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Pengaruh Realisasi Belanja Daerah Terhadap Pertumbuhan Ekonomi di Kota Kupang Fifi Cornella Pusung; Nikson Tameno; Maria Indriyani H. Tiwu
Journal Of Business, Finance, and Economics (JBFE) Vol 5 No 2 (2024): Journal Of Business, Finance, and Economics (JBFE)
Publisher : Universitas Veteran Bangun Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32585/jbfe.v5i2.5739

Abstract

This research was conducted with the aim of determining the influence of regional expenditure realization on economic growth in Kupang City. The analysis method used is multiple linear regression. The results of this study show that partially the variable of capital expenditure realization has no effect on economic growth, the variable of operating expenditure realization has no effect on economic growth and the variable of unexpected expenditure realization has a significant effect on economic growth in Kupang City. Simultaneously or together, the variables of realization of capital expenditure, operating expenditure and unexpected expenditure simultaneously have a positive and significant effect on economic growth in Kupang City.
Analisis Peran Sektor Pertanian dalam Meningkatkan Pertumbuhan Ekonomi Regional Kecamatan Kupang Barat Fikran Sonya Bangkole; Marthen R. Pellokila; Nikson Tameno
Journal Of Business, Finance, and Economics (JBFE) Vol 5 No 2 (2024): Journal Of Business, Finance, and Economics (JBFE)
Publisher : Universitas Veteran Bangun Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32585/jbfe.v5i2.5743

Abstract

This research aims to analyze the important role andfunctional role of the agricultural sector in economic growth in West Kupang District. In the current development toface the economic dynamics that exist in West Kupang District. Agriculture is one of the sectors carried out by the people of West Kupang and District to meet economic needs. On average, the people of West Kupang District manage natural resources to advance the important role of agriculture in meeting thefood and clthing andshelter needs of the people of West Kupang and its surroundings. Because agriculture is one of the biggest centersfor advancing the economic structure of West Kupang District, if seenfrom the formation of the GRDP of West KupangRegency, the agricultural sector alsoplays arole in terms of labor absorption. Because of the abundant natural resources andfertile land.
Analisis Pemanfaatan Dana Pensiun dalam Pemenuhan Kebutuhan Hidup Pensiunan PNS di Kabupaten Belu Nolviana Arisa Bete; Nikson Tameno; Cicilia A. Tungga
Journal Of Business, Finance, and Economics (JBFE) Vol 5 No 2 (2024): Journal Of Business, Finance, and Economics (JBFE)
Publisher : Universitas Veteran Bangun Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32585/jbfe.v5i2.5744

Abstract

The research aims to analyze how the use of pension funds affects the daily lives of retired civil servants and the excent to which pension funds have been utilized optimally according to their needs. The research method used is qualitative with a case study approach, involving in-depth interviews with retired civil servants and analysis of related pension policy documents. The research results show that the use of pension fundshas a significant impact on the financial literacy, invesment strategies and financial planning influence the effectiveness of using pension funds. This research also illustrates that the majority of retired civil servants in Belu regency are able to utilize pension funds optimally according to their living needs, althoungh challenges such as inflation and the ever-increasing cost of living are still a major concern. This study is expected to provide deeper insight into how pension fund management can be improved to improve the quality of live of retired civil servants in retirement, as well as provide recommendations for better policies in managing pension funds in Belu Regency.
Financial Literacy, Income, Lifestyle, and Consumptive Behaviour among Student Workers Yohanes De Poseng; Rolland E. Fanggidae; Nikson Tameno
Studi Akuntansi dan Bisnis Indonesia Vol 2 No 2 (2026): April
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat (LPPM), Sekolah Tinggi Ilmu Ekonomi Krakatau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61401/sabi.v2i2.491

Abstract

Purpose: This study examines the effects of financial literacy, income, and lifestyle on the consumptive behavior of student workers partnered with online transportation companies in Kupang, Indonesia. Methodology: This study used a quantitative survey of 100 student workers. Data were collected using questionnaires and analyzed using multiple linear regression with IBM SPSS Statistics 27. Results: Financial literacy had a significant negative effect on consumption behavior, whereas lifestyle had a significant positive effect. Income had no significant effect on the results. Simultaneously, the three variables significantly influenced consumption behavior, with an R² value of 0.336. Conclusions: Financial literacy and lifestyle are key determinants of the consumptive behavior of student workers, whereas income does not directly influence consumptive tendencies. Limitations: This study is limited to student workers in Kupang City and used a cross-sectional, self-reported survey design. Contribution: This study contributes to the behavioral finance literature by highlighting the importance of financial literacy and lifestyle control in reducing excessive consumption among gig economy student workers.
Co-Authors A. Tungga, Cicilia Afifah Dalillah Tuljannah Agustinus Beda Werang Akoit, Fransiska L.M.B Aldarine Molidya Aldarine Molidya Alexander Yos Patris Anggul Amtiran, Paulina Y Angi, Yohana Febiani Anthon S. Y. Kerihi Antonius Julio Lewa Djo Aprianus Edwin Gendong Arthana, I Komang Bhetrix Adriani Widhia Amung Christina Natalia Cicilia A. Tungga Cicilia A. Tungga Cicilia Apriliana Tungga Cicilia Apriliana Tungga Conbaiamore Beri Dagut, Apriliani Merdi Dandur, Natalia Fitriani de Rozari, Petrus E. Decembry C. Nope Desembri C. Nope Dethan, Minarni A. Droste Nini Soera, Maria Edwin Gendong, Aprianus Eleteria Febiana Hadi Elfrida Lanu Elisabeth Maria Anjelia Nurak Ervelyn Lollo, Petrichia Fanggidae, Apriana H.J. Feronika Tosi Fifi Cornella Pusung Fikran Sonya Bangkole G. Tefa, Siprianus Geraldy Antonio Pah Gregorius Joakim Pani Hallan, Markus A.K.B Henuk, Wulan Elisabeth Hewe Tiwu , Maria I. Imelda Bengan Wua Klementiana Fao Gholo Lede, Stela Fitriana Lewa Djo, Antonius Julio Makatita, Reyner F. Maria Droste Nini Soera Maria Indriyani H. Tiwu Maria Indriyani H. Tiwu Maria Indriyani Hewe Tiwu Maria P. L Muga Maria Yosefa Dhiu Marianus E. Manggau Markus Uskunia Marthen Robinson Pellokila Mbeleng, Waldetrudis Desilka Minarni A. Dethan Minarni A. Dethan Molidya, Aldarine Mone, Ikesy Maresa Monika Wilistiani So’o Mutiara, Yohana Cresensia Nabo, Angelina Novita Ndese, Maria Avila Nolviana Arisa Bete Nono, Dedy Sergius Novi Theresia Kiak Olivia L.E. Tomasowa Olivia Louise Eunike Tomasowa Ose, Mariana Palus, Elisabeth Widyawati Panie, Ketty Natalia Paskalia Aek, Yunita Petrichia Ervelyn Lollo Redentus Natalis Jelahut Rikhard T. Ch. Bolang Rolland E. Fanggidae Rua, Skolastika Febronia Menge Semarch Dewi Ayu Putri Bida Sesylia Rambu Prayng Suryanti, Restituta Syahbanda, Samsul Hidayat Talu, Dominggus Ari Nono Theresia, Novi Tiwu, Maria Indriani Hewe Tiwu, Maria Indriyani H. Tomasowa, Olivia L E. Tukan, Kristina F U Tungga, Cicilia Tungga, Cicilia A Tungga, Cicilia Apriliana Ulnang, Vilya Kirieleista Ursula Hadia Viktorinus Sera Waruwu, Hasmarini A Welhelmina Ballo , Fransina Ximenes, Eldarida Yohana Cresensia Mutiara Yohanes De Poseng Yumitra Rambu Dawi Ngana