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INTERVENSI BULOG TERHADAP KELANGKAAN BERAS MENURUT PERSPEKTIF TAS’IR AL-JABARI: (Studi Kasus pada Perum Bulog Divisi Regional Aceh) Bismi Khalidin; Rahmi Wahyuni
Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah Vol. 1 No. 1 (2020): Al-Mudharabah : Jurnal ekonomi dan Keuangan Syariah
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah dan Hukum, UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/al-mudharabah.v2i1.821

Abstract

Beras pada waktu tertentu dapat mengalami kelangkaan dikarenakan berbagai macam permasalahan, Perum Bulog memiliki wewenang untuk mengatasi kelangkaan beras dengan melakukan intervensi. Pertanyaan penelitian dalam skripsi ini adalah bagaimanakah intervensi Perum Bulog Divisi Regional Aceh terhadap kelangkaan beras, bagaimanakah upaya Perum Bulog dalam menangani kelangkaan beras dan bagaimanakah perspektif tas’ir al-jabari terhadap intervensi Perum Bulog pada kelangkaan beras. Penelitian ini menggunakan penelitian lapangan (field research) dan penelitian kepustakaan (library research). Jenis penelitian ini adalah suatu penelitian yang menunjukkan pemecahan permasalahan yang aktual dengan jalan menyusun, menganalisa, dan menginterprestasi seluruh data yang berhubungan dengan penulisan. Hasil penelitian mengenai intervensi Perum Bulog terhadap kelangkaan beras dimana Bulog mengintervensi secara rutin setiap permasalahan yang terjadi berdasarkan surat perintah dari Bulog Pusat dan bekerjasama dengan Dinas Pertanian, Badan Pusat Statistik dan Dinas Perindustrian dan Perdagangan untuk melakukan operasi pasar yang bertujuan untuk mencegah terjadinya kelangkaan beras. Upaya Bulog dalam menangani kelangkaan beras Bulog akan melakukan operasi pasar dengan menyalurkan stok cadangan beras yang ada di gudang Bulog ke setiap toko yang ada di Aceh yang telah memiliki ikatan kerjasama, dan upaya terakhir yaitu melakukan impor beras. Intervensi yang dilakukan oleh Perum Bulog sesuai dengan konsep tas’ir al-jabari. Konsep tas’ir al-jabari ini dapat dilakukan oleh Bulog dalam menangani masalah kelangkaan beras. Dari paparan di atas dapat disimpulkan bahwa, intervensi pemerintah terhadap kelangkaan beras dapat dilakukan oleh Perum Bulog sesuai dengan perintah dari Bulog Pusat dimana intervensi yang dilakukan sesuai dengan hukum islam karena dilihat dari kemaslahatan masyarakat.
TRANSAKSI JUAL BELI NON TUNAI ANTARA PETANI TAMBAK DAN PEDAGANG DALAM PERSPEKTIF AKAD BAI’ AL-DAIN: Suatu Penelitian di Kecamatan Nurussalam Aceh Timur Sukma Klara Prihatini; Bismi Khalidin; Faisal Fauzan
Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah Vol. 2 No. 2 (2021): Al-Mudharabah : Jurnal Ekonomi dan Keuangan Syariah
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah dan Hukum, UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/al-mudharabah.v3i2.2009

Abstract

Petani tambak di Kecamatan Nurussalam tidak mempunyai modal yang cukup untuk memulai usaha pertambakan sehingga mereka terpaksa berhutang kepada pedagang untuk memenuhi kebutuhan yang diperlukan meskipun mereka harus menerima persyaratan tertentu yang ditetapkan pedagang seperti tidak boleh menjual hasil panen kepada pihak lain dan harga penjualan yang mereka tetapkan lebih rendah daripada harga pasar. Adapun tujuan penelitian ini untuk menjawab permasalahan mengenai mekanisme transaksi jual beli non tunai antara pedagang dan petani tambak, penetapan harga yang dilakukan pihak pedagang terhadap hasil tambak, serta tinjauan akad ba’i al-dayn terhadap transaksi non tunai antara petani tambak dan pedagang. Penulisan skripsi ini menggunakan pendekatan deskriptif analisis, data diperoleh melalui studi kepustakaan dan penelitian lapangan. Hasil penelitian menunjukkan bahwa transaksi jual beli non tunai ini dilaksanakan dengan cara petani tambak yang kekurangan modal berhutang kepada pedagang berupa kebutuhan yang diperlukan dengan syarat mereka harus menjual seluruh hasil panen kepada pedagang sebagai salah satu langkah pengembalian utang dan kemudian hasil penjualan tersebut dipotong dengan jumlah utang yang ada dan sisanya diserahkan kembali dengan jangka tempo tertentu. Seluruh perjanjian yang dilaksanakan tidak ada bukti tertulis serta tidak menghadirkan para saksi sebagaimana yang dianjurkan dalam Islam. Terkait harga penjualan hasil panen ditetapkan langsung oleh pedagang dimana harga yang ditetapkan lebih rendah daripada harga di pasaran. Perbedaan harga tersebut mencapai Rp.1000-2000/Kg dan ini merupakan suatu bentuk kezaliman yang dilarang dalam Islam.
ANALISIS PENETAPAN UPAH BURUH PETANI CABAI BERDASARKAN WAKTU KERJA MENURUT PERSPEKTIF IJĀRAḤ ‘ALA AL-‘AMAL : Suatu Penelitian pada Petani Cabai di Kecamatan Lhoong Aceh Besar Willy Ninda Azhari; Bismi Khalidin; Faisal Fauzan
Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah Vol. 3 No. 1 (2022): Al-Mudharabah : Jurnal Ekonomi dan Keuangan Syariah
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah dan Hukum, UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/al-mudharabah.v4i1.2022

Abstract

ANALYSIS OF CAPITAL FINANCING PRACTICES IN ISLAMIC FINANCIAL INSTITUTIONS Khalidin, Bismi; Fadhillah. R, Rayhan
Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah Vol. 4 No. 1 (2023): Al-Mudharabah : Jurnal Ekonomi dan Keuangan Syariah
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah dan Hukum, UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/al-mudharabah.v4i1.3046

Abstract

One of the Sharia financial institutions that contributes effectively to distributing business capital financing is PT. Permodalan Nasional Madani (PNM) through the Fostering a Prosperous Family Economy (PNM Mekaar) program.  The practice of capital financing at PNM Mekaar Syariah Aceh Besar uses a joint liability system.  The type of research used by the author is qualitative research with data collection techniques using field research, which is research that aims to obtain data that is carried out by going directly into the field related to the focus of the research. To collect data, the techniques used are interviews and documentation. In this study, the author found that in the practice of capital financing carried out by PNM Mekaar, there is no guarantee. If there is one member who does not make PKM (Weekly Group Meeting) installments, then the other group members are responsible for paying off the installments. Therefore, it can be concluded that each member of the group is a guarantee for the other members in paying off the installments.
LEGAL PROTECTION OF THE COMMUNITY BANDA ACEH CITY IN USING COSMETICS NON-HALAL LEBEL REVIEWED FROM AKAD SELLING Sholihah, Nurul Imratu; Khalidin, Bismi; Jefry Tarantang
Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah Vol. 4 No. 2 (2023): Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah dan Hukum, UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/al-mudharabah.v4i2.5641

Abstract

This research aims to answer 3 research questions, namely how the form of legal protection for consumers who use non-halal cosmetic products, how the form of use of non-halal label cosmetic products, and how the perspective of Islamic law on the legal protection of non-halal label cosmetic consumers in the city of Banda Aceh. The research method used is descriptive analysis, namely data collection techniques in the form of field and literature studies. The results of this study indicate that the form of legal protection for consumers who use non-halal labelled cosmetic products carried out by the Banda Aceh city government is by imposing jinayah sanctions. Both in the form of flogging, imprisonment, and fines in accordance with Aceh Qanun Number 8 of 2016 concerning the Halal Guarantee System. The form of use of non-halal labelled cosmetic products in the people of Banda Aceh city varies, namely Special UV whitening, bb cream night and day, Doolby lipstick, make over, and so on. This product is used for skin beauty on the face, hands and body. The perspective of Islamic law on legal protection for consumers of non-halal labelled cosmetics in the city of Banda Aceh in the sale and purchase contract must be carried out so that consumers are protected from buying and selling which contains elements of lies about the goods they buy, especially from elements that are not halal for use by buyers. From the results of this study, the author suggests that the Banda Aceh city government continue to take firm steps in the circulation of non-halal labelled products. In addition, buyers must also be more careful in choosing cosmetics that will be used daily.
Digital-Based Information System of Zakat Management in Indonesia: Strategies for Increasing Revenue in Fiqh Muamalah Perspectives Musa, Armiadi; Zulfikar, Teuku; Khalidin, Bismi
Samarah: Jurnal Hukum Keluarga dan Hukum Islam Vol 6, No 2 (2022): Samarah: Jurnal Hukum Keluarga dan Hukum Islam
Publisher : Islamic Family Law Department, Sharia and Law Faculty, Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/sjhk.v6i2.11960

Abstract

This study aims to examine the digital-based zakat management information system and strategies for increasing ZIS fund income from the perspective of muamalah fiqh in NTB and Aceh. This study focuses on using SimBaznas on the loyalty of zakat payments, the cand constraints, and strategies taken to increase zakat payments in the two regions. This is a mixed-method study to obtain more comprehensive, reliable, and objective data. The results showed that the implementation of SimBaznas at Baznas in NTB was only carried out on reporting zakat collection that had been carried out properly, while reports and asset reports had not been well informed in SimBaznas. Meanwhile, in Aceh Province, all SimBaznas features have not been effective. Quantitative analysis shows that the ease of use and availability of facilities and infrastructure does not guarantee a correlation with the implementation of SimBaznas in the two provinces. In addition, the seriousness of the interest of SimBaznas users has an effective effect on the implementation of the system. However, it is certain that the existence of SimBaznas has no significant effect on the loyalty of Muslims in the two provinces. The problem with using SimBaznas is caused by the lack of quantity and quality of IT-based human resources. Therefore, the strategies that can be applied are improving the quality and quantity of SimBaznas IT managers, socializing SimBaznas to the public, encouraging ratifying the law on zakat as a tax deduction, and finalizing the regulation of zakat as PAD in Aceh. Therefore, in the context of fiqh muamalah, Baitul Mal will increasingly contribute to poverty alleviation, economic development, and human resource development in NTB, Aceh, and Indonesia.
The Influence of Conventional Banking and Sharia Banking on Economic Growth in Indonesia Mutia, Ratna; Masbar, Raja; Abd. Majid, M. Shabri; Khalidin, Bismi
Jurnal Ilmiah Peuradeun Vol. 13 No. 1 (2025): Jurnal Ilmiah Peuradeun
Publisher : SCAD Independent

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26811/peuradeun.v13i1.1418

Abstract

The financial sector is referred to as one of the factors influencing the monetary crisis. This study examined the relationship between the banking development score in the dual banking system model and economic growth in Indonesia. This study used a quantitative method, using the VECM approach and the Granger Causality model. The findings showed that Conventional Banking Credit Growth, Sharia Banking Financing Growth, PMTB, LDR and FDR, and ROA of conventional and Sharia banks had a positive effect on economic growth in Indonesia. The inflation variables, NPF, and NPL had a negative effect on economic growth in Indonesia. This finding provided us with an understanding that the existence of Sharia banking could drive economic growth in Indonesia. In conventional banks, in the long term, there was a long-term relationship between the independent variables and the dependent variables. This study provided new insights into the influence of the banking sector on economic growth in Indonesia, highlighting the importance of synergy between conventional and Islamic banking in creating diverse financial instruments and enhancing access to banking services, especially in areas with limited financial access.