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PERAN UNIVERSITAS DALAM PENGEMBANGAN INDUSTRI KECIL UNTUK MENINGKATKAN DAYA SAING EKONOMI LOKAL DI POLEHAN MALANG Vidya Purnamasari; Vika Annisa Qurrata; Sudjatmiko Sudjatmiko
Abdimas: Jurnal Pengabdian Masyarakat Universitas Merdeka Malang Vol 4, No 2 (2019): December 2019
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/abdimas.v4i2.3560

The majority of Small and Medium Enterprises (SMEs) in Malang is facing several problems, namely the lack of technology and innovation in terms of quality in production and marketing. In order to improve the competitiveness of the local economy of SMEs in Polehan Village, Malang State University through DRPM funding, it provides facilities assistance, online marketing training and business management. This activity is carried out with the intention that SMEs can be more competitive and independent for business development. In detail, the form of activities is to increase the application of science and technology in society through the design of operational training for large ball sewing machines, marketing through the Tokopedia marketplace, and business management. The results that have been achieved are increased marketing so that products / goods in the form of: footwear made from cow, sheep and snake skin can be distributed evenly through e-commerce. E-commerce used is the marketplace and Google MyBusiness which are currently in great demand by consumers. DOI: https://doi.org/10.26905/abdimas.v4i2.3560

Rejuvenation of Kajoetangan Urban Heritage Tourism area becomes an icon of Beautiful Malang destinations Ermita Yusida; Vika Annisa Qurrata; Vidya Negeri Purnamasari; Linda Seprillina
Abdimas: Jurnal Pengabdian Masyarakat Universitas Merdeka Malang Vol 7, No 3 (2022): August 2022
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/abdimas.v7i3.6811

Kampoeng Heritage Kajoetangan is one of the thematic villages in Malang City. Antiquity and historical value are the identities of this village. There are still many problems encountered through the development, there are uneven tourist spots on Dorowati Street from the observations made. Thus, it gives rise to the impression of a dualism of proper and inappropriate appearance as a tourism village. Through a service grant, the team provided a solution in the form of rejuvenating Kampoeng Heritage Kajoetangan through the manufacture of ethnic signposts and information boards for the location of standing points, location markers, and the cable installation above the Sukun River which in the process synergizes with POKDARWIS and the surrounding community to successful rejuvenation process. The results of the rejuvenation process of the Kampoeng Heritage Kajoetangan area have been carried out well with high contribution and synergy between the team, the community, and POKDARWIS in assisting the implementation of the activities in the installation of 9-point ethnic directions information boards and installation fireplaces above the Sukun River. The team hoped with rejuvenation could increase heritage village to attract more tourists after the pandemic and, in the long term, can provide a multiplier effect for the community around the heritage village.

Project-Based Learning Implementation in Higher Education for Econometrics Science Vidya Purnamasari; Vika Annisa Qurrata; Sugeng Hadi Utomo; Tamat Sarmidi
Ekuitas: Jurnal Pendidikan Ekonomi Vol. 10 No. 2 (2022)
Publisher : Fakultas Ekonomi Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/ekuitas.v10i2.48717

Econometrics is an essential science in Development Economics because it can improve students' ability to process data and analyze economics. Monotonous lecture activities and student difficulties in lectures are associated with theories taught in real situations. One way to improve student's practical abilities is through innovative learning models. Learning innovations make students learn to be active in expressing discussions about current economic issues supported by analytical skills in the field, which will increase student enthusiasm. Through Project-based Learning (PjBL), students have to follow the learning process actively. Lecturers will be the leader to the process in order to giving the feedback and assess the learning process. This model enhances students' ability to solve problems directly and then solve them by engaging project work directly and enabling them to act and think creatively, improve collaborative skills, and increase enthusiasm. Using a quasi-experimental, the study involving a sample of 59 people taken by a simple random sampling technique. The data collected were analyzed using a one-time ANOVA test. The application of this model is carried out online and packaged by applying various combinations of technologies. Empirical evidence shows simultaneously significant differences in learning outcomes and problem-solving abilities in undergraduate students using the PjBL method compared to conventional methods. This study concludes that the PjBL model effectively improves the ability to think actively and solve problems for students in the Econometrics course. The implementation results of this study can be the innovative technology-based learning methods that are attractive to undergraduate students in subjects that require high critical thinking skills.

ANALISIS FAKTOR YANG MEMPENGARUHI MINAT PENGAJUAN KUR SUPER MIKRO PADA MASA PANDEMI COVID-19 Widya Anjani; Vidya Purnamasari
Jurnal Ilmiah Ekonomi Bisnis Vol 28, No 1 (2023)
Publisher : Universitas Gunadarma

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35760/eb.2023.v28i1.6109

Lembaga keuangan dan perbankan memiliki peran fundamental dalam menjembatani kebutuhan modal masyarakat. Terutama saat kondisi pandemi Covid-19, pemerintah senantiasa berupaya dalam meningkatkan pemulihan ekonomi nasional melalui peningkatan akses pembiayaan UMKM. Dalam hal ini Kredit Usaha Rakyat (KUR) dapat dijadikan sebagai alternatif pendanaan bagi sektor usaha mikro dan kecil karena tingkat bunga yang rendah dan mudah dijangkau oleh masyarakat. Salah satu program kebijakan KUR yang berperan penting terhadap keberlangsungan UMKM di Indonesia pada masa pandemi adalah KUR Super Mikro. Tujuan penelitian ini adalah untuk mengetahui faktor pendorong pada minat nasabah berupa analisis pengaruh fasilitas kredit, persepsi kemudahan pinjaman dan pengetahuan produk oleh nasabah terhadap pengajuan KUR Super Mikro. Metode penelitian yang diterapkan adalah kuantitatif dengan pengambilan data berupa penyebaran kuesioner menggunakan skala Likert kepada 70 responden. Pengujian data dalam penelitian menggunakan uji regresi linier berganda melalui metode Ordinary Least Square (OLS). Hasil yang ditemukan dalam penelitian ini menunjukkan bahwa variabel fasilitas kredit, persepsi kemudahan pinjaman dan pengetahuan produk oleh nasabah berpengaruh secara positif dan signifikan dalam minat pengajuan KUR Super Mikro.

Analisis Nilai Tambah Dan Kelayakan Pengolahan Ikan Kakap Menjadi Pempek Di Oku Timur (Studi Kasus Pengolahan Ikan Kakap Menjadi Pempek Di Desa Trikarya) Vidya Purnamasari
Jurnal Bakti Agribisnis Vol. 9 No. 01 (2023): Jurnal Bakti Agribisnis
Publisher : Sekolah Tinggi Ilmu Pertanian (STIPER) Belitang

Tujuan dari penelitian ini adalah untuk: 1) mengetahui biaya produksi dan pendapatan pempek di Desa Trikarya Kecamatan Belitang III Kabupaten Ogan Komering Ulu Timur, 2) mengetahui besarnya nilai tambah pengolahan ikan kakap menjadi pempek di Desa Tikarya Kecamatan Belitang III Kabupaten Ogan Komering Ulu Timur, 3) mengetahui tingkat kelayakan finansial pengolahan ikan kakap menjadi pempek di Desa Tikarya Kecamatan Belitang III Kabupaten Ogan Komering Ulu Timur. Hasil penelitian menunjukkan bahwa total pendapatan yang di peroleh usaha pengolahan ikan kakap menjadi pempek dalam satu kali proses produksi adalah sebesar Rp. 485.498/proses. Besarnya nilai tambah usaha pengolahan ikan kakap menjadi pempek dalam satu kali proses produksi adalah sebesar Rp 520.498/proses atau 16.266/paket dan sebesar Rp 65.062/kilo ikan kakap. Usaha pengolahan ikan kakap menjadi pempek layak secara finansial dengan NPV Rp. 71.938.927, IRR 22,81% dan Net B/C 1,30.

Pengembangan Potensi Wisata Budaya Majapahit Melalui Pembuatan Master Plan “Majapahit Royal Heritage” Yusida, Ermita; Sunaryanto; Purnamasari, Vidya; Qurrata, Vika Annisa
CARADDE: Jurnal Pengabdian Kepada Masyarakat Vol. 5 No. 3 (2023): April
Publisher : Ilin Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31960/caradde.v5i3.1782

Salah satu indicator majunya suatu desa yaitu dapat dilihat dari perencanaan desa dalam pengelolaan potensi desa. Saat ini, telah diketahui bahwa potensi pariwisata tumbuh sangat pesat, sehingga perlu menggali potensi wisata pada masing-masing desa. Sehingga penting sekali melakukan overview potensi desa baik dalam jangka pendek, menengah dan panjang. Penelitian ini ditujukan untuk membantu pengembangan Desa Wisata Wonorejo melalui penyusunan masterplan sehingga mempermudah langkah penyusunan kebijakan terkait pengembangan desa wisata. Metode yang digunakan yaitu pengkajian karakter dan potensi desa dilanjutkan dengan FGD dan perancangan masterplan diawali pradesain, desain, dan terakhir penyerahan masterplan ke kepala desa. Hasil penelitian ini berupa masterplan berprinsip triple helix yang melibatkan masyarakat, pemerintah, dan akademisi, serta menggunakan konsep Asset Based Community Development (ABCD) sehingga memudahkan pemerintah desa dalam menentukan program prioritas pembangunan desa wisata dan memberdayakan masyarakat agar mandiri dalam menyelesaikan problematika yang ada. Dengan demikian, percepatan pembangunan Desa Wisata Wonorejo dapat terealisasi dengan optimal.

The Millennial’s Investment Decisions: Implications of Financial Literacy, Motivation, and Digitalization Vidya Purnamasari; Santi Merlinda; Bagus Shandy Narmaditya; M. Rudi Irwansyah
Ekuitas: Jurnal Pendidikan Ekonomi Vol. 9 No. 2 (2021)
Publisher : Fakultas Ekonomi Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/ekuitas.v9i2.39328

Investment as a means of developing assets is no longer a luxury activity reserved for a select few. Nowadays, as financial technology advances, everyone has equal access to investment information. This change generates new perspectives in which investing is not restricted to the wealthy, leading everyone, even on-budget millennials to be investors. The purpose of this research is to determine the variables affecting investing decisions at an early age, especially among millennials. This research adopted single-equation regression models to examine the dependent variable on several explanatory variables and estimate mean or average value. The data was generated using a questionnaire to 140 respondents. Three distinct variables utilized as independent variables are financial literacy, motivation, and the digitization of investing platforms. The findings indicate that financial literacy and motivation substantially affect millennials’ investment decisions, while digitization presents no correlation to the Millennials’ investment decisions.

Project-Based Learning Implementation in Higher Education for Econometrics Science Vidya Purnamasari; Vika Annisa Qurrata; Sugeng Hadi Utomo; Tamat Sarmidi
Ekuitas: Jurnal Pendidikan Ekonomi Vol. 10 No. 2 (2022)
Publisher : Fakultas Ekonomi Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/ekuitas.v10i2.48717

Econometrics is an essential science in Development Economics because it can improve students' ability to process data and analyze economics. Monotonous lecture activities and student difficulties in lectures are associated with theories taught in real situations. One way to improve student's practical abilities is through innovative learning models. Learning innovations make students learn to be active in expressing discussions about current economic issues supported by analytical skills in the field, which will increase student enthusiasm. Through Project-based Learning (PjBL), students have to follow the learning process actively. Lecturers will be the leader to the process in order to giving the feedback and assess the learning process. This model enhances students' ability to solve problems directly and then solve them by engaging project work directly and enabling them to act and think creatively, improve collaborative skills, and increase enthusiasm. Using a quasi-experimental, the study involving a sample of 59 people taken by a simple random sampling technique. The data collected were analyzed using a one-time ANOVA test. The application of this model is carried out online and packaged by applying various combinations of technologies. Empirical evidence shows simultaneously significant differences in learning outcomes and problem-solving abilities in undergraduate students using the PjBL method compared to conventional methods. This study concludes that the PjBL model effectively improves the ability to think actively and solve problems for students in the Econometrics course. The implementation results of this study can be the innovative technology-based learning methods that are attractive to undergraduate students in subjects that require high critical thinking skills.

Penerapan Peer-to-Peer Lending: Mendorong Pengembangan Keuangan Inklusif UMKM Purnamasari, Vidya; Wulandari, Dwi; Mukhlis, Imam; Seprillina, Linda; Cahayati, Nila
Jurnal KARINOV Vol 7, No 1 (2024): Januari
Publisher : Institute for Research and Community Service (LP2M), Universitas Negeri Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17977/um045v7i1p063

UMKM di Kota Malang, khususnya dalam memanfaatkan fintech melalui Peer to Peer Lending (P2P). Urgensi akses P2P lending memberikan pelaku UMKM pemahaman tentang pembiayaan yang lebih sederhana dan pemanfaatan teknologi untuk meningkatkan kemampuan ekspansi dan inovasi dalam bisnis mereka. Berdasarkan hasil obeservasi menunjukkan kendala utama yang dihadapi oleh UMKM adalah akses pembiayaan dengan persyaratan yang rumit. Metode pengabdian dilaksanakan dengan metode pelaksanaan yang mencakup pra-kegiatan, pelaksanaan kegiatan, dan evaluasi. Kegiatan dilakukan dengan melibatkan 35 anggota mitra UMKM yang tergabung dalam komunitas Komunitas UMKM Wanita di Kota Malang. Berdasarkan hasil kegiatan dalam tahap observasi menunjukkan banyak pelaku UMKM yang kesulitan memperoleh pembiayaan dari lembaga keuangan konvensional. Dalam tahapan pelaksanaan, kegiatan sosialisasi tentang P2P lending dan manajemen keuangan UMKM mendapati atensi yang sangat baik oleh UMKM. Sehingga tingkat capaian dari hasil evaluasi melalui tanya-jawab didapati 90% kegiatan pengabdian tersebut telah dapat dikatakan berhasil dalam upaya untuk membantu UMKM dalam mengakses pembiayaan yang efisien melalui pemanfaatan fintech. Kata kunci—Fintech, Peer-to-Peer Lending, UMKM Abstract The community engagement activity aims to enhance understanding and access to financing for micro, small, and medium enterprises (MSMEs) in Malang, particularly by leveraging fintech through peer-to-peer lending (P2P). The urgency of P2P lending access provides MSMEs with insights into simpler financing and the utilization of technology to boost their capacity for expansion and innovation in their businesses. Based on observational findings, the primary challenge faced by MSMEs is access to financing with complex requirements. The engagement method is executed through a series of phases, including pre-activity, activity implementation, and evaluation. The initiative involves the participation of 35 partner members from the MSMEs women community in Malang. The observational phase revealed that many MSMEs struggle to obtain financing from conventional financial institutions. During the implementation phase, activities related to P2P lending and financial management for MSMEs garnered significant attention and interest, leading to a high level of success. As evidenced by the evaluation results, achieved through question-and-answer sessions, approximately 90% of the engagement activities can be considered successful in their efforts to assist MSMEs in accessing efficient financing through fintech utilization. Keywords—Fintech, Kota Malang, Peer-to-Peer Lending, MSMEs

Diseminasi Akad Transaksi Limbah Berbasis Halal dalam Pupuk Organik Serta Peningkatan Interesting Packaging Olahan Pupuk Merlinda, Santi; Purnamasari, Vidya; Suwanan, Ahmad Fawaiq
Jurnal KARINOV Vol 7, No 2 (2024): Mei
Publisher : Institute for Research and Community Service (LP2M), Universitas Negeri Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17977/um045v7i2p091

Berbagai kajian ilmiah menegaskan bahwa limbah ternak sapi menjadi sumberdaya yang sangat potensial, baik dari segi pertanian, maupun ekonomi apabila dikelola sesuai standar keselamatan dan kesehatan. Namun, berdasarkan Mazhab Syafi’i, hukum muammalah transaksi jual-beli pupuk kotoran sapi adalah haram, sehingga diperlukan program pelatihan untuk diseminasi akad dalam penjualan hasil prdoduksi pupuk tersebut. Program Pengabdian Kepada Masyarakat ini bertujuan untuk memberikan pemahaman kepada peternak sapi di Desa Belung tentang akad transaksi hasil olahan pupuk berbasis halal industri serta memberikan pelatihan dalam pengemasan produk pupuk dari hasil olahan limbah ternak sapi. Kegiatan ini dilakukan melalui tiga tahapan, yaitu (1) perencanaan yang meliputi perencanaan anggaran dan langkah kerja strategis, (2) pelaksanaan yang meliputi pelatihan diseminasi akad limbah ternak berbasis halal industri, pelatihan pembuatan pupuk padat, dan pelatihan pengemasan pupuk hasil olahan, dan (3) evaluasi melalui pengamatan partisipasi aktif peserta dan output kemasan pupuk limbah ternak sapi. Hasil dari kegiatan ini adalah peningkatan pengetahuan peternak sapi di Desa Belung tentang: akad transaksi pupuk limbah ternak berbasis halal industri, proses pembuatan dan pengemasan pupuk padat. Sebagai kelanjutan dari program ini, diharapkan dapat dilaksanakan pamsaran pupuk limbah sapi agar jangkauannyalebih luas dan kesejahteraan peternak sapi meningkat. Kata kunci— Halal Industri, Limbah Ternak Sapi, Pakcaging Pupuk Abstract Various scientific studies confirm that cattle waste is a potential resource, both in terms of agriculture and the economy, if managed according to safety and health standards. However, based on the Shafi'i Mazhab, the law of transaction cow dung manure is haram, so a training program is needed to disseminate contracts in the sale of fertilizer production results. This Community Service Program aims to provide understanding to cattle farmers in Belung Village about the transaction contract of processed industrial halal-based fertilizers and provide training in packaging fertilizer products. This activity is carried out through three stages, (1) Planning, which includes budget planning and strategic work steps, (2) Implementation, which includes training on dissemination of industrial halal-based livestock waste contracts, training on making and packing solid fertilizers, and (3) Evaluation through observation of active participation of participants and output of cattle waste fertilizer packaging. The result of this activity is an increase in the knowledge of cattle farmers in Belung Village about waste fertilizer transaction-based halal contracts, solid fertilizer manufacturing processes, and attractive fertilizer packaging. As a continuation of this program, it is expected that training can be carried out to market fertilizers processed so that the market reach is more comprehensive and the welfare of cattle farmers increases. Keywords— Halal Industry, Cattle Waste, Packaging Fertilizer

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