hanya menguji pengaruh variabel secara parsial tanpa memberikan penegasan mengenai dominasi relatif antara sertifikasi halal dan citra merek, khususnya dalam konteks perilaku konsumen lokal di Kota Makassar. Oleh karena itu, penelitian ini berkontribusi dalam mengisi kesenjangan tersebut dengan menghadirkan analisis komparatif empiris yang menegaskan faktor dominan dalam memengaruhi keputusan pembelian. Penelitian menggunakan pendekatan kuantitatif dengan metode survei terhadap 301 responden yang dipilih melalui teknik purposive sampling. Data dikumpulkan menggunakan kuesioner berskala Likert dan dianalisis dengan Structural Equation Modeling (SEM) berbasis Partial Least Squares (PLS) melalui aplikasi SmartPLS. Hasil penelitian menunjukkan bahwa sertifikasi halal berpengaruh positif dan signifikan terhadap keputusan pembelian dengan koefisien jalur sebesar 0,300. Citra merek juga berpengaruh positif dan signifikan dengan koefisien jalur sebesar 0,571, serta memiliki pengaruh yang lebih dominan dibandingkan sertifikasi halal. Temuan ini mengindikasikan bahwa selain jaminan kehalalan produk, persepsi positif konsumen terhadap merek menjadi faktor utama dalam menentukan keputusan pembelian. Penelitian ini menegaskan pentingnya mempertahankan sertifikasi halal sebagai bentuk jaminan kepercayaan konsumen, sekaligus memperkuat citra merek melalui inovasi produk, strategi pemasaran yang efektif, dan kualitas layanan yang konsisten.
The Peran Komunitas Young Entrepreneur dalam Mengembangkan Ekonomi Kreatif Berbasis Syariah Di Kota Makassar Emily Nur Saidy; Ayu Ruqayyah Yunus; Nurfiah Anwar; Muslihati Muslihati
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 8 No. 1 (2026): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v8i1.10325

Abstract

This study analyzes the role of the Tangan Di Atas (TDA) Community in Makassar in developing a sharia-based creative economy. The findings reveal that TDA plays a strategic role in building an Islamic business ecosystem through education, mentorship, halal product innovation, and facilitation of sharia-compliant financing. The community helps young entrepreneurs understand sharia principles such as the prohibition of riba and fair contracts, while also fostering businesses aligned with Islamic values. However, major challenges include limited understanding of sharia principles among members, inadequate access to halal capital, and competition with conventional businesses. This study highlights the importance of collaboration between the community, government, and Islamic financial institutions to create an inclusive and sustainable ecosystem. The findings aim to serve as a reference for developing sharia-based creative economies in other regions.
Co-Authors A. Syatir Sofyan Abdul Wahab Abdullah, Mochammad Fadhil Adhifa Ananda Adhifa Ananda. S agnia kamila arifuddin Ahmad Mahdi Bunayya Alyaghina Ismirana Ambo Asse Andi Reski Aprianti Andini putri J Angreni, Rina Athifah Idnan Tsabitha Aidin Ayu Puspita Bunayya, Ahmad Mahdi D, Nur Hasanah Danial Rahman Eka Yulinar Emily Nur Saidy Emily Nur Saidy Faradilla Sinta Fathurrahman Handayani, Futri Hasrianti Hismayanti Idris Parakkasi Islamyanti, Nur Lince Bulutoding Magfira Annisa Mas’ud, Faiqah Mochammad Fadhil Abdullah Mochammad Fadhil Abdullah Mochammad Fadhil Abdullah Muh. Rafli Muh. Saad Muhammad Nasri Katman Muhammad Wahyuddin Abdullah Muslihati Muslihati Muslihati Muslimin Kara Nashrullah Hidir Nasliana Nur Adilah, Azizah Nur Rahmah Nurfiah Nurfiah Nurjannah Nurjannah Nurjannah Nurjannah Nurul Mutmainnah Nurul Wahida Aprilya Pradana, Muh. Rasul Rahma Sari, Nur Rahmadani, Devi Rahman Ambo Masse Rahmawati Muin Rayhan Wahyudi Rika Dwi Ayu Parmitasari Saidy, Emily Nur Saiful Muchlis Saiful Muchlis Sinta, Faradilla Sirajuddin Sirajuddin Sirajuddin Siskawati Siti Nur Hadyja Taha Solly Aryza St Syamsudduha Sudirman Syahdan Hidayat Trino Wardy Putra Trisno Wardy Putra Wardihan Sabar